The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM MMM 88579Y101 4,289 26,495 SH SOLE 26,495 0 0
AB (ALLIANCE BERNSTEIN) DISRUPTORS ETF FWD 00039J509 2,990 20,190 SH SOLE 20,190 0 0
AB(Alliance Bernstein) Ultra Short Income ETF YEAR 00039J103 1,056 20,995 SH SOLE 20,995 0 0
AB TAX AWARE ST DRTN MUNICIPAL ETG TAFI 00391J202 720 28,551 SH SOLE 28,551 0 0
ADVANCED MICRO DEVICES INC AMD 007903107 1,950 3,357 SH SOLE 3,357 0 0
Alphabet Inc. GOOGL 02079K305 667 1,868 SH SOLE 1,868 0 0
ALPHABET INC. CLASS C GOOG 02079K107 304 861 SH SOLE 861 0 0
Amazon.com, Inc. Com(AMZN) 023135106 1,241 5,210 SH SOLE 5,210 0 0
ANFIELD UNIVERSAL FIXED INCOME ETF AFIF 90214Q766 3,658 389,250 SH SOLE 389,250 0 0
Apple Inc. AAPL 037833100 979 3,384 SH SOLE 3,384 0 0
AVANTIS EMERGING MARKETS EQUIT ETF AVEM 025072604 889 9,219 SH SOLE 9,219 0 0
Avantis International Equity ETF International Equity ETF-AVDE 025072703 1,616 18,118 SH SOLE 18,118 0 0
Avantis US Equity ETF US Equity ETF(AVUS) 025072885 1,411 11,017 SH SOLE 11,017 0 0
Avantis US Large Cap Value ETF Large Cap Value (AVLV) 025072349 1,561 17,124 SH SOLE 17,124 0 0
Avantis US Small Cap Value ETF SMALL CAP ETF (AVUV) 025072877 11,204 89,810 SH SOLE 89,810 0 0
Berkshire Hathaway Class B BRKB 084670702 669 1,337 SH SOLE 1,337 0 0
CARNIVAL CORP F CCL 143658300 277 9,700 SH SOLE 9,700 0 0
CISCO SYS INC CSCO 17275R102 284 2,442 SH SOLE 2,442 0 0
CLOVER HEALTH INVTS CORP CLASS A CLOV 18914F103 78 15,000 SH SOLE 15,000 0 0
COLUMBIA RESEARCH ENHANCED CR ETF RECS 19761L706 5,759 133,069 SH SOLE 133,069 0 0
COSTCO WHOLESALE CO COST 22160K105 283 303 SH SOLE 303 0 0
CVS HEALTH CORP CVS 126650100 227 2,198 SH SOLE 2,198 0 0
DIMENSIONAL ETF TR INTL CORE ETF INTL CORE EQT MK(DFAI) 25434V203 1,638 39,722 SH SOLE 39,722 0 0
DIMENSIONAL ETF TR SHORT DURATION FX SHORT DURA CORE(DFSD) 25434V864 873 18,302 SH SOLE 18,302 0 0
DIMENSIONAL US CORE EQUITY 1 ETF DCOR 25434V625 3,026 36,914 SH SOLE 36,914 0 0
DIMENSIONAL US TARGETED VALUE ETF DFAT 25434V609 215 3,085 SH SOLE 3,085 0 0
DIMENSIONAL EMERG MARK CRE EQUITY 2 ETF DFEM 25434V732 781 19,218 SH SOLE 19,218 0 0
DIMENSIONAL GLOBAL CREDIT ETF DGCB 25434V567 377 6,902 SH SOLE 6,902 0 0
DIMENSIONAL GBL EX US CORE FIXED INCOME ETF DFGX 25434V575 577 10,782 SH SOLE 10,782 0 0
DMENSIONAL INTERN CORE EQUITY 2 ETF DFIC 25434V799 1,586 42,571 SH SOLE 42,571 0 0
DIMENSIONAL WORLD EQUITY ETF DFAW 25434V617 512 6,195 SH SOLE 6,195 0 0
