Loans and Related Allowance for Credit Losses, Credit Quality Indicators for Other Consumer Loans by Vintage (Details) - Total Consumer [Member] - USD ($)
$ in Millions |
3 Months Ended |
6 Months Ended |
12 Months Ended |
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Total loans |
$ 394,816
|
|
$ 394,816
|
|
$ 386,272
|
| Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
|
|
| Loan charge-offs, loans |
990
|
$ 1,005
|
1,987
|
$ 2,027
|
|
| Other consumer [Member] |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Term loans by origination year, current fiscal year, finance receivable |
1,303
|
|
1,303
|
|
2,146
|
| Term loans by origination year, fiscal year before current fiscal year, finance receivable |
1,536
|
|
1,536
|
|
978
|
| Term loans by origination year, two years before current fiscal year, finance receivable |
674
|
|
674
|
|
947
|
| Term loans by origination year, three years before current fiscal year, finance receivable |
617
|
|
617
|
|
578
|
| Term loans by origination year, four years before current fiscal year, finance receivable |
382
|
|
382
|
|
140
|
| Term loans by origination year, more than five years before current fiscal year, finance receivable |
129
|
|
129
|
|
54
|
| Revolving loans, finance receivable |
33,975
|
|
33,975
|
|
29,097
|
| Revolving loans converted to term loans, finance receivable |
108
|
|
108
|
|
115
|
| Total loans |
38,724
|
|
38,724
|
|
34,055
|
| Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract] |
|
|
|
|
|
| Term loans by origination year, current fiscal year, charge-offs |
|
|
51
|
|
147
|
| Term loans by origination year, fiscal year before current fiscal year, charge-offs |
|
|
53
|
|
68
|
| Term loans by origination year, two years before current fiscal year, charge-offs |
|
|
21
|
|
100
|
| Term loans by origination year, three years before current fiscal year, charge-offs |
|
|
30
|
|
63
|
| Term loans by origination year, four years before current fiscal year, charge-offs |
|
|
17
|
|
13
|
| Term loans by origination year, more than five years before current fiscal year, charge-offs |
|
|
4
|
|
3
|
| Revolving loans, charge-offs |
|
|
27
|
|
58
|
| Revolving loans converted to term loans, charge-offs |
|
|
3
|
|
7
|
| Loan charge-offs, loans |
100
|
$ 119
|
206
|
$ 235
|
459
|
| Other consumer [Member] | FICO 740 or more [Member] |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Term loans by origination year, current fiscal year, finance receivable |
944
|
|
944
|
|
1,493
|
| Term loans by origination year, fiscal year before current fiscal year, finance receivable |
1,018
|
|
1,018
|
|
612
|
| Term loans by origination year, two years before current fiscal year, finance receivable |
411
|
|
411
|
|
389
|
| Term loans by origination year, three years before current fiscal year, finance receivable |
253
|
|
253
|
|
205
|
| Term loans by origination year, four years before current fiscal year, finance receivable |
142
|
|
142
|
|
62
|
| Term loans by origination year, more than five years before current fiscal year, finance receivable |
56
|
|
56
|
|
22
|
| Revolving loans, finance receivable |
765
|
|
765
|
|
784
|
| Revolving loans converted to term loans, finance receivable |
35
|
|
35
|
|
34
|
| Total loans |
3,624
|
|
3,624
|
|
3,601
|
| Other consumer [Member] | FICO 700 to 739 [Member] |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Term loans by origination year, current fiscal year, finance receivable |
198
|
|
198
|
|
357
|
| Term loans by origination year, fiscal year before current fiscal year, finance receivable |
274
|
|
274
|
|
179
|
| Term loans by origination year, two years before current fiscal year, finance receivable |
127
|
|
127
|
|
184
|
| Term loans by origination year, three years before current fiscal year, finance receivable |
123
|
|
123
|
|
98
|
| Term loans by origination year, four years before current fiscal year, finance receivable |
66
|
|
66
|
|
21
|
| Term loans by origination year, more than five years before current fiscal year, finance receivable |
18
|
|
18
|
|
8
|
| Revolving loans, finance receivable |
338
|
|
338
|
|
396
|
| Revolving loans converted to term loans, finance receivable |
16
|
|
16
|
|
16
|
| Total loans |
1,160
|
|
1,160
|
|
1,259
|
| Other consumer [Member] | FICO 660 to 699 [Member] |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Term loans by origination year, current fiscal year, finance receivable |
76
|
|
76
|
|
162
|
| Term loans by origination year, fiscal year before current fiscal year, finance receivable |
150
|
|
150
|
|
101
|
| Term loans by origination year, two years before current fiscal year, finance receivable |
79
|
|
79
|
|
164
|
| Term loans by origination year, three years before current fiscal year, finance receivable |
112
|
|
112
|
|
97
|
| Term loans by origination year, four years before current fiscal year, finance receivable |
62
|
|
62
|
|
20
|
| Term loans by origination year, more than five years before current fiscal year, finance receivable |
16
|
|
16
|
|
6
|
| Revolving loans, finance receivable |
268
|
|
268
|
|
300
|
| Revolving loans converted to term loans, finance receivable |
12
|
|
12
|
|
11
|
| Total loans |
775
|
|
775
|
|
861
|
| Other consumer [Member] | FICO 620 to 659 [Member] |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Term loans by origination year, current fiscal year, finance receivable |
12
|
|
12
|
|
39
|
| Term loans by origination year, fiscal year before current fiscal year, finance receivable |
45
|
|
45
|
|
32
|
| Term loans by origination year, two years before current fiscal year, finance receivable |
25
