The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 69,899 328,428 SH SOLE 328,428 0 0
ISHARES INC CORE MSCI EMKT 46434G103 169,140 2,037,659 SH SOLE 2,037,659 0 0
ISHARES TR CORE MSCI EAFE 46432F842 66,192 685,189 SH SOLE 685,189 0 0
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 28,994 384,185 SH SOLE 384,185 0 0
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 26,577 322,180 SH SOLE 322,180 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 8,429 279,090 SH SOLE 279,090 0 0
SIMPLIFY EXCHANGE TRADED FUN SHORT TERM TREA 82889N657 60,685 2,967,492 SH SOLE 2,967,492 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X202 55,153 802,765 SH SOLE 802,765 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 120,978 161,923 SH SOLE 161,923 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 115,202 1,107,967 SH SOLE 1,107,967 0 0
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593 10,496 314,273 SH SOLE 314,273 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 75,683 2,587,512 SH SOLE 2,587,512 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 166,717 242,780 SH SOLE 242,780 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 39,711 480,641 SH SOLE 480,641 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 31,619 200,033 SH SOLE 200,033 0 0