DIMENSIONAL ETF TR U S CORE EQUITY 2 US CORE EQUITY 2 (DFAC) 25434V708 3,990 89,953 SH SOLE 89,953 0 0
DIMENSIONAL ETF TR U S SMALL CAP ETF US SMALL CAP ETF (DFAS) 25434V500 1,749 21,246 SH SOLE 21,246 0 0
DIMENSIONAL ETF TR US CORE ETF US CORE EQT MKT(DFAU) 25434V104 1,236 23,912 SH SOLE 23,912 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM (DFCF) 25434V872 1,810 42,895 SH SOLE 42,895 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG(DFAE) 25434V302 604 15,043 SH SOLE 15,043 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE (DFAX) 25434V880 321 8,730 SH SOLE 8,730 0 0
ECOLAB INC COM (ECL) 278865100 1,538 5,520 SH SOLE 5,520 0 0
E L F BEAUTY INC. ELF 26856L103 255 3,450 SH SOLE 3,450 0 0
ELI LILLY AND CO LLY 532457108 367 6,370 SH SOLE 6,370 0 0
ENOVIX CORPORATION COMMON STOCK ENVX 293594107 91 15,000 SH SOLE 15,000 0 0
FIDELITY ENHANCED INTERNATIONAL ETF FENI 31609A404 12,047 300,213 SH SOLE 300,213 0 0
FIDELITY TOTAL BOND ETF TOTAL BD ETF (FBND) 316188309 11,347 249,460 SH SOLE 249,460 0 0
FIRST TR EX-TD VIII FT CBOE VEST FUN (BUFR)Cboe Vest Fund of Buffer ETF 33740F755 308 8,456 SH SOLE 8,456 0 0
FIRST TRUST GLOBAL TACTICAL COMMODITY STRATEGY FUND FTGC 33739H101 6,725 248,626 SH SOLE 248,626 0 0
FIRST TRUST LOW DURATION OPPORTUNITIES ETF LMBS 33739Q200 226 4,551 SH SOLE 4,551 0 0
FIRST TRUST TCW OPPORTUNISTIC FI ETF TCW OPPORTUNIS (FIXD) 33740F805 449 10,301 SH SOLE 10,301 0 0
GUARDIAN HEALTH INC. GH 38382CMC2 362 2,413 SH SOLE 2,413 0 0
HARTFORD SCHRODERS TAX AWARE BND ETF (HTAB) TAX AWARE BND ETF 41653L404 481 25,082 SH SOLE 25,082 0 0
HIM & HERS HEALTH INC CLASS A HIMS 433000106 225 6,500 SH SOLE 6,500 0 0
INVESCO EXCHANGE-TRADED FD TR INVESC S&P MDCP QUALITY (XMHQ) 46137V472 7,812 69,211 SH SOLE 69,211 0 0
INVESCO INTERNATIONAL BUYBACK ACHIEVE ETF IPKW 46138E644 266 4,725 SH SOLE 4,725 0 0
INVESCO QQQ TRUST Nasdaq 100 ETF (QQQ) 46090E103 24,347 33,063 SH SOLE 33,063 0 0
INVESCO QQQM NASDAQ 100 QQQM ETF 46138G649 6,991 23,075 SH SOLE 23,075 0 0
INVESCO SP INTERNATIONAL DVLP MNTM ETF IV IDMO 46138E222 7,447 123,531 SH SOLE 123,531 0 0
INVESCO S&P MIDCAP VALUE WITH MOMENTUM ETF XMVM 46137V456 1,598 22,543 SH SOLE 22,543 0 0
INVESCO S&P 100 EQUAL WEIGHT ETF EQWL 46137V449 328 2,547 SH SOLE 2,547 0 0
INVESCO S&P 500 MOMENTUM ETF SPMO 46138E339 1,742 10,788 SH SOLE 10,788 0 0
INVESCO S&P 500 REVENUE ETF RWL 46138G698 443 3,474 SH SOLE 3,474 0 0
