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appreciation over the long term. Fees and Expenses of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The following table describes the fees and expenses that you may pay if you buy, hold, and sell shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the table and example below.</span></div> Shareholder Fees (fees paid directly from your investment) 0 Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) 0.0045 0 0.0043 0.0025 0.0018 0.0088 Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and includes the expense reductions generated when the Fund loaned its portfolio securities. Example The following Example is intended to help you compare the cost of investing in Service Shares of the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in Service Shares of the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: 90 281 488 1084 Portfolio Turnover <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 79% of the average value of its portfolio.</span></div> 0.79 Principal Investment Strategies of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Under normal circumstances, the Fund invests at least 80% of its assets in the securities of large capitalization companies. The Fund considers “large capitalization companies” to be companies, whose market capitalizations are within the range of the market capitalizations in the Russell 1000</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">®</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:8pt;font-weight:400;line-height:120%"> </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Index as of its most recent annual index reconstitution.</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund also may invest in derivatives such as futures, forwards and other similar instruments in order to “equitize” cash balances by gaining exposure to relevant equity markets. To the extent that derivatives and other instruments provide investment exposure to the securities of large capitalization companies or provide investment exposure to one or more market risk factors associated with such investments, they will be counted as such for purposes of the Fund’s 80% investment policy.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The sub-advisor uses a rules-based methodology that emphasizes quantitatively-based stock selection, portfolio construction and efficient implementation. The Fund seeks to capture common sources of active equity returns, including the following factors: value (i.e., how attractively a stock is priced relative to its “fundamentals,” such as book value and free cash flow), momentum (i.e., whether a company’s share price is trending up or down) and quality (i.e., profitability). The sub-advisor seeks to capitalize on the low correlations in returns across these factors by diversifying exposure to securities selected based on such factors. The sub-advisor may, in its discretion, make changes to its quantitative techniques, or use other quantitative techniques that are based on the sub-advisor’s proprietary research. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The sub-advisor constructs the Fund’s portfolio by investing in the securities comprising the Russell 1000</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">® </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Index and adjusting the relative weight of each security based on the security’s attractiveness when evaluated based on the factors as described above, subject to the Fund being constrained to long-only positions. Based on the sub-advisor’s judgment, the Fund expects that its portfolio will be overweight with respect to certain securities (i.e., the Fund will hold a greater percentage of those securities than the index) and underweight with respect to </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">others (i.e., the Fund will hold a lesser percentage of those securities than the index), and that such weightings may change over time. The sub-advisor invests the Fund's portfolio in a diverse blend of equity securities representing the core large capitalization market segment across investment styles. The percentage of the Fund’s portfolio exposed to any single security will vary from time to time as the weightings of the securities within the Fund change. The degree to which components of the Fund represent certain sectors or industries may change over time.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund lends its portfolio securities to seek to generate additional income.</span></div> Under normal circumstances, the Fund invests at least 80% of its assets in the securities of large capitalization companies. There is the risk that you could lose all or a portion of the money you have invested in the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Management Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">An investment or allocation strategy used by the Advisor or a sub-advisor may fail to produce the intended results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Market Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> The value of the Fund’s investments and the net asset values of the Fund’s shares will fluctuate in response to various market and economic factors related to the equity and fixed income markets as well as the financial condition and prospects of companies in which the Fund invests.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Growth Investment Risk</span>: The Fund’s investments in growth-oriented securities may be subject to greater price volatility and may be more sensitive to changes in the issuer’s current or expected earnings than other equity securities. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Equity Risk:</span> Common stocks are susceptible to general stock market fluctuations and to volatile increases and decreases in value. The stock market may experience declines or stocks in the Fund’s portfolio may not increase their earnings at the rate anticipated. The Fund’s NAV and investment return will fluctuate based upon changes in the value of its portfolio securities. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Value Investment Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">: The Fund’s investments in value-oriented securities may be out of favor and potentially undervalued in the marketplace due to adverse business, industry or other developments. The Fund’s investments in value-oriented securities may not reach what the Fund’s sub-advisor believes are their full value.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Quantitative Investment Techniques Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Quantitative models may contain design flaws. In addition, quantitative investment techniques may rely on inaccurate assumptions or data inputs, and the Fund may be adversely affected by errors or limitations in the construction and implementation of these techniques.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Information Technology Sector Risk.</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> The information technology (IT) sector has historically been relatively volatile due to the rapid pace of product development within the sector. Products and services of IT companies may not achieve commercial success or may become obsolete quickly. Stock prices of companies operating within this sector may be subject to abrupt or erratic movements. Additionally, these companies are subject to significant competitive pressures, such as new market entrants, aggressive pricing and tight profit margins. The activities of these companies may also be adversely affected by changes in government regulations. Unlike market benchmarks, the Fund is subject to certain regulatory requirements governing issuer diversification and industry concentration within the Fund’s portfolio. To the extent equity market performance is driven by a relatively small group of companies, the Fund may not be able to implement its strategy as intended due to these regulatory constraints.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Derivatives Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">: A derivative is an instrument with a value based on the performance of an underlying currency, security, index or other reference asset. The use of derivatives involves risks different from, or greater than, the risks associated with investing in more traditional investments. Derivatives involve costs, may create leverage and may be illiquid, volatile, and difficult to value. The Fund may not be able to close out or sell a derivative position at a particular time or at an anticipated price. The use of derivatives could also result in a loss if the counterparty to the transaction does not perform as promised, including because of such counterparty’s bankruptcy or insolvency. The investment results achieved by the use of derivatives by the Fund may not match or fully offset changes in the value of the underlying currency, security, index or other reference asset that it was attempting to hedge or the investment opportunity the Fund was attempting to pursue.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Securities Lending Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> When the Fund lends its portfolio securities, the Fund is subject to the risk that the borrower may fail to return the securities in a timely manner or at all, resulting in a loss to the Fund and/or a delay in recovering the loaned securities. The Fund could also lose money in connection with securities lending transactions if it does not recover the loaned securities and/or the value of the collateral falls, including the value of investments made with cash collateral. Securities lending also may have certain adverse tax consequences. The Fund is not obligated to engage in securities lending and may discontinue its securities lending activities at any time.</span> Performance <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The bar chart and table that follow illustrate annual returns for Service Shares of the Fund for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future.</span> This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. GUIDEMARK® LARGE CAP CORE FUND – SERVICE SHARES Calendar Year Returns as of 12/31 <div><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The year-to-date performance of the Fund’s Service Shares as of June 30, 2026 was 7.67%.</span></div><div style="margin-top:6pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">During the period shown on the bar chart, the Fund’s best and worst quarters are shown below:</span></div><div style="margin-top:11pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:56.481%"><tr><td style="width:1.0%"></td><td style="width:25.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:52.061%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.510%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Best Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended June 30, 2020</span></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">24.25</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Worst Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended March 31, 2020</span></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">-21.48</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr></table></div> year-to-date performance 2026-06-30 0.0767 Best Quarter: 2020-06-30 0.2425 Worst Quarter: 2020-03-31 -0.2148 Average Annual Total Returns for Periods Ended December 31, 2025 Return Before Taxes 0.1423 0.1231 0.1312 Return After Taxes on Distributions 0.1003 0.1057 0.1195 Return After Taxes on Distributions and Sale of Fund Shares 0.1149 0.0961 0.1076 Russell 1000® Index (reflects no deduction for fees, expenses or taxes) (reflects no deduction for fees, expenses or taxes) 0.1737 0.1359 0.1459 Russell 3000® Index (reflects no deduction for fees, expenses or taxes) 0.1715 0.1315 0.1429 <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-tax returns depend on your tax situation and may differ from those shown. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor.</span></div> After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor. GUIDEMARK® EMERGING MARKETS FUND Investment Objective <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">GuideMark</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">® </span>Emerging Markets Fund (the “Fund”) seeks capital appreciation over the long term. Fees and Expenses of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The following table describes the fees and expenses that you may pay if you buy, hold, and sell shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the table and example below:</span></div> Shareholder Fees (fees paid directly from your investment) 0 Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) 0.0059 0 0.0116 0.0025 0.0091 0.0002 0.0177 -0.0029 0.0148 Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and does not include indirect expenses such as AFFE, but includes the expense reductions generated when the Fund loaned its portfolio securities. July 31, 2027 Example The following Example is intended to help you compare the cost of investing in Service Shares of the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in Service Shares of the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return and that the Fund’s operating expenses remain the same. The Example reflects adjustments made to the Fund’s operating expenses due to the fee waiver and/or expense assumption by the Advisor for the 1-year number only. Although your actual costs may be higher or lower, based on these assumptions your costs would be: 151 529 932 2060 Portfolio Turnover <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 64% of the average value of its portfolio.</span></div> 0.64 Principal Investment Strategies of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Under normal circumstances, the Fund invests at least 80% of its assets in securities and other instruments that provide exposure to emerging market countries. For purposes of this policy, securities and other instruments that provide exposure to emerging market countries include: (i) securities issued by entities which are located, incorporated or have significant business activities in or are impacted by economic developments in developing or emerging market countries, (ii) securities denominated in, or linked to, currencies or interest rates of an emerging market country or countries, and (iii) derivatives or pooled structures (such as exchange-traded funds (“ETFs”)) that are linked to </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">emerging markets. The Fund considers emerging market countries to be those defined by the MSCI Emerging Markets Index. The Fund will, under normal circumstances, seek exposure to a minimum of three emerging market countries. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund mainly invests in equity securities of issuers in emerging market countries. The Fund’s investments in equity securities may include common stocks, unit stocks, stapled securities, ETFs and preferred stocks of companies of any size capitalization. The Fund also may invest in depositary receipts, including American Depositary Receipts (“ADRs”) of foreign companies and Global Depositary Receipts (“GDRs”). Depositary receipts are typically issued by a U.S. or foreign bank or trust company and evidence ownership of underlying securities issued by a foreign corporation. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund also may invest in derivatives such as futures, forwards and other similar instruments in order to (i) “equitize” cash balances by gaining exposure to relevant equity markets; and (ii) hedge exposure to foreign currencies. The Fund may engage in currency futures and currency forwards for the purpose of hedging exposures within the Fund to non-dollar-denominated assets. In general, the use of currency derivatives for hedging may reduce the overall risk level of the Fund, albeit at a cost that may lower overall performance. To the extent that derivatives and other instruments provide investment exposure to emerging market countries or provide investment exposure to one or more market risk factors associated with such investments, they will be counted as such for purposes of the Fund’s 80% investment policy.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The sub-advisor uses a rules-based methodology that emphasizes quantitatively-based stock selection, portfolio construction and efficient implementation. The Fund seeks to capture common sources of active equity returns, including the following factors: value (i.e., how attractively a stock is priced relative to its “fundamentals,” such as book value and free cash flow), momentum (i.e., whether a company’s share price is trending up or down) and quality (i.e., profitability). The sub-advisor seeks to capitalize on the low correlations in returns across these factors by diversifying exposure to securities selected based on such factors. The sub-advisor may, in its discretion, make changes to its quantitative techniques, or use other quantitative techniques that are based on the sub-advisor’s proprietary research. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The sub-advisor constructs the Fund’s portfolio by investing in the securities comprising the MSCI Emerging Markets</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"> </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Index and adjusting the relative weight of each security based on the security’s attractiveness when evaluated based on the factors as described above, subject to the Fund being constrained to long-only positions. Based on the sub-advisor’s judgment, the Fund expects that its portfolio will be overweight with respect to certain securities (i.e., the Fund will hold a greater percentage of those securities than the index) and underweight with respect to others (i.e., the Fund will hold a lesser percentage of those securities than the index), and that such weightings may change over time. The percentage of the Fund’s portfolio exposed to any single security will vary from time to time as the weightings of the securities within the Fund change. The degree to which components of the Fund represent certain sectors or industries may change over time.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund lends its portfolio securities to seek to generate additional income.</span></div> Under normal circumstances, the Fund invests at least 80% of its assets in securities and other instruments that provide exposure to emerging market countries. There is the risk that you could lose all or a portion of the money you have invested in the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Management Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> An investment or allocation strategy used by the Advisor or a sub-advisor may fail to produce the intended results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Market Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> The value of the Fund’s investments and the net asset values of the Fund’s shares will fluctuate in response to various market and economic factors related to the equity and fixed income markets as well as the financial condition and prospects of companies in which the Fund invests.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Equity Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Common stocks are susceptible to general stock market fluctuations and to volatile increases and decreases in value. The stock market may experience declines or stocks in the Fund’s portfolio may not increase their earnings at the rate anticipated. The Fund’s NAV and investment return will fluctuate based upon changes in the value of its portfolio securities.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Information Technology Sector Risk. </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The information technology (IT) sector has historically been relatively volatile due to the rapid pace of product development within the sector. Products and services of IT companies may not achieve commercial success or may become obsolete quickly. Stock prices of companies operating within this sector may be subject to abrupt or erratic movements. Additionally, these companies are subject to significant competitive pressures, such as new market entrants, aggressive pricing and tight profit margins. The activities of these companies may also be adversely affected by changes in government regulations. Unlike market benchmarks, the Fund is subject to certain regulatory requirements governing issuer diversification and industry concentration within the Fund’s portfolio. To the extent equity market performance is driven by a relatively small group of companies, the Fund may not be able to implement its strategy as intended due to these regulatory constraints.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Emerging Markets Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> In addition to the risks generally associated with investing in foreign securities, countries with emerging markets may also have relatively unstable governments, social and legal systems that do not protect shareholders, economies based on only a few industries and securities markets that trade a small number of issues. Additionally, trading in the currencies of emerging market countries may face periods of limited liquidity or the political risk of exchange controls or currency repatriation restrictions.