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Unum Group

Statistical Supplement Second Quarter 2026

 TABLE OF CONTENTS

(in millions of dollars, except share data and where noted)

Interim Results are Unaudited

						Page
			Financial Highlights			1
			Capital Metrics			2
			Ratings			3
			Consolidated Statements of Income			4
			Sales Data by Segment			5
			Consolidated Balance Sheets			6
			Financial Results by Segment			7
			Quarterly Historical Financial Results by Segment			8
			Financial Results and Selected Statistics by Segment
			Unum US			9
			Unum International			10
			Colonial Life			11
			Closed Block			12
			Corporate			13
			Investments			14
			Appendix to Statistical Supplement			15
			See "Appendix to Statistical Supplement" on page 15 for a summary of significant items and page 15.3 for a reconciliation of our non-GAAP financial measures.
			N.M. = not a meaningful percentage

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Unum Group Financial Highlights

We applied updates to prior year reported information throughout this document to align to current year presentation. See "Appendix to the Statistical Supplement" beginning on page 15 for more information regarding this update.

			Three Months Ended												Six Months Ended												Year Ended
			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Consolidated U.S. GAAP Results¹
Premium Income			$	2,817.8					$	2,748.0					$	5,611.8					$	5,450.9					$	10,831.0					$	10,497.4
Segment Adjusted Operating Revenue			$	3,391.5					$	3,379.1					$	6,751.7					$	6,677.5					$	13,182.1					$	12,921.9
Net Investment Loss			(5.2)						(17.7)						(10.2)						(224.5)						(106.6)						(34.6)
Strategic Actions			$	(16.3)					—						(16.3)						—						—						—
Total Revenue			$	3,370.0					$	3,361.4					$	6,725.2					$	6,453.0					$	13,075.5					$	12,887.3
Net Income			$	256.9					$	335.6					$	488.9					$	524.7					$	738.5					$	1,779.1
Net Income Per Common Share:
Basic			$	1.61					$	1.93					$	3.02					$	2.98					$	4.28					$	9.49
Assuming Dilution			$	1.61					$	1.92					$	3.01					$	2.97					$	4.27					$	9.46
Assets															$	63,485.2					$	62,843.8					$	63,519.4					$	61,959.3
Liabilities															$	52,675.7					$	51,523.8					$	52,400.3					$	50,998.2
Stockholders' Equity															$	10,809.5					$	11,320.0					$	11,119.1					$	10,961.1
Adjusted Stockholders' Equity															$	12,207.0					$	12,799.8					$	12,471.1					$	12,801.6
Adjusted Operating Return on Equity
Unum US			24.3		%				22.5		%				24.5		%				22.6		%				22.8		%				25.2		%
Unum International			10.7		%				17.4		%				11.3		%				16.1		%				14.8		%				15.6		%
Colonial Life			19.4		%				18.6		%				19.4		%				18.7		%				18.2		%				19.7		%
Core Operating Segments			21.4		%				20.9		%				21.6		%				20.9		%				20.6		%				22.7		%

Traditional U.S. Life Insurance Companies' Statutory Results2
Net Gain from Operations, After Tax			$	330.9					$	291.8					$	644.9					$	781.6					$	652.5					$	1,337.0
Net Realized Capital Loss, After Tax			(2.9)						(28.1)						(3.4)						(66.6)						(18.5)						(14.6)
Net Income			$	328.0					$	263.7					$	641.5					$	715.0					$	634.0					$	1,322.4
Capital and Surplus															$	4,286.0					$	4,414.1					$	3,770.6					$	3,909.7
Weighted Average Risk-based Capital Ratio															~ 480%						~ 485%						~ 440%						~ 430%

1 Generally Accepted Accounting Principles

2 Our traditional U.S. life insurance companies are Provident Life and Accident Insurance Company, Unum Life Insurance Company of America, The Paul Revere Life Insurance Company, Colonial Life & Accident Insurance Company, Provident Life and Casualty Insurance Company, First Unum Life Insurance Company, Unum Insurance Company, and Starmount Life Insurance Company.

1

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Unum Group Capital Metrics

			6/30/2026												6/30/2025												12/31/2025												12/31/2024
			(in millions)						per share						(in millions)						per share						(in millions)						per share						(in millions)						per share
Total Stockholders' Equity (Book Value)			$	10,809.5					$	68.28					$	11,320					$	65.76					$	11,119.1					$	67.11					$	10,961.1					$	61.38
Excluding:
Net Unrealized Loss on Securities			(2,292.8)						(14.49)						(2,253.7)						(13.09)						(2,003.1)						(12.09)						(2,755.2)						(15.43)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits			1,174.5						7.42						1,058.9						6.15						929.9						5.61						1,185.4						6.64
Net Loss on Derivatives			(279.2)						(1.76)						(285.0)						(1.66)						(278.8)						(1.68)						(270.7)						(1.51)
Subtotal			12,207.0						77.11						12,799.8						74.36						12,471.1						75.27						12,801.6						71.68
Excluding:
Foreign Currency Translation Adjustment			(266.7)						(1.69)						(220.7)						(1.28)						(245.6)						(1.48)						(343.0)						(1.93)
Subtotal			12,473.7						78.80						13,020.5						75.64						12,716.7						76.75						13,144.6						73.61
Excluding:
Unrecognized Pension and Postretirement Benefit Costs			(205.8)						(1.30)						(340.2)						(1.98)						(210.9)						(1.27)						(340.2)						(1.90)
Total Stockholders' Equity, Excluding Accumulated Other Comprehensive Loss			$	12,679.5					$	80.10					$	13,360.7					$	77.62					$	12,927.6					$	78.02					$	13,484.8					$	75.51
Dividends Paid			$	151.9					$	0.920					$	151.5					$	0.84					$	307.2					$	1.76					$	296.6					$	1.57

			Three Months Ended												Six Months Ended												Year Ended
			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Shares Repurchased (millions)1			2.5						3.8						7.9						7.1						13.6						15.7
Cost of Shares Repurchased (millions)2			$	202.1					$	303.3					$	604.5					$	505.9					$	1,011.7					$	979.3
Stock Price (UNM closing price on last trading day of period)															$	89.40					$	80.76					$	77.50					$	73.03
Leverage Ratio															23.9		%				23.0		%				23.6		%				22.9		%
Holding Company Liquidity (millions)															$	1,537					$	1,956					$	2,344					$	1,987

1For the six months ended June 30, 2025, and for the year ended December 31, 2025, 0.7 million shares were included related to the settlement of the November 2024 accelerated share repurchase agreement (ASR) which occurred in February 2025.

2Includes commissions of $0.2 million and $0.3 million for the three and six months ended June 30, 2026, respectively, $0.4 million and $0.9 million for the three and six months ended June 30, 2025, respectively, $1.9 million for the year ended December 31, 2025, and a de minimis amount for the year ended December 31, 2024. There was excise tax of $2.0 million and $5.7 million for the three and six months ended June 30, 2026, respectively, $2.9 million and $5.0 million for the three and six months ended June 30, 2025, respectively, and $9.8 million and $8.3 million for the years ended December 31, 2025 and 2024, respectively. Also included for the year ended December 31, 2024 is $80.3 million related to shares which settled in February 2025 in connection with the November 2024 ASR agreement.

2

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Unum Group Ratings

AM Best

Fitch

Moody's

S&P

Outlook

Stable

Stable

Stable

Stable

Senior Unsecured Debt Ratings

bbb+

BBB

Baa2

BBB

Financial Strength Ratings

Provident Life and Accident Insurance Company

A

A

A2

A

Unum Life Insurance Company of America

A

A

A2

A

First Unum Life Insurance Company

A

A

A2

A

Colonial Life & Accident Insurance Company

A

A

A2

A

The Paul Revere Life Insurance Company

A

A

A2

A

Unum Insurance Company

A

A

A2

NR

Provident Life and Casualty Insurance Company

A

A

NR

NR

Starmount Life Insurance Company

A

NR

NR

NR

Unum Limited

NR

NR

NR

A-

NR = not rated

3

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Unum Group Consolidated Statements of Income