INVESCO S&P SMALL CAP MOMENTM ETF S&P SMLCP MOMENT (XSMO) 46137V498 10,362 110,675 SH SOLE 110,675 0 0
INVESCO TOTAL RETURN BOND ETF TTL RETURN BND ETF (GTO) 46090A804 6,295 134,326 SH SOLE 134,326 0 0
iShares Broad USD HG YLD CRP BND Etf USHY 46435U853 359 9,706 SH SOLE 9,706 0 0
ISHARES CORE CONSERVATIVE ALL ETF IV CONSER ALLOC ETF (AOK) 464289883 244 5,901 SH SOLE 5,901 0 0
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH (DGRO) 46434V621 1,990 26,269 SH SOLE 26,269 0 0
iShares Core S&P Mid-Cap ETF GROWTH ETF (IJH) 464287507 4,935 64,008 SH SOLE 64,008 0 0
ISHARES CORE S&P US VALUE ETF CORE S&P USVLU (IUSV) 464287663 967 8,780 SH SOLE 8,780 0 0
iSHARES EDGE MSCI INTL VALUE FACTOR ETF IVLU 46435G409 1,622 38,790 SH SOLE 38,790 0 0
ISHARES MSCI ACWI ETF MSCI ACWI ETF (ACWI) 464288257 4,671 29,763 SH SOLE 29,763 0 0
ISHARES MSCI USA MOMNTUM FCT ETF USA MOMENTUM FCT (MTUM) 46432F396 434 1,267 SH SOLE 1,267 0 0
ISHARES MSCI USA QUALITY FACTOR ETF USA QUALITY FCTR (QUAL) 46432F339 1,834 8,358 SH SOLE 8,358 0 0
ISHARES RUSSELL 1000 VALUE ETF IV RUS 1000 VAL ETF (IWD) 464287598 258 1,065 SH SOLE 1,065 0 0
ISHARES RUSSELL 1000 GROWTH ETF IWF 464287614 202 1,629 SH SOLE 1,629 0 0
ISHARES RUSSELL MID CAP GROWTH ETF MID CAP GROWTH ETF (IWP) 464287481 9,898 67,608 SH SOLE 67,608 0 0
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF(IWR) 464287499 1,251 11,341 SH SOLE 11,341 0 0
ISHARES TR CORE S&P500 ETF(IVV) 464287200 1,043 1,393 SH SOLE 1,393 0 0
ISHARES TR RUSSELL 2500 ETF RUSEL 2500 ETF(SMMD) 46435G268 977 10,666 SH SOLE 10,666 0 0
ISHARES US AEROSPACE DEFENSE ETF IV US AER DEF ETF (ITA) 464288760 246 1,018 SH SOLE 1,018 0 0
ISHS MSCI INTL QUALITY FACT ETF INTL QLTY FACTOR(IQLT) 46434V456 6,099 123,090 SH SOLE 123,090 0 0
JOHNSON & JOHNSON JNJ 478160104 217 855 SH SOLE 855 0 0
J P MORGAN EXCHANGE-TRADED FD TR ACT Active Growth (JGRO) 46654Q609 1,440 14,614 SH SOLE 14,614 0 0
J P MORGAN EXCHANGE-TRADED FD TR COR BOND ETF (JCPB) 46641Q670 929 19,796 SH SOLE 19,796 0 0
J P MORGAN HEDGED EQUITY LADDERED OVERLAY ETF HELO 46654Q724 3,832 56,717 SH SOLE 56,717 0 0
JANUS DETROIT STR TR HENDERSON JAAA CL 47103U845 3,816 75,583 SH SOLE 75,583 0 0
JP MORGAN EXCH-TRADED FD TR SHORT DU SHORT DURA CORE(JSCP) 46641Q274 1,068 22,674 SH SOLE 22,674 0 0
JP MORGAN MUNICIPAL ETF (JMUB) Municipal ETG 46641Q647 259 5,125 SH SOLE 5,125 0 0
