The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 10,039 62 SH SOLE 0 0 62
ABBOTT LABORATORIES COM 002824100 9,074 100 SH SOLE 0 0 100
ABBVIE INC COM 00287Y109 25,164 100 SH SOLE 0 0 100
ALPHABET INC CAP STK CL A 02079K305 60,753 170 SH SOLE 0 0 170
ALPS ETF TR ALERIAN MLP 00162Q452 3,111 60 SH SOLE 0 0 60
ALTRIA GROUP INC COM 02209S103 287,585 3,997 SH SOLE 0 0 3,997
AMAZON COM INC COM 023135106 155,875 654 SH SOLE 0 0 654
APPLE INC COM 037833100 570,908 1,973 SH SOLE 0 0 1,973
AT&T INC COM 00206R102 8,017 387 SH SOLE 0 0 387
ATLANTIC UN BANKSHARES CORP COM 04911A107 324,899 7,679 SH SOLE 0 0 7,679
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 128,601 257 SH SOLE 0 0 257
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 12,970 210 SH SOLE 0 0 210
BROADCOM INC COM 11135F101 305,978 810 SH SOLE 0 0 810
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 262 50 SH SOLE 0 0 50
COCA COLA CO COM 191216100 65,829 810 SH SOLE 0 0 810
COINBASE GLOBAL INC COM CL A 19260Q107 37,571 257 SH SOLE 0 0 257
CUMMINS INC COM 231021106 64,189 90 SH SOLE 0 0 90
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 9,233,706 229,637 SH SOLE 0 0 229,637
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 402,503 10,010 SH SOLE 0 0 10,010
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 10,508,653 254,755 SH SOLE 0 0 254,755
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 408,953 9,914 SH SOLE 0 0 9,914
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,209,476 14,689 SH SOLE 0 0 14,689
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 57,721 701 SH SOLE 0 0 701
DOMINION ENERGY INC COM 25746U109 13,658 200 SH SOLE 0 0 200
DUKE ENERGY CORP NEW COM NEW 26441C204 16,310 129 SH SOLE 0 0 129
EA SERIES TRUST FREEDOM 100 EM 02072L607 79,097 1,085 SH SOLE 0 0 1,085
EBAY INC. COM 278642103 167,625 1,500 SH SOLE 0 0 1,500
ELEVANCE HEALTH INC FORMERLY COM 036752103 13,923 36 SH SOLE 0 0 36
EMERSON ELEC CO COM 291011104 118,386 827 SH SOLE 0 0 827
EXXON MOBIL CORP COM 30231G102 38,282 280 SH SOLE 0 0 280
FORD MTR CO COM 345370860 9,163 659 SH SOLE 0 0 659
GENERAL DYNAMICS CORP COM 369550108 42,509 120 SH SOLE 0 0 120
GENERAL MTRS CO COM 37045V100 8,217 107 SH SOLE 0 0 107
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207 1,480 57 SH SOLE 0 0 57
INTERNATIONAL BUSINESS MACHS COM 459200101 35,152 125 SH SOLE 0 0 125
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 221,866 2,462 SH SOLE 0 0 2,462
INVESCO LTD SHS G491BT108 3,299 125 SH SOLE 0 0 125
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 1,365 41 SH SOLE 0 0 41
ISHARES INC CORE MSCI EMKT 46434G103 599,608 7,238 SH SOLE 0 0 7,238
ISHARES TR 1 3 YR TREAS BD 464287457 106,753 1,300 SH SOLE 0 0 1,300
ISHARES TR 7-10 YR TRSY BD 464287440 6,242 66 SH SOLE 0 0 66
ISHARES TR CORE DIV GRWTH 46434V621 17,963 237 SH SOLE 0 0 237
ISHARES TR CORE MSCI EAFE 46432F842 1,769,307 18,320 SH SOLE 0 0 18,320
ISHARES TR CORE MSCI INTL 46435G326 559,730 6,288 SH SOLE 0 0 6,288
ISHARES TR CORE MSCI TOTAL 46432F834 362,672 3,800 SH SOLE 0 0 3,800
ISHARES TR CORE S&P MCP ETF 464287507 725,995 9,415 SH SOLE 0 0 9,415
ISHARES TR CORE S&P SCP ETF 464287804 447,303 3,016 SH SOLE 0 0 3,016
ISHARES TR CORE S&P TTL STK 464287150 77,700 473 SH SOLE 0 0 473
ISHARES TR CORE S&P500 ETF 464287200 19,587,098 26,155 SH SOLE 0 0 26,155
ISHARES TR CORE S&P500 ETF 464287200 576,646 770 SH SOLE 0 0 770