			Three Months Ended												Six Months Ended												Year Ended
			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Revenue
Premium Income			$	2,817.8					$	2,748.0					$	5,611.8					$	5,450.9					$	10,831.0					$	10,497.4
Net Investment Income			478.4						560.7						961.8						1,073.9						2,032.7						2,130.0
Net Investment Loss			(5.2)						(17.7)						(10.2)						(224.5)						(106.6)						(34.6)
Other Income			79.0						70.4						161.8						152.7						318.4						294.5
Total Revenue			3,370.0						3,361.4						6,725.2						6,453.0						13,075.5						12,887.3
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			2,001.2						1,976.1						4,005.2						3,847.1						8,065.3						6,917.9
Commissions			364.3						343.5						732.8						686.7						1,355.3						1,258.6
Interest and Debt Expense			53.3						52.0						106.4						104.0						208.8						201.1
Deferral of Acquisition Costs			(187.4)						(174.9)						(378.0)						(347.5)						(697.1)						(651.5)
Amortization of Deferred Acquisition Costs			135.4						132.2						269.6						257.6						527.1						521.0
Other Expenses			673.7						615.5						1,357.0						1,244.5						2,682.6						2,388.9
Total Benefits and Expenses			3,040.5						2,944.4						6,093.0						5,792.4						12,142.0						10,636.0
Income Before Income Tax			329.5						417.0						632.2						660.6						933.5						2,251.3
Income Tax Expense			72.6						81.4						143.3						135.9						195.0						472.2
Net Income			$	256.9					$	335.6					$	488.9					$	524.7					$	738.5					$	1,779.1
Weighted Average Shares Outstanding
Basic			159.7						174.1						161.8						176.1						172.5						187.5
Assuming Dilution			160.0						174.4						162.2						176.6						172.9						188.1
Actual Number of Shares Outstanding															158.3						172.1						165.7						178.6

4

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Unum Group Sales Data for Unum US Segment

			Three Months Ended																		Six Months Ended																		Year Ended
			6/30/2026						6/30/2025						% Change						6/30/2026						6/30/2025						% Change						12/31/2025						12/31/2024
Sales by Market Sector
Group Disability and Group Life and AD&D
Core Market (< 2,000 employees)			$	101.7					$	95.2					6.8		%				$	195.2					$	166.1					17.5		%				$	527.8					$	512.6
Large Case Market			67.5						66.4						1.7						119.8						114.9						4.3						351.5						363.7
Subtotal			169.2						161.6						4.7						315.0						281.0						12.1						879.3						876.3
Supplemental and Voluntary			112.6						100.8						11.7						301.9						258.9						16.6						479.6						490.7
Total Sales			$	281.8					$	262.4					7.4						$	616.9					$	539.9					14.3						$	1,358.9					$	1,367.0

5

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Unum Group Sales Data for Unum International Segment

			Three Months Ended																		Six Months Ended																		Year Ended
(in millions of dollars)			6/30/2026						6/30/2025						% Change						6/30/2026						6/30/2025						% Change						12/31/2025						12/31/2024
Sales by Market Sector
Unum UK
Group Long-term Disability and Group Life
Core Market (< 500 employees)			$	10.0					$	13.5					(25.9)		%				$	20.2					$	24.7					(18.2)		%				$	48.2					$	41.8
Large Case Market			24.9						25.5						(2.4)						36.6						32.3						13.3						70.0						73.8
Subtotal			34.9						39.0						(10.5)						56.8						57.0						(0.4)						118.2						115.6
Supplemental			8.8						11.9						(26.1)						20.0						20.6						(2.9)						32.8						34.9
Unum Poland			8.7						14.1						(38.3)						17.7						24.3						(27.2)						46.2						36.4
Total Sales			$	52.4					$	65.0					(19.4)						$	94.5					$	101.9					(7.3)						$	197.2					$	186.9
Unum UK Sales by Market Sector
Group Long-term Disability and Group Life
Core Market (< 500 employees)			£	7.5					£	10.1					(25.7)		%				£	15.1					£	19.0					(20.5)		%				£	36.6					£	32.8
Large Case Market			18.6						19.3						(3.6)						27.2						24.7						10.1						52.8						57.8
Subtotal			26.1						29.4						(11.2)						42.3						43.7						(3.2)						89.4						90.6
Supplemental			6.5						8.9						(27.0)						14.8						15.9						(6.9)						25.0						27.5
Total Sales			£	32.6					£	38.3					(14.9)						£	57.1					£	59.6					(4.2)						£	114.4					£	118.1

5. 1

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Unum Group Sales Data for Colonial Life Segment

			Three Months Ended																		Six Months Ended																		Year Ended
			6/30/2026						6/30/2025						% Change						6/30/2026						6/30/2025						% Change						12/31/2025						12/31/2024
Sales by Market Sector
Commercial Sector
Core Market (< 1,000 employees)			$	82.1					$	79.3					3.5		%				$	152.6					$	149.1					2.3		%				$	343.5					$	331.9
Large Case Market			18.4						14.3						28.7						28.2						23.6						19.5						71.8						65.1
Subtotal			100.5						93.6						7.4						180.8						172.7						4.7						415.3						397.0
Public Sector			33.6						32.9						2.1						59.6						59.1						0.8						145.0						135.2
Total Sales			$	134.1					$	126.5					6.0						$	240.4					$	231.8					3.7						$	560.3					$	532.2

5. 2

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Unum Group Consolidated Balance Sheets

			June 30						December 31
			2026						2025
Assets
Investments
Fixed Maturity Securities - at fair value			$	34,443.6					$	33,056.6
Mortgage Loans			2,071.7						2,109.5
Policy Loans			3,681.7						3,668.1
Other Long-term Investments			1,628.8						1,670.4
Short-term Investments			1,875.2						3,016.2
Total Investments			43,701.0						43,520.8
Other Assets
Cash and Bank Deposits			199.2						158.2
Accounts and Premiums Receivable			1,630.0						1,429.8
Reinsurance Recoverable			11,091.3						11,574.6
Accrued Investment Income			681.1						596.0
Deferred Acquisition Costs			3,025.4						2,920.3
Goodwill			353.0						353.9
Property and Equipment			506.1						503.7
Deferred Income Tax			48.4						79.5
Other Assets			2,249.7						2,382.6
Total Assets			$	63,485.2					$	63,519.4

6

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Unum Group Consolidated Balance Sheets - Continued

			June 30						December 31
			2026						2025
Liabilities and Stockholders' Equity
Liabilities
Future Policy Benefits			$	37,610.7					$	38,017.0
Policyholders' Account Balances			5,980.5						5,636.4
Unearned Premiums			572.0						412.8
Other Policyholders’ Funds			1,469.5						1,479.7
Income Tax Payable			101.8						52.2
Deferred Income Tax			37.4						38.8
Long-term Debt			3,763.8						3,767.6
Other Liabilities			3,140.0						2,995.8
Total Liabilities			52,675.7						52,400.3
Stockholders’ Equity
Common Stock			19.6						19.6
Additional Paid-in Capital			1,612.4						1,593.0
Accumulated Other Comprehensive Loss			(1,870.0)						(1,808.5)
Retained Earnings			13,682.3						13,345.3
Treasury Stock - at cost			(2,634.8)						(2,030.3)
Total Stockholders’ Equity			10,809.5						11,119.1
Total Liabilities and Stockholders’ Equity			$	63,485.2					$	63,519.4

6. 1

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Unum Group Balance Sheets by Segment - June 30, 2026

			Unum US
			Group Disability						Group Life and Accidental Death & Dismemberment						Supplemental and Voluntary						Total Unum US						Unum International						Colonial Life						Closed Block						Corporate						Consolidated
Assets
Investments			$	5,534.5					$	1,829.9					$	4,313.7					$	11,678.1					$	3,129.4					$	3,577.0					$	20,824.7					$	4,491.8					$	43,701.0
Deferred Acquisition Costs			69.3						63.3						1,117.8						1,250.4						79.0						1,696.0						—						—						3,025.4
Goodwill			10.1						—						271.1						281.2						44.1						27.7						—						—						353.0
Reinsurance Recoverable			24.8						12.4						406.6						443.8						154.5						5.2						10,487.8						—						11,091.3
All Other			407.7						341.4						92.6						841.7						320.6						69.7						1,248.7						2,833.8						5,314.5
Total Assets			$	6,046.4					$	2,247.0					$	6,201.8					$	14,495.2					$	3,727.6					$	5,375.6					$	32,561.2					$	7,325.6					$	63,485.2
Liabilities
Future Policy Benefits			$	4,502.9					$	772.8					$	3,066.3					$	8,342.0					$	2,359.8					$	2,060.9					$	24,848.0					$	—					$	37,610.7
Policyholders' Account Balances			—						—						656.4						656.4						—						854.6						4,092.5						377.0						5,980.5
Unearned Premiums			2.9						5.9						53.3						62.1						344.8						47.5						117.6						—						572.0
Other Policyholders' Funds			39.7						776.8						31.1						847.6						63.8						13.4						544.7						—						1,469.5
Debt			—						—						—						—						—						—						—						3,763.8						3,763.8
All Other			43.0						25.0						198.5						266.5						196.0						71.9						531.1						2,213.7						3,279.2
Total Liabilities			4,588.5						1,580.5						4,005.6						10,174.6						2,964.4						3,048.3						30,133.9						6,354.5						52,675.7
Allocated Stockholders' Equity
Other Allocated Stockholders' Equity			1,426.1						724.2						2,165.6						4,315.9						723.8						2,149.8						3,496.1						1,521.4						12,207.0
Net Unrealized Loss on Securities and Net Loss on Derivatives			(154.0)						(76.6)						(167.5)						(398.1)						(113.0)						(96.4)						(1,414.2)						(550.3)						(2,572.0)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits			185.8						18.9						198.1						402.8						152.4						273.9						345.4						—						1,174.5
Total Allocated Stockholders' Equity			1,457.9						666.5						2,196.2						4,320.6						763.2						2,327.3						2,427.3						971.1						10,809.5
Total Liabilities and Allocated Stockholders' Equity			$	6,046.4					$	2,247.0					$	6,201.8					$	14,495.2					$	3,727.6					$	5,375.6					$	32,561.2					$	7,325.6					$	63,485.2