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Regional Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">. To the extent that the Fund invests a significant portion of its assets in a specific geographic region, the Fund will have increased exposure to the risks affecting that specific geographic region. In the event of economic or political turmoil or a deterioration of diplomatic relations in a region where a substantial portion of the Fund’s assets are invested, the Fund may experience substantial illiquidity or reduction in the value of the Fund’s investments. In addition, adverse economic events in a certain region can impact securities of issuers in other countries whose economies appear to be unrelated. There are special risks associated with investments in China, Hong Kong and Taiwan, including exposure to currency fluctuations, less liquidity, expropriation, confiscatory taxation, </span><div style="margin-top:3pt;padding-left:9pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">nationalization and exchange control regulations (including currency blockage). Inflation and rapid fluctuations in inflation and interest rates have had, and may continue to have, negative effects on the economy and securities markets of China, Hong Kong and Taiwan. The Chinese economy is heavily dependent on its large export sector and its economic growth may be adversely affected by trade disputes with key trading partners and escalating tariffs imposed on goods and services it produces. Investments in Chinese companies may be made through a special structure known as a variable interest entity (“VIE”). VIEs are common and are well known to Chinese officials and regulators, but historically the VIE structure has not been formally recognized under Chinese law. There is uncertainty as to whether Chinese courts or arbitration bodies would enforce the contractual rights of foreign investors in a VIE structure and whether Chinese officials and regulators will reverse their acceptance of the VIE structure generally, or with respect to certain industries.</span></div> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Growth Investment Risk</span>: The Fund’s investments in growth-oriented securities may be subject to greater price volatility and may be more sensitive to changes in the issuer’s current or expected earnings than other equity securities. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Value Investment Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> The Fund’s investments in value-oriented securities may be out of favor and potentially undervalued in the marketplace due to adverse business, industry or other developments. The Fund’s investments in value-oriented securities may not reach what the Fund’s sub-advisor believes are their full value.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Quantitative Investment Techniques Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Quantitative models may contain design flaws. In addition, quantitative investment techniques may rely on inaccurate assumptions or data inputs, and the Fund may be adversely affected by errors or limitations in the construction and implementation of these techniques.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Foreign Securities Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">: The risks of investing in foreign securities, ADRs and GDRs can increase the potential for losses in the Fund and may include currency fluctuations, political and economic instability, less government regulation, less publicly available information, limited trading markets, differences in financial reporting standards, fewer protections for passive investors and less stringent regulation of securities markets. The risks of foreign investments may be greater in developing or emerging market countries.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Currency Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Currency risk is the risk that the value of the Fund’s investments, as measured in U.S. dollars, may be unfavorably affected by changes in foreign currency exchange rates and related regulations. The value of an investment denominated in a foreign currency could change significantly as foreign currencies strengthen or weaken relative to the U.S. dollar. These currency rate fluctuations or related currency risk management strategies, including positions or techniques achieved through the use of derivatives, could represent a significant component of the Fund’s returns and could materially impact the Fund’s overall risk/return profile.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Small and Medium Capitalization Company Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Small and medium capitalization companies often have narrower markets, fewer products or services to offer and more limited managerial and financial resources than do larger, more established companies. As a result, their performance can be more volatile, and they face a greater risk of business failure, which could increase the volatility and risk of loss of the Fund's assets.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Derivatives Risk</span>: A derivative is an instrument with a value based on the performance of an underlying currency, security, index or other reference asset. The use of derivatives involves risks different from, or greater than, the risks associated with investing in more traditional investments. Derivatives involve costs, may create leverage and may be illiquid, volatile, and difficult to value. The Fund may not be able to close out or sell a derivative position at a particular time or at an anticipated price. The use of derivatives could also result in a loss if the counterparty to the transaction does not perform as promised, including because of such counterparty’s bankruptcy or insolvency. The investment results achieved by the use of derivatives by the Fund may not match or fully offset changes in the value of the underlying currency, security, index or other reference asset that it was attempting to hedge or the investment opportunity the Fund was attempting to pursue. For example, with currency derivatives, there may be an imperfect correlation between a Fund’s portfolio holdings of securities denominated in a particular currency and the currencies underlying the currency derivatives entered into by the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Liquidity Risk</span>: Liquidity risk is the risk that certain investments may be difficult or impossible to buy or sell at the time and price that a Fund would like to buy or sell the security. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Exchange-Traded Funds Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> An ETF may represent a portfolio of securities or may use derivatives in pursuit of its stated objective. The risks of owning an ETF generally reflect the risks of owning the underlying securities held by the ETF, although a lack of liquidity in an ETF could result in it being more volatile. In addition, ETF shares may trade at a premium or discount relative to their net asset value. ETFs have management fees and other expenses which the Fund will indirectly bear.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Securities Lending Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> When the Fund lends its portfolio securities, the Fund is subject to the risk that the borrower may fail to return the securities in a timely manner or at all, resulting in a loss to the Fund and/or a delay in recovering the loaned securities. The Fund could also lose money in connection with securities lending transactions if it does not recover the loaned securities and/or the value of the collateral falls, including the value of investments made with cash collateral. Securities lending also may have certain adverse tax consequences. The Fund is not obligated to engage in securities lending and may discontinue its securities lending activities at any time.</span> Performance <div style="margin-top:3pt;padding-right:6.75pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The bar chart and table that follow illustrate annual returns for Service Shares of the Fund for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future.</span></div> This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. GUIDEMARK® EMERGING MARKETS FUND – SERVICE SHARES Calendar Year Returns as of 12/31 <div style="margin-top:3pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The year-to-date performance of the Fund’s Service Shares as of June 30, 2026 was 25.01%.</span></div><div style="margin-top:3pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">During the period shown on the bar chart, the Fund’s best and worst quarters are shown below:</span></div><div style="margin-top:8pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:63.492%"><tr><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Best Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended December 31, 2020</span></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">19.40</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Worst Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended March 31, 2020</span></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">-25.06</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr></table></div> year-to-date performance 2026-06-30 0.2501 Best Quarter: 2020-12-31 0.1940 Worst Quarter: 2020-03-31 -0.2506 Average Annual Total Returns for Periods Ended December 31, 2025 Return Before Taxes 0.3025 0.0427 0.0797 Return After Taxes on Distributions 0.3011 0.0295 0.0684 Return After Taxes on Distributions and Sale of Fund Shares 0.1855 0.0321 0.0629 MSCI Emerging Markets Index (reflects no deduction for fees, expenses or taxes) (reflects no deduction for fees, expenses or taxes) 0.3436 0.0467 0.0886 <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-tax returns depend on your tax situation and may differ from those shown. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor.</span></div> After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor. GUIDEMARK® SMALL/MID CAP CORE FUND Investment Objective <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">GuideMark</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">®</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"> </span>Small/Mid Cap Core Fund (the “Fund”) seeks capital appreciation over the long term. Fees and Expenses of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The following table describes the fees and expenses that you may pay if you buy, hold, and sell shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the table and example below:</span></div> Shareholder Fees (fees paid directly from your investment) 0 Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) 0.0057 0 0.0058 0.0025 0.0033 0.0115 Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and includes the expense reductions generated when the Fund loaned its portfolio securities. Example The following Example is intended to help you compare the cost of investing in Service Shares of the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in Service Shares of the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: 117 365 633 1398 Portfolio Turnover <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 42% of the average value of its portfolio.</span></div> 0.42 Principal Investment Strategies of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Under normal circumstances, the Fund invests at least 80% of its assets in the securities of small-to-medium capitalization companies. The Fund considers “small-to-medium capitalization companies” to be companies, whose market capitalizations are within the range of the market capitalizations in the Russell 2500</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">TM</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Index as of its most recent annual index reconstitution.</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund may invest in derivatives such as futures, forwards and other similar instruments in order to “equitize” cash balances by gaining exposure to relevant equity markets. To the extent that derivatives and other instruments provide investment exposure to the securities of small-to-medium capitalization companies or provide investment exposure to one or more market risk factors associated with such investments, they will be counted as such for purposes of the Fund’s 80% investment policy.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The sub-advisor uses a rules-based methodology that emphasizes quantitatively-based stock selection, portfolio construction and efficient implementation. The Fund seeks to capture common sources of active equity returns, including the following factors: value (i.e., how attractively a stock is priced relative to its “fundamentals,” such as book value and free cash flow), momentum (i.e., whether a company’s share price is trending up or down) and quality (i.e., profitability). The sub-advisor seeks to capitalize on the low correlations in returns across these factors by diversifying exposure to securities selected based on such factors. The sub-advisor may, in its discretion, make changes to its quantitative techniques, or use other quantitative techniques that are based on the sub-advisor’s proprietary research. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The sub-advisor constructs the Fund’s portfolio by investing in the securities comprising the Russell 2500</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">TM </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Index and adjusting the relative weight of each security based on the security’s attractiveness when evaluated based on the factors as described above, subject to the Fund being constrained to long-only positions. Based on the sub-advisor’s judgment, the Fund expects that its portfolio will be overweight with respect to certain securities (i.e., the Fund will hold a greater percentage of those securities than the index) and underweight with respect to others (i.e., the Fund will hold a lesser percentage of those securities than the index), and that such weightings may change over time. The sub-advisor invests the Fund's portfolio in a diverse blend of equity securities representing the core small/mid capitalization market segment across investment styles. The percentage of the Fund’s portfolio exposed to any single security will vary from time to time as the weightings </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">of the securities within the Fund change. The degree to which components of the Fund represent certain sectors or industries may change over time.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund lends its portfolio securities to seek to generate additional income.</span></div> Under normal circumstances, the Fund invests at least 80% of its assets in the securities of small-to-medium capitalization companies. There is the risk that you could lose all or a portion of the money you have invested in the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Management Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> An investment or allocation strategy used by the Advisor or a sub-advisor may fail to produce the intended results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Market Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> The value of the Fund’s investments and the net asset values of the Fund’s shares will fluctuate in response to various market and economic factors related to the equity and fixed income markets as well as the financial condition and prospects of companies in which the Fund invests.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Growth Investment Risk: </span>The Fund’s investments in growth-oriented securities may be subject to greater price volatility and may be more sensitive to changes in the issuer’s current or expected earnings than other equity securities. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Equity Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Common stocks are susceptible to general stock market fluctuations and to volatile increases and decreases in value. The stock market may experience declines or stocks in the Fund’s portfolio may not increase their earnings at the rate anticipated. The Fund’s NAV and investment return will fluctuate based upon changes in the value of its portfolio securities.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Value Investment Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> The Fund’s investments in value-oriented securities may be out of favor and potentially undervalued in the marketplace due to adverse business, industry or other developments. The Fund’s investments in value-oriented securities may not reach what the Fund’s sub-advisor believes are their full value.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Quantitative Investment Techniques Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Quantitative models may contain design flaws. In addition, quantitative investment techniques may rely on inaccurate assumptions or data inputs, and the Fund may be adversely affected by errors or limitations in the construction and implementation of these techniques.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Small and Medium Capitalization Company Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">: Small and medium capitalization companies often have narrower markets, fewer products or services to offer and more limited managerial and financial resources than do larger, more established companies. As a result, their performance can be more volatile, and they face a greater risk of business failure, which could increase the volatility and risk of loss of the Fund’s assets.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Derivatives Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">: A derivative is an instrument with a value based on the performance of an underlying currency, security, index or other reference asset. The use of derivatives involves risks different from, or greater than, the risks associated with investing in more traditional investments. Derivatives involve costs, may create leverage and may be illiquid, volatile, and difficult to value. The Fund may not be able to close out or sell a derivative position at a particular time or at an anticipated price. The use of derivatives could also result in a loss if the counterparty to the transaction does not perform as promised, including because of such counterparty’s bankruptcy or insolvency. The investment results achieved by the use of derivatives by the Fund may not match or fully offset changes in the value of the underlying currency, security, index or other reference asset that it was attempting to hedge or the investment opportunity the Fund was attempting to pursue.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Liquidity Risk</span>: Liquidity risk is the risk that certain investments may be difficult or impossible to buy or sell at the time and price that a Fund would like to buy or sell the security. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Securities Lending Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> When the Fund lends its portfolio securities, the Fund is subject to the risk that the borrower may fail to return the securities in a timely manner or at all, resulting in a loss to the Fund and/or a delay in recovering the loaned securities. The Fund could also lose money in connection with securities lending transactions if it does not recover the loaned securities and/or the value of the collateral falls, including the value of investments made with cash collateral. Securities lending also may have certain adverse tax consequences. The Fund is not obligated to engage in securities lending and may discontinue its securities lending activities at any time.</span> Performance <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The bar chart and table that follow illustrate annual returns for Service Shares of the Fund for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future.</span></div> This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. GUIDEMARK® SMALL/MID CAP CORE FUND – SERVICE SHARES Calendar Year Returns as of 12/31 <div><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The year-to-date performance of the Fund’s Service Shares as of June 30, 2026 was 22.15%.</span></div><div style="margin-top:6pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">During the period shown on the bar chart, the Fund’s best and worst quarters are shown below:</span></div><div style="text-align:justify"><span><br/></span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:63.492%"><tr><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Best Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended June 30, 2020</span></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">27.45</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Worst Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended March 31, 2020</span></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">-29.92</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr></table></div> year-to-date performance 2026-06-30 0.2215 Best Quarter: 2020-06-30 0.2745 Worst Quarter: 2020-03-31 -0.2992 Average Annual Total Returns for Periods Ended December 31, 2025 Return Before Taxes 0.0880 0.0774 0.1026 Return After Taxes on Distributions 0.0716 0.0630 0.0850 Return After Taxes on Distributions and Sale of Fund Shares 0.0643 0.0598 0.0797 Russell 2500TM Index (reflects no deduction for fees, expenses or taxes) 0.1191 0.0726 0.1040 Russell 3000® Index (reflects no deduction for fees, expenses or taxes) (reflects no deduction for fees, expenses or taxes) 0.1715 0.1315 0.1429 <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-tax returns depend on your tax situation and may differ from those shown. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal.</span></div> After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. GUIDEMARK® WORLD EX-US FUND Investment Objective <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">GuideMark</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">®</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"> </span>World ex-US Fund (the “Fund”) seeks capital appreciation over the long term. Fees and Expenses of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The following table describes the fees and expenses that you may pay if you buy, hold, and sell shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the table and example below:</span></div> Shareholder Fees (fees paid directly from your investment) 0 Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) 0.0050 0 0.0062 0.0025 0.0037 0.0001 0.0006 0.0119 July 31, 2027 Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and does not include indirect expenses such as AFFE, but includes the expense reductions generated when the Fund loaned its portfolio securities. Example The following Example is intended to help you compare the cost of investing in Service Shares of the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in Service Shares of the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. The Example reflects adjustments made to the Fund’s operating expenses due to the expense recoupment by the Advisor for the 1-year number only. Although your actual costs may be higher or lower, based on these assumptions your costs would be: 121 365 628 1380 Portfolio Turnover <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 139% of the average value of its portfolio.</span></div> 1.39 Principal Investment Strategies of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Under normal circumstances, the Fund invests at least 80% of its assets in equity securities. The Fund invests primarily in equity securities incorporated or traded outside the United States. Generally, the Fund’s assets will be invested in securities of companies located in developed countries. The Fund considers developed countries to be those defined by the MSCI World ex-USA Index. The Fund will, under normal circumstances, invest in a minimum of three countries outside of the United States. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund’s investments in equity securities may include common stocks, unit stocks, stapled securities, exchange-traded funds (“ETFs”) and preferred stocks of companies of any size capitalization. The Fund also may invest in depositary receipts, including American Depositary Receipts (“ADRs”) of foreign companies and Global Depositary Receipts (“GDRs”). Depositary receipts are typically issued by a U.S. or foreign bank or trust company and evidence ownership of underlying securities issued by a foreign corporation</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:120%">. </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund also may invest in derivatives such as futures, forwards and other similar instruments in order to (i) “equitize” cash balances by gaining exposure to relevant equity markets; and (ii) hedge exposure to foreign currencies. The Fund may engage in currency futures and currency forwards for the purpose of hedging exposures within the Fund to non-dollar-denominated assets. In general, the use of currency derivatives for hedging may reduce the overall risk level of the Fund, albeit at a cost that may lower overall performance. To the extent that derivatives and other instruments provide investment exposure similar to equity securities and/or one or more of the market risk factors associated with such securities, they will be counted as such for purposes of the Fund’s policy to invest at least 80% of its assets in equity securities.</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The sub-advisor uses a rules-based methodology that emphasizes quantitatively-based stock selection, portfolio construction and efficient implementation. The Fund seeks to capture common sources of active equity returns, including the following factors: value (i.e., how attractively a stock is priced relative to its “fundamentals,” such as book value and free cash flow), momentum (i.e., whether a company’s share price is trending up or down) and quality (i.e., profitability). The sub-advisor seeks to capitalize on the low correlations in returns across these factors by diversifying exposure to securities selected based on such factors. The sub-advisor may, in its discretion, make changes to its quantitative techniques, or use other quantitative techniques that are based on the sub-advisor’s proprietary research. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The sub-advisor constructs the Fund’s portfolio by investing in the securities comprising the MSCI World ex-USA</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"> </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Index and adjusting the relative weight of each security based on the security’s attractiveness when evaluated based on the factors as described above, subject to the Fund being constrained to long-only positions. Based on the sub-advisor’s judgment, the Fund expects that its portfolio will be overweight with respect to certain securities (i.e., the Fund will hold a greater percentage of those securities than the index) and underweight with respect to others (i.e., the Fund will hold a lesser percentage of those securities than the index), and that such weightings may change over time. The percentage of the Fund’s portfolio exposed to any single security will vary from time to time as the weightings of the securities within the Fund change. The degree to which components of the Fund represent certain sectors or industries may change over time.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund lends its portfolio securities to seek to generate additional income.</span></div> Under normal circumstances, the Fund invests at least 80% of its assets in equity securities. There is the risk that you could lose all or a portion of the money you have invested in the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Management Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> An investment or allocation strategy used by the Advisor or a sub-advisor may fail to produce the intended results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Market Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> The value of the Fund’s investments and the net asset values of the Fund’s shares will fluctuate in response to various market and economic factors related to the equity and fixed income markets as well as the financial condition and prospects of companies in which the Fund invests.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Equity Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Common stocks are susceptible to general stock market fluctuations and to volatile increases and decreases in value. The stock market may experience declines or stocks in the Fund’s portfolio may not increase their earnings at the rate anticipated. The Fund’s NAV and investment return will fluctuate based upon changes in the value of its portfolio securities.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Growth Investment Risk: </span>The Fund’s investments in growth-oriented securities may be subject to greater price volatility and may be more sensitive to changes in the issuer’s current or expected earnings than other equity securities. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Value Investment Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund’s investments in value-oriented securities may be out of favor and potentially undervalued in the marketplace due to adverse business, industry or other developments. The Fund’s investments in value-oriented securities may not reach what the Fund’s sub-advisor believes are their full value.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Quantitative Investment Techniques Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Quantitative models may contain design flaws. In addition, quantitative investment techniques may rely on inaccurate assumptions or data inputs, and the Fund may be adversely affected by errors or limitations in the construction and implementation of these techniques.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Small and Medium Capitalization Company Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">: Small and medium capitalization companies often have narrower markets, fewer products or services to offer and more limited managerial and financial resources than do larger, more established companies. As a result, their performance can be more volatile, and they face a greater risk of business failure, which could increase the volatility and risk of loss of the Fund’s assets.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Foreign Securities Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">: The risks of investing in ADRs, GDRs and foreign securities can increase the potential for losses in the Fund and may include currency fluctuations, political and economic instability, less government regulation, less publicly available information, limited trading markets, differences in financial reporting standards, fewer protections for passive investors and less stringent regulation of securities markets. The risks of foreign investments may be greater in developing or emerging market countries.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Financials Sector Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Companies in the financials sector can be significantly affected by changes in interest rates, government regulation, the rate of corporate and consumer debt default, price competition, and the availability and cost of capital, among other factors. In addition, deterioration of the credit markets generally may cause an adverse impact in a broad range of markets, including U.S. and international credit and interbank money markets generally, thereby affecting a wide range of financial institutions and markets.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Derivatives Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">: A derivative is an instrument with a value based on the performance of an underlying currency, security, index or other reference asset. The use of derivatives involves risks different from, or greater than, the risks associated with investing in more traditional investments. Derivatives involve costs, may create leverage, and may be illiquid, volatile, and difficult to value. The Fund may not be able to close out or sell a derivative position at a particular time or at an anticipated price. In addition, the use of currency derivatives may not </span>match or fully offset changes in the value of the underlying non-dollar-denominated or bank assets. The use of derivatives could also result in a loss if the counterparty to the transaction does not perform as promised, including because of such counterparty’s bankruptcy or insolvency. The investment results achieved by the use of derivatives by the Fund may not match or fully offset changes in the value of the underlying currency, security, index or other reference asset that it was attempting to hedge or the investment opportunity the Fund was attempting to pursue. For example, with currency derivatives, there may be an imperfect correlation between a Fund’s portfolio holdings of securities denominated in a particular currency and the currencies underlying the currency derivatives entered into by the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Liquidity Risk</span>: Liquidity risk is the risk that certain investments may be difficult or impossible to buy or sell at the time and price that a Fund would like to buy or sell the security. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Exchange-Traded Funds Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> An ETF may represent a portfolio of securities or may use derivatives in pursuit of its stated objective. The risks of owning an ETF generally reflect the risks of owning the underlying securities held by the ETF, although a lack of liquidity in an ETF could result in it being more volatile. In addition, ETF shares may trade at a premium or discount relative to their net asset value. ETFs have management fees and other expenses which the Fund will indirectly bear.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Portfolio Turnover Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Depending on market and other conditions, the Fund may experience a high portfolio turnover, which may result in higher brokerage costs and transaction costs (which could reduce investment returns). Distributions of net short-term capital gains are taxable as ordinary income when Fund shares are held in a taxable account. A fund with a high portfolio turnover rate (a measure of how frequently assets within a fund are bought and sold) is more likely to generate short-term capital gains than a fund with a low portfolio turnover rate.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Securities Lending Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> When the Fund lends its portfolio securities, the Fund is subject to the risk that the borrower may fail to return the securities in a timely manner or at all, resulting in a loss to the Fund and/or a delay in recovering the loaned securities. The Fund could also lose money in connection with securities lending transactions if it does not recover the loaned securities and/or the value of the collateral falls, including the value of investments made with cash collateral. Securities lending also may have certain adverse tax consequences. The Fund is not obligated to engage in securities lending and may discontinue its securities lending activities at any time.</span> Performance <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The bar chart and table that follow illustrate annual returns for Service Shares of the Fund for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future.</span> This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. GUIDEMARK® WORLD EX-US FUND – SERVICE SHARES Calendar Year Returns as of 12/31 <div><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The year-to-date performance of the Fund’s Service Shares as of June 30, 2026 was 8.14%.</span></div><div style="margin-top:6pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">During the period shown on the bar chart, the Fund’s best and worst quarters are shown below:</span></div><div style="margin-top:8pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:63.492%"><tr><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Best Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended December 31, 2022</span></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">17.76</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Worst Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended March 31, 2020</span></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">-22.94</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr></table></div> year-to-date performance 2026-06-30 0.0814 Best Quarter: 2022-12-31 0.1776 Worst Quarter: 2020-03-31 -0.2294 Average Annual Total Returns for Periods Ended December 31, 2025 Return Before Taxes 0.3351 0.0882 0.0804 Return After Taxes on Distributions 0.2914 0.0773 0.0737 Return After Taxes on Distributions and Sale of Fund Shares 0.2242 0.0695 0.0657 MSCI World ex-USA Index (reflects no deduction for fees, expenses or taxes) (reflects no deduction for fees, expenses or taxes) 0.3255 0.1004 0.0911 After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-tax returns depend on your tax situation and may differ from those shown. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. GUIDEMARK® CORE FIXED INCOME FUND Investment Objective <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">GuideMark</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">®</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"> </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Core Fixed Income Fund</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:120%"> </span>(the “Fund”) seeks to provide current income consistent with low volatility of principal. Fees and Expenses of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The following table describes the fees and expenses that you may pay if you buy, hold, and sell shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the table and example below:</span></div> Shareholder Fees (fees paid directly from your investment) 0 Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) 0.0040 0 0.0058 0.0025 0.0033 0.0098 -0.0004 0.0094 July 31, 2027 Example The following Example is intended to help you compare the cost of investing in Service Shares of the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in Service Shares of the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. The Example reflects adjustments made to the Fund’s operating expenses due to the fee waiver and/or expense assumption by the Advisor for the 1-year number only. Although your actual costs may be higher or lower, based on these assumptions your costs would be: 96 308 538 1198 Portfolio Turnover <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 210% of the average value of its portfolio.</span></div> 2.10 Principal Investment Strategies of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Under normal circumstances, the Fund will invest at least 80% of its assets in fixed income securities.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund will primarily invest in fixed income securities that are rated investment grade or better (i.e., rated in one of the four highest rating categories by a Nationally Recognized Statistical Rating Organization (“NRSRO”) or determined to be of comparable quality by the Fund’s sub-advisor if the security is unrated). The fixed income securities in which the Fund invests may have maturities of any length. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund is designed to allow the sub-advisor to invest in the core sectors of the U.S. domestic fixed income market (as defined by the Fund’s benchmark index) while seeking to maintain the Fund’s duration within a relatively close range to the duration of the Fund’s benchmark index. Duration is a measure of the sensitivity of the price of a debt security (or a portfolio of debt securities) to changes in interest rates. The prices of debt securities with shorter durations generally will be less affected by changes in interest rates than the prices of debt securities with longer durations.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The sub-advisor combines top-down views with bottom-up driven research to manage the Fund’s assets. Top-down views set by the portfolio management team determine risk targets, sector allocation, duration and yield curve positioning. Sector teams are responsible for credit research and building bottom-up driven sector portfolios that meet the targets set by the portfolio management team.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">While the Fund will primarily invest in fixed income securities that are rated investment grade, the Fund may, at times, hold debt securities that are rated below investment grade as a result of downgrades in the rating of the securities subsequent to their purchase by the Fund.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund may buy and sell certain types of exchange-traded and over-the-counter derivative instruments for duration and risk management purposes and otherwise in pursuit of the Fund’s investment objective. The types of derivatives in which the Fund may invest include, but are not limited to, futures contracts, swaps agreements and options. To the extent that derivatives and other instruments provide investment exposure to fixed income securities or provide investment exposure to one or more market risk factors associated with such investments, they will be counted as such for purposes of the Fund’s 80% investment policy.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The Fund lends its portfolio securities to seek to generate additional income.</span></div> Under normal circumstances, the Fund will invest at least 80% of its assets in fixed income securities. There is the risk that you could lose all or a portion of the money you have invested in the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Management Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> An investment or allocation strategy used by the Advisor or a sub-advisor may fail to produce the intended results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Market Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> The value of the Fund’s investments and the net asset values of the Fund’s shares will fluctuate in response to various market and economic factors related to the equity and fixed income markets as well as the financial condition and prospects of companies or issuers in which the Fund invests.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Interest Rate Risk:</span> The market value of fixed income securities will fluctuate with changes in interest rates. For example, when interest rates rise, the market value of fixed income securities declines. If the market value of the Fund’s investments decreases, investors in the Fund may lose money. The Fund may face a heightened level of interest rate risk due to certain changes in general economic conditions, inflation and monetary policy, including interest rate changes by the Federal Reserve. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Mortgage- and Asset-Backed Securities Risk</span>: Mortgage- and asset-backed securities are subject to prepayment risk, which is the risk that the borrower will prepay some or all of the principal owed to the issuer. If that happens, the Fund may have to replace the security by investing the proceeds in a less attractive security. