The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 2,267,678 9,987 SH SOLE 0 0 9,987
ISHARES TR ESG AWR US AGRGT 46435U549 488,228 10,298 SH SOLE 0 0 10,298
ISHARES TR MSCI USA MIN ETF 46429B697 9,457,999 98,051 SH SOLE 383 0 97,668
ISHARES TR MBS ETF 464288588 2,354,304 24,908 SH SOLE 0 0 24,908
ISHARES TR RUS 1000 GRW ETF 464287614 1,234,250 9,940 SH SOLE 0 0 9,940
EXXON MOBIL CORP COM 30231G102 465,805 3,407 SH SOLE 0 0 3,407
ISHARES TR MSCI INTL VLU FT 46435G409 1,153,396 27,580 SH SOLE 0 0 27,580
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 2,269,330 28,310 SH SOLE 0 0 28,310
ISHARES TR US TREAS BD ETF 46429B267 1,932,997 84,855 SH SOLE 0 0 84,855
ALPHABET INC CAP STK CL C 02079K107 2,071,564 5,863 SH SOLE 0 0 5,863
MICROSOFT CORP COM 594918104 718,810 1,927 SH SOLE 0 0 1,927
ISHARES TR ISHS 1-5YR INVS 464288646 386,314 7,371 SH SOLE 0 0 7,371
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,025,240 2,712 SH SOLE 0 0 2,712
CISCO SYS INC COM 17275R102 764,077 6,505 SH SOLE 0 0 6,505
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 18,116,964 387,032 SH SOLE 1,039 0 385,993
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 266,597 1,687 SH SOLE 0 0 1,687
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 364,824 7,240 SH SOLE 0 0 7,240
VANGUARD INDEX FDS TOTAL STK MKT 922908769 248,667 672 SH SOLE 0 0 672
ISHARES TR CORE MSCI TOTAL 46432F834 2,005,582 21,014 SH SOLE 0 0 21,014
BROADCOM INC COM 11135F101 979,884 2,594 SH SOLE 0 0 2,594
ISHARES TR CORE S&P500 ETF 464287200 12,439,356 16,610 SH SOLE 0 0 16,610
ISHARES TR MSCI USA MMENTM 46432F396 1,686,381 4,919 SH SOLE 0 0 4,919
VANGUARD BD INDEX FDS INTERMED TERM 921937819 7,881,309 102,755 SH SOLE 0 0 102,755
ISHARES TR ESG AWR MSCI USA 46436E221 306,019 8,716 SH SOLE 0 0 8,716
ISHARES TR ESG EAFE ETF 46436E759 647,275 7,651 SH SOLE 0 0 7,651
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 21,171,186 408,868 SH SOLE 1,702 0 407,166
ISHARES TR CORE S&P TTL STK 464287150 5,954,788 36,250 SH SOLE 0 0 36,250
ISHARES TR HIGH YLD SYSTM B 46435G250 2,893,941 61,876 SH SOLE 0 0 61,876
ISHARES GOLD TR ISHARES NEW 464285204 6,267,481 83,002 SH SOLE 310 0 82,692
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 366,884 6,908 SH SOLE 0 0 6,908
ISHARES TR ESG AWR MSCI USA 46435G425 3,777,176 23,078 SH SOLE 0 0 23,078
VANGUARD INDEX FDS SMALL CP ETF 922908751 497,117 1,640 SH SOLE 0 0 1,640
JPMORGAN CHASE & CO COM 46625H100 241,242 737 SH SOLE 0 0 737
ISHARES TR MSCI USA QLT FCT 46432F339 37,965,525 173,019 SH SOLE 471 0 172,548
AMAZON COM INC COM 023135106 715,735 3,003 SH SOLE 0 0 3,003
VANGUARD WORLD FD MEGA CAP INDEX 921910873 6,907,030 25,242 SH SOLE 90 0 25,152
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 53,838,260 791,623 SH SOLE 3,070 0 788,553
ISHARES INC MSCI EMRG CHN 46434G764 3,477,689 33,995 SH SOLE 0 0 33,995
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 2,636,628 50,375 SH SOLE 0 0 50,375
NETFLIX INC. COM 64110L106 202,705 2,839 SH SOLE 0 0 2,839
GLOBAL X FDS DEFENSE TECH ETF 37960A529 7,485,604 125,366 SH SOLE 496 0 124,870
TESLA INC COM 88160R101 641,836 1,526 SH SOLE 0 0 1,526
NVIDIA CORPORATION COM 67066G104 527,237 2,635 SH SOLE 0 0 2,635
BLACKROCK ETF TRUST ISHA WORL EX ETF 09290C608 328,298 5,694 SH SOLE 0 0 5,694
