The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 831,264 3,303 SH SOLE 0 0 3,303
ALPHABET INC CAP STK CL A 02079K305 234,956 657 SH SOLE 0 0 657
ALPHABET INC CAP STK CL C 02079K107 270,980 767 SH SOLE 0 0 767
AMAZON COM INC COM 023135106 552,473 2,318 SH SOLE 0 0 2,318
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 357,592 3,706 SH SOLE 0 0 3,706
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,283,788 25,603 SH SOLE 0 0 25,603
APPLE INC COM 037833100 1,230,708 4,253 SH SOLE 0 0 4,253
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,069,113 4,135 SH SOLE 0 0 4,135
CATERPILLAR INC COM 149123101 436,652 410 SH SOLE 0 0 410
COCA COLA CONS INC COM 191098102 492,574 2,580 SH SOLE 0 0 2,580
DIMENSIONAL ETF TRUST EMERGING MRKTETS 25434V534 35,492,426 429,629 SH SOLE 0 0 429,629
EXXON MOBIL CORP COM 30231G102 222,099 1,624 SH SOLE 0 0 1,624
HOME DEPOT INC COM 437076102 347,660 986 SH SOLE 0 0 986
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 422,210 22,730 SH SOLE 0 0 22,730
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 422,684 21,549 SH SOLE 0 0 21,549
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 422,248 20,734 SH SOLE 0 0 20,734
ISHARES TR CORE S&P500 ETF 464287200 1,674,519 2,236 SH SOLE 0 0 2,236
ISHARES TR MSCI USA MIN ETF 46429B697 487,534 5,054 SH SOLE 0 0 5,054
ISHARES TR RUS 1000 ETF 464287622 11,123,863 27,165 SH SOLE 0 0 27,165
ISHARES TR RUS 1000 GRW ETF 464287614 2,056,675 16,563 SH SOLE 0 0 16,563
ISHARES TR RUS 1000 VAL ETF 464287598 957,239 3,949 SH SOLE 0 0 3,949
ISHARES TR RUSSELL 2000 ETF 464287655 520,380 1,732 SH SOLE 0 0 1,732
JPMORGAN CHASE & CO COM 46625H100 281,105 859 SH SOLE 0 0 859
LOEWS CORP COM 540424108 382,311 3,377 SH SOLE 0 0 3,377
MICROSOFT CORP COM 594918104 1,124,312 3,014 SH SOLE 0 0 3,014
NVIDIA CORPORATION COM 67066G104 487,472 2,436 SH SOLE 0 0 2,436
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 458,205 14,733 SH SOLE 0 0 14,733
SENSIENT TECHNOLOGIES CORP COM 81725T100 561,093 4,551 SH SOLE 0 0 4,551
SOUTHERN CO COM 842587107 281,829 2,945 SH SOLE 0 0 2,945
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,489,038 28,757 SH SOLE 0 0 28,757
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 10,383,465 206,062 SH SOLE 0 0 206,062
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 1,078,147 45,996 SH SOLE 0 0 45,996
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 402,068 15,755 SH SOLE 0 0 15,755
SPDR SERIES TRUST ST STR MSCI USAQ 78468R812 215,879 1,155 SH SOLE 0 0 1,155
SPDR SERIES TRUST ST STR P500ETF 78464A854 101,235,544 1,151,975 SH SOLE 0 0 1,151,975
SPDR SERIES TRUST ST STR SP600 SML 78468R853 653,459 11,331 SH SOLE 0 0 11,331
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 555,477 744 SH SOLE 0 0 744
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 366,214 1,487 SH SOLE 0 0 1,487
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 252,388 1,277 SH SOLE 0 0 1,277
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 229,773 335 SH SOLE 0 0 335
VANGUARD INDEX FDS SMALL CP ETF 922908751 44,810,434 147,831 SH SOLE 0 0 147,831
VANGUARD INDEX FDS TOTAL STK MKT 922908769 777,825 2,102 SH SOLE 0 0 2,102
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 210,423 2,513 SH SOLE 0 0 2,513
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 476,924 7,990 SH SOLE 0 0 7,990
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 7,171,380 21,172 SH SOLE 0 0 21,172
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 357,825 2,947 SH SOLE 0 0 2,947
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,075,305 15,092 SH SOLE 0 0 15,092
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 801,873 5,074 SH SOLE 0 0 5,074
WALMART INC COM 931142103 386,792 3,415 SH SOLE 0 0 3,415