Allocated stockholders' equity is determined on the basis of an internal allocation formula that reflects the volume and risk components of the business and aligns with our target capital levels for regulatory and rating agency purposes. We modify this formula periodically to recognize changes in the views of capital requirements.

6. 2

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Unum Group Balance Sheets by Segment - December 31, 2025

			Unum US
			Group Disability						Group Life and Accidental Death & Dismemberment						Supplemental and Voluntary						Total Unum US						Unum International						Colonial Life						Closed Block						Corporate						Consolidated
Assets
Investments			$	5,685.7					$	1,827.5					$	4,314.6					$	11,827.8					$	3,183.2					$	3,420.8					$	21,459.4					$	3,629.6					$	43,520.8
Deferred Acquisition Costs			63.6						57.6						1,087.5						1,208.7						72.1						1,639.5						—						—						2,920.3
Goodwill			10.1						—						271.1						281.2						45.0						27.7						—						—						353.9
Reinsurance Recoverable			26.2						7.6						410.1						443.9						93.3						4.6						11,032.8						—						11,574.6
All Other			386.5						326.9						160.3						873.7						254.4						197.3						1,395.6						2,428.8						5,149.8
Total Assets			$	6,172.1					$	2,219.6					$	6,243.6					$	14,635.3					$	3,648.0					$	5,289.9					$	33,887.8					$	6,058.4					$	63,519.4
Liabilities
Future Policy Benefits			$	4,591.6					$	802.4					$	3,099.4					$	8,493.4					$	2,404.3					$	2,032.0					$	25,087.3					$	—					$	38,017.0
Policyholders' Account Balances			—						—						665.7						665.7						—						858.9						4,111.8						—						5,636.4
Unearned Premiums			1.3						5.7						41.7						48.7						201.5						46.9						115.7						—						412.8
Other Policyholders' Funds			26.1						769.6						33.0						828.7						78.3						8.8						563.9						—						1,479.7
Debt			—						—						—						—						—						—						—						3,767.6						3,767.6
All Other			36.3						27.2						209.2						272.7						125.6						71.1						594.4						2,023.0						3,086.8
Total Liabilities			4,655.3						1,604.9						4,049.0						10,309.2						2,809.7						3,017.7						30,473.1						5,790.6						52,400.3
Allocated Stockholders' Equity
Other Allocated Stockholders' Equity			1,473.7						666.6						2,165.0						4,305.3						822.4						2,083.1						4,495.2						765.1						12,471.1
Net Unrealized Loss on Securities and Net Loss on Derivatives			(106.3)						(67.0)						(141.6)						(314.9)						(115.0)						(72.1)						(1,282.6)						(497.3)						(2,281.9)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits			149.4						15.1						171.2						335.7						130.9						261.2						202.1						—						929.9
Total Allocated Stockholders' Equity			1,516.8						614.7						2,194.6						4,326.1						838.3						2,272.2						3,414.7						267.8						11,119.1
Total Liabilities and Allocated Stockholders' Equity			$	6,172.1					$	2,219.6					$	6,243.6					$	14,635.3					$	3,648.0					$	5,289.9					$	33,887.8					$	6,058.4					$	63,519.4

6. 3

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Unum Group Financial Results by Segment

We measure and analyze our segment performance on the basis of "segment adjusted operating revenue" and "segment adjusted operating income" or "segment adjusted operating loss", which differ from total revenue and income before income tax as presented in our consolidated statements of income due to the exclusion of investment gains or losses, reserve assumption updates and certain other items as specified in the following pages. Investment gains or losses primarily include realized investment gains or losses, expected investment credit losses, impairment losses, and gains or losses on derivatives. These performance measures are in accordance with GAAP guidance for segment reporting, but they should not be viewed as a substitute for total revenue, income before income tax, or net income.

			Three Months Ended																		Six Months Ended
			6/30/2026						6/30/2025						% Change						6/30/2026						6/30/2025						% Change
Premium Income
Unum US			$	1,858.2					$	1,798.6					3.3		%				$	3,698.7					$	3,579.5					3.3		%
Unum International			289.3						271.1						6.7						576.0						517.8						11.2
Colonial Life			477.4						462.1						3.3						950.1						919.4						3.3
Closed Block			192.9						216.2						(10.8)						387.0						434.2						(10.9)
			2,817.8						2,748.0						2.5						5,611.8						5,450.9						3.0
Net Investment Income
Unum US			155.8						155.1						0.5						314.1						304.0						3.3
Unum International			42.2						46.2						(8.7)						71.8						74.7						(3.9)
Colonial Life			50.1						42.6						17.6						96.9						84.8						14.3
Closed Block			226.1						284.5						(20.5)						455.2						554.2						(17.9)
Corporate			20.5						32.3						(36.5)						40.1						56.2						(28.6)
			494.7						560.7						(11.8)						978.1						1,073.9						(8.9)
Other Income
Unum US			65.9						58.0						13.6						132.7						129.9						2.2
Unum International			2.7						0.3						N.M.						6.0						0.4						N.M.
Colonial Life			0.4						0.3						33.3						1.1						0.7						57.1
Closed Block			9.6						12.1						(20.7)						20.9						22.0						(5.0)
Corporate			0.4						(0.3)						N.M.						1.1						(0.3)						N.M.
			79.0						70.4						12.2						161.8						152.7						6.0
Total Segment Adjusted Operating Revenue
Unum US			2,079.9						2,011.7						3.4						4,145.5						4,013.4						3.3
Unum International			334.2						317.6						5.2						653.8						592.9						10.3
Colonial Life			527.9						505.0						4.5						1,048.1						1,004.9						4.3
Closed Block			428.6						512.8						(16.4)						863.1						1,010.4						(14.6)
Corporate			20.9						32.0						(34.7)						41.2						55.9						(26.3)
			$	3,391.5					$	3,379.1					0.4						$	6,751.7					$	6,677.5					1.1

7

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Unum Group Financial Results by Segment - Continued

			Three Months Ended																		Six Months Ended
			6/30/2026						6/30/2025						% Change						6/30/2026						6/30/2025						% Change
Adjusted Benefits and Expenses
Unum US			$	1,750.3					$	1,693.5					3.4		%				$	3,478.0					$	3,366.1					3.3		%
Unum International			309.9						276.0						12.3						598.6						512.6						16.8
Colonial Life			396.5						387.6						2.3						788.9						771.8						2.2
Closed Block			504.0						523.6						(3.7)						1,083.8						1,013.2						7.0
Corporate			65.4						63.7						2.7						129.3						128.7						0.5
			3,026.1						2,944.4						2.8						6,078.6						5,792.4						4.9
Segment Adjusted Operating Income (Loss)
Unum US			329.6						318.2						3.6						667.5						647.3						3.1
Unum International			24.3						41.6						(41.6)						55.2						80.3						(31.3)
Colonial Life			131.4						117.4						11.9						259.2						233.1						11.2
Closed Block			(75.4)						(10.8)						N.M.						(220.7)						(2.8)						N.M.
Corporate			(44.5)						(31.7)						40.4						(88.1)						(72.8)						21.0
			$	365.4					$	434.7					(15.9)						$	673.1					$	885.1					(24.0)

7. 1

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Unum Group Quarterly Historical Financial Results by Segment

