v3.26.1
Regulatory Capital Requirements and Other Restrictions (Tables)
 6 Months Ended
Jun. 30, 2026
Regulatory Capital Requirements and Other Restrictions [Abstract]  
Regulatory Capital Information
Table 21.1 presents regulatory capital information for the Company and the Bank in accordance with Basel III capital
requirements. We must calculate our risk-based capital ratios under both the Standardized and Advanced Approaches. The Standardized Approach applies assigned risk weights to broad risk categories, while the calculation of risk-weighted assets (RWAs) under the Advanced Approach differs by requiring applicable banks to utilize a risk-sensitive methodology, which relies upon the use of internal credit models, and includes an operational risk component.
Table 21.1: Regulatory Capital Information
Wells Fargo & Company Wells Fargo Bank, N.A.
Standardized ApproachAdvanced ApproachStandardized ApproachAdvanced Approach
(in millions, except ratios)Jun 30,
2026		Dec 31,
2025		Jun 30,
2026		Dec 31,
2025		Jun 30,
2026		Dec 31,
2025		Jun 30,
2026		Dec 31,
2025
Regulatory capital:
Common Equity Tier 1$137,698 137,346 137,698 137,346 148,541 151,833 148,541 151,833 
Tier 1152,737 153,567 152,737 153,567 148,541 151,833 148,541 151,833 
Total184,202 184,682 174,208 174,617 166,282 169,520 155,828 158,966 
Assets:
Risk-weighted assets1,342,325 1,294,609 1,140,242 1,112,533 1,230,425 1,184,912 971,178 940,876 
Adjusted average assets (1)
2,199,518 2,052,117 2,199,518 2,052,117 1,852,579 1,746,906 1,852,579 1,746,906 
Regulatory capital ratios:
Common Equity Tier 1 capital10.26%*10.61 12.08 12.35 12.07 *12.81 15.29 16.14 
Tier 1 capital11.38 *11.86 13.40 13.80 12.07 *12.81 15.29 16.14 
Total capital13.72 *14.27 15.28 15.70 13.51 *14.31 16.05 16.90 
Required minimum capital ratios:
Common Equity Tier 1 capital8.50 8.50 8.50 8.50 7.00 7.00 7.00 7.00 
Tier 1 capital10.00 10.00 10.00 10.00 8.50 8.50 8.50 8.50 
Total capital12.00 12.00 12.00 12.00 10.50 10.50 10.50 10.50 
Wells Fargo & CompanyWells Fargo Bank, N.A.
June 30, 2026December 31, 2025June 30, 2026December 31, 2025
Regulatory leverage:
Total leverage exposure (2)
$2,642,462 2,466,623 2,272,935 2,141,519 
Supplementary leverage ratio (2)
5.78%6.23 6.54 7.09 
Tier 1 leverage ratio (1)
6.94 7.48 8.02 8.69 
Required minimum leverage:
Supplementary leverage ratio3.50 5.00 3.50 6.00 
Tier 1 leverage ratio4.00 4.00 5.00 5.00 
*Denotes the binding framework, which is the lower of the Standardized and Advanced Approaches, at June 30, 2026.
(1)Adjusted average assets consists of total quarterly average assets less goodwill and other permitted Tier 1 capital deductions. The Tier 1 leverage ratio consists of Tier 1 capital divided by total quarterly average assets, excluding goodwill and certain other items as determined under capital rule requirements.
(2)The supplementary leverage ratio consists of Tier 1 capital divided by total leverage exposure. Total leverage exposure consists of total consolidated assets adjusted for certain off-balance sheet exposures, goodwill, and other permitted Tier 1 capital deductions.
Nature of Restrictions on Cash and Cash Equivalents Table 21.2 provides a summary of restrictions on cash and cash equivalents.
Table 21.2: Nature of Restrictions on Cash and Cash Equivalents
(in millions)Jun 30,
2026		Dec 31,
2025
Reserve balance for non-U.S. central banks$254 259 
Segregated for benefit of brokerage customers under federal and other brokerage regulations743 1,085