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Derivatives Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> A derivative is an instrument with a value based on the performance of an underlying currency, security, index or other reference asset. The use of derivatives involves risks different from, or greater than, the risks associated with investing in more traditional investments. Derivatives involve costs, may create leverage, and may be illiquid, volatile, and difficult to value. The Fund may not be able to close out or sell a derivative position at a particular time or at an anticipated price. The use of derivatives could also result in a loss if the counterparty to the transaction does not perform as promised, including because of such counterparty’s bankruptcy or insolvency. The investment results achieved by the use of derivatives by the Fund may not match or fully offset changes in the value of the underlying currency, security, index or other reference asset that it was attempting to hedge or the investment opportunity the Fund was attempting to pursue.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Debt/Fixed Income Securities Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">An increase in interest rates typically causes a fall in the value of the debt securities in which the Fund may invest. Conversely, very low or negative interest rates may heighten the Fund's susceptibility to interest rate risk and diminish yield and performance. The value of your investment in the Fund may change in response to changes in the credit ratings of the debt securities in the Fund's portfolio. Moreover, rising interest rates or lack of market participants may lead to decreased liquidity in the bond and loan markets, making it more difficult for the Fund to sell its holdings at a time when the Fund's manager might wish to sell. Lower rated securities ("junk bonds") are generally subject to greater risk of loss of your money than higher rated securities. Issuers may (increase) decrease prepayments of principal when interest rates (fall) increase, affecting the maturity of the debt security and causing the value of the security to decline. To the extent the Fund or an Underlying Fund invests in derivatives tied to fixed income markets, the Fund or Underlying Fund may be more substantially exposed to these risks than a fund that does not invest in derivatives.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Credit Risk: </span>Individual issues of fixed income securities may be subject to the credit risk of the issuer. The issuer of a fixed income security may experience financial problems, causing it to be unable to meet its payment obligations. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Tax Risk Inflation-Indexed Securities: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">Any increase in the principal amount of an inflation-indexed security may be included for tax purposes in the Fund’s gross income, even though no cash attributable to such gross income has been received by the Fund. In such event, the Fund may be required to make annual distributions to shareholders that exceed the cash it has otherwise received. In order to pay such distributions, the Fund may be required to raise cash by selling portfolio investments. The sale of such investments could result in capital gains to the Fund and additional capital gain distributions to shareholders. In addition, adjustments during the taxable year for deflation to an inflation-indexed bond held by the Fund may cause amounts previously distributed to shareholders in the taxable year as income to be characterized as a return of capital.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">U.S. Government Agency Obligations Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Government agency obligations have different levels of credit support and, therefore, different degrees of credit risk. Some securities issued by agencies and instrumentalities of the U.S. Government are supported by the full faith and credit of the United States, but others are neither insured nor guaranteed by the U.S. Government. For example, Connecticut Avenue Securities issued by the Federal National Mortgage Association and Structured Agency Credit Risk debt notes issued by the Federal Home Loan Mortgage Association carry no guarantee whatsoever and the risk of default associated with these securities would be borne by the Fund. The U.S. Department of the Treasury has the authority to provide financial support to these debt obligations, but no assurance can be given that the U.S. Government will do so.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Liquidity Risk</span>: Liquidity risk is the risk that certain investments may be difficult or impossible to buy or sell at the time and price that a Fund would like to buy or sell the security. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Inflation-Indexed Securities Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Inflation-indexed securities have a tendency to react to changes in real interest rates. Real interest rates represent nominal (stated) interest rates lowered by the anticipated effect of inflation. In general, the price of an inflation-indexed security can decrease when real interest rates increase and can increase when real interest rates decrease. Interest payments on inflation-indexed securities will fluctuate as the principal and/or interest is adjusted for inflation and can be unpredictable.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Maturity Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">: The Fund may invest in fixed income securities with a range of maturities. Generally, the longer a security’s maturity, the greater the risk that interest rate fluctuations may adversely affect the value of the security.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Portfolio Turnover Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">: Depending on market and other conditions, the Fund may experience a high portfolio turnover, which may result in higher brokerage costs and transaction costs (which could reduce investment returns). Distributions of net short-term capital gains are taxable as ordinary income when Fund shares are held in a taxable account. A fund with a high portfolio turnover rate (a measure of how frequently assets within a fund are bought and sold) is more likely to generate short-term capital gains than a fund with a low portfolio turnover rate.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Variable Rate Securities Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> Changes in interest rates on variable rate securities may lag behind changes in market rates, causing the value of such securities to decline during periods of rising interest rates until their interest rates reset to market rates. During periods of declining interest rates, interest rates on variable rate securities generally reset downward, and their market value is unlikely to rise to the same extent as the value of comparable fixed rate securities. Newly originated variable rate securities (including reissuances and restructured loans) may possess lower levels of credit document protections than has historically been the case. Accordingly, in the event of default the Fund may experience lower levels of recoveries than has historically been the norm.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Collateralized Debt Obligations Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">: Collateralized debt obligations (“CDOs”) are subject to the following risks: (i) the possibility that distributions from collateral securities will not be adequate to make interest or other payments; (ii) the quality of the collateral may decline in value or quality or go into default or be downgraded; (iii) a Fund may invest in tranches of a CDO that are subordinate to other classes; and (iv) the risk of disputes with the issuer, difficulty in valuing the security or unexpected investment results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Extension Risk:</span><span style="background-color:#ffffff;color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> As</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> interest rates rise, repayments of principal on certain debt securities, including, but not limited to, floating rate loans and mortgage-related securities, may occur at a slower rate than expected and the expected maturity of those securities could lengthen as a result. Securities that are subject to extension risk generally have a greater potential for loss when prevailing interest rates rise, which could cause their values to fall sharply. Interest-only and principal-only securities are especially sensitive to interest rate changes, which can affect not only their prices but can also change the income flows and repayment assumptions about those investments.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%;padding-left:5.5pt">Securities Lending Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%"> When the Fund lends its portfolio securities, the Fund is subject to the risk that the borrower may fail to return the securities in a timely manner or at all, resulting in a loss to the Fund and/or a delay in recovering the loaned securities. The Fund could also lose money in connection with securities lending transactions if it does not recover the loaned securities and/or the value of the collateral falls, including the value of investments made with cash collateral. Securities lending also may have certain adverse tax consequences. The Fund is not obligated to engage in securities lending and may discontinue its securities lending activities at any time.</span> Performance The bar chart and table that follow illustrate annual returns for Service Shares of the Fund for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. GUIDEMARK® CORE FIXED INCOME FUND – SERVICE SHARES Calendar Year Returns as of 12/31 <div><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">The year-to-date performance of the Fund’s Service Shares as of June 30, 2026 was 0.32%.</span></div><div style="margin-top:6pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">During the period shown on the bar chart, the Fund’s best and worst quarters are shown below:</span></div><div style="margin-top:8pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:63.492%"><tr><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Best Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended December 31, 2023</span></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">7.08</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Worst Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended March 31, 2022</span></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">-6.30</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr></table></div> year-to-date performance 2026-06-30 0.0032 Best Quarter: 2023-12-31 0.0708 Worst Quarter: 2022-03-31 -0.0630 Average Annual Total Returns for Periods Ended December 31, 2025 Return Before Taxes 0.0656 -0.0082 0.0156 Return After Taxes on Distributions 0.0503 -0.0197 0.0049 Return After Taxes on Distributions and Sale of Fund Shares 0.0386 -0.0110 0.0075 Bloomberg U.S. Aggregate Bond Index      (reflects no deduction for fees, expenses or taxes) (reflects no deduction for fees, expenses or taxes) 0.0730 -0.0036 0.0201 <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:120%">After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-tax returns depend on your tax situation and may differ from those shown. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor.</span></div> After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor. 2026-07-31 GUIDEMARK® LARGE CAP CORE FUND Investment Objective <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">GuideMark</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:139%;position:relative;top:-3.5pt;vertical-align:baseline">®</span> Large Cap Core Fund (the “Fund”) seeks capital appreciation over the long term. Fees and Expenses of the Fund <div style="margin-bottom:5pt;margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The following table describes the fees and expenses that you may pay if you buy, hold, and sell shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the table and example below.</span></div> Shareholder Fees (fees paid directly from your investment) 0 Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) 0.0045 0 0.0119 0.0100 0.0019 0.0164 The Fund's RS Shares are newly offered. “Other Expenses” shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and includes the expense reductions generated when the Fund loaned its portfolio securities. Example The following Example is intended to help you compare the cost of investing in RS Shares of the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in RS Shares of the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: 167 517 892 1944 Portfolio Turnover <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 79% of the average value of its portfolio.</span></div> 0.79 Principal Investment Strategies of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Under normal circumstances, the Fund invests at least 80% of its assets in the securities of large capitalization companies. The Fund considers “large capitalization companies” to be companies whose market capitalizations are within the range of the market capitalizations in the Russell 1000</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:139%;position:relative;top:-3.5pt;vertical-align:baseline">®</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Index as of the most recent annual index reconstitution.</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund also may invest in derivatives such as futures, forwards and other similar instruments in order to “equitize” cash balances by gaining exposure to relevant equity markets. To the extent that derivatives and other instruments provide investment exposure to the securities of large capitalization companies or provide investment exposure to one or more market risk factors associated with such investments, they will be counted as such for purposes of the Fund’s 80% investment policy.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The sub-advisor uses a rules-based methodology that emphasizes quantitatively-based stock selection, portfolio construction and efficient implementation. The Fund seeks to capture common sources of active equity returns, including the following factors: value (i.e., how </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">attractively a stock is priced relative to its “fundamentals,” such as book value and free cash flow), momentum (i.e., whether a company’s share price is trending up or down) and quality (i.e., profitability). The sub-advisor seeks to capitalize on the low correlations in returns across these factors by diversifying exposure to securities selected based on such factors. The sub-advisor may, in its discretion, make changes to its quantitative techniques, or use other quantitative techniques that are based on the sub-advisor’s proprietary research. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The sub-advisor constructs the Fund’s portfolio by investing in the securities comprising the Russell 1000</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:139%;position:relative;top:-3.5pt;vertical-align:baseline">®</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Index and adjusting the relative weight of each security based on the security’s attractiveness when evaluated based on the factors as described above, subject to the Fund being constrained to long-only positions. Based on the sub-advisor’s judgment, the Fund expects that its portfolio will be overweight with respect to certain securities (i.e., the Fund will hold a greater percentage of those securities than the index) and underweight with respect to others (i.e., the Fund will hold a lesser percentage of those securities than the index), and that such weightings may change over time. The sub-advisor invests the Fund's portfolio in a diverse blend of equity securities representing the core large capitalization market segment across investment styles. The percentage of the Fund’s portfolio exposed to any single security will vary from time to time as the weightings of the securities within the Fund change. The degree to which components of the Fund represent certain sectors or industries may change over time.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund lends its portfolio securities to seek to generate additional income.</span></div> Under normal circumstances, the Fund invests at least 80% of its assets in the securities of large capitalization companies. There is the risk that you could lose all or a portion of the money you have invested in the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Management Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">An investment or allocation strategy used by the Advisor or a sub-advisor may fail to produce the intended results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Market Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> The value of the Fund’s investments and the net asset values of the Fund’s shares will fluctuate in response to various market and economic factors related to the equity and fixed income markets as well as the financial condition and prospects of companies in which the Fund invests.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Growth Investment Risk</span>: The Fund’s investments in growth-oriented securities may be subject to greater price volatility and may be more sensitive to changes in the issuer’s current or expected earnings than other equity securities. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Equity Risk:</span> Common stocks are susceptible to general stock market fluctuations and to volatile increases and decreases in value. The stock market may experience declines or stocks in the Fund’s portfolio may not increase their earnings at the rate anticipated. The Fund’s NAV and investment return will fluctuate based upon changes in the value of its portfolio securities. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Value Investment Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">: The Fund’s investments in value-oriented securities may be out of favor and potentially undervalued in the marketplace due to adverse business, industry or other developments. The Fund’s investments in value-oriented securities may not reach what the Fund’s sub-advisor believes are their full value.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Quantitative Investment Techniques Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Quantitative models may contain design flaws. In addition, quantitative investment techniques may rely on inaccurate assumptions or data inputs, and the Fund may be adversely affected by errors or limitations in the construction and implementation of these techniques.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Information Technology Sector Risk.</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> The information technology (IT) sector has historically been relatively volatile due to the rapid pace of product development within the sector. Products and services of IT companies may not achieve commercial success or may become obsolete quickly. Stock prices of companies operating within this sector may be subject to abrupt or erratic movements. Additionally, these companies are subject to significant competitive pressures, such as new market entrants, aggressive pricing and tight profit margins. The activities of these companies may also be adversely affected by changes in government regulations. Unlike market benchmarks, the Fund is subject to certain regulatory requirements governing issuer diversification and industry concentration within the Fund’s portfolio. To the extent equity market performance is driven by a relatively small group of companies, the Fund may not be able to implement its strategy as intended due to these regulatory constraints.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Derivatives Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">: A derivative is an instrument with a value based on the performance of an underlying currency, security, index or other reference asset. The use of derivatives involves risks different from, or greater than, the risks associated with investing in more traditional investments. Derivatives involve costs, may create leverage and may be illiquid, volatile, and difficult to value. The Fund may not be able to close out or sell a derivative position at a particular time or at an anticipated price. The use of derivatives could also result in a loss if the counterparty to the transaction does not perform as promised, including because of such counterparty’s bankruptcy or insolvency. The investment results achieved by the use of derivatives by the Fund may not match or fully offset changes in the value of the underlying </span><div style="margin-top:3pt;padding-left:9pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">currency, security, index or other reference asset that it was attempting to hedge or the investment opportunity the Fund was attempting to pursue.