			6/30/2026						3/31/2026						12/31/2025						9/30/2025						6/30/2025						3/31/2025
Premium Income
Unum US			$	1,858.2					$	1,840.5					$	1,748.6					$	1,755.4					$	1,798.6					$	1,780.9
Unum International			289.3						286.7						283.9						281.1						271.1						246.7
Colonial Life			477.4						472.7						463.2						456.5						462.1						457.3
Closed Block			192.9						194.1						196.4						195.0						216.2						218.0
			2,817.8						2,794.0						2,692.1						2,688.0						2,748.0						2,702.9
Adjusted Net Investment Income
Unum US			155.8						158.3						148.3						151.9						155.1						148.9
Unum International			42.2						29.6						34.7						36.2						46.2						28.5
Colonial Life			50.1						46.8						43.5						44.3						42.6						42.2
Closed Block			226.1						229.1						237.6						224.7						284.5						269.7
Corporate			20.5						19.6						17.9						19.7						32.3						23.9
			494.7						483.4						482.0						476.8						560.7						513.2
Other Income
Unum US			65.9						66.8						63.4						65.5						58.0						71.9
Unum International			2.7						3.3						4.4						2.9						0.3						0.1
Colonial Life			0.4						0.7						0.3						0.6						0.3						0.4
Closed Block			9.6						11.3						11.6						16.3						12.1						9.9
Corporate			0.4						0.7						0.4						0.3						(0.3)						—
			79.0						82.8						80.1						85.6						70.4						82.3
Total Segment Adjusted Operating Revenue
Unum US			2,079.9						2,065.6						1,960.3						1,972.8						2,011.7						2,001.7
Unum International			334.2						319.6						323.0						320.2						317.6						275.3
Colonial Life			527.9						520.2						507.0						501.4						505.0						499.9
Closed Block			428.6						434.5						445.6						436.0						512.8						497.6
Corporate			20.9						20.3						18.3						20.0						32.0						23.9
			$	3,391.5					$	3,360.2					$	3,254.2					$	3,250.4					$	3,379.1					$	3,298.4

8

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Unum Group Quarterly Historical Financial Results by Segment - Continued

			6/30/2026						3/31/2026						12/31/2025						9/30/2025						6/30/2025						3/31/2025
Adjusted Benefits and Expenses
Unum US			$	1,750.3					$	1,727.7					$	1,666.8					$	1,633.7					$	1,693.5					$	1,672.6
Unum International			309.9						288.7						289.8						281.4						276.0						236.6
Colonial Life			396.5						392.4						393.1						384.8						387.6						384.2
Closed Block			504.0						579.8						482.8						477.8						523.6						489.6
Corporate			65.4						63.9						69.4						67.7						63.7						65.0
			3,026.1						3,052.5						2,901.9						2,845.4						2,944.4						2,848.0
Segment Adjusted Operating Income (Loss)
Unum US			329.6						337.9						293.5						339.1						318.2						329.1
Unum International			24.3						30.9						33.2						38.8						41.6						38.7
Colonial Life			131.4						127.8						113.9						116.6						117.4						115.7
Closed Block			(75.4)						(145.3)						(37.2)						(41.8)						(10.8)						8.0
Corporate			(44.5)						(43.6)						(51.1)						(47.7)						(31.7)						(41.1)
			$	365.4					$	307.7					$	352.3					$	405.0					$	434.7					$	450.4

8. 1

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Unum Group Financial Results for Unum US Segment

			Three Months Ended												Six Months Ended												Year Ended
			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income			$	1,858.2					$	1,798.6					$	3,698.7					$	3,579.5					$	7,083.5					$	6,883.2
Net Investment Income			155.8						155.1						314.1						304.0						604.2						632.2
Other Income			65.9						58.0						132.7						129.9						258.8						235.9
Total			2,079.9						2,011.7						4,145.5						4,013.4						7,946.5						7,751.3
Adjusted Benefits and Expenses
Adjusted Policy Benefits Including Remeasurement Gain or Loss			1,136.0						1,092.2						2,231.3						2,155.4						4,268.1						4,008.3
Commissions			213.7						203.8						433.1						409.4						794.9						729.3
Deferral of Acquisition Costs			(89.7)						(85.7)						(181.3)						(170.4)						(331.7)						(320.9)
Amortization of Deferred Acquisition Costs			70.9						71.6						139.6						136.8						283.3						292.5
Other Expenses			419.4						411.6						855.3						834.9						1,652.0						1,602.9
Total			1,750.3						1,693.5						3,478.0						3,366.1						6,666.6						6,312.1
Segment Adjusted Operating Income			329.6						318.2						667.5						647.3						1,279.9						1,439.2
Reserve Assumption Updates			—						—						—						—						147.7						143.6
Income Before Income Tax and Net Investment Gains and Losses			$	329.6					$	318.2					$	667.5					$	647.3					$	1,427.6					$	1,582.8
Operating Ratios (% of Premium Income):
Benefit Ratio1			61.1		%				60.7		%				60.3		%				60.2		%				60.3		%				58.2		%
Other Expense Ratio2			21.9		%				22.2		%				22.4		%				22.6		%				22.6		%				22.5		%
1Excludes the reserve assumption updates that occurred during the third quarters of 2025 and 2024.
2Ratio of Other Expenses to Premium Income plus Unum US Group Disability Other Income, which is primarily related to fee-based services.

9

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Unum Group Financial Results for Unum US Group Disability

			Three Months Ended												Six Months Ended												Year Ended
			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Group Long-term Disability			$	495.3					$	507.8					$	994.1					$	1,012.3					$	2,011.1					$	2,086.1
Group Short-term Disability			332.2						289.3						642.9						567.6						1,138.4						1,084.0
Total Premium Income			827.5						797.1						1,637.0						1,579.9						3,149.5						3,170.1
Net Investment Income			74.5						74.5						150.5						148.5						296.0						311.2
Other Income			60.1						56.6						121.0						112.6						228.6						232.1
Total			962.1						928.2						1,908.5						1,841.0						3,674.1						3,713.4
Adjusted Benefits and Expenses
Adjusted Policy Benefits Including Remeasurement Loss or Gain			544.5						496.1						1,060.2						979.8						1,964.3						1,871.8
Commissions			68.8						63.9						138.6						128.9						250.1						244.4
Deferral of Acquisition Costs			(17.7)						(16.2)						(34.0)						(32.3)						(60.7)						(62.2)
Amortization of Deferred Acquisition Costs			14.4						15.7						28.3						26.1						58.2						64.7
Other Expenses			249.0						243.9						505.7						494.5						982.4						973.5
Total			859.0						803.4						1,698.8						1,597.0						3,194.3						3,092.2
Segment Adjusted Operating Income			103.1						124.8						209.7						244.0						479.8						621.2
Reserve Assumption Updates			—						—						—						—						105.8						90.0
Income Before Income Tax and Net Investment Gains and Losses			$	103.1					$	124.8					$	209.7					$	244.0					$	585.6					$	711.2
Operating Ratios (% of Premium Income):
Benefit Ratio1			65.8		%				62.2		%				64.8		%				62.0		%				62.4		%				59.0		%
Other Expense Ratio2			28.1		%				28.6		%				28.8		%				29.2		%				29.1		%				28.6		%
Persistency:
Group Long-term Disability															91.1		%				90.6		%				91.1		%				93.3		%
Group Short-term Disability															91.1		%				88.2		%				88.9		%				91.7		%
1Excludes the reserve assumption updates that occurred during the third quarters of 2025 and 2024.
2Ratio of Other Expenses to Premium Income plus Other Income, which is primarily related to fee-based services.

9. 1

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Unum Group Financial Results for Unum US Group Life and Accidental Death & Dismemberment

			Three Months Ended												Six Months Ended												Year Ended
			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Group Life			$	499.7					$	470.0					$	995.1					$	936.2					$	1,871.1					$	1,784.7
Accidental Death & Dismemberment			53.8						49.2						106.8						97.4						195.6						186.1
Total Premium Income			553.5						519.2						1,101.9						1,033.6						2,066.7						1,970.8
Net Investment Income			23.3						21.1						46.8						39.3						81.6						88.3
Other Income			0.3						0.4						1.0						0.5						1.2						1.5
Total			577.1						540.7						1,149.7						1,073.4						2,149.5						2,060.6
Adjusted Benefits and Expenses
Adjusted Policy Benefits Including Remeasurement Loss or Gain			365.4						362.1						704.1						718.8						1,394.9						1,307.2
Commissions			51.0						47.5						102.1						94.5						186.3						168.0
Deferral of Acquisition Costs			(13.4)						(12.1)						(25.7)						(23.7)						(45.5)						(40.6)
Amortization of Deferred Acquisition Costs			11.3						9.6						20.0						15.7						39.0						38.4
Other Expenses			69.6						63.4						140.9						128.7						255.4						243.0
Total			483.9						470.5						941.4						934.0						1,830.1						1,716.0
Segment Adjusted Operating Income			93.2						70.2						208.3						139.4						319.4						344.6
Reserve Assumption Updates			—						—						—						—						3.1						13.0
Income Before Income Tax and Net Investment Gains and Losses			$	93.2					$	70.2					$	208.3					$	139.4					$	322.5					$	357.6
Operating Ratios (% of Premium Income):
Benefit Ratio1			66.0		%				69.7		%				63.9		%				69.5		%				67.5		%				66.3		%
Other Expense Ratio			12.6		%				12.2		%				12.8		%				12.5		%				12.4		%				12.3		%
Persistency:
Group Life															92.2		%				89.7		%				90.2		%				92.0		%
Accidental Death & Dismemberment															92.0		%				88.3		%				89.1		%				91.2		%
1Excludes the reserve assumption update that occurred during the third quarters of 2025 and 2024.

