The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
8X8 INC NEW COM 282914100 32,567 19,045 SH SOLE 0 0 19,045
ALPHABET INC CAP STK CL A 02079K305 3,000,912 8,397 SH SOLE 0 0 8,397
ALPHABET INC CAP STK CL C 02079K107 10,296,515 29,141 SH SOLE 0 0 29,141
AMAZON COM INC COM 023135106 5,653,433 23,720 SH SOLE 0 0 23,720
ANALOG DEVICES INC COM 032654105 297,878 750 SH SOLE 0 0 750
APPLE INC COM 037833100 3,237,443 11,188 SH SOLE 0 0 11,188
ARTERIS INC COM 04302A104 337,555 6,947 SH SOLE 0 0 6,947
BANK OF NY MELLON CORP COM 064058100 201,586 1,394 SH SOLE 0 0 1,394
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,133,943 6,263 SH SOLE 0 0 6,263
BRINKER INTL INC COM 109641100 210,336 1,252 SH SOLE 0 0 1,252
BROADCOM INC COM 11135F101 254,656 674 SH SOLE 0 0 674
CATERPILLAR INC COM 149123101 1,734,930 1,629 SH SOLE 0 0 1,629
CELESTICA INC COM 15101Q207 387,782 1,063 SH SOLE 0 0 1,063
CHEVRON CORPORATION COM 166764100 220,561 1,331 SH SOLE 0 0 1,331
CHURCH & DWIGHT CO INC COM 171340102 1,043,398 10,770 SH SOLE 0 0 10,770
CINCINNATI FINL CORP COM 172062101 2,677,865 14,464 SH SOLE 0 0 14,464
COMFORT SYS USA INC COM 199908104 243,780 123 SH SOLE 0 0 123
CREDO TECHNOLOGY GROUP HOLDI ORDINARY SHARES G25457105 312,199 1,148 SH SOLE 0 0 1,148
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 17,703,612 480,554 SH SOLE 0 0 480,554
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 21,318,475 304,985 SH SOLE 0 0 304,985
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 17,464,828 323,303 SH SOLE 0 0 323,303
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 5,618,061 126,647 SH SOLE 0 0 126,647
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 26,185,556 651,220 SH SOLE 0 0 651,220
DOLBY LABORATORIES INC COM CL A 25659T107 202,906 3,859 SH SOLE 0 0 3,859
EXXON MOBIL CORP COM 30231G102 736,121 5,384 SH SOLE 0 0 5,384
F N B CORP COM 302520101 268,475 14,071 SH SOLE 0 0 14,071
GE AEROSPACE COM NEW 369604301 435,428 1,165 SH SOLE 0 0 1,165
GE VERNOVA INC COM 36828A101 426,474 363 SH SOLE 0 0 363
GENERAL MTRS CO COM 37045V100 222,453 2,886 SH SOLE 0 0 2,886
HEWLETT PACKARD ENTERPRISE C COM 42824C109 407,704 9,038 SH SOLE 0 0 9,038
IES HOLDINGS INC COM 44951W106 808,126 1,100 SH SOLE 0 0 1,100
INTEL CORP COM 458140100 402,693 2,884 SH SOLE 0 0 2,884
INTERNATIONAL BUSINESS MACHS COM 459200101 924,072 3,286 SH SOLE 0 0 3,286
INTUIT COM 461202103 209,583 803 SH SOLE 0 0 803
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 276,601 1,300 SH SOLE 0 0 1,300
ISHARES INC CORE MSCI EMKT 46434G103 1,918,740 23,162 SH SOLE 0 0 23,162
ISHARES SILVER TR ISHARES 46428Q109 318,147 5,950 SH SOLE 0 0 5,950
ISHARES TR ISHS 5-10YR INVT 464288638 3,868,809 72,763 SH SOLE 0 0 72,763
ISHARES TR TIPS BD ETF 464287176 11,221,609 102,546 SH SOLE 0 0 102,546
ISHARES TR RUS MID CAP ETF 464287499 825,304 7,481 SH SOLE 0 0 7,481
ISHARES TR ISHS 1-5YR INVS 464288646 9,496,482 181,196 SH SOLE 0 0 181,196
ISHARES TR MBS ETF 464288588 17,084,112 180,746 SH SOLE 0 0 180,746
ISHARES TR CORE S&P SCP ETF 464287804 2,187,276 14,748 SH SOLE 0 0 14,748
ISHARES TR RUS 1000 GRW ETF 464287614 622,340 5,012 SH SOLE 0 0 5,012
ISHARES TR 0-5YR HI YL CP 46434V407 19,245,658 453,800 SH SOLE 0 0 453,800
ISHARES TR EAFE VALUE ETF 464288877 2,045,569 26,722 SH SOLE 0 0 26,722
ISHARES TR CORE MSCI EAFE 46432F842 1,348,257 13,960 SH SOLE 0 0 13,960
ISHARES TR CORE INTL AGGR 46435G672 519,561 10,268 SH SOLE 0 0 10,268
ISHARES TR CORE US AGGBD ET 464287226 2,824,127 28,532 SH SOLE 0 0 28,532
ISHARES TR RUSSELL 2000 ETF 464287655 611,691 2,036 SH SOLE 0 0 2,036
ISHARES TR IBOXX HI YD ETF 464288513 855,746 10,701 SH SOLE 0 0 10,701
ISHARES TR CORE S&P500 ETF 464287200 3,596,919 4,803 SH SOLE 0 0 4,803
ISHARES TR JPMORGAN USD EMG 464288281 4,761,146 49,369 SH SOLE 0 0 49,369
ISHARES TR RUS MD CP GR ETF 464287481 524,733 3,584 SH SOLE 0 0 3,584
JPMORGAN CHASE & CO COM 46625H100 1,161,080 3,547 SH SOLE 0 0 3,547
LINDE PLC SHS G54950103 264,659 510 SH SOLE 0 0 510
META PLATFORMS INC CL A 30303M102 754,418 1,339 SH SOLE 0 0 1,339
MICRON TECHNOLOGY INC COM 595112103 976,529 846 SH SOLE 0 0 846
MICROSOFT CORP COM 594918104 948,098 2,542 SH SOLE 0 0 2,542