ISHARES TR HDG MSCI EAFE 46434V803 350,933 7,479 SH SOLE 0 0 7,479
ISHARES TR ISHS 1-5YR INVS 464288646 1,027,616 19,607 SH SOLE 0 0 19,607
ISHARES TR ISHS 1-5YR INVS 464288646 12,946 247 SH SOLE 0 0 247
ISHARES TR ISHS 5-10YR INVT 464288638 271,554 5,107 SH SOLE 0 0 5,107
ISHARES TR MBS ETF 464288588 7,556,708 79,948 SH SOLE 0 0 79,948
ISHARES TR MBS ETF 464288588 138,189 1,462 SH SOLE 0 0 1,462
ISHARES TR MSCI EAFE ETF 464287465 150,038 1,444 SH SOLE 0 0 1,444
ISHARES TR MSCI EMG MKT ETF 464287234 10,262 150 SH SOLE 0 0 150
ISHARES TR MSCI USA MIN ETF 46429B697 211,904 2,197 SH SOLE 0 0 2,197
ISHARES TR MSCI USA QLT FCT 46432F339 354,819 1,617 SH SOLE 0 0 1,617
ISHARES TR NATIONAL MUN ETF 464288414 1,097,724 10,200 SH SOLE 0 0 10,200
ISHARES TR RUS 1000 ETF 464287622 662,172 1,617 SH SOLE 0 0 1,617
ISHARES TR RUS 1000 GRW ETF 464287614 175,825 1,416 SH SOLE 0 0 1,416
ISHARES TR RUS 1000 VAL ETF 464287598 200,332 826 SH SOLE 0 0 826
ISHARES TR RUS 2000 GRW ETF 464287648 13,001 33 SH SOLE 0 0 33
ISHARES TR RUS MD CP GR ETF 464287481 17,423 119 SH SOLE 0 0 119
ISHARES TR RUS MID CAP ETF 464287499 53,616 486 SH SOLE 0 0 486
ISHARES TR RUS TP200 GR ETF 464289438 765,494 2,634 SH SOLE 0 0 2,634
ISHARES TR RUS TP200 VL ETF 464289420 477,111 4,537 SH SOLE 0 0 4,537
ISHARES TR RUSSELL 2000 ETF 464287655 21,933 73 SH SOLE 0 0 73
ISHARES TR S&P 500 GRWT ETF 464287309 4,860,086 35,338 SH SOLE 0 0 35,338
ISHARES TR S&P 500 VAL ETF 464287408 3,437,183 15,138 SH SOLE 0 0 15,138
ISHARES TR S&P MC 400GR ETF 464287606 122,526 1,043 SH SOLE 0 0 1,043
ISHARES TR S&P MC 400VL ETF 464287705 87,173 590 SH SOLE 0 0 590
ISHARES TR S&P SML 600 GWT 464287887 83,257 466 SH SOLE 0 0 466
ISHARES TR SP SMCP600VL ETF 464287879 12,153 89 SH SOLE 0 0 89
ISHARES TR U.S. TECH ETF 464287721 214,396 850 SH SOLE 0 0 850
ISHARES TR US TREAS BD ETF 46429B267 78,242 3,435 SH SOLE 0 0 3,435
ISHARES TR USD INV GRDE ETF 464288620 9,930,052 193,606 SH SOLE 0 0 193,606
ISHARES TR USD INV GRDE ETF 464288620 203,878 3,975 SH SOLE 0 0 3,975
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 7,125,139 89,726 SH SOLE 0 0 89,726
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 246,171 3,100 SH SOLE 0 0 3,100
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 10,113,939 122,608 SH SOLE 0 0 122,608
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 424,742 5,149 SH SOLE 0 0 5,149
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 94,997 1,620 SH SOLE 0 0 1,620
JOHNSON & JOHNSON COM 478160104 317,463 1,250 SH SOLE 0 0 1,250
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 238 21 SH SOLE 0 0 21
MARKEL GROUP INC COM 570535104 31,249 16 SH SOLE 0 0 16
MASTERCARD INCORPORATED CL A 57636Q104 38,520 75 SH SOLE 0 0 75
MCDONALDS CORP COM 580135101 263,553 975 SH SOLE 0 0 975
MICROSOFT CORP COM 594918104 29,932 80 SH SOLE 0 0 80
NORFOLK SOUTHN CORP COM 655844108 40,897 130 SH SOLE 0 0 130
NORTHWEST BANCSHARES INC COM 667340103 14,963 987 SH SOLE 0 0 987
PARKER-HANNIFIN CORP COM 701094104 124,222 127 SH SOLE 0 0 127
PEPSICO INC COM 713448108 26,403 195 SH SOLE 0 0 195
PHILIP MORRIS INTL INC COM 718172109 781,894 4,322 SH SOLE 0 0 4,322
PLURI INC COM NEW 72942G203 732 350 SH SOLE 0 0 350
PROCTER & GAMBLE CO COM 742718109 59,096 403 SH SOLE 0 0 403
RENAISSANCE CAP GREENWICH FD IPO ETF 759937204 14,868 250 SH SOLE 0 0 250
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 122,370 3,375 SH SOLE 0 0 3,375
