Barclays Bank PLC is a wholly-owned subsidiary of Barclays PLC. The consolidation of Barclays Bank PLC and its subsidiaries is referred to as the
Barclays Bank Group. The consolidation of Barclays PLC and its subsidiaries is referred to as the Barclays Group or Barclays. Unless otherwise stated,
the income statement analysis compares the six months ended 30 June 2026 to the corresponding six months of 2025 and the balance sheet
analysis is as at 30 June 2026 with comparatives relating to 31 December 2025. The abbreviations ‘£m’ and ‘£bn’ represent millions and thousands
of millions of Pounds Sterling respectively; the abbreviations ‘$m’ and ‘$bn’ represent millions and thousands of millions of US Dollars respectively;
and the abbreviations ‘€m’ and ‘€bn’ represent millions and thousands of millions of Euros respectively.
There are a number of key judgement areas, for example impairment calculations, which are based on models and which are subject to ongoing
adjustment and modifications. Reported numbers reflect best estimates and judgements at the given point in time.
Relevant terms that are used in this document but are not defined under applicable regulatory guidance or International Financial Reporting
Standards (IFRS) are explained in the results glossary that can be accessed at home.barclays/investor-relations/reports-and-events/latest-financial-
results.
The information in this announcement, which was approved by the Board of Directors on 27 July 2026, does not comprise statutory accounts within
the meaning of Section 434 of the Companies Act 2006. Statutory accounts for the year ended 31 December 2025, which contained an unmodified
audit report under Section 495 of the Companies Act 2006 (which did not make any statements under Section 498 of the Companies Act 2006)
have been delivered to the Registrar of Companies in accordance with Section 441 of the Companies Act 2006.
The Barclays Bank Group is a frequent issuer in the debt capital markets, including in the US and the EU, and regularly meets with investors via
formal road-shows and other ad hoc meetings. Consistent with its usual practice, the Barclays Bank Group expects that from time to time over the
coming half year it will meet with investors globally to discuss these results and other matters relating to the Barclays Bank Group.
Forward-looking statements
This document contains certain forward-looking statements within the meaning of Section 21E of the US Securities Exchange Act of 1934, as
amended, and Section 27A of the US Securities Act of 1933, as amended, with respect to the Barclays Bank Group. The Barclays Bank Group
cautions readers that no forward-looking statement is a guarantee of future performance and that actual results or other financial condition or
performance measures could differ materially from those contained in the forward-looking statements. Forward-looking statements can be
identified by the fact that they do not relate only to historical or current facts. Forward-looking statements sometimes use words such as ‘may’, ‘will’,
‘seek’, ‘continue’, ‘aim’, ‘anticipate’, ‘target’, ‘projected’, ‘expect’, ‘estimate’, ‘intend’, ‘plan’, ‘goal’, ‘believe’, ‘achieve’ or other words of similar
meaning. Forward-looking statements can be made in writing but also may be made verbally by directors, officers and employees of the Barclays
Bank Group (including during management presentations) in connection with this document. Examples of forward-looking statements include,
among others, statements or guidance regarding or relating to the Barclays Bank Group’s future financial position, business strategy, income levels,
costs, assets and liabilities, impairment charges, provisions, capital leverage and other regulatory ratios, capital distributions (including policy on
dividends and share buybacks), return on tangible equity, projected levels of growth in banking and financial markets, industry trends, any
commitments and targets (including sustainability-related commitments and targets), plans and objectives for future operations, International
Financial Reporting Standards (“IFRS”) and other statements that are not historical or current facts. By their nature, forward-looking statements
involve risk and uncertainty because they relate to future events and circumstances. Forward-looking statements speak only as at the date on which
they are made. Forward-looking statements may be affected by a number of factors, including, without limitation: changes in legislation, regulations,
governmental and regulatory policies, expectations and actions, voluntary codes of practices and the interpretation thereof, changes in IFRS and
other accounting standards, including practices with regard to the interpretation and application thereof and emerging and developing sustainability
reporting standards (including emissions accounting methodologies); changes in tax laws and practice; the outcome of current and future legal
proceedings and regulatory investigations; the Barclays Bank Group’s ability along with governments and other stakeholders to measure, manage
and mitigate the impacts of climate change effectively or navigate inconsistencies and conflicts in the manner in which climate policy is
implemented in the regions where the Barclays Bank Group operates, including as a result of the adoption of rules and regulations taking a different
or opposing position on sustainability matters, or other forms of governmental and regulatory action against sustainability policies; environmental,
social and geopolitical risks and incidents and similar events beyond the Barclays Bank Group’s control; financial crime; the impact of competition in
the banking and financial services industry; capital, liquidity, leverage and other regulatory rules and requirements applicable to past, current and
future periods; UK, US, Eurozone and global macroeconomic and business conditions, including inflation; volatility in credit and capital markets;
market related risks such as changes in interest rates and foreign exchange rates; reforms to benchmark interest rates and indices; higher or lower
asset valuations; changes in credit ratings of any entity within the Barclays Bank Group or any securities issued by it; changes in counterparty risk;
changes in consumer behaviour; changes in trade policy, including the imposition of tariffs or other protectionist measures; the direct and indirect
consequences of the conflicts in the Middle East and Ukraine on European and global macroeconomic conditions, political stability and financial
markets; changes in US legislation and policy; developments in the UK’s relationship with the European Union; the risk of cyberattacks, information
or security breaches, technology failures or operational disruptions and any subsequent impact on the Barclays Bank Group’s reputation, business or
operations, the use of new technology, including artificial intelligence; the Barclays Bank Group’s ability to access funding; and the success of
acquisitions, disposals, joint ventures and other strategic transactions. A number of these factors are beyond the Barclays Bank Group’s control. As a
result, the Barclays Bank Group’s actual financial position, results, financial and non-financial metrics or performance measures or its ability to meet
commitments and targets may differ materially from the statements or guidance set forth in the Barclays Bank Group’s forward-looking statements.
Additional risks and factors which may impact the Barclays Bank Group’s future financial condition and performance are identified in Barclays Bank
PLC’s filings with the US Securities and Exchange Commission (“SEC”) (including, without limitation, Barclays Bank PLC’s Annual Report on Form
20-F for the financial year ended 31 December 2025), which are available on the SEC’s website at www.sec.gov.
Subject to Barclays Bank PLC's obligations under the applicable laws and regulations of any relevant jurisdiction (including, without limitation, the UK
and the US) in relation to disclosure and ongoing information, we undertake no obligation to update publicly or revise any forward-looking
statements, whether as a result of new information, future events or otherwise.