NATERA INC COM 632307104 794,806 2,928 SH SOLE 0 0 2,928
NVIDIA CORPORATION COM 67066G104 7,944,722 39,706 SH SOLE 0 0 39,706
ORACLE CORP COM 68389X105 551,666 3,764 SH SOLE 0 0 3,764
POWELL INDS INC COM 739128106 292,087 1,020 SH SOLE 0 0 1,020
PROSHARES TR ULTRAPRO QQQ 74347X831 224,046 2,766 SH SOLE 0 0 2,766
QUALCOMM INC COM 747525103 321,904 1,742 SH SOLE 0 0 1,742
SCHWAB STRATEGIC TR US TIPS ETF 808524870 43,027,078 1,623,663 SH SOLE 0 0 1,623,663
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 13,550,140 256,826 SH SOLE 0 0 256,826
SCHWAB STRATEGIC TR HIGH YIEL BD ETF 808524631 1,394,452 53,264 SH SOLE 0 0 53,264
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,984,186 85,784 SH SOLE 0 0 85,784
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,631,292 219,227 SH SOLE 0 0 219,227
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 39,633,618 1,096,973 SH SOLE 0 0 1,096,973
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,697,658 71,692 SH SOLE 0 0 71,692
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 22,596,135 623,170 SH SOLE 0 0 623,170
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 9,234,950 191,915 SH SOLE 0 0 191,915
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 142,851,674 4,853,947 SH SOLE 0 0 4,853,947
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 4,168,526 169,040 SH SOLE 0 0 169,040
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 46,225,538 1,668,792 SH SOLE 0 0 1,668,792
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 379,832 2,394 SH SOLE 0 0 2,394
SPDR GOLD TR GOLD SHS 78463V107 1,056,145 2,867 SH SOLE 0 0 2,867
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 499,582 5,184 SH SOLE 0 0 5,184
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 7,160,176 9,588 SH SOLE 0 0 9,588
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 434,664 618 SH SOLE 0 0 618
STERLING INFRASTRUCTURE INC COM 859241101 556,496 663 SH SOLE 0 0 663
SYNOPSYS INC COM 871607107 267,642 600 SH SOLE 0 0 600
TESLA INC COM 88160R101 370,977 882 SH SOLE 0 0 882
TTM TECHNOLOGIES INC COM 87305R109 279,034 1,492 SH SOLE 0 0 1,492
UNITED PARCEL SVCS INC CL B 911312106 426,238 3,965 SH SOLE 0 0 3,965
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,827,386 38,515 SH SOLE 0 0 38,515
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 21,233,698 438,441 SH SOLE 0 0 438,441
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,430,536 6,568 SH SOLE 0 0 6,568
VANGUARD INDEX FDS VALUE ETF 922908744 47,743,233 219,076 SH SOLE 0 0 219,076
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,586,436 18,875 SH SOLE 0 0 18,875
VANGUARD INDEX FDS SMALL CP ETF 922908751 11,847,142 39,084 SH SOLE 0 0 39,084
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 530,654 5,503 SH SOLE 0 0 5,503
VANGUARD INDEX FDS LARGE CAP ETF 922908637 27,251,084 79,239 SH SOLE 0 0 79,239
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 386,752 3,343 SH SOLE 0 0 3,343
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 744,179 8,405 SH SOLE 0 0 8,405
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 350,913 4,190 SH SOLE 0 0 4,190
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,759,613 163,505 SH SOLE 0 0 163,505
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 17,584,277 113,969 SH SOLE 0 0 113,969
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 21,088,395 255,153 SH SOLE 0 0 255,153
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 49,680,387 842,326 SH SOLE 0 0 842,326
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,641,908 35,076 SH SOLE 0 0 35,076
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 33,759,929 427,179 SH SOLE 0 0 427,179
VANGUARD STAR FDS VG TL INTL STK F 921909768 286,768 3,354 SH SOLE 0 0 3,354
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,944,660 111,504 SH SOLE 0 0 111,504
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 29,296,118 435,695 SH SOLE 0 0 435,695
VISA INC COM CL A 92826C839 202,809 591 SH SOLE 0 0 591
WALMART INC COM 931142103 410,854 3,628 SH SOLE 0 0 3,628
WESTERN DIGITAL CORP COM 958102105 286,785 449 SH SOLE 0 0 449
WW GRAINGER INC COM 384802104 1,033,904 760 SH SOLE 0 0 760