SERVICENOW INC COM 81762P102 1,939,733 19,538 SH SOLE 0 0 19,538
ISHARES TR MSCI USA VALUE 46432F388 2,987,386 14,951 SH SOLE 0 0 14,951
ISHARES TR ESG AWRE USD ETF 46435G193 697,019 30,107 SH SOLE 0 0 30,107
ISHARES TR ESG MSCI KLD ETF 464288570 1,199,493 8,424 SH SOLE 0 0 8,424
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 8,240,378 155,832 SH SOLE 0 0 155,832
ISHARES TR S&P 100 ETF 464287101 530,512 1,450 SH SOLE 0 0 1,450
ISHARES TR EUROPE ETF 464287861 955,865 13,121 SH SOLE 0 0 13,121
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,165,590 4,926 SH SOLE 0 0 4,926
VANGUARD INDEX FDS GROWTH ETF 922908736 7,766,038 90,156 SH SOLE 0 0 90,156
ORACLE CORP COM 68389X105 281,268 1,919 SH SOLE 0 0 1,919
ROBLOX CORP CL A 771049103 236,716 4,353 SH SOLE 0 0 4,353
ISHARES TR U.S. TECH ETF 464287721 6,628,604 26,280 SH SOLE 0 0 26,280
ISHARES TR 20 YR TR BD ETF 464287432 2,161,969 25,017 SH SOLE 0 0 25,017
MAPLIGHT THERAPEUTICS INC COM 56565P103 372,342 10,389 SH SOLE 0 0 10,389
ISHARES TR SYSTEMATIC BD ET 46435U796 1,827,911 20,604 SH SOLE 0 0 20,604
VANGUARD INDEX FDS VALUE ETF 922908744 37,621,018 172,629 SH SOLE 613 0 172,016
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 21,250,676 492,941 SH SOLE 1,961 0 490,980
MICRON TECHNOLOGY INC COM 595112103 3,144,286 2,724 SH SOLE 0 0 2,724
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 24,692,888 468,378 SH SOLE 1,964 0 466,414
ABBVIE INC COM 00287Y109 320,338 1,273 SH SOLE 0 0 1,273
ISHARES TR GLOBAL TECH ETF 464287291 3,442,092 23,824 SH SOLE 0 0 23,824
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,359,165 337,876 SH SOLE 1,452 0 336,424
JOHNSON & JOHNSON COM 478160104 358,352 1,411 SH SOLE 0 0 1,411
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 38,578,467 1,470,776 SH SOLE 6,675 0 1,464,101
ISHARES TR EAFE GRWTH ETF 464288885 11,977,540 96,267 SH SOLE 268 0 95,999
GE AEROSPACE COM NEW 369604301 256,005 685 SH SOLE 0 0 685
CHEVRON CORPORATION COM 166764100 578,005 3,487 SH SOLE 0 0 3,487
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 39,165,623 1,070,099 SH SOLE 4,339 0 1,065,760
ISHARES TR 10+ YR INVST GRD 464289511 370,046 7,395 SH SOLE 0 0 7,395
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 39,514,944 538,277 SH SOLE 1,681 0 536,596
ISHARES TR ESG MSCI USA ETF 46436E767 1,221,903 17,594 SH SOLE 0 0 17,594
ISHARES TR HDG MSCI EAFE 46434V803 951,076 20,268 SH SOLE 0 0 20,268
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 235,325 3,303 SH SOLE 0 0 3,303
ISHARES INC ESG AWR MSCI EM 46434G863 661,530 12,096 SH SOLE 0 0 12,096
ADVANCED MICRO DEVICES INC COM 007903107 4,197,656 7,226 SH SOLE 0 0 7,226
ISHARES TR RUS 1000 ETF 464287622 559,377 1,366 SH SOLE 0 0 1,366
ISHARES TR S&P 500 GRWT ETF 464287309 54,415,671 395,664 SH SOLE 1,392 0 394,272
ISHARES TR EAFE VALUE ETF 464288877 18,142,325 237,000 SH SOLE 615 0 236,385
ISHARES TR ESG AW MSCI EAFE 46435G516 239,136 2,326 SH SOLE 0 0 2,326
APPLE INC COM 037833100 4,792,959 16,564 SH SOLE 0 0 16,564
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,220,338 24,295 SH SOLE 0 0 24,295
ISHARES TR CORE MSCI EAFE 46432F842 1,890,407 19,573 SH SOLE 0 0 19,573
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 86,231,796 125,554 SH SOLE 356 0 125,198
INTERNATIONAL BUSINESS MACHS COM 459200101 551,172 1,960 SH SOLE 0 0 1,960