<?xml version="1.0" ?><inf:proxyVoteTable xmlns:inf="http://www.sec.gov/edgar/document/npxproxy/informationtable"><inf:proxyTable><inf:issuerName>Uranium Energy Corp.</inf:issuerName><inf:cusip>916896103</inf:cusip><inf:isin>US9168961038</inf:isin><inf:meetingDate>07/17/2025</inf:meetingDate><inf:voteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>370428.000000</inf:sharesVoted><inf:sharesOnLoan>252920.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>370428.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>HomeStreet, Inc.</inf:issuerName><inf:cusip>43785V102</inf:cusip><inf:isin>US43785V1026</inf:isin><inf:meetingDate>08/21/2025</inf:meetingDate><inf:voteDescription>To consider and vote on a proposal to approve, on an advisory (non-binding) basis, the merger-related compensation payments that will or may be paid to the named executive officers of HomeStreet in connection with the transactions contemplated by the merger agreement, which we refer to as the "HomeStreet merger-related compensation proposal"; and</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>1256527.000000</inf:sharesVoted><inf:sharesOnLoan>147093.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>1256527.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>OneWater Marine Inc.</inf:issuerName><inf:cusip>68280L101</inf:cusip><inf:isin>US68280L1017</inf:isin><inf:meetingDate>02/19/2026</inf:meetingDate><inf:voteDescription>Approval of, on an advisory (non-binding) basis, the compensation of the Company's Named Executive Officers.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>86727.000000</inf:sharesVoted><inf:sharesOnLoan>163043.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>86727.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Bank of Hawaii Corporation</inf:issuerName><inf:cusip>062540109</inf:cusip><inf:isin>US0625401098</inf:isin><inf:meetingDate>04/24/2026</inf:meetingDate><inf:voteDescription>Say on Pay - An advisory vote on executive compensation.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>84622.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>AGAINST</inf:howVoted><inf:sharesVoted>84622.000000</inf:sharesVoted><inf:managementRecommendation>AGAINST</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Metropolitan Bank Holding Corp.</inf:issuerName><inf:cusip>591774104</inf:cusip><inf:isin>US5917741044</inf:isin><inf:meetingDate>04/29/2026</inf:meetingDate><inf:voteDescription>Non-binding Advisory Vote on Named Executive Officer Compensation for 2025</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>51751.000000</inf:sharesVoted><inf:sharesOnLoan>12133.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>51751.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Hamilton Insurance Group, Ltd.</inf:issuerName><inf:cusip>G42706104</inf:cusip><inf:isin>BMG427061046</inf:isin><inf:meetingDate>05/05/2026</inf:meetingDate><inf:voteDescription>Approve, on a non-binding, advisory basis, the fiscal 2025 compensation paid to our named executive officers.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>218845.000000</inf:sharesVoted><inf:sharesOnLoan>10532.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>218845.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Arthur J. Gallagher &amp; Co.</inf:issuerName><inf:cusip>363576109</inf:cusip><inf:isin>US3635761097</inf:isin><inf:meetingDate>05/12/2026</inf:meetingDate><inf:voteDescription>Approval, on an Advisory Basis, of the Compensation of our Named Executive Officers.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>62441.000000</inf:sharesVoted><inf:sharesOnLoan>4504.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>62441.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Axis Capital Holdings Limited</inf:issuerName><inf:cusip>G0692U109</inf:cusip><inf:isin>BMG0692U1099</inf:isin><inf:meetingDate>05/14/2026</inf:meetingDate><inf:voteDescription>To approve, by non-binding vote, the compensation paid to our named executive officers;</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>130643.000000</inf:sharesVoted><inf:sharesOnLoan>1335.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>130643.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>East West Bancorp, Inc.</inf:issuerName><inf:cusip>27579R104</inf:cusip><inf:isin>US27579R1041</inf:isin><inf:meetingDate>05/18/2026</inf:meetingDate><inf:voteDescription>To approve, on a non-binding advisory basis, the compensation of the Company's named executive officers for 2025.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>66801.000000</inf:sharesVoted><inf:sharesOnLoan>11496.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>66801.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Bread Financial Holdings, Inc.</inf:issuerName><inf:cusip>018581108</inf:cusip><inf:isin>US0185811082</inf:isin><inf:meetingDate>05/19/2026</inf:meetingDate><inf:voteDescription>ADVISORY VOTE ON EXECUTIVE COMPENSATION</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>171506.000000</inf:sharesVoted><inf:sharesOnLoan>12091.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>171506.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>NI Holdings, Inc.</inf:issuerName><inf:cusip>65342T106</inf:cusip><inf:isin>US65342T1060</inf:isin><inf:meetingDate>05/19/2026</inf:meetingDate><inf:voteDescription>Advisory Vote to Approve the Compensation of our Named Executive Officers.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>12482.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>12482.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Pinnacle Financial Partners, Inc.</inf:issuerName><inf:cusip>72348N109</inf:cusip><inf:isin>US72348N1090</inf:isin><inf:meetingDate>05/21/2026</inf:meetingDate><inf:voteDescription>To approve, on an advisory basis, the compensation of Pinnacle's named executive officers.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>103609.000000</inf:sharesVoted><inf:sharesOnLoan>7427.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>103609.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Pinnacle Financial Partners, Inc.