</span></div> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Securities Lending Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> When the Fund lends its portfolio securities, the Fund is subject to the risk that the borrower may fail to return the securities in a timely manner or at all, resulting in a loss to the Fund and/or a delay in recovering the loaned securities. The Fund could also lose money in connection with securities lending transactions if it does not recover the loaned securities and/or the value of the collateral falls, including the value of investments made with cash collateral. Securities lending also may have certain adverse tax consequences. The Fund is not obligated to engage in securities lending and may discontinue its securities lending activities at any time.</span> Performance <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The RS Shares of the Fund are a new class of shares for which a full calendar year of performance information is not available, therefore, the bar chart and table that follow illustrate annual returns for Service Shares of the Fund, a separate class of shares not offered in this Prospectus, for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. The RS Shares of the Fund would have different returns from the Service Shares because, although the shares are invested in the same portfolio of securities, RS Shares have different expenses.</span></div> The RS Shares of the Fund are a new class of shares for which a full calendar year of performance information is not available, therefore, the bar chart and table that follow illustrate annual returns for Service Shares of the Fund, a separate class of shares not offered in this Prospectus, for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. GUIDEMARK® LARGE CAP CORE FUND – SERVICE SHARES Calendar Year Returns as of 12/31 <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The year-to-date performance of the Fund’s Service Shares as of June 30, 2026 was 7.67%.</span></div><div style="margin-bottom:11pt;margin-top:6pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">During the period shown on the bar chart, the Fund’s best and worst quarters are shown below:</span></div><div style="padding-left:123.38pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:56.445%"><tr><td style="width:1.0%"></td><td style="width:25.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:52.061%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.510%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt 1.5pt 1.02pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Best Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.02pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended June 30, 2020</span></div></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">24.25</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt 1.5pt 1.02pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Worst Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.02pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended March 31, 2020</span></div></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">-21.48</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr></table></div> year-to-date performance 2026-06-30 0.0767 Best Quarter: 2020-06-30 0.2425 Worst Quarter: 2020-03-31 -0.2148 Average Annual Total Returns for Periods Ended December 31, 2025 Return Before Taxes 0.1423 0.1231 0.1312 Return After Taxes on Distributions 0.1003 0.1057 0.1195 Return After Taxes on Distributions and Sale of Fund Shares 0.1149 0.0961 0.1076 Russell 1000® Index (reflects no deduction for fees, expenses or taxes) 0.1737 0.1359 0.1459 Russell 3000® Index (reflects no deduction for fees, expenses or taxes) (reflects no deduction for fees, expenses or taxes) 0.1715 0.1315 0.1429 Service Shares performance reflects any applicable fee waiver and/or expense reimbursements. The RS Shares have higher ongoing expenses than the Service Shares. Returns for the RS Shares are expected to be lower than the returns of the Service Shares shown due to differences in their expenses. <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:12.00pt">After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-tax returns depend on your tax situation and may differ from those shown. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor.</span></div> After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor. GUIDEMARK® EMERGING MARKETS FUND Investment Objective <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">GuideMark</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:139%;position:relative;top:-3.5pt;vertical-align:baseline">® </span>Emerging Markets Fund (the “Fund”) seeks capital appreciation over the long term. Fees and Expenses of the Fund <div style="margin-bottom:5pt;margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The following table describes the fees and expenses that you may pay if you buy, hold, and sell shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the table and example below:</span></div> Shareholder Fees (fees paid directly from your investment) 0 Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) 0.0059 0 0.0214 0.0100 0.0114 0.0002 0.0275 -0.0055 0.0220 The Fund's RS Shares are newly offered. "Other Expenses” shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. “Acquired Fund Fees and Expenses” (“AFFE”) are indirect fees and expenses that the Fund incurs from investing in the shares of other investment companies, including money market funds and other mutual funds, closed end funds, business development companies or certain exchange-traded funds. AFFE shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and does not include indirect expenses such as AFFE but includes the expense reductions generated when the Fund loaned its portfolio securities. July 31, 2027 Example The following Example is intended to help you compare the cost of investing in RS Shares of the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in RS Shares of the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return and that the Fund’s operating expenses remain the same. The Example reflects adjustments made to the Fund’s operating expenses due to the fee waiver and/or expense assumption by the Advisor for the 1-year number only. Although your actual costs may be higher or lower, based on these assumptions your costs would be: 223 801 1406 3040 Portfolio Turnover <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 64% of the average value of its portfolio.</span></div> 0.64 Principal Investment Strategies of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Under normal circumstances, the Fund invests at least 80% of its assets in securities and other instruments that provide exposure to emerging market countries. For purposes of this policy, securities and other instruments that provide exposure to emerging market countries include: (i) securities issued by entities which are located, incorporated or have significant business activities in or are impacted by economic developments in developing or emerging market countries, (ii) securities denominated in, or linked to, currencies or interest rates of an emerging market country or countries, and (iii) derivatives or pooled structures (such as exchange-traded funds (“ETFs”)) that are linked to emerging markets. The Fund considers emerging market countries to be those defined by the MSCI Emerging Markets Index. The Fund will, under normal circumstances, seek exposure to a minimum of three emerging market countries. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund mainly invests in equity securities of issuers in emerging market countries. The Fund’s investments in equity securities may include common stocks, unit stocks, stapled securities, ETFs and preferred stocks of companies of any size capitalization. The Fund also may invest in depositary receipts, including American Depositary Receipts (“ADRs”) of foreign companies and Global Depositary Receipts (“GDRs”). Depositary receipts are typically issued by a U.S. or foreign bank or trust company and evidence ownership of underlying securities issued by a foreign corporation. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund also may invest in derivatives such as futures, forwards and other similar instruments in order to (i) “equitize” cash balances by gaining exposure to relevant equity markets; and (ii) hedge exposure to foreign currencies. The Fund may engage in currency futures and currency forwards for the purpose of hedging exposures within the Fund to non-dollar-denominated assets. In general, the use of currency derivatives for hedging may reduce the overall risk level of the Fund, albeit at a cost that may lower overall performance. To the extent that derivatives and other instruments provide investment exposure to emerging market countries or provide investment exposure to one or more market risk factors associated with such investments, they will be counted as such for purposes of the Fund’s 80% investment policy.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The sub-advisor uses a rules-based methodology that emphasizes quantitatively-based stock selection, portfolio construction and efficient implementation. The Fund seeks to capture common sources of active equity returns, including the following factors: value (i.e., how attractively a stock is priced relative to its “fundamentals,” such as book value and free cash flow), momentum (i.e., whether a company’s share price is trending up or down) and quality (i.e., profitability). The sub-advisor seeks to capitalize on the low correlations in returns across these factors by diversifying exposure to securities selected based on such factors. The sub-advisor may, in its discretion, make changes to its quantitative techniques, or use other quantitative techniques that are based on the sub-advisor’s proprietary research. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The sub-advisor constructs the Fund’s portfolio by investing in the securities comprising the MSCI Emerging Markets</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:139%;position:relative;top:-3.5pt;vertical-align:baseline"> </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Index and adjusting the relative weight of each security based on the security’s attractiveness when evaluated based on the factors as described above, subject to the Fund being constrained to long-only positions. Based on the sub-advisor’s judgment, the Fund expects that its portfolio will be overweight with respect to certain securities (i.e., the Fund will hold a greater percentage of those securities than the index) and underweight with respect to others (i.e., the Fund will hold a lesser percentage of those securities than the index), and that such weightings may change over time. The percentage of the Fund’s portfolio exposed to any single security will vary from time to time as the weightings of the securities within the Fund change. The degree to which components of the Fund represent certain sectors or industries may change over time.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund lends its portfolio securities to seek to generate additional income.</span></div> Under normal circumstances, the Fund invests at least 80% of its assets in securities and other instruments that provide exposure to emerging market countries. There is the risk that you could lose all or a portion of the money you have invested in the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Management Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> An investment or allocation strategy used by the Advisor or a sub-advisor may fail to produce the intended results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Market Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> The value of the Fund’s investments and the net asset values of the Fund’s shares will fluctuate in response to various market and economic factors related to the equity and fixed income markets as well as the financial condition and prospects of companies in which the Fund invests.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Equity Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Common stocks are susceptible to general stock market fluctuations and to volatile increases and decreases in value. The stock market may experience declines or stocks in the Fund’s portfolio may not increase their earnings at the rate anticipated. The Fund’s NAV and investment return will fluctuate based upon changes in the value of its portfolio securities.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Information Technology Sector Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The information technology (IT) sector has historically been relatively volatile due to the rapid pace of product development within the sector. Products and services of IT companies may not achieve commercial success or may become obsolete quickly. Stock prices of companies operating within this sector may be subject to abrupt or erratic movements. Additionally, these companies are subject to significant competitive pressures, such as new market entrants, aggressive pricing and tight profit margins. The </span><div style="margin-top:3pt;padding-left:9pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">activities of these companies may also be adversely affected by changes in government regulations. Unlike market benchmarks, the Fund is subject to certain regulatory requirements governing issuer diversification and industry concentration within the Fund’s portfolio. To the extent equity market performance is driven by a relatively small group of companies, the Fund may not be able to implement its strategy as intended due to these regulatory constraints.</span></div> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Emerging Markets Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> In addition to the risks generally associated with investing in foreign securities, countries with emerging markets may also have relatively unstable governments, social and legal systems that do not protect shareholders, economies based on only a few industries and securities markets that trade a small number of issues. Additionally, trading in the currencies of emerging market countries may face periods of limited liquidity or the political risk of exchange controls or currency repatriation restrictions.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Regional Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">. To the extent that the Fund invests a significant portion of its assets in a specific geographic region, the Fund will have increased exposure to the risks affecting that specific geographic region. In the event of economic or political turmoil or a deterioration of diplomatic relations in a region where a substantial portion of the Fund’s assets are invested, the Fund may experience substantial illiquidity or reduction in the value of the Fund’s investments. In addition, adverse economic events in a certain region can impact securities of issuers in other countries whose economies appear to be unrelated. There are special risks associated with investments in China, Hong Kong and Taiwan, including exposure to currency fluctuations, less liquidity, expropriation, confiscatory taxation, nationalization and exchange control regulations (including currency blockage). Inflation and rapid fluctuations in inflation and interest rates have had, and may continue to have, negative effects on the economy and securities markets of China, Hong Kong and Taiwan. The Chinese economy is heavily dependent on its large export sector and its economic growth may be adversely affected by trade disputes with key trading partners and escalating tariffs imposed on goods and services it produces. Investments in Chinese companies may be made through a special structure known as a variable interest entity (“VIE”). VIEs are common and are well known to Chinese officials and regulators, but historically the VIE structure has not been formally recognized under Chinese law. There is uncertainty as to whether Chinese courts or arbitration bodies would enforce the contractual rights of foreign investors in a VIE structure and whether Chinese officials and regulators will reverse their acceptance of the VIE structure generally, or with respect to certain industries.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Growth Investment Risk</span>: The Fund’s investments in growth-oriented securities may be subject to greater price volatility and may be more sensitive to changes in the issuer’s current or expected earnings than other equity securities. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Value Investment Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> The Fund’s investments in value-oriented securities may be out of favor and potentially undervalued in the marketplace due to adverse business, industry or other developments. The Fund’s investments in value-oriented securities may not reach what the Fund’s sub-advisor believes are their full value.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Quantitative Investment Techniques Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Quantitative models may contain design flaws. In addition, quantitative investment techniques may rely on inaccurate assumptions or data inputs, and the Fund may be adversely affected by errors or limitations in the construction and implementation of these techniques.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Foreign Securities Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">: The risks of investing in foreign securities, ADRs and GDRs can increase the potential for losses in the Fund and may include currency fluctuations, political and economic instability, less government regulation, less publicly available information, limited trading markets, differences in financial reporting standards, fewer protections for passive investors and less stringent regulation of securities markets. The risks of foreign investments may be greater in developing or emerging market countries.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Currency Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Currency risk is the risk that the value of the Fund’s investments, as measured in U.S. dollars, may be unfavorably affected by changes in foreign currency exchange rates and related regulations. The value of an investment denominated in a foreign currency could change significantly as foreign currencies strengthen or weaken relative to the U.S. dollar. These currency rate fluctuations or related currency risk management strategies, including positions or techniques achieved through the use of derivatives, could represent a significant component of the Fund’s returns and could materially impact the Fund’s overall risk/return profile.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Small and Medium Capitalization Company Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Small and medium capitalization companies often have narrower markets, fewer products or services to offer and more limited managerial and financial resources than do larger, more established companies. As a result, their performance can be more volatile, and they face a greater risk of business failure, which could increase the volatility and risk of loss of the Fund's assets.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Derivatives Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">: A derivative is an instrument with a value based on the performance of an underlying currency, security, index or other reference asset. The use of derivatives involves risks different from, or greater than, the risks associated with investing in more traditional investments. Derivatives involve costs, may create leverage and may be illiquid, volatile, and difficult to value. The Fund may not be able to close out or sell a derivative position at a particular time or at an anticipated price. The use of derivatives could also result in a loss if the counterparty to the transaction does not perform as promised, including because of such counterparty’s bankruptcy or insolvency. The investment results achieved by the use of derivatives by the Fund may not match or fully offset changes in the value of the underlying </span>currency, security, index or other reference asset that it was attempting to hedge or the investment opportunity the Fund was attempting to pursue. For example, with currency derivatives, there may be an imperfect correlation between a Fund’s portfolio holdings of securities denominated in a particular currency and the currencies underlying the currency derivatives entered into by the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Liquidity Risk</span>: Liquidity risk is the risk that certain investments may be difficult or impossible to buy or sell at the time and price that a Fund would like to buy or sell the security. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Exchange-Traded Funds Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> An ETF may represent a portfolio of securities or may use derivatives in pursuit of its stated objective. The risks of owning an ETF generally reflect the risks of owning the underlying securities held by the ETF, although a lack of liquidity in an ETF could result in it being more volatile. In addition, ETF shares may trade at a premium or discount relative to their net asset value. ETFs have management fees and other expenses which the Fund will indirectly bear.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Securities Lending Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> When the Fund lends its portfolio securities, the Fund is subject to the risk that the borrower may fail to return the securities in a timely manner or at all, resulting in a loss to the Fund and/or a delay in recovering the loaned securities. The Fund could also lose money in connection with securities lending transactions if it does not recover the loaned securities and/or the value of the collateral falls, including the value of investments made with cash collateral. Securities lending also may have certain adverse tax consequences. The Fund is not obligated to engage in securities lending and may discontinue its securities lending activities at any time.