|
|
25
|
|
72
|
| Term loans by origination year, three years before current fiscal year, finance receivable |
51
|
|
51
|
|
47
|
| Term loans by origination year, four years before current fiscal year, finance receivable |
30
|
|
30
|
|
10
|
| Term loans by origination year, more than five years before current fiscal year, finance receivable |
8
|
|
8
|
|
3
|
| Revolving loans, finance receivable |
103
|
|
103
|
|
112
|
| Revolving loans converted to term loans, finance receivable |
9
|
|
9
|
|
10
|
| Total loans |
283
|
|
283
|
|
325
|
| Other consumer [Member] | FICO less than 620 [Member] |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Term loans by origination year, current fiscal year, finance receivable |
5
|
|
5
|
|
24
|
| Term loans by origination year, fiscal year before current fiscal year, finance receivable |
38
|
|
38
|
|
33
|
| Term loans by origination year, two years before current fiscal year, finance receivable |
28
|
|
28
|
|
91
|
| Term loans by origination year, three years before current fiscal year, finance receivable |
68
|
|
68
|
|
66
|
| Term loans by origination year, four years before current fiscal year, finance receivable |
45
|
|
45
|
|
13
|
| Term loans by origination year, more than five years before current fiscal year, finance receivable |
12
|
|
12
|
|
5
|
| Revolving loans, finance receivable |
120
|
|
120
|
|
132
|
| Revolving loans converted to term loans, finance receivable |
12
|
|
12
|
|
17
|
| Total loans |
328
|
|
328
|
|
381
|
| Other consumer [Member] | No FICO available [Member] |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Term loans by origination year, current fiscal year, finance receivable |
68
|
|
68
|
|
71
|
| Term loans by origination year, fiscal year before current fiscal year, finance receivable |
11
|
|
11
|
|
21
|
| Term loans by origination year, two years before current fiscal year, finance receivable |
4
|
|
4
|
|
47
|
| Term loans by origination year, three years before current fiscal year, finance receivable |
10
|
|
10
|
|
65
|
| Term loans by origination year, four years before current fiscal year, finance receivable |
37
|
|
37
|
|
14
|
| Term loans by origination year, more than five years before current fiscal year, finance receivable |
19
|
|
19
|
|
10
|
| Revolving loans, finance receivable |
32,381
|
|
32,381
|
|
27,373
|
| Revolving loans converted to term loans, finance receivable |
24
|
|
24
|
|
27
|
| Total loans |
32,554
|
|
32,554
|
|
27,628
|
| Other consumer [Member] | Current-29 days past due and still accruing [Member] |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Term loans by origination year, current fiscal year, finance receivable |
1,300
|
|
1,300
|
|
2,134
|
| Term loans by origination year, fiscal year before current fiscal year, finance receivable |
1,521
|
|
1,521
|
|
967
|
| Term loans by origination year, two years before current fiscal year, finance receivable |
666
|
|
666
|
|
926
|
| Term loans by origination year, three years before current fiscal year, finance receivable |
604
|
|
604
|
|
565
|
| Term loans by origination year, four years before current fiscal year, finance receivable |
374
|
|
374
|
|
137
|
| Term loans by origination year, more than five years before current fiscal year, finance receivable |
126
|
|
126
|
|
52
|
| Revolving loans, finance receivable |
33,954
|
|
33,954
|
|
29,074
|
| Revolving loans converted to term loans, finance receivable |
97
|
|
97
|
|
103
|
| Total loans |
38,642
|
|
38,642
|
|
33,958
|
| Other consumer [Member] | 30 to 89 days past due [Member] |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Term loans by origination year, current fiscal year, finance receivable |
2
|
|
2
|
|
9
|
| Term loans by origination year, fiscal year before current fiscal year, finance receivable |
10
|
|
10
|
|
8
|
| Term loans by origination year, two years before current fiscal year, finance receivable |
6
|
|
6
|
|
15
|
| Term loans by origination year, three years before current fiscal year, finance receivable |
10
|
|
10
|
|
9
|
| Term loans by origination year, four years before current fiscal year, finance receivable |
6
|
|
6
|
|
2
|
| Term loans by origination year, more than five years before current fiscal year, finance receivable |
2
|
|
2
|
|
2
|
| Revolving loans, finance receivable |
11
|
|
11
|
|
11
|
| Revolving loans converted to term loans, finance receivable |
6
|
|
6
|
|
5
|
| Total loans |
53
|
|
53
|
|
61
|
| Other consumer [Member] | 90 days or more past due and still accruing [Member] |
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
| Term loans by origination year, current fiscal year, finance receivable |
1
|
|
1
|
|
3
|
| Term loans by origination year, fiscal year before current fiscal year, finance receivable |
5
|
|
5
|
|
3
|
| Term loans by origination year, two years before current fiscal year, finance receivable |
2
|
|
2
|
|
6
|
| Term loans by origination year, three years before current fiscal year, finance receivable |
3
|
|
3
|
|
4
|
| Term loans by origination year, four years before current fiscal year, finance receivable |
2
|
|
2
|
|
1
|
| Term loans by origination year, more than five years before current fiscal year, finance receivable |
1
|
|
1
|
|
0
|
| Revolving loans, finance receivable |
10
|
|
10
|
|
12
|
| Revolving loans converted to term loans, finance receivable |
5
|
|
5
|
|
7
|
| Total loans |
$ 29
|
|
$ 29
|
|
$ 36
|
| Overdraft [Member] |
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable Textual [Abstract] |
|
|
|
|
|
| Financing receivable, threshold period past due, writeoff |
60 days
|
|
60 days
|
|
60 days
|