v3.26.1
LOANS AND INTEREST RECEIVABLE - Schedule of Allowance for Merchant Loans, Advances, and Interest and Fees Receivable (Details) - Merchant Receivables - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Allowance for loans and interest receivable      
Beginning balance $ 170 $ 113 $ 113
Provisions 91 77  
Charge-offs (84) (59) (137)
Recoveries 9 12  
Other (1) 4  
Ending balance 185 147 170
Merchant Loans and Advances      
Allowance for loans and interest receivable      
Beginning balance 156 107 107
Provisions 83 69  
Charge-offs (77) (55)  
Recoveries 9 12  
Other (1) 4  
Ending balance 170 137 156
Fees Receivable      
Allowance for loans and interest receivable      
Beginning balance 14 6 6
Provisions 8 8  
Charge-offs (7) (4)  
Recoveries 0 0  
Other 0 0  
Ending balance $ 15 $ 10 $ 14