The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106 2,192,490 9,199 SH SOLE 9,199 0 0
POWERSHARES QQQ TR ETF 46090E103 4,622,383 6,277 SH SOLE 6,277 0 0
STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF ETF 81369Y803 547,554 2,874 SH SOLE 2,874 0 0
JOHNSON & JOHNSON COM Stock 478160104 646,761 2,547 SH SOLE 2,546 0 0
WASTE MANAGEMENT INC Stock 94106L109 536,843 2,409 SH SOLE 2,408 0 0
VANGUARD TOTAL STK MKT ETF 922908769 590,132 1,595 SH SOLE 1,594 0 0
VANGUARD EXTENDED MARKET ETF ETF 922908652 946,387 3,844 SH SOLE 3,843 0 0
PROCTER & GAMBLE CO COM Stock 742718109 493,505 3,365 SH SOLE 3,365 0 0
COCA COLA CO COM Stock 191216100 223,135 2,746 SH SOLE 2,745 0 0
STATE STREET SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109 1,562,991 2,992 SH SOLE 2,992 0 0
PAYCHEX INC Stock 704326107 275,619 2,803 SH SOLE 2,803 0 0
STATE STREET SPDR S&P 500 ETF ETF 78462F103 4,824,735 6,461 SH SOLE 6,460 0 0
MASTERCARD INC Stock 57636Q104 259,368 505 SH SOLE 505 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 210,349 778 SH SOLE 777 0 0
ISHARES MSCI JAPAN ETF ETF 46434G822 421,767 4,522 SH SOLE 4,522 0 0
PEPSICO INC COM Stock 713448108 335,828 2,480 SH SOLE 2,480 0 0
SOUTHERN CO COM Stock 842587107 213,050 2,226 SH SOLE 2,226 0 0
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 658,793 4,442 SH SOLE 4,442 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326 930,600 10,455 SH SOLE 10,455 0 0
GOOGLE INC Stock 02079K305 1,450,100 4,058 SH SOLE 4,057 0 0
MICROSOFT Stock 594918104 2,745,993 7,362 SH SOLE 7,361 0 0
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225 288,359 2,901 SH SOLE 2,901 0 0
VANGUARD SMALL CAP ETF ETF 922908751 13,409,522 44,238 SH SOLE 44,238 0 0
VANGUARD MID CAP ETF ETF 922908629 4,558,313 56,576 SH SOLE 56,575 0 0
LINDE PLC SHS Stock G54950103 273,371 527 SH SOLE 526 0 0
VANGUARD EUROPEAN ETF 922042874 842,370 9,514 SH SOLE 9,514 0 0
VANGUARD S&P 500 ETF ETF 922908363 54,685,672 79,623 SH SOLE 79,622 0 0
STATE STREET SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 886,912 1,261 SH SOLE 1,261 0 0
ELI LILLY & CO COM Stock 532457108 255,479 213 SH SOLE 213 0 0
MICRON TECHNOLOGY Stock 595112103 222,778 193 SH SOLE 193 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718 14,631,378 145,340 SH SOLE 145,340 0 0
APPLOVIN CORP COM CL A Stock 03831W108 389,514 756 SH SOLE 756 0 0
T. ROWE PRICE U.S. EQUITY RESEARCH ETF ETF 87283Q503 296,017 6,228 SH SOLE 6,228 0 0
AVANTIS U.S. LARGE CAP VALUE ETF ETF 025072349 460,063 5,044 SH SOLE 5,044 0 0
META PLATFORMS INC CL A Stock 30303M102 331,778 589 SH SOLE 589 0 0
PALO ALTO NETWORKS INC COM Stock 697435105 502,663 1,474 SH SOLE 1,474 0 0
AVAGO TECHNOLOGIES LTD Stock 11135F101 351,685 931 SH SOLE 931 0 0
NOVARTIS AG ADR ADR 66987V109 229,438 1,464 SH SOLE 1,464 0 0
ROYAL BANK OF CANADA Stock 780087102 434,016 2,097 SH SOLE 2,097 0 0
NVIDIA CORP Stock 67066G104 1,699,747 8,495 SH SOLE 8,494 0 0
ABBVIE INC COM Stock 00287Y109 291,473 1,158 SH SOLE 1,158 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 1,182,292 14,272 SH SOLE 14,272 0 0
MANULIFE FINL CORP COM Stock 56501R106 398,132 9,828 SH SOLE 9,828 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109 298,533 603 SH SOLE 603 0 0
QUALCOMM INC COM Stock 747525103 307,721 1,665 SH SOLE 1,665 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 573,160 1,618 SH SOLE 1,618 0 0
TEMPUR PEDIC INTL INC Stock 88023U101 417,304 5,323 SH SOLE 5,322 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF 921937819 1,604,308 20,917 SH SOLE 20,916 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 1,289,949 3,941 SH SOLE 3,940 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 37,930,042 532,351 SH SOLE 532,351 0 0
TJX COS INC NEW COM Stock 872540109 480,255 3,170 SH SOLE 3,170 0 0
BANK OF AMER CORP COM Stock 060505104 230,897 4,052 SH SOLE 4,052 0 0
WALMART INC COM Stock 931142103 295,382 2,608 SH SOLE 2,608 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 2,919,371 48,909 SH SOLE 48,908 0 0
MORGAN STANLEY Stock 617446448 319,413 1,528 SH SOLE 1,528 0 0
VOYAGER TECHNOLOGIES INC COM CL A Stock 92892B103 2,505,309 77,684 SH SOLE 77,684 0 0
APPLIED MATLS INC COM Stock 038222105 220,437 305 SH SOLE 304 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 241,559 1,021 SH SOLE 1,020 0 0
ISHARES 7-10 YR TREASURY BOND ETF ETF 464287440 466,798 4,936 SH SOLE 4,936 0 0
EATON CORP PLC SHS Stock G29183103 204,964 481 SH SOLE 481 0 0
STATE STREET SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622 306,746 3,183 SH SOLE 3,183 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 2,084,243 4,888 SH SOLE 4,888 0 0
EXXONMOBIL HOLDINGS CORP COM SHS Stock 30233Q108 427,507 3,127 SH SOLE 3,126 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 209,305 2,283 SH SOLE 2,283 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 223,388 2,897 SH SOLE 2,897 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 1,186,202 23,452 SH SOLE 23,452 0 0
ISHARES MSCI EAFE ETF ETF 464287465 261,680 2,519 SH SOLE 2,519 0 0
APPLE INC Stock 037833100 5,128,944 17,725 SH SOLE 17,725 0 0
BOOKING HOLDINGS INC COM Stock 09857L108 218,344 1,225 SH SOLE 1,225 0 0