v3.26.1
Commitments, Contingencies, Guarantees and Others (Tables)
 6 Months Ended
Jun. 30, 2026
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Letter of Credit and Other Loan Commitments
The following table presents the contractual amount and carrying value of our unfunded lending commitments as of June 30, 2026 and December 31, 2025. The carrying value represents our reserve and deferred revenue on legally binding commitments.
Table 14.1: Unfunded Lending Commitments
Contractual AmountCarrying Value
(Dollars in millions)June 30, 2026December 31, 2025June 30, 2026December 31, 2025
Credit card lines$706,966 $678,375 N/AN/A
Other loan commitments(1)
53,658 49,555 $79 $82 
Standby letters of credit and commercial letters of credit(2)
1,867 1,672 40 32 
Total unfunded lending commitments$762,491 $729,602 $119 $114 
__________
(1)Includes $9.9 billion and $7.8 billion of advised lines of credit as of June 30, 2026 and December 31, 2025, respectively.
(2)These financial guarantees have expiration dates that range from 2026 to 2030 as of June 30, 2026.