JP MORGAN ULTRA SHORT MUN INCOME ETF ULTRA SHT MUNCPL(JMST) 46641Q654 1,496 29,347 SH SOLE 29,347 0 0
JPMORGAN ACTIVE BOND ETF JBND 46654Q716 2,142 40,045 SH SOLE 40,045 0 0
JPMORGAN CHASE & CO JPM 46625H100 323 988 SH SOLE 988 0 0
JPMORGAN ULTRA SHORT INCOME ETF ULTRA SHRT INC (JPST) 46641Q837 3,384 66,925 SH SOLE 66,925 0 0
MARVELL TECHNOLOGY INC MRVL 573874104 672 2,258 SH SOLE 2,258 0 0
MEDTRONIC PLC F MDT G5960L103 583 7,455 SH SOLE 7,455 0 0
META PLATFORMS INC CLASS A META 59100U108 398 706 SH SOLE 706 0 0
MICROSOFT CORP COM (MSFT) 594918104 1,107 2,970 SH SOLE 2,970 0 0
Nuveen ESG Large Cap Growth ETF (NULG) NULG 67092P201 458 3,916 SH SOLE 3,916 0 0
NVIDIA CORPORATION NVDA 67066G104 832 4,161 SH SOLE 4,161 0 0
PACER US CASH COWS 100 ETF GROWTH ETF COWZ 69374H881 2,261 36,355 SH SOLE 36,355 0 0
PIMCO ACTIVE BOND ETF (BOND) Active Bond ETF 72201R775 7,867 85,318 SH SOLE 85,318 0 0
PIMCO MULTI SECTOR BOND ACTV ETF (PYLD) MULTI SECTOR 72201R585 5,592 210,862 SH SOLE 210,862 0 0
PLANTIR TECHNOLOGIES IN CLASS A PLTR 69608A108 233 2,000 SH SOLE 2,000 0 0
Procter & Gamble Co Com (PG) 742718109 425 2,901 SH SOLE 2,901 0 0
PUTNAM FOCUSED LARGE CAP VALUE ETF PVAL 746729300 4,720 92,647 SH SOLE 92,647 0 0
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ (SCHD) 808524797 7,552 238,181 SH SOLE 238,181 0 0
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF(SCHG) 808524300 18,556 548,358 SH SOLE 548,358 0 0
SCHWAB US LARGE CAP VALUE ETF US LCAP VA ETF (SCHV) 808524409 18,009 517,375 SH SOLE 517,375 0 0
SERVICE NOW INC. NOW 81762P102 412 4,154 SH SOLE 4,154 0 0
SOFI TECHNOLOGIES INC SOFI 83406F102 361 20,140 SH SOLE 20,140 0 0
SOLVENTUM CORPORATION SOLV 83444M101 440 5,716 SH SOLE 5,716 0 0
SPDR AGGREGATE BOND ETF IV PORTFOLIO AGRGTE (SPAB) 78464A649 1,789 70,127 SH SOLE 70,127 0 0
SPDR BLACKSTONE SENIOR LOAN ETF IV BLACKSTONE SENR (SRLN) 78467V608 217 5,399 SH SOLE 5,399 0 0
SPDR DOUBLELINE TTL RTRNT RTCL ETF (TOTL) Total Return Tactical 78467V848 5,147 130,426 SH SOLE 130,426 0 0
SPDR DOW JONE GLOBAL REAL EST ETF IV DJ GLB RL ES ETF (RWO) 78463X749 241 4,854 SH SOLE 4,854 0 0
SPDR GOLD SHARES ETF GOLD SHS (GLD) 78463V107 442 1,200 SH SOLE 1,200 0 0
SPDR INDEX SHARES EMERG MARKT ETF IV PORTFOLIO EMG MK (SPEM) 78463X509 914 17,656 SH SOLE 17,656 0 0
SPDR PORTFOLIO DVLPD WRLD EX-US ETF PORTFOLIO DEVLPD (SPDW) 78463X889 1,718 34,113 SH SOLE 34,113 0 0
