v3.26.1
LOANS AND INTEREST RECEIVABLE - Schedule of Delinquency Status of Merchant Loans, Advances, and Interest and Fees Receivable by Year of Origination (Details) - Merchant Receivables - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Installment Loans Amortized Cost Basis      
Originated in year one $ 1,390   $ 1,684
Originated in year two 461   103
Originated in year three 41   11
Originated in year four 6   6
Originated in year five 2   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     2
Total $ 1,900   $ 1,806
Percent 100.00%   100.00%
Gross charge-offs by origination year [Abstract]      
Year one $ 0   $ 25
Year two 61   87
Year three 20   19
Year four 3   4
Year five 0   0
Five years before current fiscal year     2
Total Gross charge-offs 84 $ 59 137
Current      
Installment Loans Amortized Cost Basis      
Originated in year one 1,340   1,558
Originated in year two 343   53
Originated in year three 15   5
Originated in year four 2   3
Originated in year five 2   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     2
Total $ 1,702   $ 1,621
Percent 89.60%   89.80%
30 - 59 Days      
Installment Loans Amortized Cost Basis      
Originated in year one $ 32   $ 63
Originated in year two 41   17
Originated in year three 8   1
Originated in year four 1   1
Originated in year five 0   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     0
Total $ 82   $ 82
Percent 4.30%   4.50%
60 - 89 Days      
Installment Loans Amortized Cost Basis      
Originated in year one $ 11   $ 27
Originated in year two 25   10
Originated in year three 5   1
Originated in year four 1   1
Originated in year five 0   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     0
Total $ 42   $ 39
Percent 2.20%   2.20%
90 - 179 Days      
Installment Loans Amortized Cost Basis      
Originated in year one $ 7   $ 34
Originated in year two 46   18
Originated in year three 9   2
Originated in year four 1   1
Originated in year five 0   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     0
Total $ 63   $ 55
Percent 3.30%   3.00%
180+ Days      
Installment Loans Amortized Cost Basis      
Originated in year one $ 0   $ 2
Originated in year two 6   5
Originated in year three 4   2
Originated in year four 1   0
Originated in year five 0   0
Loans, advances, and interest and fees receivable, originated five years before current fiscal year     0
Total $ 11   $ 9
Percent 0.60%   0.50%