v3.26.1
SEGMENT INFORMATION (Details)
3 Months Ended 6 Months Ended
Jun. 30, 2026
USD ($)
Jun. 30, 2025
USD ($)
Jun. 30, 2026
USD ($)
segment
Jun. 30, 2025
USD ($)
Segment Reporting [Abstract]        
Number of reportable segments | segment     2  
Segment Information [Line Items]        
Net premiums earned $ 1,518,984,000 $ 1,393,431,000 $ 2,999,451,000 $ 2,734,251,000
Other insurance related income 5,601,000 8,662,000 11,249,000 12,240,000
Current accident year net losses and loss expenses     (1,833,311,000) (1,625,845,000)
Net favorable prior year reserve development 14,836,000 20,229,000 32,899,000 38,166,000
Acquisition costs (316,268,000) (275,897,000) (620,524,000) (540,477,000)
Underwriting-related general and administrative expenses (164,889,000) (161,078,000) (323,046,000) (320,241,000)
Net investment income 181,594,000 187,297,000 366,333,000 395,009,000
Net investment gains 46,735,000 43,468,000 19,514,000 13,462,000
Foreign exchange (losses) gains 2,344,000 (94,885,000) 38,539,000 (151,920,000)
Interest expense and financing costs (16,838,000) (16,586,000) (33,265,000) (33,158,000)
Reorganization expenses (5,546,000) 0 (28,715,000) 0
Amortization of intangible assets (2,396,000) (2,396,000) (4,792,000) (5,125,000)
Income before income taxes and interest in income (loss) of equity method investments 316,191,000 280,262,000 624,332,000 516,362,000
Income tax expense (61,404,000) (56,199,000) (117,211,000) (100,521,000)
Interest in income (loss) of equity method investments 3,308,000 (705,000) 5,738,000 1,586,000
Net income 258,095,000 223,358,000 512,859,000 417,427,000
Preferred share dividends 7,563,000 7,563,000 15,125,000 15,125,000
Net income available to common shareholders 250,532,000 215,795,000 497,734,000 402,302,000
Insurance        
Segment Information [Line Items]        
Net favorable prior year reserve development 11,852,000 15,216,000 26,911,000 29,194,000
Reinsurance        
Segment Information [Line Items]        
Net favorable prior year reserve development 2,984,000 5,013,000 5,988,000 8,972,000
Operating Segments        
Segment Information [Line Items]        
Gross premiums written 2,667,631,000 2,515,971,000 5,765,597,000 5,310,622,000
Net premiums written 1,605,798,000 1,635,434,000 3,512,833,000 3,385,473,000
Net premiums earned 1,518,984,000 1,393,431,000 2,999,451,000 2,734,251,000
Other insurance related income 5,601,000 8,662,000 11,249,000 12,240,000
Current accident year net losses and loss expenses (947,966,000) (821,983,000) (1,833,311,000) (1,625,845,000)
Net favorable prior year reserve development 14,836,000 20,229,000 32,899,000 38,166,000
Acquisition costs (316,268,000) (275,897,000) (620,524,000) (540,477,000)
Underwriting-related general and administrative expenses (132,260,000) (135,241,000) (259,475,000) (265,679,000)
Underwriting income $ 142,927,000 $ 189,201,000 $ 330,289,000 $ 352,656,000
Current accident year loss ratio (as a percent) 62.40% 59.00% 61.10% 59.50%
Prior year reserve development ratio (as a percent) (1.00%) (1.50%) (1.10%) (1.40%)
Net losses and loss expenses ratio (as a percent) 61.40% 57.50% 60.00% 58.10%
Acquisition cost ratio (as a percent) 20.80% 19.80% 20.70% 19.80%
General and administrative expense ratio (as a percent) 10.90% 11.60% 10.80% 11.60%
Combined ratio (as a percent) 93.10% 88.90% 91.50% 89.50%
Goodwill and intangible assets $ 227,756,000 $ 237,340,000 $ 227,756,000 $ 237,340,000