</span> Performance <div style="margin-top:3pt;padding-right:6.75pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The RS Shares of the Fund are a new class of shares for which a full calendar year of performance information is not available, therefore, the bar chart and table that follow illustrate annual returns for Service Shares of the Fund, a separate class of shares not offered in this Prospectus, for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future.</span></div> The RS Shares of the Fund are a new class of shares for which a full calendar year of performance information is not available, therefore, the bar chart and table that follow illustrate annual returns for Service Shares of the Fund, a separate class of shares not offered in this Prospectus, for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. GUIDEMARK® EMERGING MARKETS FUND – SERVICE SHARES Calendar Year Returns as of 12/31 <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The year-to-date performance of the Fund’s Service Shares as of June 30, 2026 was 25.01%.</span></div><div style="margin-bottom:8pt;margin-top:3pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">During the period shown on the bar chart, the Fund’s best and worst quarters are shown below:</span></div><div style="padding-left:103.5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:63.451%"><tr><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt 1.5pt 1.02pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Best Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.02pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended December 31, 2020</span></div></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">19.40</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt 1.5pt 1.02pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Worst Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.02pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended March 31, 2020</span></div></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">-25.06</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr></table></div> year-to-date performance 2026-06-30 0.2501 Best Quarter: 2020-12-31 0.1940 Worst Quarter: 2020-03-31 -0.2506 Average Annual Total Returns for Periods Ended December 31, 2025 Return Before Taxes 0.3025 0.0427 0.0797 Return After Taxes on Distributions 0.3011 0.0295 0.0684 Return After Taxes on Distributions and Sale of Fund Shares 0.1855 0.0321 0.0629 MSCI Emerging Markets Index (reflects no deduction for fees, expenses or taxes) (reflects no deduction for fees, expenses or taxes) 0.3436 0.0467 0.0886 Service Shares performance reflects any applicable fee waiver and/or expense reimbursements. The RS Shares have higher ongoing expenses than the Service Shares. Returns for the RS Shares are expected to be lower than the returns of the Service Shares shown due to differences in their expenses. <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:12.00pt">After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-tax returns depend on your tax situation and may differ from those shown. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor.</span></div> After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor. GUIDEMARK® SMALL/MID CAP CORE FUND Investment Objective <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">GuideMark</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:139%;position:relative;top:-3.5pt;vertical-align:baseline">®</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:5.85pt;font-weight:400;line-height:139%;position:relative;top:-3.15pt;vertical-align:baseline"> </span>Small/Mid Cap Core Fund (the “Fund”) seeks capital appreciation over the long term. Fees and Expenses of the Fund <div style="margin-bottom:5pt;margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The following table describes the fees and expenses that you may pay if you buy, hold, and sell shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the table and example below:</span></div> Shareholder Fees (fees paid directly from your investment) 0 Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) 0.0057 0 0.0136 0.0100 0.0036 0.0193 The Fund's RS Shares are newly offered. "Other Expenses” shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and includes the expense reductions generated when the Fund loaned its portfolio securities. Example The following Example is intended to help you compare the cost of investing in RS Shares of the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in RS Shares of the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: 196 606 1042 2254 Portfolio Turnover <div style="text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 42% of the average value of its portfolio.</span></div> 0.42 Principal Investment Strategies of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Under normal circumstances, the Fund invests at least 80% of its assets in the securities of small-to-medium capitalization companies. The Fund considers “small-to-medium capitalization companies” to be companies whose market capitalizations are within the range of the market capitalizations in the Russell 2500</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:139%;position:relative;top:-3.5pt;vertical-align:baseline">TM</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Index as of its most recent annual index reconstitution.</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund may invest in derivatives such as futures, forwards and other similar instruments in order to “equitize” cash balances by gaining exposure to relevant equity markets. To the extent that derivatives and other instruments provide investment exposure to the securities of small-to-medium capitalization companies or provide investment exposure to one or more market risk factors associated with such investments, they will be counted as such for purposes of the Fund’s 80% investment policy.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The sub-advisor uses a rules-based methodology that emphasizes quantitatively-based stock selection, portfolio construction and efficient implementation. The Fund seeks to capture common sources of active equity returns, including the following factors: value (i.e., how attractively a stock is priced relative to its “fundamentals,” such as book value and free cash flow), momentum (i.e., whether a company’s share price is trending up or down) and quality (i.e., profitability). The sub-advisor seeks to capitalize on the low correlations in returns </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">across these factors by diversifying exposure to securities selected based on such factors. The sub-advisor may, in its discretion, make changes to its quantitative techniques, or use other quantitative techniques that are based on the sub-advisor’s proprietary research. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The sub-advisor constructs the Fund’s portfolio by investing in the securities comprising the Russell 2500</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:139%;position:relative;top:-3.5pt;vertical-align:baseline">TM </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Index and adjusting the relative weight of each security based on the security’s attractiveness when evaluated based on the factors as described above, subject to the Fund being constrained to long-only positions. Based on the sub-advisor’s judgment, the Fund expects that its portfolio will be overweight with respect to certain securities (i.e., the Fund will hold a greater percentage of those securities than the index) and underweight with respect to others (i.e., the Fund will hold a lesser percentage of those securities than the index), and that such weightings may change over time. The sub-advisor invests the Fund's portfolio in a diverse blend of equity securities representing the core small/mid capitalization market segment across investment styles. The percentage of the Fund’s portfolio exposed to any single security will vary from time to time as the weightings of the securities within the Fund change. The degree to which components of the Fund represent certain sectors or industries may change over time.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund lends its portfolio securities to seek to generate additional income.</span></div> Under normal circumstances, the Fund invests at least 80% of its assets in the securities of small-to-medium capitalization companies. There is the risk that you could lose all or a portion of the money you have invested in the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Management Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> An investment or allocation strategy used by the Advisor or a sub-advisor may fail to produce the intended results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Market Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> The value of the Fund’s investments and the net asset values of the Fund’s shares will fluctuate in response to various market and economic factors related to the equity and fixed income markets as well as the financial condition and prospects of companies in which the Fund invests.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Growth Investment Risk: </span>The Fund’s investments in growth-oriented securities may be subject to greater price volatility and may be more sensitive to changes in the issuer’s current or expected earnings than other equity securities. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Equity Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Common stocks are susceptible to general stock market fluctuations and to volatile increases and decreases in value. The stock market may experience declines or stocks in the Fund’s portfolio may not increase their earnings at the rate anticipated. The Fund’s NAV and investment return will fluctuate based upon changes in the value of its portfolio securities.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Value Investment Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> The Fund’s investments in value-oriented securities may be out of favor and potentially undervalued in the marketplace due to adverse business, industry or other developments. The Fund’s investments in value-oriented securities may not reach what the Fund’s sub-advisor believes are their full value.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Quantitative Investment Techniques Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Quantitative models may contain design flaws. In addition, quantitative investment techniques may rely on inaccurate assumptions or data inputs, and the Fund may be adversely affected by errors or limitations in the construction and implementation of these techniques.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Small and Medium Capitalization Company Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">: Small and medium capitalization companies often have narrower markets, fewer products or services to offer and more limited managerial and financial resources than do larger, more established companies. As a result, their performance can be more volatile, and they face a greater risk of business failure, which could increase the volatility and risk of loss of the Fund’s assets.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Derivatives Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">: A derivative is an instrument with a value based on the performance of an underlying currency, security, index or other reference asset. The use of derivatives involves risks different from, or greater than, the risks associated with investing in more traditional investments. Derivatives involve costs, may create leverage and may be illiquid, volatile, and difficult to value. The Fund may not be able to close out or sell a derivative position at a particular time or at an anticipated price. The use of derivatives could also result in a loss if the counterparty to the transaction does not perform as promised, including because of such counterparty’s bankruptcy or insolvency. The investment results achieved by the use of derivatives by the Fund may not match or fully offset changes in the value of the underlying currency, security, index or other reference asset that it was attempting to hedge or the investment opportunity the Fund was attempting to pursue.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Liquidity Risk</span>: Liquidity risk is the risk that certain investments may be difficult or impossible to buy or sell at the time and price that a Fund would like to buy or sell the security. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Securities Lending Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> When the Fund lends its portfolio securities, the Fund is subject to the risk that the borrower may fail to return the securities in a timely manner or at all, resulting in a loss to the Fund and/or a delay in recovering the loaned securities. The Fund could also lose money in connection with securities lending transactions if it does not recover the loaned securities and/or the value of the collateral </span><div style="margin-top:3pt;padding-left:9pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">falls, including the value of investments made with cash collateral. Securities lending also may have certain adverse tax consequences. The Fund is not obligated to engage in securities lending and may discontinue its securities lending activities at any time.</span></div> Performance <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The RS Shares of the Fund are a new class of shares for which a full calendar year of performance information is not available, therefore, the bar chart and table that follow illustrate annual returns for Service Shares of the Fund, a separate class of shares not offered in this Prospectus, for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. The RS Shares of the Fund would have different returns from the Service Shares because, although the shares are invested in the same portfolio of securities, RS Shares have different expenses.</span> The RS Shares of the Fund are a new class of shares for which a full calendar year of performance information is not available, therefore, the bar chart and table that follow illustrate annual returns for Service Shares of the Fund, a separate class of shares not offered in this Prospectus, for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance and an additional index with characteristics relevant to the Fund's investments. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. GUIDEMARK® SMALL/MID CAP CORE FUND – SERVICE SHARES Calendar Year Returns as of 12/31 <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The year-to-date performance of the Fund’s Service Shares as of June 30, 2026 was 22.15%.</span></div><div style="margin-top:6pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">During the period shown on the bar chart, the Fund’s best and worst quarters are shown below:</span></div><div style="margin-bottom:5pt;text-align:justify"><span><br/></span></div><div style="padding-left:103.5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:63.451%"><tr><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt 1.5pt 1.02pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Best Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.02pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended June 30, 2020</span></div></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">27.45</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt 1.5pt 1.02pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Worst Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.02pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended March 31, 2020</span></div></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">-29.92</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr></table></div> year-to-date performance 2026-06-30 0.2215 Best Quarter: 2020-06-30 0.2745 Worst Quarter: 2020-03-31 -0.2992 Average Annual Total Returns for Periods Ended December 31, 2025 Return Before Taxes 0.0880 0.0774 0.1026 Return After Taxes on Distributions 0.0716 0.0630 0.0850 Return After Taxes on Distributions and Sale of Fund Shares 0.0643 0.0598 0.0797 Russell 2500TM Index (reflects no deduction for fees, expenses or taxes) 0.1191 0.0726 0.1040 Russell 3000® Index (reflects no deduction for fees, expenses or taxes) (reflects no deduction for fees, expenses or taxes) 0.1715 0.1315 0.1429 Service Shares performance reflects any applicable fee waiver and/or expense reimbursements. The RS Shares have higher ongoing expenses than the Service Shares. Returns for the RS Shares are expected to be lower than the returns of the Service Shares shown due to differences in their expenses. <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:12.00pt">After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-tax returns depend on your tax situation and may differ from those shown. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal.</span></div> After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-tax returns depend on your tax situation and may differ from those shown. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. GUIDEMARK® WORLD EX-US FUND Investment Objective <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">GuideMark</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:139%;position:relative;top:-3.5pt;vertical-align:baseline">®</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:5.85pt;font-weight:400;line-height:139%;position:relative;top:-3.15pt;vertical-align:baseline"> </span>World ex-US Fund (the “Fund”) seeks capital appreciation over the long term. Fees and Expenses of the Fund <div style="margin-bottom:5pt;margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The following table describes the fees and expenses that you may pay if you buy, hold, and sell shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the table and example below:</span></div> Shareholder Fees (fees paid directly from your investment) 0 Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) 0.0050 0 0.0137 0.0100 0.0037 0.0001 0.0188 The Fund's RS Shares are newly offered. "Other Expenses” shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. “Acquired Fund Fees and Expenses” (“AFFE”) are indirect fees and expenses that the Fund incurs from investing in the shares of other investment companies, including money market funds and other mutual funds, closed end funds, business development companies or certain exchange-traded funds. AFFE shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and does not include indirect expenses such as AFFE but includes the expense reductions generated when the Fund loaned its portfolio securities. Example The following Example is intended to help you compare the cost of investing in RS Shares of the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in RS Shares of the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be: 191 591 1016 2201 Portfolio Turnover <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 139% of the average value of its portfolio.</span></div> 1.39 Principal Investment Strategies of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Under normal circumstances, the Fund invests at least 80% of its assets in equity securities. The Fund invests primarily in equity securities incorporated or traded outside the United States. Generally, the Fund’s assets will be invested in securities of companies located in developed countries. The Fund considers developed countries to be those defined by the MSCI World ex-USA Index. The Fund will, under normal circumstances, invest in a minimum of three countries outside of the United States. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund’s investments in equity securities may include common stocks, unit stocks, stapled securities, exchange-traded funds (“ETFs”) and preferred stocks of companies of any size capitalization. The Fund also may invest in depositary receipts, including American Depositary Receipts (“ADRs”) of foreign companies and Global Depositary Receipts (“GDRs”). Depositary receipts are typically issued by a U.S. or foreign bank or trust company and evidence ownership of underlying securities issued by a foreign corporation</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:139%">. </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund also may invest in derivatives such as futures, forwards and other similar instruments in order to (i) “equitize” cash balances by gaining exposure to relevant equity markets; and (ii) hedge exposure to foreign currencies. The Fund may engage in currency futures and currency forwards for the purpose of hedging exposures within the Fund to non-dollar-denominated assets. In general, the use of currency derivatives for hedging may reduce the overall risk level of the Fund, albeit at a cost that may lower overall performance. To the extent that derivatives and other instruments provide investment exposure similar to equity securities and/or one or more of the market risk factors associated with such securities, they will be counted as such for purposes of the Fund’s policy to invest at least 80% of its assets in equity securities.