9. 2

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Unum Group Financial Results for Unum US Supplemental and Voluntary

			Three Months Ended												Six Months Ended												Year Ended
			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Voluntary Benefits			$	251.7					$	234.5					$	505.5					$	468.6					$	927.4					$	879.2
Individual Disability			142.8						166.7						289.3						335.4						615.1						566.0
Dental and Vision			82.7						81.1						165.0						162.0						324.8						297.1
Total Premium Income			477.2						482.3						959.8						966.0						1,867.3						1,742.3
Net Investment Income			58.0						59.5						116.8						116.2						226.6						232.7
Other Income			5.5						1.0						10.7						16.8						29.0						2.3
Total			540.7						542.8						1,087.3						1,099.0						2,122.9						1,977.3
Adjusted Benefits and Expenses
Adjusted Policy Benefits Including Remeasurement Loss or Gain			226.1						234.0						467.0						456.8						908.9						829.3
Commissions			93.9						92.4						192.4						186.0						358.5						316.9
Deferral of Acquisition Costs			(58.6)						(57.4)						(121.6)						(114.4)						(225.5)						(218.1)
Amortization of Deferred Acquisition Costs			45.2						46.3						91.3						95.0						186.1						189.4
Other Expenses			100.8						104.3						208.7						211.7						414.2						386.4
Total			407.4						419.6						837.8						835.1						1,642.2						1,503.9
Segment Adjusted Operating Income			133.3						123.2						249.5						263.9						480.7						473.4
Reserve Assumption Updates - Voluntary Benefits			—						—						—						—						11.1						(12.2)
Reserve Assumption Updates - Individual Disability			—						—						—						—						27.7						52.8
Income Before Income Tax and Net Investment Gains and Losses			$	133.3					$	123.2					$	249.5					$	263.9					$	519.5					$	514.0
Operating Ratios (% of Premium Income):
Benefit Ratio1			47.4		%				48.5		%				48.7		%				47.3		%				48.7		%				47.6		%
Other Expense Ratio			21.1		%				21.6		%				21.7		%				21.9		%				22.2		%				22.2		%
Persistency:
Voluntary Benefits															76.0		%				76.4		%				76.5		%				76.0		%
Individual Disability															87.8		%				88.0		%				87.7		%				89.0		%
Dental and Vision															78.9		%				82.4		%				83.3		%				81.4		%
1Excludes the reserve assumption updates that occurred during the third quarters of 2025 and 2024.

9. 3

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Unum Group Financial Results for Unum International Segment

			Three Months Ended												Six Months Ended												Year Ended
			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Unum UK
Group Long-term Disability			$	107.5					$	107.9					$	212.3					$	208.1					$	427.5					$	418.0
Group Life			77.2						68.1						154.2						129.7						275.7						211.3
Supplemental			50.8						47.0						101.1						88.9						184.2						165.6
Unum Poland			53.8						48.1						108.4						91.1						195.4						154.6
Total Premium Income			289.3						271.1						576.0						517.8						1,082.8						949.5
Net Investment Income			42.2						46.2						71.8						74.7						145.6						128.8
Other Income			2.7						0.3						6.0						0.4						7.7						1.6
Total			334.2						317.6						653.8						592.9						1,236.1						1,079.9
Adjusted Benefits and Expenses
Adjusted Policy Benefits Including Remeasurement Loss or Gain			226.7						196.4						430.2						360.5						772.8						649.2
Commissions			29.2						25.1						60.2						47.5						95.7						82.5
Deferral of Acquisition Costs			(7.1)						(5.6)						(16.3)						(10.9)						(22.0)						(17.8)
Amortization of Deferred Acquisition Costs			2.7						2.6						6.1						5.1						10.7						9.5
Other Expenses			58.4						57.5						118.4						110.4						226.6						198.7
Total			309.9						276.0						598.6						512.6						1,083.8						922.1
Segment Adjusted Operating Income			24.3						41.6						55.2						80.3						152.3						157.8
Reserve Assumption Updates			—						—						—						—						5.4						(7.5)
Income Before Income Tax and Net Investment Gains and Losses			$	24.3					$	41.6					$	55.2					$	80.3					$	157.7					$	150.3

10

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Unum Group Financial Results for Unum UK

			Three Months Ended												Six Months Ended												Year Ended
(in millions of pounds, except exchange rate)			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Group Long-term Disability			£	80.0					£	80.8					£	157.8					£	160.2					£	324.0					£	327.0
Group Life			57.5						50.9						114.6						99.8						208.8						165.1
Supplemental			38.0						35.2						75.2						68.4						139.6						129.5
Total Premium Income			175.5						166.9						347.6						328.4						672.4						621.6
Net Investment Income			28.6						31.9						47.7						52.0						99.4						91.9
Other Income (Loss)			1.5						(0.1)						3.8						—						5.3						0.1
Total			205.6						198.7						399.1						380.4						777.1						713.6
Adjusted Benefits and Expenses
Adjusted Policy Benefits Including Remeasurement Loss or Gain			144.2						125.2						269.7						233.6						494.5						433.8
Commissions			14.3						10.7						29.2						20.8						40.6						38.2
Deferral of Acquisition Costs			(2.0)						(0.9)						(5.3)						(2.1)						(3.9)						(3.8)
Amortization of Deferred Acquisition Costs			0.9						1.1						2.5						2.4						4.9						5.2
Other Expenses			32.9						33.2						67.3						66.8						133.5						122.4
Total			190.3						169.3						363.4						321.5						669.6						595.8
Segment Adjusted Operating Income			15.3						29.4						35.7						58.9						107.5						117.8
Reserve Assumption Updates			—						—						—						—						0.7						(6.4)
Income Before Income Tax and Net Investment Gains and Losses			£	15.3					£	29.4					£	35.7					£	58.9					£	108.2					£	111.4
Weighted Average Pound/Dollar Exchange Rate			1.340						1.333						1.342						1.299						1.318						1.278
Operating Ratios (% of Premium Income):
Benefit Ratio1			82.2		%				75.0		%				77.6		%				71.1		%				73.5		%				69.8		%
Other Expense Ratio			18.7		%				19.9		%				19.4		%				20.3		%				19.9		%				19.7		%
Persistency:
Group Long-term Disability															90.4		%				92.3		%				92.3		%				92.0		%
Group Life															87.1		%				89.9		%				90.1		%				89.1		%
Supplemental															92.8		%				93.0		%				93.3		%				90.4		%
1Excludes the reserve assumption updates that occurred during the third quarters of 2025 and 2024.

10. 1

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Unum Group Financial Results for Colonial Life Segment

			Three Months Ended												Six Months Ended												Year Ended
			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Accident, Sickness, and Disability			$	254.5					$	249.1					$	507.3					$	496.2					$	993.5					$	969.5
Life			131.1						122.1						259.4						242.0						483.6						458.0
Cancer and Critical Illness			91.8						90.9						183.4						181.2						362.0						356.4
Total Premium Income			477.4						462.1						950.1						919.4						1,839.1						1,783.9
Net Investment Income			50.1						42.6						96.9						84.8						172.6						161.5
Other Income			0.4						0.3						1.1						0.7						1.6						4.0
Total			527.9						505.0						1,048.1						1,004.9						2,013.3						1,949.4
Adjusted Benefits and Expenses
Adjusted Policy Benefits Including Remeasurement Loss or Gain			222.9						223.2						440.2						441.3						885.1						850.7
Commissions			106.9						98.6						209.8						195.9						398.6						378.4
Deferral of Acquisition Costs			(90.6)						(83.6)						(180.4)						(166.2)						(343.4)						(312.8)
Amortization of Deferred Acquisition Costs			61.8						58.0						123.9						115.7						233.1						219.0
Other Expenses			95.5						91.4						195.4						185.1						376.3						347.4
Total			396.5						387.6						788.9						771.8						1,549.7						1,482.7
Segment Adjusted Operating Income			131.4						117.4						259.2						233.1						463.6						466.7
Reserve Assumption Updates			—						—						—						—						8.9						46.0
Income Before Income Tax and Net Investment Gains and Losses			$	131.4					$	117.4					$	259.2					$	233.1					$	472.5					$	512.7
Operating Ratios (% of Premium Income):
Benefit Ratio1			46.7		%				48.3		%				46.3		%				48.0		%				48.1		%				47.7		%
Other Expense Ratio			20.0		%				19.8		%				20.6		%				20.1		%				20.5		%				19.5		%
Persistency:
Accident, Sickness, and Disability															73.9		%				74.2		%				74.1		%				73.7		%
Life															84.2		%				84.1		%				84.2		%				84.4		%
Cancer and Critical Illness															81.2		%				82.5		%				82.1		%				82.2		%
1Excludes the reserve assumption updates that occurred during the third quarters of 2025 and 2024.