Operating Segments | Insurance        
Segment Information [Line Items]        
Gross premiums written 2,228,147,000 1,932,435,000 4,211,888,000 3,588,337,000
Net premiums written 1,371,309,000 1,290,510,000 2,664,385,000 2,335,090,000
Net premiums earned 1,187,160,000 1,032,961,000 2,328,915,000 2,043,047,000
Other insurance related income 266,000 6,000 637,000 162,000
Current accident year net losses and loss expenses (718,734,000) (576,986,000) (1,374,780,000) (1,153,052,000)
Net favorable prior year reserve development 11,852,000 15,216,000 26,911,000 29,194,000
Acquisition costs (238,823,000) (194,912,000) (462,592,000) (388,933,000)
Underwriting-related general and administrative expenses (122,359,000) (124,646,000) (242,373,000) (244,238,000)
Underwriting income $ 119,362,000 $ 151,639,000 $ 276,718,000 $ 286,180,000
Current accident year loss ratio (as a percent) 60.50% 55.90% 59.00% 56.40%
Prior year reserve development ratio (as a percent) (1.00%) (1.50%) (1.10%) (1.40%)
Net losses and loss expenses ratio (as a percent) 59.50% 54.40% 57.90% 55.00%
Acquisition cost ratio (as a percent) 20.10% 18.90% 19.90% 19.00%
General and administrative expense ratio (as a percent) 10.40% 12.00% 10.30% 12.00%
Combined ratio (as a percent) 90.00% 85.30% 88.10% 86.00%
Goodwill and intangible assets $ 227,756,000 $ 237,340,000 $ 227,756,000 $ 237,340,000
Operating Segments | Reinsurance        
Segment Information [Line Items]        
Gross premiums written 439,484,000 583,536,000 1,553,709,000 1,722,285,000
Net premiums written 234,489,000 344,924,000 848,448,000 1,050,383,000
Net premiums earned 331,824,000 360,470,000 670,536,000 691,204,000
Other insurance related income 5,334,000 8,656,000 10,612,000 12,078,000
Current accident year net losses and loss expenses (229,232,000) (244,997,000) (458,531,000) (472,793,000)
Net favorable prior year reserve development 2,984,000 5,013,000 5,988,000 8,972,000
Acquisition costs (77,445,000) (80,985,000) (157,932,000) (151,544,000)
Underwriting-related general and administrative expenses (9,901,000) (10,595,000) (17,102,000) (21,441,000)
Underwriting income $ 23,564,000 $ 37,562,000 $ 53,571,000 $ 66,476,000
Current accident year loss ratio (as a percent) 69.10% 68.00% 68.40% 68.40%
Prior year reserve development ratio (as a percent) (0.90%) (1.40%) (0.90%) (1.30%)
Net losses and loss expenses ratio (as a percent) 68.20% 66.60% 67.50% 67.10%
Acquisition cost ratio (as a percent) 23.30% 22.50% 23.60% 21.90%
General and administrative expense ratio (as a percent) 3.00% 2.90% 2.50% 3.10%
Combined ratio (as a percent) 94.50% 92.00% 93.60% 92.10%
Goodwill and intangible assets $ 0 $ 0 $ 0 $ 0
Segment Reconciling Items        
Segment Information [Line Items]        
Net investment income 181,594,000 187,297,000 366,333,000 395,009,000
Net investment gains 46,735,000 43,468,000 19,514,000 13,462,000
Foreign exchange (losses) gains 2,344,000 (94,885,000) 38,539,000 (151,920,000)
Interest expense and financing costs (16,838,000) (16,586,000) (33,265,000) (33,158,000)
Reorganization expenses (5,546,000) 0 (28,715,000) 0
Amortization of intangible assets (2,396,000) (2,396,000) (4,792,000) (5,125,000)
Corporate expenses        
Segment Information [Line Items]        
Underwriting-related general and administrative expenses $ (32,629,000) $ (25,837,000) $ (63,571,000) $ (54,562,000)