</inf:issuerName><inf:cusip>72348N109</inf:cusip><inf:isin>US72348N1090</inf:isin><inf:meetingDate>05/21/2026</inf:meetingDate><inf:voteDescription>To recommend, on an advisory basis, that the compensation of Pinnacle's named executive officers be put to shareholders for their consideration every: one, two, or three years.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>103609.000000</inf:sharesVoted><inf:sharesOnLoan>7427.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>ONE YEAR</inf:howVoted><inf:sharesVoted>103609.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Target Hospitality Corp.</inf:issuerName><inf:cusip>87615L107</inf:cusip><inf:isin>US87615L1070</inf:isin><inf:meetingDate>05/21/2026</inf:meetingDate><inf:voteDescription>Advisory Vote on the Compensation of our Named Executive Officers (Say on Pay).</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>1429896.000000</inf:sharesVoted><inf:sharesOnLoan>100295.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>AGAINST</inf:howVoted><inf:sharesVoted>1429896.000000</inf:sharesVoted><inf:managementRecommendation>AGAINST</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Customers Bancorp, Inc.</inf:issuerName><inf:cusip>23204G100</inf:cusip><inf:isin>US23204G1004</inf:isin><inf:meetingDate>05/26/2026</inf:meetingDate><inf:voteDescription>To approve a non-binding advisory resolution on named executive officer compensation.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>94192.000000</inf:sharesVoted><inf:sharesOnLoan>25115.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>AGAINST</inf:howVoted><inf:sharesVoted>94192.000000</inf:sharesVoted><inf:managementRecommendation>AGAINST</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Hertz Global Holdings, Inc.</inf:issuerName><inf:cusip>42806J700</inf:cusip><inf:isin>US42806J7000</inf:isin><inf:meetingDate>05/28/2026</inf:meetingDate><inf:voteDescription>Approval, on an advisory basis, of the compensation of our named executive officers.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>616339.000000</inf:sharesVoted><inf:sharesOnLoan>104833.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>616339.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Lincoln National Corporation</inf:issuerName><inf:cusip>534187109</inf:cusip><inf:isin>US5341871094</inf:isin><inf:meetingDate>05/28/2026</inf:meetingDate><inf:voteDescription>The approval of an advisory resolution on the compensation of our named executive officers.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>10020.000000</inf:sharesVoted><inf:sharesOnLoan>41049.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>AGAINST</inf:howVoted><inf:sharesVoted>10020.000000</inf:sharesVoted><inf:managementRecommendation>AGAINST</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Mechanics Bancorp</inf:issuerName><inf:cusip>43785V102</inf:cusip><inf:isin>US43785V1026</inf:isin><inf:meetingDate>05/28/2026</inf:meetingDate><inf:voteDescription>To approve, on an advisory (non-binding) basis, the executive compensation of the Company's named executive officers for 2025.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>366588.000000</inf:sharesVoted><inf:sharesOnLoan>145620.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>366588.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Dave Inc.</inf:issuerName><inf:cusip>23834J201</inf:cusip><inf:isin>US23834J2015</inf:isin><inf:meetingDate>06/02/2026</inf:meetingDate><inf:voteDescription>Advisory approval of Dave's executive compensation.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>40012.000000</inf:sharesVoted><inf:sharesOnLoan>8820.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>40012.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Dave Inc.</inf:issuerName><inf:cusip>23834J201</inf:cusip><inf:isin>US23834J2015</inf:isin><inf:meetingDate>06/02/2026</inf:meetingDate><inf:voteDescription>Advisory vote on the frequency of future advisory votes on Dave's executive compensation.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>40012.000000</inf:sharesVoted><inf:sharesOnLoan>8820.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>ONE YEAR</inf:howVoted><inf:sharesVoted>40012.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>Robinhood Markets, Inc.</inf:issuerName><inf:cusip>770700102</inf:cusip><inf:isin>US7707001027</inf:isin><inf:meetingDate>06/02/2026</inf:meetingDate><inf:voteDescription>To approve, on an advisory basis, the compensation of the Company's named executive officers.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>71020.000000</inf:sharesVoted><inf:sharesOnLoan>4790.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>71020.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>PennyMac Financial Services, Inc.</inf:issuerName><inf:cusip>70932M107</inf:cusip><inf:isin>US70932M1071</inf:isin><inf:meetingDate>06/03/2026</inf:meetingDate><inf:voteDescription>To approve, by non-binding vote, our executive compensation.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>60690.000000</inf:sharesVoted><inf:sharesOnLoan>8676.000000</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>60690.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>loanDepot, Inc.</inf:issuerName><inf:cusip>53946R106</inf:cusip><inf:isin>US53946R1068</inf:isin><inf:meetingDate>06/04/2026</inf:meetingDate><inf:voteDescription>To approve, on a non-binding, advisory basis, the compensation of loanDepot's named executive officers.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:sharesVoted>182251.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>182251.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote></inf:proxyTable><inf:proxyTable><inf:issuerName>OPENLANE, Inc.</inf:issuerName><inf:cusip>48238T109</inf:cusip><inf:isin>US48238T1097</inf:isin><inf:meetingDate>06/05/2026</inf:meetingDate><inf:voteDescription>To approve, on an advisory basis, executive compensation.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY 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