</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The sub-advisor uses a rules-based methodology that emphasizes quantitatively-based stock selection, portfolio construction and efficient implementation. The Fund seeks to capture common sources of active equity returns, including the following factors: value (i.e., how attractively a stock is priced relative to its “fundamentals,” such as book value and free cash flow), momentum (i.e., whether a company’s share price is trending up or down) and quality (i.e., profitability). The sub-advisor seeks to capitalize on the low correlations in returns across these factors by diversifying exposure to securities selected based on such factors. The sub-advisor may, in its discretion, make changes to its quantitative techniques, or use other quantitative techniques that are based on the sub-advisor’s proprietary research. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The sub-advisor constructs the Fund’s portfolio by investing in the securities comprising the MSCI World ex-USA</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:139%;position:relative;top:-3.5pt;vertical-align:baseline"> </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Index and adjusting the relative weight of each security based on the security’s attractiveness when evaluated based on the factors as described above, subject to the Fund being constrained to long-only positions. Based on the sub-advisor’s judgment, the Fund expects that its portfolio will be overweight with respect to certain securities (i.e., the Fund will hold a greater percentage of those securities than the index) and underweight with respect to others (i.e., the Fund will hold a lesser percentage of those securities than the index), and that such weightings may change over time. The percentage of the Fund’s portfolio exposed to any single security will vary from time to time as the weightings of the securities within the Fund change. The degree to which components of the Fund represent certain sectors or industries may change over time.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund lends its portfolio securities to seek to generate additional income.</span></div> Under normal circumstances, the Fund invests at least 80% of its assets in equity securities. There is the risk that you could lose all or a portion of the money you have invested in the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Management Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> An investment or allocation strategy used by the Advisor or a sub-advisor may fail to produce the intended results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Market Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> The value of the Fund’s investments and the net asset values of the Fund’s shares will fluctuate in response to various market and economic factors related to the equity and fixed income markets as well as the financial condition and prospects of companies in which the Fund invests.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Equity Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Common stocks are susceptible to general stock market fluctuations and to volatile increases and decreases in value. The stock market may experience declines or stocks in the Fund’s portfolio may not increase their earnings at the rate anticipated. The Fund’s NAV and investment return will fluctuate based upon changes in the value of its portfolio securities.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Growth Investment Risk: </span>The Fund’s investments in growth-oriented securities may be subject to greater price volatility and may be more sensitive to changes in the issuer’s current or expected earnings than other equity securities. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Value Investment Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund’s investments in value-oriented securities may be out of favor and potentially undervalued in the marketplace due to adverse business, industry or other developments. The Fund’s investments in value-oriented securities may not reach what the Fund’s sub-advisor believes are their full value.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Quantitative Investment Techniques Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Quantitative models may contain design flaws. In addition, quantitative investment techniques may rely on inaccurate assumptions or data inputs, and the Fund may be adversely affected by errors or limitations in the construction and implementation of these techniques.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Small and Medium Capitalization Company Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">: Small and medium capitalization companies often have narrower markets, fewer products or services to offer and more limited managerial and financial resources than do larger, more established companies. As a result, their performance can be more volatile, and they face a greater risk of business failure, which could increase the volatility and risk of loss of the Fund’s assets.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Foreign Securities Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">: The risks of investing in ADRs, GDRs and foreign securities can increase the potential for losses in the Fund and may include currency fluctuations, political and economic instability, less government regulation, less publicly available information, limited trading markets, differences in financial reporting standards, fewer protections for passive investors and less stringent regulation of securities markets. The risks of foreign investments may be greater in developing or emerging market countries.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Financials Sector Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Companies in the financials sector can be significantly affected by changes in interest rates, government regulation, the rate of corporate and consumer debt default, price competition, and the availability and cost of capital, among other factors. In addition, deterioration of the credit markets generally may cause an adverse impact in a broad range of markets, including U.S. and international credit and interbank money markets generally, thereby affecting a wide range of financial institutions and markets.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Derivatives Risk</span>: A derivative is an instrument with a value based on the performance of an underlying currency, security, index or other reference asset. The use of derivatives involves risks different from, or greater than, the risks associated with investing in more traditional investments. Derivatives involve costs, may create leverage, and may be illiquid, volatile, and difficult to value. The Fund may not be able to close out or sell a derivative position at a particular time or at an anticipated price. In addition, the use of currency derivatives may not match or fully offset changes in the value of the underlying non-dollar-denominated or bank assets. The use of derivatives could also result in a loss if the counterparty to the transaction does not perform as promised, including because of such counterparty’s bankruptcy or insolvency. The investment results achieved by the use of derivatives by the Fund may not match or fully offset changes in the value of the underlying currency, security, index or other reference asset that it was attempting to hedge or the investment opportunity the Fund was attempting to pursue. For example, with currency derivatives, there may be an imperfect correlation between a Fund’s portfolio holdings of securities denominated in a particular currency and the currencies underlying the currency derivatives entered into by the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Liquidity Risk</span>: Liquidity risk is the risk that certain investments may be difficult or impossible to buy or sell at the time and price that a Fund would like to buy or sell the security. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Exchange-Traded Funds Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> An ETF may represent a portfolio of securities or may use derivatives in pursuit of its stated objective. The risks of owning an ETF generally reflect the risks of owning the underlying securities held by the ETF, although a lack of liquidity in an ETF could result in it being more volatile. In addition, ETF shares may trade at a premium or discount relative to their net asset value. ETFs have management fees and other expenses which the Fund will indirectly bear.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Portfolio Turnover Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Depending on market and other conditions, the Fund may experience a high portfolio turnover, which may result in higher brokerage costs and transaction costs (which could reduce investment returns). Distributions of net short-term capital gains are taxable as ordinary income when Fund shares are held in a taxable account. A fund with a high portfolio turnover rate (a measure of how frequently assets within a fund are bought and sold) is more likely to generate short-term capital gains than a fund with a low portfolio turnover rate.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Securities Lending Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> When the Fund lends its portfolio securities, the Fund is subject to the risk that the borrower may fail to return the securities in a timely manner or at all, resulting in a loss to the Fund and/or a delay in recovering the loaned securities. The Fund could also lose money in connection with securities lending transactions if it does not recover the loaned securities and/or the value of the collateral falls, including the value of investments made with cash collateral. Securities lending also may have certain adverse tax consequences. The Fund is not obligated to engage in securities lending and may discontinue its securities lending activities at any time.</span> Performance <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The RS Shares of the Fund are a new class of shares for which a full calendar year of performance information is not available, therefore, the bar chart and table that follow illustrate annual returns for Service Shares of the Fund, a separate class of shares not offered in this Prospectus, for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. The RS Shares of the Fund would have different returns from the Service Shares because, although the shares are invested in the same portfolio of securities, RS Shares have different expenses.</span></div> The RS Shares of the Fund are a new class of shares for which a full calendar year of performance information is not available, therefore, the bar chart and table that follow illustrate annual returns for Service Shares of the Fund, a separate class of shares not offered in this Prospectus, for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. GUIDEMARK® WORLD EX-US FUND – SERVICE SHARES Calendar Year Returns as of 12/31 <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The year-to-date performance of the Fund’s Service Shares as of June 30, 2026 was 8.14%.</span></div><div style="margin-bottom:8pt;margin-top:6pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">During the period shown on the bar chart, the Fund’s best and worst quarters are shown below:</span></div><div style="padding-left:103.5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:63.451%"><tr><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt 1.5pt 1.02pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Best Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.02pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended December 31, 2022</span></div></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">17.76</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt 1.5pt 1.02pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Worst Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.02pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended March 31, 2020</span></div></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">-22.94</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr></table></div> year-to-date performance 2026-06-30 0.0814 Best Quarter: 2022-12-31 0.1776 Worst Quarter: 2020-03-31 -0.2294 Average Annual Total Returns for Periods Ended December 31, 2025 Return Before Taxes 0.3351 0.0882 0.0804 Return After Taxes on Distributions 0.2914 0.0773 0.0737 Return After Taxes on Distributions and Sale of Fund Shares 0.2242 0.0695 0.0657 MSCI World ex-USA Index (reflects no deduction for fees, expenses or taxes) (reflects no deduction for fees, expenses or taxes) 0.3255 0.1004 0.0911 Service Shares performance reflects any applicable fee waiver and/or expense reimbursements. The RS Shares have higher ongoing expenses than the Service Shares. Returns for the RS Shares are expected to be lower than the returns of the Service Shares shown due to differences in their expenses. After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-tax returns depend on your tax situation and may differ from those shown. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. GUIDEMARK® CORE FIXED INCOME FUND Investment Objective <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">GuideMark</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:6.5pt;font-weight:400;line-height:139%;position:relative;top:-3.5pt;vertical-align:baseline">®</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:5.85pt;font-weight:400;line-height:139%;position:relative;top:-3.15pt;vertical-align:baseline"> </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Core Fixed Income Fund</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:9pt;font-weight:400;line-height:139%"> </span>(the “Fund”) seeks to provide current income consistent with low volatility of principal. Fees and Expenses of the Fund <div style="margin-bottom:5pt;margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The following table describes the fees and expenses that you may pay if you buy, hold, and sell shares of the Fund. You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the table and example below:</span></div> Shareholder Fees (fees paid directly from your investment) 0 Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) 0.0040 0 0.0137 0.0100 0.0037 0.0177 -0.0008 0.0169 The Fund's RS Shares are newly offered. "Other Expenses” shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. July 31, 2027 Example The following Example is intended to help you compare the cost of investing in RS Shares of the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in RS Shares of the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses remain the same. The Example reflects adjustments made to the Fund’s operating expenses due to the fee waiver and/or expense assumption by the Advisor for the 1-year number only. Although your actual costs may be higher or lower, based on these assumptions your costs would be: 172 549 952 2077 Portfolio Turnover <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the Example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 210% of the average value of its portfolio.</span></div> 2.10 Principal Investment Strategies of the Fund <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Under normal circumstances, the Fund will invest at least 80% of its assets in fixed income securities.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund will primarily invest in fixed income securities that are rated investment grade or better (i.e., rated in one of the four highest rating categories by a Nationally Recognized Statistical Rating Organization (“NRSRO”) or determined to be of comparable quality by the Fund’s sub-advisor if the security is unrated). The fixed income securities in which the Fund invests may have maturities of any length. </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund is designed to allow the sub-advisor to invest in the core sectors of the U.S. domestic fixed income market (as defined by the Fund’s benchmark index) while seeking to maintain the Fund’s duration within a relatively close range to the duration of the Fund’s </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">benchmark index. Duration is a measure of the sensitivity of the price of a debt security (or a portfolio of debt securities) to changes in interest rates. The prices of debt securities with shorter durations generally will be less affected by changes in interest rates than the prices of debt securities with longer durations.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The sub-advisor combines top-down views with bottom-up driven research to manage the Fund’s assets. Top-down views set by the portfolio management team determine risk targets, sector allocation, duration and yield curve positioning. Sector teams are responsible for credit research and building bottom-up driven sector portfolios that meet the targets set by the portfolio management team.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">While the Fund will primarily invest in fixed income securities that are rated investment grade, the Fund may, at times, hold debt securities that are rated below investment grade as a result of downgrades in the rating of the securities subsequent to their purchase by the Fund.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund may buy and sell certain types of exchange-traded and over-the-counter derivative instruments for duration and risk management purposes and otherwise in pursuit of the Fund’s investment objective. The types of derivatives in which the Fund may invest include, but are not limited to, futures contracts, swaps agreements and options. To the extent that derivatives and other instruments provide investment exposure to fixed income securities or provide investment exposure to one or more market risk factors associated with such investments, they will be counted as such for purposes of the Fund’s 80% investment policy.</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The Fund lends its portfolio securities to seek to generate additional income.</span></div> Under normal circumstances, the Fund will invest at least 80% of its assets in fixed income securities. There is the risk that you could lose all or a portion of the money you have invested in the Fund. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Management Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> An investment or allocation strategy used by the Advisor or a sub-advisor may fail to produce the intended results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Market Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> The value of the Fund’s investments and the net asset values of the Fund’s shares will fluctuate in response to various market and economic factors related to the equity and fixed income markets as well as the financial condition and prospects of companies or issuers in which the Fund invests.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Interest Rate Risk:</span> The market value of fixed income securities will fluctuate with changes in interest rates. For example, when interest rates rise, the market value of fixed income securities declines. If the market value of the Fund’s investments decreases, investors in the Fund may lose money. The Fund may face a heightened level of interest rate risk due to certain changes in general economic conditions, inflation and monetary policy, including interest rate changes by the Federal Reserve. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Mortgage- and Asset-Backed Securities Risk</span>: Mortgage- and asset-backed securities are subject to prepayment risk, which is the risk that the borrower will prepay some or all of the principal owed to the issuer. If that happens, the Fund may have to replace the security by investing the proceeds in a less attractive security. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Derivatives Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> A derivative is an instrument with a value based on the performance of an underlying currency, security, index or other reference asset. The use of derivatives involves risks different from, or greater than, the risks associated with investing in more traditional investments. Derivatives involve costs, may create leverage, and may be illiquid, volatile, and difficult to value. The Fund may not be able to close out or sell a derivative position at a particular time or at an anticipated price. The use of derivatives could also result in a loss if the counterparty to the transaction does not perform as promised, including because of such counterparty’s bankruptcy or insolvency. The investment results achieved by the use of derivatives by the Fund may not match or fully offset changes in the value of the underlying currency, security, index or other reference asset that it was attempting to hedge or the investment opportunity the Fund was attempting to pursue.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Debt/Fixed Income Securities Risk: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">An increase in interest rates typically causes a fall in the value of the debt securities in which the Fund may invest. Conversely, very low or negative interest rates may heighten the Fund's susceptibility to interest rate risk and diminish yield and performance. The value of your investment in the Fund may change in response to changes in the credit ratings of the debt securities in the Fund's portfolio. Moreover, rising interest rates or lack of market participants may lead to decreased liquidity in the bond and loan markets, making it more difficult for the Fund to sell its holdings at a time when the Fund's manager might wish to sell. Lower rated securities ("junk bonds") are generally subject to greater risk of loss of your money than higher rated securities. Issuers may (increase) decrease prepayments of principal when interest rates (fall) increase, affecting the maturity of the debt security and causing the value of the security to decline. To the extent the Fund or an Underlying Fund invests in derivatives tied to fixed income markets, the Fund or Underlying Fund may be more substantially exposed to these risks than a fund that does not invest in derivatives.