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 515,156 18,598 SH SOLE 0 0 18,598
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 6,809,555 276,138 SH SOLE 0 0 276,138
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 107,543 4,361 SH SOLE 0 0 4,361
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,843,293 117,783 SH SOLE 0 0 117,783
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 74,038 3,067 SH SOLE 0 0 3,067
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 120,863 4,173 SH SOLE 0 0 4,173
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 362,078 11,418 SH SOLE 0 0 11,418
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,119,172 33,072 SH SOLE 0 0 33,072
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,888,029 54,238 SH SOLE 0 0 54,238
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 34,102 1,159 SH SOLE 0 0 1,159
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 900,307 24,418 SH SOLE 0 0 24,418
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 40,792 1,129 SH SOLE 0 0 1,129
SPDR GOLD TR GOLD SHS 78463V107 73,676 200 SH SOLE 0 0 200
SPDR GOLD TR GOLD SHS 78463V107 26,892 73 SH SOLE 0 0 73
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 349,612 6,752 SH SOLE 0 0 6,752
SPDR SERIES TRUST ST INTER ETF 78464A672 30,832 1,086 SH SOLE 0 0 1,086
SPDR SERIES TRUST ST STR P400MID 78464A847 2,592,191 38,369 SH SOLE 0 0 38,369
SPDR SERIES TRUST ST STR P400MID 78464A847 110,731 1,639 SH SOLE 0 0 1,639
SPDR SERIES TRUST ST STR P500ETF 78464A854 17,928 204 SH SOLE 0 0 204
SPDR SERIES TRUST ST STR P500GRW 78464A409 10,177,304 85,531 SH SOLE 0 0 85,531
SPDR SERIES TRUST ST STR P500GRW 78464A409 388,741 3,267 SH SOLE 0 0 3,267
SPDR SERIES TRUST ST STR P500VAL 78464A508 6,188,019 101,793 SH SOLE 0 0 101,793
SPDR SERIES TRUST ST STR P500VAL 78464A508 313,677 5,160 SH SOLE 0 0 5,160
SPDR SERIES TRUST ST STR SP DIV 78464A763 81,721 537 SH SOLE 0 0 537
SPDR SERIES TRUST ST STR SP400GRW 78464A821 35,982 321 SH SOLE 0 0 321
SPDR SERIES TRUST ST STR SP600 SML 78468R853 140,968 2,444 SH SOLE 0 0 2,444
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 151,595 203 SH SOLE 0 0 203
STRYKER CORPORATION COM 863667101 55,412 176 SH SOLE 0 0 176
UNITEDHEALTH GROUP INC COM 91324P102 24,938 60 SH SOLE 0 0 60
VANGUARD INDEX FDS GROWTH ETF 922908736 8,894 103 SH SOLE 0 0 103
VANGUARD INDEX FDS MID CAP ETF 922908629 563,912 6,999 SH SOLE 0 0 6,999
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 60,721 88 SH SOLE 0 0 88
VANGUARD INDEX FDS SMALL CP ETF 922908751 73,189 241 SH SOLE 0 0 241
VANGUARD INDEX FDS VALUE ETF 922908744 1,529,027 7,016 SH SOLE 0 0 7,016
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 75,986 1,273 SH SOLE 0 0 1,273
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,199 75 SH SOLE 0 0 75
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 348,463 7,444 SH SOLE 0 0 7,444
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 19,530 247 SH SOLE 0 0 247
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 605,053 4,734 SH SOLE 0 0 4,734
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 207,459 2,912 SH SOLE 0 0 2,912
VANGUARD WORLD FD FINANCIALS ETF 92204A405 27,900 212 SH SOLE 0 0 212
VERIZON COMMUNICATIONS INC COM 92343V104 9,147 216 SH SOLE 0 0 216
VISA INC COM CL A 92826C839 34,309 100 SH SOLE 0 0 100
WARNER BROS DISCOVERY INC COM SER A 934423104 2,533 95 SH SOLE 0 0 95
YUM BRANDS INC COM 988498101 11,990 75 SH SOLE 0 0 75