| Schedule of Segment Information |
The following tables summarize segment information for the quarters and nine-month periods ended June 30, 2026 and 2025: | | | | | | | | | | | | | | | | | | | | Quarter Ended June 30, 2026 | | | Scores | | Software | | Total | | | (In thousands) | | Segment revenues: | | | | | | | On-premises and SaaS software | $ | — | | | $ | 196,969 | | | $ | 196,969 | | | Professional services | — | | | 18,322 | | | 18,322 | | | Scores | 458,897 | | | — | | | 458,897 | | | Total segment revenues | 458,897 | | | 215,291 | | | 674,188 | | | Segment operating expense | (42,011) | | | (160,251) | | | (202,262) | | | Segment operating income | $ | 416,886 | | | $ | 55,040 | | | 471,926 | | | Unallocated corporate expenses | | | | | (56,967) | | | Unallocated share-based compensation expense | | | | | (52,331) | | | | | | | | | | | | | | | | | | | | | Operating income | | | | | 362,628 | | | Unallocated interest expense, net | | | | | (59,877) | | | Unallocated other income, net | | | | | 11,908 | | | Income before income taxes | | | | | $ | 314,659 | |
| | | | | | | | | | | | | | | | | | | | Quarter Ended June 30, 2025 | | | Scores | | Software | | Total | | | (In thousands) | | Segment revenues: | | | | | | | On-premises and SaaS software | $ | — | | | $ | 187,915 | | | $ | 187,915 | | | Professional services | — | | | 24,191 | | | 24,191 | | | Scores | 324,309 | | | — | | | 324,309 | | | Total segment revenues | 324,309 | | | 212,106 | | | 536,415 | | | Segment operating expense | (39,598) | | | (144,164) | | | (183,762) | | | Segment operating income | $ | 284,711 | | | $ | 67,942 | | | 352,653 | | | Unallocated corporate expenses | | | | | (48,205) | | | Unallocated share-based compensation expense | | | | | (41,930) | | | | | | | | | | | | | | | | | | | | | Operating income | | | | | 262,518 | | | Unallocated interest expense, net | | | | | (32,899) | | | Unallocated other income, net | | | | | 7,372 | | | Income before income taxes | | | | | $ | 236,991 | |
| | | | | | | | | | | | | | | | | | | | Nine Months Ended June 30, 2026 | | | Scores | | Software | | Total | | | (In thousands) | | Segment revenues: | | | | | | | On-premises and SaaS software | $ | — | | | $ | 584,421 | | | $ | 584,421 | | | Professional services | — | | | 54,999 | | | 54,999 | | | Scores | 1,238,404 | | | — | | | 1,238,404 | | | Total segment revenues | 1,238,404 | | | 639,420 | | | 1,877,824 | | | Segment operating expense | (121,189) | | | (463,172) | | | (584,361) | | | Segment operating income | $ | 1,117,215 | | | $ | 176,248 | | | 1,293,463 | | | Unallocated corporate expenses | | | | | (152,411) | | | Unallocated share-based compensation expense | | | | | (141,910) | | | | | | | | | | | | | | | | | | | | | Operating income | | | | | 999,142 | | | Unallocated interest expense, net | | | | | (146,462) | | | Unallocated other income, net | | | | | 9,939 | | | Income before income taxes | | | | | $ | 862,619 | | | | | | | |
| | | | | | | | | | | | | | | | | | | | Nine Months Ended June 30, 2025 | | | Scores | | Software | | Total | | | (In thousands) | | Segment revenues: | | | | | | | On-premises and SaaS software | $ | — | | | $ | 557,752 | | | $ | 557,752 | | | Professional services | — | | | 60,343 | | | 60,343 | | | Scores | 857,023 | | | — | | | 857,023 | | | Total segment revenues | 857,023 | | | 618,095 | | | 1,475,118 | | | Segment operating expense | (103,571) | | | (426,087) | | | (529,658) | | | Segment operating income | $ | 753,452 | | | $ | 192,008 | | | 945,460 | | | Unallocated corporate expenses | | | | | (133,478) | | | Unallocated share-based compensation expense | | | | | (124,288) | | | | | | | | | | | | | | | | | | | | | Operating income | | | | | 687,694 | | | Unallocated interest expense, net | | | | | (93,765) | | | Unallocated other income, net | | | | | 6,207 | | | Income before income taxes | | | | | $ | 600,136 | | | | | | | |
The following table presents depreciation and amortization on property and equipment for the quarters and nine-month periods ended June 30, 2026 and 2025: | | | | | | | | | | | | | | | | | | | | | | | | | Quarter Ended June 30, | | Nine Months Ended June 30, | | 2026 | | 2025 | | 2026 | | 2025 | | (In thousands) | | Depreciation and amortization: | | | | | | | | | Scores | $ | 109 | | | $ | 139 | | | $ | 316 | | | $ | 382 | | | Software | 2,171 | | | 2,730 | | | $ | 6,667 | | | 7,522 | | | Total segment depreciation and amortization | 2,280 | | | 2,869 | | | 6,983 | | | 7,904 | | | Unallocated corporate | 376 | | | 20 | | | $ | 951 | | | 56 | | | Total depreciation and amortization | $ | 2,656 | | | $ | 2,889 | | | $ | 7,934 | | | $ | 7,960 | |
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