11

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Unum Group Financial Results for Closed Block Segment

			Three Months Ended												Six Months Ended												Year Ended
			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Long-term Care			$	159.4					$	175.9					$	318.8					$	352.1					$	670.8					$	696.1
All Other			33.5						40.3						68.2						82.1						154.8						184.7
Total Premium Income			192.9						216.2						387.0						434.2						825.6						880.8
Net Investment Income			226.1						284.5						455.2						554.2						1,016.5						1,148.9
Other Income			9.6						12.1						20.9						22.0						49.9						51.7
Total			428.6						512.8						863.1						1,010.4						1,892.0						2,081.4
Adjusted Benefits and Expenses
Adjusted Policy Benefits Including Remeasurement Loss or Gain			413.3						464.3						901.2						889.9						1,660.8						1,767.1
Commissions			14.5						16.0						29.7						33.9						66.1						68.4
Other Expenses			76.2						43.3						152.9						89.4						246.9						174.6
Total			504.0						523.6						1,083.8						1,013.2						1,973.8						2,010.1
Segment Adjusted Operating Income (Loss)			(75.4)						(10.8)						(220.7)						(2.8)						(81.8)						71.3
Reserve Assumption Updates - Long-term Care			—						—						—						—						(643.1)						174.1
Reserve Assumption Updates - All Other			—						—						—						—						2.6						1.2
Income (Loss) Before Income Tax and Net Investment Gains and Losses			$	(75.4)					$	(10.8)					$	(220.7)					$	(2.8)					$	(722.3)					$	246.6
Long-term Care Net Premium Ratio1															97.8		%				94.9		%				97.5		%				94.6		%
Operating Ratios (% of Premium Income):
Other Expense Ratio			39.5		%				20.0		%				39.5		%				20.6		%				29.9		%				19.8		%
1Gross of reinsurance.

12

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Unum Group Financial Results for Corporate Segment

			Three Months Ended												Six Months Ended												Year Ended
			6/30/2026						6/30/2025						6/30/2026						6/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Adjusted Net Investment Income			$	20.5					$	32.3					$	40.1					$	56.2					$	93.8					$	58.6
Other Income (Loss)			0.4						(0.3)						1.1						(0.3)						0.4						1.3
Total			20.9						32.0						41.2						55.9						94.2						59.9
Interest Expense, Policy Benefits, and Adjusted Other Expenses			65.4						63.7						129.3						128.7						265.8						251.1
Segment Adjusted Operating Loss			(44.5)						(31.7)						(88.1)						(72.8)						(171.6)						(191.2)
Strategic Actions			(30.7)						—						(30.7)						—						—						—
Settlement Loss on the U.S. Pension Plan Annuity Purchase			—						—						—						—						(103.8)						—
Loss on Legal Settlement			—						—						—						—						—						(15.3)
Accelerated Charitable Contribution			—						—						—						—						(20.0)						—
Loss Before Income Tax and Net Investment Gains and Losses			$	(75.2)					$	(31.7)					$	(118.8)					$	(72.8)					$	(295.4)					$	(206.5)

13

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Unum Group Investments

						6/30/2026																		6/30/2026						12/31/2025
Fixed Maturity Securities (Fair Value)																		Selected Statistics
Corporate Bonds						$	28,506.3					82.8		%				Earned Book Yield						4.23		%				4.35		%
Municipal Securities						2,958.5						8.6						Average Duration (in years)						8.30						8.42
Foreign Governments						864.8						2.5
Asset-Backed Securities1						589.1						1.7
Mortgage-Backed Securities						890.4						2.6
United States Government and Agencies						626.7						1.8
Redeemable Preferred Stocks						7.8						—
Total						$	34,443.6					100.0		%
						6/30/2026
Fixed Maturity Securities (Fair Value)
Public						$	28,307.6					82.2		%
Private2						6,136.0						17.8
Total						$	34,443.6					100.0		%
						Amortized Cost						Fair Value
Quality Ratings of Fixed Maturity Securities																		Private Equity Partnerships						6/30/2026						12/31/2025
Aaa						3.7		%				3.7		%				Private Credit Partnerships						$	226.6					$	255.8
Aa						17.4						16.7						Private Equity Partnerships						657.7						651.4
A						34.1						34.6						Real Asset Partnerships						540.8						549.1
Baa						41.2						41.3						Total						$	1,425.1					$	1,456.3
Below Baa						3.6						3.7
Total						100.0		%				100.0		%
																		Non-Current Investments						$	—					$	—

1Includes credit-tranched securities collateralized by loan obligations, auto loans, and other asset types.

2Excludes Rule 144A securities, which are included in Public investments.

14

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Unum Group Investments at June 30, 2026

Fixed Maturity Securities - By Industry Classification - Unrealized Gain (Loss)
Classification						Fair Value						Net Unrealized Gain (Loss)						Fair Value with Gross Unrealized Loss						Gross Unrealized Loss						Fair Value with Gross Unrealized Gain						Gross Unrealized Gain
Basic Industry						$	2,096.5					$	(97.3)					$	1,256.0					$	(129.6)					$	840.5					$	32.3
Capital Goods						2,814.8						(105.3)						1,687.4						(161.9)						1,127.4						56.6
Communications						2,003.3						(80.5)						1,054.1						(148.1)						949.2						67.6
Consumer Cyclical						1,239.0						(88.6)						811.3						(104.3)						427.7						15.7
Consumer Non-Cyclical						5,706.2						(445.3)						3,975.2						(536.0)						1,731.0						90.7
Energy						2,167.4						14.0						791.9						(68.5)						1,375.5						82.5
Financial Institutions						4,426.6						(259.1)						3,317.6						(280.1)						1,109.0						21.0
Mortgage/Asset-Backed1						1,479.5						(17.8)						835.8						(24.9)						643.7						7.1
Sovereigns						864.8						(150.0)						599.2						(163.4)						265.6						13.4
Technology						1,570.2						(121.7)						1,264.4						(129.7)						305.8						8.0
Transportation						1,449.3						(103.7)						993.8						(121.7)						455.5						18.0
U.S. Government Agencies and Municipalities						3,585.2						(415.3)						2,424.0						(486.0)						1,161.2						70.7
Public Utilities						5,040.8						(181.3)						2,648.1						(311.1)						2,392.7						129.8
Total						$	34,443.6					$	(2,051.9)					$	21,658.8					$	(2,665.3)					$	12,784.8					$	613.4
Gross Unrealized Loss on Fixed Maturity Securities by Length of Time in Unrealized Loss Position
						Investment-Grade																								Below-Investment-Grade
Category						Fair Value						Gross Unrealized Loss																		Fair Value						Gross Unrealized Loss
Less than 91 days						$	2,493.8					$	(15.1)																	$	179.8					$	(2.3)
91 through 180 days						3,089.2						(52.9)																		117.1						(2.7)
181 through 270 days						1,009.0						(37.2)																		13.7						(1.0)
271 days to 1 year						131.9						(10.9)																		1.4						(0.6)
Greater than 1 year						14,372.9						(2,494.5)																		250.0						(48.1)
Total						$	21,096.8					$	(2,610.6)																	$	562.0					$	(54.7)

1Includes credit-tranched securities collateralized by loan obligations, auto loans, and other asset types.

14.1

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Appendix to Statistical Supplement

2026 Significant Items:

•During the second quarter of 2026, we incurred expenses of $30.7 million before tax related to certain strategic actions.