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Credit Risk: </span>Individual issues of fixed income securities may be subject to the credit risk of the issuer. The issuer of a fixed income security may experience financial problems, causing it to be unable to meet its payment obligations. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Tax Risk Inflation-Indexed Securities: </span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">Any increase in the principal amount of an inflation-indexed security may be included for tax purposes in the Fund’s gross income, even though no cash attributable to such gross income has been received by the Fund. In such event, the Fund may be required to make annual distributions to shareholders that exceed the cash it has otherwise received. In order to pay such distributions, the Fund may be required to raise cash by selling portfolio investments. The sale of such investments could result in capital gains to the Fund and additional capital gain distributions to shareholders. In addition, adjustments during the taxable year for deflation to an inflation-indexed bond held by the Fund may cause amounts previously distributed to shareholders in the taxable year as income to be characterized as a return of capital.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">U.S. Government Agency Obligations Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Government agency obligations have different levels of credit support and, therefore, different degrees of credit risk. Some securities issued by agencies and instrumentalities of the U.S. Government are supported by the full faith and credit of the United States, but others are neither insured nor guaranteed by the U.S. Government. For example, Connecticut Avenue Securities issued by the Federal National Mortgage Association and Structured Agency Credit Risk debt notes issued by the Federal Home Loan Mortgage Association carry no guarantee whatsoever and the risk of default associated with these securities would be borne by the Fund. The U.S. Department of the Treasury has the authority to provide financial support to these debt obligations, but no assurance can be given that the U.S. Government will do so.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Liquidity Risk</span>: Liquidity risk is the risk that certain investments may be difficult or impossible to buy or sell at the time and price that a Fund would like to buy or sell the security. <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Inflation-Indexed Securities Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Inflation-indexed securities have a tendency to react to changes in real interest rates. Real interest rates represent nominal (stated) interest rates lowered by the anticipated effect of inflation. In general, the price of an inflation-indexed security can decrease when real interest rates increase and can increase when real interest rates decrease. Interest payments on inflation-indexed securities will fluctuate as the principal and/or interest is adjusted for inflation and can be unpredictable.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Maturity Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">: The Fund may invest in fixed income securities with a range of maturities. Generally, the longer a security’s maturity, the greater the risk that interest rate fluctuations may adversely affect the value of the security.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Portfolio Turnover Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">: Depending on market and other conditions, the Fund may experience a high portfolio turnover, which may result in higher brokerage costs and transaction costs (which could reduce investment returns). Distributions of net short-term capital gains are taxable as ordinary income when Fund shares are held in a taxable account. A fund with a high portfolio turnover rate (a measure of how frequently assets within a fund are bought and sold) is more likely to generate short-term capital gains than a fund with a low portfolio turnover rate.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Variable Rate Securities Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> Changes in interest rates on variable rate securities may lag behind changes in market rates, causing the value of such securities to decline during periods of rising interest rates until their interest rates reset to market rates. During periods of declining interest rates, interest rates on variable rate securities generally reset downward, and their market value is unlikely to rise to the same extent as the value of comparable fixed rate securities. Newly originated variable rate securities (including reissuances and restructured loans) may possess lower levels of credit document protections than has historically been the case. Accordingly, in the event of default the Fund may experience lower levels of recoveries than has historically been the norm.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Collateralized Debt Obligations Risk</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">: Collateralized debt obligations (“CDOs”) are subject to the following risks: (i) the possibility that distributions from collateral securities will not be adequate to make interest or other payments; (ii) the quality of the collateral may decline in value or quality or go into default or be downgraded; (iii) a Fund may invest in tranches of a CDO that are subordinate to other classes; and (iv) the risk of disputes with the issuer, difficulty in valuing the security or unexpected investment results.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Extension Risk:</span><span style="background-color:#ffffff;color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> As</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> interest rates rise, repayments of principal on certain debt securities, including, but not limited to, floating rate loans and mortgage-related securities, may occur at a slower rate than expected and the expected maturity of those securities could lengthen as a result. Securities that are subject to extension risk generally have a greater potential for loss when prevailing interest rates rise, which could cause their values to fall sharply. Interest-only and principal-only securities are especially sensitive to interest rate changes, which can affect not only their prices but can also change the income flows and repayment assumptions about those investments.</span> <span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-style:italic;font-weight:400;line-height:139%;padding-left:5.5pt">Securities Lending Risk:</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%"> When the Fund lends its portfolio securities, the Fund is subject to the risk that the borrower may fail to return the securities in a timely manner or at all, resulting in a loss to the Fund and/or a delay in recovering the loaned securities. The Fund could also lose money in connection with securities lending transactions if it does not recover the loaned securities and/or the value of the collateral falls, including the value of investments made with cash collateral. Securities lending also may have certain adverse tax consequences. The Fund is not obligated to engage in securities lending and may discontinue its securities lending activities at any time.</span> Performance <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The RS Shares of the Fund are a new class of shares for which a full calendar year of performance information is not available, therefore, the bar chart and table that follow illustrate annual returns for Service Shares of the Fund, a separate class of shares not offered in this Prospectus, for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. The RS Shares of the Fund would have different returns from the Service Shares because, although the shares are invested in the same portfolio of securities, RS Shares have different expenses.</span></div> The RS Shares of the Fund are a new class of shares for which a full calendar year of performance information is not available, therefore, the bar chart and table that follow illustrate annual returns for Service Shares of the Fund, a separate class of shares not offered in this Prospectus, for periods ended December 31. This information is intended to give you some indication of the risks of investing in the Fund by showing changes in the Fund’s performance from year to year and how the Fund’s average annual returns over time compare with those of a broad measure of market performance. The Fund’s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. GUIDEMARK® CORE FIXED INCOME FUND – SERVICE SHARES Calendar Year Returns as of 12/31 <div style="margin-top:3pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">The year-to-date performance of the Fund’s Service Shares as of June 30, 2026 was 0.32%.</span></div><div style="margin-bottom:8pt;margin-top:6pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:139%">During the period shown on the bar chart, the Fund’s best and worst quarters are shown below:</span></div><div style="padding-left:103.5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:63.451%"><tr><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt 1.5pt 1.02pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Best Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.02pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended December 31, 2023</span></div></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">7.08</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:1.5pt 1pt 1.5pt 1.02pt;text-align:left;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Worst Quarter:</span></td><td colspan="3" style="padding:1.5pt 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.02pt"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">Quarter ended March 31, 2022</span></div></td><td colspan="2" style="padding:1.5pt 0 1.5pt 1pt;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">-6.30</span><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:100%"> </span></td><td style="padding:1.5pt 1pt 1.5pt 0;text-align:right;vertical-align:top"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr></table></div> year-to-date performance 2026-06-30 0.0032 Best Quarter: 2023-12-31 0.0708 Worst Quarter: 2022-03-31 -0.0630 Average Annual Total Returns for Periods Ended December 31, 2025 Return Before Taxes 0.0656 -0.0082 0.0156 Return After Taxes on Distributions 0.0503 -0.0197 0.0049 Return After Taxes on Distributions and Sale of Fund Shares 0.0386 -0.0110 0.0075 Bloomberg U.S. Aggregate Bond Index      (reflects no deduction for fees, expenses or taxes) (reflects no deduction for fees, expenses or taxes) 0.0730 -0.0036 0.0201 Service Shares performance reflects any applicable fee waiver and/or expense reimbursements. The RS Shares have higher ongoing expenses than the Service Shares. Returns for the RS Shares are expected to be lower than the returns of the Service Shares shown due to differences in their expenses. <div style="margin-top:6pt;text-align:justify"><span style="color:#003362;font-family:'Times New Roman',serif;font-size:10pt;font-weight:400;line-height:12.00pt">After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. Actual after-tax returns depend on your tax situation and may differ from those shown. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor.</span></div> After-tax returns are calculated using the historical highest individual federal marginal income tax rates, and do not reflect the impact of state and local taxes. In addition, the after-tax returns shown are not relevant to investors who hold their Fund shares through tax-advantaged arrangements such as 401(k) plans and individual retirement accounts because such accounts are only subject to taxes upon withdrawal. In certain cases, the figure representing “Return After Taxes on Distributions and Sale of Fund Shares” may be higher than the other return figures for the same period. A higher after-tax return results when a capital loss occurs upon redemption and provides an assumed tax deduction that benefits the investor. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and includes the expense reductions generated when the Fund loaned its portfolio securities. “Acquired Fund Fees and Expenses” (“AFFE”) are indirect fees and expenses that the Fund incurs from investing in the shares of other investment companies, including money market funds and other mutual funds, closed end funds, business development companies or certain exchange-traded funds. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and does not include indirect expenses such as AFFE, but includes the expense reductions generated when the Fund loaned its portfolio securities. AssetMark, Inc. (“AssetMark” or the “Advisor”) has contractually agreed through July 31, 2027 to waive its advisory fees and/or assume expenses otherwise payable by the Fund to the extent necessary to ensure that Total Annual Fund Operating Expenses (excluding taxes, interest, trading costs, AFFE, expenses paid with securities lending expense offset credits and non-routine expenses) do not exceed 1.40% of average daily net assets. This expense limitation agreement may not be terminated prior to July 31, 2027 unless the Board of Trustees consents to an earlier revision or termination. Under the expense limitation agreement, AssetMark may recoup waived fees and expenses borne for a three-year period under specified conditions. No recoupment will be paid to AssetMark if the Fund’s current Total Annual Fund Operating Expenses exceed the expense limitation in effect at the time fees were waived or expenses were reimbursed. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and includes the expense reductions generated when the Fund loaned its portfolio securities. “Acquired Fund Fees and Expenses” (“AFFE”) are indirect fees and expenses that the Fund incurs from investing in the shares of other investment companies, including money market funds and other mutual funds, closed end funds, business development companies or certain exchange-traded funds. AssetMark, Inc. (“AssetMark” or the “Advisor”) has contractually agreed through July 31, 2027, to waive its advisory fees and/or assume expenses otherwise payable by the Fund to the extent necessary to ensure that Total Annual Fund Operating Expenses (excluding taxes, interest, trading costs, acquired fund fees and expenses, expenses paid with securities lending expense offset credits and non-routine expenses) do not exceed 1.14% of average daily net assets. This expense limitation agreement may not be terminated prior to July 31, 2027 unless the Board of Trustees consents to an earlier revision or termination. Under the expense limitation agreement, AssetMark may recoup waived fees and expenses borne for a three-year period under specified conditions. No recoupment will be paid to AssetMark if the Fund’s current Total Annual Fund Operating Expenses exceed the expense limitation in effect at the time fees were waived or expenses were reimbursed. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and does not include indirect expenses such as AFFE, but includes the expense reductions generated when the Fund loaned its portfolio securities. AssetMark, Inc. (“AssetMark” or the “Advisor”) has contractually agreed through July 31, 2027, to waive its advisory fees and/or assume expenses otherwise payable by the Fund to the extent necessary to ensure that Total Annual Fund Operating Expenses (excluding taxes, interest, trading costs, acquired fund fees and expenses, expenses paid with securities lending expense offset credits and non-routine expenses) do not exceed 0.94% of average daily net assets. This expense limitation agreement may not be terminated prior to July 31, 2027 unless the Board of Trustees consents to an earlier revision or termination. Under the expense limitation agreement, AssetMark may recoup waived fees and expenses borne for a three-year period under specified conditions. No recoupment will be paid to AssetMark if the Fund’s current Total Annual Fund Operating Expenses exceed the expense limitation in effect at the time fees were waived or expenses were reimbursed. The Fund's RS Shares are newly offered. “Other Expenses” shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and includes the expense reductions generated when the Fund loaned its portfolio securities. Service Shares performance reflects any applicable fee waiver and/or expense reimbursements. The RS Shares have higher ongoing expenses than the Service Shares. Returns for the RS Shares are expected to be lower than the returns of the Service Shares shown due to differences in their expenses. The Fund's RS Shares are newly offered. "Other Expenses” shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. “Acquired Fund Fees and Expenses” (“AFFE”) are indirect fees and expenses that the Fund incurs from investing in the shares of other investment companies, including money market funds and other mutual funds, closed end funds, business development companies or certain exchange-traded funds. AFFE shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and does not include indirect expenses such as AFFE but includes the expense reductions generated when the Fund loaned its portfolio securities. AssetMark, Inc. (“AssetMark” or the “Advisor”) has contractually agreed through July 31, 2027, to waive its advisory fees and/or assume expenses otherwise payable by the Fund to the extent necessary to ensure that Total Annual Fund Operating Expenses (excluding taxes, interest, trading costs, AFFE, expenses paid with securities lending expense offset credits and non-routine expenses) do not exceed 2.15% of average daily net assets. This expense limitation agreement may not be terminated prior to July 31, 2027 unless the Board of Trustees consents to an earlier revision or termination. Under the expense limitation agreement, AssetMark may recoup waived fees and expenses borne for a three-year period under specified conditions. No recoupment will be paid to AssetMark if the Fund’s current Total Annual Fund Operating Expenses exceed the expense limitation in effect at the time fees were waived or expenses were reimbursed. Service Shares performance reflects any applicable fee waiver and/or expense reimbursements. The RS Shares have higher ongoing expenses than the Service Shares. Returns for the RS Shares are expected to be lower than the returns of the Service Shares shown due to differences in their expenses. The Fund's RS Shares are newly offered. "Other Expenses” shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and includes the expense reductions generated when the Fund loaned its portfolio securities. Service Shares performance reflects any applicable fee waiver and/or expense reimbursements. The RS Shares have higher ongoing expenses than the Service Shares. Returns for the RS Shares are expected to be lower than the returns of the Service Shares shown due to differences in their expenses. The Fund's RS Shares are newly offered. "Other Expenses” shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. “Acquired Fund Fees and Expenses” (“AFFE”) are indirect fees and expenses that the Fund incurs from investing in the shares of other investment companies, including money market funds and other mutual funds, closed end funds, business development companies or certain exchange-traded funds. AFFE shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. Note that the amount of Total Annual Fund Operating Expenses shown in the above table will differ from the Ratio of Expenses to Average Net Assets included in the “Financial Highlights” section of the Prospectus which reflects the operating expenses of the Fund and does not include indirect expenses such as AFFE but includes the expense reductions generated when the Fund loaned its portfolio securities. Service Shares performance reflects any applicable fee waiver and/or expense reimbursements. The RS Shares have higher ongoing expenses than the Service Shares. Returns for the RS Shares are expected to be lower than the returns of the Service Shares shown due to differences in their expenses. The Fund's RS Shares are newly offered. "Other Expenses” shown for the RS Shares are based on anticipated fees and expenses for the first full fiscal year. AssetMark, Inc. (“AssetMark” or the “Advisor”) has contractually agreed through July 31, 2027, to waive its advisory fees and/or assume expenses otherwise payable by the Fund to the extent necessary to ensure that Total Annual Fund Operating Expenses (excluding taxes, interest, trading costs, acquired fund fees and expenses, expenses paid with securities lending expense offset credits and non-routine expenses) do not exceed 1.69% of average daily net assets. This expense limitation agreement may not be terminated prior to July 31, 2027 unless the Board of Trustees consents to an earlier revision or termination. Under the expense limitation agreement, AssetMark may recoup waived fees and expenses borne for a three-year period under specified conditions. No recoupment will be paid to AssetMark if the Fund’s current Total Annual Fund Operating Expenses exceed the expense limitation in effect at the time fees were waived or expenses were reimbursed. Service Shares performance reflects any applicable fee waiver and/or expense reimbursements. The RS Shares have higher ongoing expenses than the Service Shares. Returns for the RS Shares are expected to be lower than the returns of the Service Shares shown due to differences in their expenses.