SPDR PORTFOLIO S&P 400 MID CP ETF IV PORTFOLIO S&P400 (SPMD) 78464A847 345 5,109 SH SOLE 5,109 0 0
SPDR PORTFOLIO S&P 500 ETF IV PORTFOLIO S&P500 (SPYM) 78464A854 3,419 38,911 SH SOLE 38,911 0 0
SPDR PORTFOLIO S&P 600 SML CP ETF IV PORTFOLIO S&P600 (SPSM) 78468R853 367 6,370 SH SOLE 6,370 0 0
SPDR S& P EMERGING MARKETS DIVIDEND ETF (EDIV)- S&P EMERGING MARKETS 78463X533 1,790 43,710 SH SOLE 43,710 0 0
SPDR S&P 500 ETF TR UNIT (SPY) 78462F103 8,253 11,052 SH SOLE 11,052 0 0
SPDR S&P 500 GROWTH ETF Growth ETF(SPYG) 78464A409 5,010 42,112 SH SOLE 42,112 0 0
SPDR S&P INTERNATIONAL SMALL ETF IV S&P INTL SMLCP (GWX) 78463X871 272 6,215 SH SOLE 6,215 0 0
SPDR S&P KENSHO FUTURE SECURITY ETF FITE 78468R671 436 3,881 SH SOLE 3,881 0 0
SPDR SP 1500 Value Tilt ETF VLU 78464A128 5,252 22,049 SH SOLE 22,049 0 0
STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF XLK 81369Y803 207 1,089 SH SOLE 1,089 0 0
TAIWAN SEMICONDUCTOR M FSPONSORED ADT 1 TSM 874039100 404 847 SH SOLE 847 0 0
TESLA INC TSLA 88160R101 462 1,099 SH SOLE 1,099 0 0
VANECK HIGH YIELD MUNI ETF HIGH YLD MUNI ETF (HYD) 92189H409 332 6,458 SH SOLE 6,458 0 0
VANECK MERK GOLD ETF IV OUNZ 921078101 2,425 62,842 SH SOLE 62,842 0 0
VANECK URANIUM AND NUCLEAR ETF NLR 92189F601 425 3,668 SH SOLE 3,668 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT (VEA) 921943858 384 3,995 SH SOLE 3,995 0 0
VANGUARD HIGH DIVIDEND YIELD ETF (VYM) VYM 921946406 352 2,228 SH SOLE 2,228 0 0
VANGUARD MEGA CAP ETF IV MEGA CAP INDEX (MGC) 921910873 4,941 18,058 SH SOLE 18,058 0 0
VANGUARD S&P 500 ETF (VOO) S&P 500 ETF 922908363 1,051 1,531 SH SOLE 1,531 0 0
VANGUARD SMALL CAP ETF IV SMALL CP ETF (VB) 922908751 1,930 6,368 SH SOLE 6,368 0 0
VANGUARD SMALL CAP VALUE ETF VBR 922908611 666 2,742 SH SOLE 2,742 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT (BND) 921937835 473 6,454 SH SOLE 6,454 0 0
VANGUARD TOTAL WORLD STOCK ET ETF IV VT 922042742 253 1,613 SH SOLE 1,613 0 0
VISA INC CLASS A V 92826C839 358 1,045 SH SOLE 1,045 0 0
Walmart Inc WMT 931142103 1,184 10,455 SH SOLE 10,455 0 0
WISDOMTREE US LARGECAP DIVIDEND ETF DLN 97717W307 246 2,561 SH SOLE 2,561 0 0
WISDOM TREE U S VALUE ETF WTV 97717W547 6,154 60,504 SH SOLE 60,504 0 0
XCEL ENERGY INC XEL 98389B100 252 3,145 SH SOLE 3,145 0 0
XTRCKRS SHORT DURATION HIGH YIELD BOND ETF XTRACKERS SHRT (SHYL) 233051283 496 11,181 SH SOLE 11,181 0 0
ZETA GLOBAL HOLDINGS CORP CLASS A ZETA 98956A105 324 16,500 SH SOLE 16,500 0 0