2025 Significant Items:

•In February 2025, Unum Life Insurance Company of America entered into a master transaction agreement with Fortitude Reinsurance Company Ltd. (Fortitude Re) which resulted in the execution of a coinsurance agreement (reinsurance agreement) during July 2025. This reinsurance agreement reinsures a portion of our Closed Block long-term care business and a portion of our Unum US individual disability business on a coinsurance basis to Fortitude Re effective January 2025. Upon closing the transaction in July of 2025, we transferred to Fortitude Re $953.5 million of cash as well as fixed maturity securities with a fair value totaling $3,230.1 million and accrued investment income of $47.1 million. After consideration of the final settlement, the final ceding commission related to this transaction was $442.3 million. As a result of this reinsurance agreement, we recognized the following:

•Net realized investment loss of $46.8 million during the year ended December 31, 2025.

•Reinsurance recoverable of $3,620.5 million comprised of ceded reserves of $3,315.2 million related to the Closed Block long-term care product line and $305.3 million related to the Unum US individual disability product line.

•Cost of reinsurance of $848.2 million related to the Closed Block long-term care product line and a deferred gain on reinsurance related to the Unum US individual disability product line of $145.9 million.

•Write-off of deferred acquisition costs related to the Unum US individual disability product line of $100.3 million which is included as a component of deferred gain on reinsurance.

•Third quarter of 2025 reserve assumption updates resulting in a net reserve increase of $478.5 million before tax.

•During the fourth quarter of 2025, we incurred a loss related to an accelerated charitable contribution of $20.0 million before tax.

•During the fourth quarter of 2025, we incurred a settlement loss of $103.8 million before tax related to a purchase of an annuity contract which transferred a portion of our U.S. qualified defined benefit pension plan obligation to a third party.

2024 Significant Items:

•Third quarter of 2024 reserve assumption updates resulting in a net reserve decrease of $357.4 million before tax.

•During the third quarter of 2024, we incurred a loss of $15.3 million before tax for the settlement of an employment-related matter.

15

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Appendix to Statistical Supplement - Continued

Non-GAAP Financial Measures

We analyze our performance using non-GAAP financial measures which exclude or include amounts that are not normally excluded or included in the most directly comparable measure calculated and presented in accordance with GAAP. We believe the following non-GAAP financial measures are better performance measures and better indicators of the revenue and profitability and underlying trends in our business:

•After-tax adjusted operating income or loss, which excludes investment gains or losses, Closed Block segment adjusted operating income or loss and reserve assumption updates, as well as certain other items, as applicable;

•Adjusted operating return on equity, which is calculated using our core operating segments after-tax segment adjusted operating income or loss and our core operating segments' equity adjusted to exclude the unrealized gain or loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net gain or loss on derivatives;

•After-tax segment adjusted operating income or loss, which excludes investment gains or losses and reserve assumption updates, as well as certain other items, as applicable.

•Leverage ratio, which excludes the unrealized gain or loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net gain or loss on derivatives;

•Book value per common share, which is calculated excluding accumulated other comprehensive income (loss) (AOCI);

•Premium income in constant currency, which excludes the impact of fluctuations in exchange rates between the U.S. dollar and the local currencies in which our Unum International segment is conducted. Given volatility in foreign currency exchange markets, exchange rates can fluctuate between periods. We believe translating prior period results using current period local currency exchange rates provides a more comparable view of our results; and

We measure and analyze our segment performance on the basis of "segment adjusted operating revenue" and "segment adjusted operating income" or "segment adjusted operating loss", which differ from total revenue and income before income tax as presented in our consolidated statements of income due to the following items:

•Segment adjusted operating revenue, which excludes investment gains or losses;

•Segment adjusted operating income or loss, which excludes investment gains or losses and reserve assumption updates, as well as certain other items, as applicable.

Investment gains or losses primarily include realized investment gains or losses, expected investment credit losses, impairment losses, and gains or losses on derivatives. Investment gains or losses and unrealized gains or losses on securities depend on market conditions and do not necessarily relate to decisions regarding the underlying business of our Company. Leverage ratio and book value per common share excluding certain components of AOCI, certain of which tend to fluctuate depending on market conditions and general economic trends, are important measures.

We have completed reinsurance transactions to exit significant portions of our Closed Block businesses and we are no longer accepting new enrollments on existing group long-term care policies. As a result of these actions and the continued run-off of the Closed Block business, Closed Block segment earnings are less relevant to our financial results and as such, we exclude the results of the Closed Block segment from after-tax adjusted operating income. As part of this update, we also determined that it is no longer necessary to adjust after-tax adjusted operating income to exclude the amortization of the cost of reinsurance, the amortization of the deferred gain on reinsurance, and the impact of non-contemporaneous reinsurance, because the majority of these items are included in Closed Block segment results. Prior period financial information has been adjusted to conform to this updated presentation.

Cash flow assumptions used to calculate our liability for future policy benefits are reviewed at least annually and updated, as needed, with the resulting impact reflected in net income. While the effects of these assumption updates are recorded in the reporting period in which the review is completed, these updates reflect experience emergence and changes to expectations spanning multiple periods. We believe that by excluding the impact of reserve assumption updates we are providing a more comparable and consistent view of our quarterly results.

15.1

---

We may at other times exclude certain other items from our discussion of financial ratios and metrics in order to enhance the understanding and comparability of our operational performance and the underlying fundamentals, but this exclusion is not an indication that similar items may not recur and does not replace net income or net loss as a measure of our overall profitability.

For a reconciliation of the most directly comparable GAAP measures to these non-GAAP financial measures, refer to the "Reconciliation of Non-GAAP Financial Measures" beginning on page 15.3, other than book value per common share, which is presented on page 2.

15.2

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Reconciliation of Non-GAAP Financial Measures

						Three Months Ended																																				Year Ended
									June 30						March 31						December 31						September 30						June 30												December 31						December 31
						2026															2025																					2025						2024
Total Revenue									$	3,370.0					$	3,355.2					$	3,244.1					$	3,378.4					$	3,361.4											$	13,075.5					$	12,887.3
Excluding:
Net Investment Gain (Loss)									(5.2)						(5.0)						(10.1)						128.0						(17.7)												(106.6)						(34.6)
Strategic Actions									(16.3)						—						—						—						—												—						—
Segment Adjusted Operating Revenue									$	3,391.5					$	3,360.2					$	3,254.2					$	3,250.4					$	3,379.1											$	13,182.1					$	12,921.9

						Three Months Ended																																				Year Ended
						June 30						March 31						December 31						September 30						June 30												December 31						December 31
						2026												2025																					2025						2024
Income Before Income Tax						$	329.5					$	302.7					$	218.4					$	54.5					$	417.0											$	933.5					$	2,251.3
Excluding:
Net Investment Gain (Loss)
Net Investment Gain (Loss) Related to the Fortitude Re Reinsurance Transaction						—						—						—						137.6						(8.5)												(46.8)						—
Net Investment Loss, Other						(5.2)						(5.0)						(10.1)						(9.6)						(9.2)												(59.8)						(34.6)
Net Investment Gain (Loss)						(5.2)						(5.0)						(10.1)						128.0						(17.7)												(106.6)						(34.6)
Strategic Actions						(30.7)						—						—						—						—												—						—
Reserve Assumption Updates												—						—						(478.5)						—												(478.5)						357.4
Settlement Loss on the U.S. Pension Plan Annuity Purchase						—						—						(103.8)						—						—												(103.8)						—
Accelerated Charitable Contribution						—						—						(20.0)						—						—												(20.0)						—
Loss on Legal Settlement						—						—						—						—						—												—						(15.3)
Segment Adjusted Operating Income						$	365.4					$	307.7					$	352.3					$	405.0					$	434.7											$	1,642.4					$	1,943.8

15.3

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Reconciliation of Non-GAAP Financial Measures - Continued

						After-Tax Segment Adjusted Operating Income (Loss)						Average Allocated Equity1						Annualized Adjusted Operating Return on Equity
Three Months Ended June 30, 2026
Unum US						$	261.0					$	4,293.3					24.3		%
Unum International						21.0						788.5						10.7		%
Colonial Life						104.0						2,141.9						19.4		%
Core Operating Segments						386.0						7,223.7						21.4		%
Corporate						(40.0)						1,493.9
Closed Block						(61.2)						3,491.8
Total						$	284.8					$	12,209.4
Three Months Ended June 30, 2025
Unum US						$	251.5					$	4,470.3					22.5		%
Unum International						34.1						784.5						17.4		%
Colonial Life						92.6						1,986.1						18.6		%
Core Operating Segments						378.2						7,240.9						20.9		%
Corporate						(18.0)						777.4
Closed Block						(10.7)						4,758.3
Total						$	349.5					$	12,776.6

1 Excludes unrealized loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net loss on derivatives and is calculated using the stockholders' equity balances presented on page 15.7.

15.4

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Reconciliation of Non-GAAP Financial Measures - Continued

						After-Tax Segment Adjusted Operating Income (Loss)						Average Allocated Equity1						Annualized Adjusted Operating Return on Equity
Six Months Ended June 30, 2026
Unum US						$	528.8					$	4,313.7					24.5		%
Unum International						43.8						773.1						11.3		%
Colonial Life						205.2						2,117.6						19.4		%
Core Operating Segments						777.8						7,204.4						21.6		%
Corporate						(79.3)						1,541.3
Closed Block						(177.7)						3,593.4
Total						$	520.8					$	12,339.1
Six Months Ended June 30, 2025
Unum US						$	511.4					$	4,521.6					22.6		%
Unum International						63.7						790.4						16.1		%
Colonial Life						183.9						1,964.4						18.7		%
Core Operating Segments						759.0						7,276.4						20.9		%
Corporate						(50.0)						555.6
Closed Block						(7.0)						4,968.7
Total						$	702.0					$	12,800.7

1 Excludes unrealized loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net loss on derivatives and is calculated using the stockholders' equity balances presented on page 15.7. Due to updates to our calculation of after-tax adjusted operating income for which the beginning balance of 2026 for certain stockholders' equity line items were adjusted, we are computing the average allocated equity for 2026 using internally allocated equity that reflects the adjusted beginning balance at January 1, 2026. As a result, average equity for the six months ended June 30, 2026 for certain of our segments will not compute using the historical allocated equity at December 31, 2025.

15.5

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Reconciliation of Non-GAAP Financial Measures - Continued

						After-Tax Segment Adjusted Operating Income (Loss)						Average Allocated Equity1						Adjusted Operating Return on Equity
Year Ended December 31, 2025
Unum US						$	1,011.5					$	4,441.2					22.8		%
Unum International						118.5						799.0						14.8		%
Colonial Life						365.8						2,011.0						18.2		%
Core Operating Segments						1,495.8						7,251.2						20.6		%
Corporate						(124.2)						555.2
Closed Block						(74.0)						4,830.0
Total						$	1,297.6					$	12,636.4
Year Ended December 31, 2024
Unum US						$	1,137.6					$	4,523.2					25.2		%
Unum International						120.9						776.8						15.6		%
Colonial Life						368.2						1,869.2						19.7		%
Core Operating Segments						1,626.7						7,169.2						22.7		%
Corporate						(137.1)						53.8
Closed Block						46.0						5,324.1
Total						$	1,535.6					$	12,547.1

1 Excludes unrealized loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net loss on derivatives and is calculated using the stockholders' equity balances presented on page 15.7.

15.6

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Reconciliation of Non-GAAP Financial Measures - Continued

Average allocated equity is computed as follows:

						6/30/2026						3/31/2026												12/31/2025						6/30/2025						3/31/2025						12/31/2024						12/31/2023
Total Stockholders' Equity						$	10,809.5					$	10,892.4											$	11,119.1					$	11,320.0					$	11,214.0					$	10,961.1					$	9,651.4
Excluding:
Net Unrealized Loss on Securities						(2,292.8)						(2,432.3)												(2,003.1)						(2,253.7)						(2,333.2)						(2,755.2)						(1,919.1)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits						1,174.5						1,395.1												929.9						1,058.9						1,019.1						1,185.4						(648.4)
Net Unrealized Loss on Derivatives						(279.2)						(282.1)												(278.8)						(285.0)						(225.2)						(270.7)						(73.7)
Total Adjusted Stockholders' Equity						$	12,207.0					$	12,211.7											$	12,471.1					$	12,799.8					$	12,753.3					$	12,801.6					$	12,292.6
						Three Months Ended						Six Months Ended												Twelve Months Ended						Three Months Ended						Six Months Ended						Twelve Months Ended
						6/30/2026																		12/31/2025						6/30/2025												12/31/2024
Average Adjusted Stockholders' Equity						$	12,209.4					$	12,339.1											$	12,636.4					$	12,776.6					$	12,800.7					$	12,547.1

15.7

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			Three Months Ended June 30												Six Months Ended June 30												Year Ended December 31
			2026						2025						2026						2025						2025						2024
			(in millions)												(in millions)												(in millions)
Net Income			$	256.9					$	335.6					$	488.9					$	524.7					$	738.5					$	1,779.1
Excluding Before-Tax Segment Reconciling Items:
Net Investment Loss
Net Investment Loss Related to Fortitude Re Reinsurance Transaction			—						(8.5)						—						(184.4)						(46.8)						—
Net Investment Loss, Other			(5.2)						(9.2)						(10.2)						(40.1)						(59.8)						(34.6)
Total Net Investment Loss			(5.2)						(17.7)						(10.2)						(224.5)						(106.6)						(34.6)
Closed Block Segment Before-Tax Adjusted Operating Income (Loss)			(75.4)						(10.8)						(220.7)						(2.8)						(81.8)						71.3
Strategic Actions			(30.7)						—						(30.7)						—						—						—
Reserve Assumption Updates			—						—						—						—						(478.5)						357.4
Settlement Loss on the U.S. Pension Plan Annuity Purchase			—						—						—						—						(103.8)						—
Accelerated Charitable Contribution			—						—						—						—						(20.0)						—
Loss on Legal Settlement			—						—						—						—						—						(15.3)
Total Before-Tax Reconciling Items			(111.3)						(28.5)						(261.6)						(227.3)						(790.7)						378.8
Income Tax Expense (Benefit) on Reconciling Items1			(22.2)						(3.9)						(52.0)						(43.0)						(157.6)						89.3
After-Tax Adjusted Operating Income			$	346.0					$	360.2					$	698.5					$	709.0					$	1,371.6					$	1,489.6
After-Tax Adjusted Operating Income per share*			$	2.16					$	2.06					$	4.31					$	4.01					$	7.93					$	7.92

1 The income tax expense (benefit) on reconciling items represents the aggregate tax impact of the reconciling items presented above. The tax effects are calculated discretely using applicable statutory tax rates for the jurisdictions in which the underlying adjustments occur. The effective tax rate on reconciling items may differ from the Company’s consolidated effective tax rate.

*Assuming Dilution.

15.8

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Reconciliation of Non-GAAP Financial Measures - Continued

						June 30												December 31
						2026						2025						2025						2024
Debt						$	3,763.8					$	3,743.9					$	3,767.6					$	3,739.8
Including:
Lease Liability						72.9						79.6						78.9						69.4
Adjusted Debt and Lease Liability						$	3,836.7					$	3,823.5					$	3,846.5					$	3,809.2
Total Stockholders' Equity						$	10,809.5					$	11,320.0					$	11,119.1					$	10,961.1
Excluding:
Net Unrealized Loss on Securities						(2,292.8)						(2,253.7)						(2,003.1)						(2,755.2)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits						1,174.5						1,058.9						929.9						1,185.4
Net Loss on Derivatives						(279.2)						(285.0)						(278.8)						(270.7)
Equity, As Adjusted						12,207.0						12,799.8						12,471.1						12,801.6
Debt, As Adjusted and Lease Liability						3,836.7						3,823.5						3,846.5						3,809.2
Total Adjusted Capital						$	16,043.7					$	16,623.3					$	16,317.6					$	16,610.8
Leverage Ratio						23.9		%				23.0		%				23.6		%				22.9		%

15.9

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Reconciliation of Non-GAAP Financial Measures - Continued

						Three Months Ended
						June 30, 2026						June 30, 2025
						Premium Income						Premium Income, local currency1						Weighted Average Exchange Rate2						Premium Income in Constant Currency
Unum International
Unum UK						$	235.5					£	166.9					1.342						$	224.0
Unum Poland						53.8						zł	180.9					0.273						49.4
Total						289.3																		273.4
Unum US						1,858.2						$	1,798.6											1,798.6
Colonial Life						477.4						$	462.1											462.1
Core Operations						$	2,624.9																	$	2,534.1

						Six Months Ended
						June 30, 2026						June 30, 2025
						Premium Income						Premium Income, local currency1						Weighted Average Exchange Rate2						Premium Income in Constant Currency
Unum International
Unum UK						$	467.6					£	328.4					1.345						$	441.7
Unum Poland						108.4						zł	352.1					0.275						96.8
Total						576.0																		538.5
Unum US						3,698.7						$	3,579.5											3,579.5
Colonial Life						950.1						$	919.4											919.4
Core Operations						$	5,224.8																	$	5,037.4

1Premium income shown in millions of pounds for Unum UK, millions of zlotys for Unum Poland, and millions of U.S. dollars for Unum US and Colonial Life.

2Exchange rate is calculated using the average foreign currency exchange rates for the most recent period, applied to the comparable prior period.

15.10