The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 16,716 32 SH SOLE 0 0 32
ISHARES TR CORE S&P MCP ETF 464287507 105,657 1,370 SH SOLE 0 0 1,370
ISHARES TR S&P MC 400GR ETF 464287606 191,758 1,632 SH SOLE 0 0 1,632
ISHARES TR CORE S&P SCP ETF 464287804 429,738 2,898 SH SOLE 0 0 2,898
ISHARES TR S&P 500 VAL ETF 464287408 2,952 13 SH SOLE 0 0 13
ISHARES TR CORE S&P500 ETF 464287200 868,615 1,160 SH SOLE 0 0 1,160
ISHARES TR S&P 500 GRWT ETF 464287309 859,318 6,248 SH SOLE 0 0 6,248
ISHARES TR RUSSELL 2000 ETF 464287655 46,269 154 SH SOLE 0 0 154
ISHARES TR CORE S&P US GWT 464287671 4,725 25 SH SOLE 0 0 25
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,119,584 1,499 SH SOLE 0 0 1,499
AMAZON COM INC COM 023135106 167,315 702 SH SOLE 0 0 702
BRISTOL-MYERS SQUIBB CO COM 110122108 8,643 150 SH SOLE 0 0 150
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 15,012 30 SH SOLE 0 0 30
EMERSON ELEC CO COM 291011104 22,331 156 SH SOLE 0 0 156
BOEING CO COM 097023105 649 3 SH SOLE 0 0 3
IMAX CORP COM 45245E109 1,794 45 SH SOLE 0 0 45
EVERSOURCE ENERGY COM 30040W108 11,202 155 SH SOLE 0 0 155
PERRIGO CO PLC SHS G97822103 520 50 SH SOLE 0 0 50
INVESCO QQQ TR UNIT SER 1 46090E103 145,199 197 SH SOLE 0 0 197
ABBOTT LABORATORIES COM 002824100 12,177 134 SH SOLE 0 0 134
ADVANCED MICRO DEVICES INC COM 007903107 235,269 405 SH SOLE 0 0 405
INTEL CORP COM 458140100 419 3 SH SOLE 0 0 3
ILLINOIS TOOL WKS INC COM 452308109 25,154 93 SH SOLE 0 0 93
QUALCOMM INC COM 747525103 1,315 7 SH SOLE 0 0 7
DISNEY WALT CO COM 254687106 29,344 305 SH SOLE 0 0 305
HONEYWELL INTL INC COM 438516205 22,838 102 SH SOLE 0 0 102
SHERWIN WILLIAMS CO COM 824348106 26,513 77 SH SOLE 0 0 77
JOHNSON & JOHNSON COM 478160104 88,403 348 SH SOLE 0 0 348
PFIZER INC COM 717081103 2,167 90 SH SOLE 0 0 90
LOWES COS INC COM 548661107 23,151 105 SH SOLE 0 0 105
ISHARES TR MSCI EAFE ETF 464287465 93,740 902 SH SOLE 0 0 902
CHEVRON CORPORATION COM 166764100 21,599 130 SH SOLE 0 0 130
MICROSOFT CORP COM 594918104 237,205 636 SH SOLE 0 0 636
PRUDENTIAL FINL INC COM 744320102 8,095 75 SH SOLE 0 0 75
COCA COLA CO COM 191216100 37,759 465 SH SOLE 0 0 465
PEPSICO INC COM 713448108 11,330 84 SH SOLE 0 0 84
STRYKER CORPORATION COM 863667101 331,311 1,052 SH SOLE 0 0 1,052
ISHARES TR RUS MD CP GR ETF 464287481 709,237 4,844 SH SOLE 0 0 4,844
ISHARES TR RUS MDCP VAL ETF 464287473 150,258 913 SH SOLE 0 0 913
ISHARES TR U.S. TECH ETF 464287721 284,705 1,129 SH SOLE 0 0 1,129
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 15,645 295 SH SOLE 0 0 295
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 23,757 100 SH SOLE 0 0 100
SCHWAB CHARLES CORP COM 808513105 93 1 SH SOLE 0 0 1
DEERE & CO COM 244199105 67,239 106 SH SOLE 0 0 106
ANALOG DEVICES INC COM 032654105 41,703 105 SH SOLE 0 0 105
EXXON MOBIL CORP COM 30231G102 30,762 225 SH SOLE 0 0 225
AFLAC INC COM 001055102 19,581 167 SH SOLE 0 0 167
WALMART INC COM 931142103 102,274 903 SH SOLE 0 0 903
UNION PAC CORP COM 907818108 64,464 237 SH SOLE 0 0 237
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 11,939 25 SH SOLE 0 0 25
TARGET CORP COM 87612E106 270 2 SH SOLE 0 0 2
COSTCO WHOLESALE CORPORATION COM 22160K105 241,333 258 SH SOLE 0 0 258
ELI LILLY & CO COM 532457108 283,632 236 SH SOLE 0 0 236
MERCK & CO INC COM 58933Y105 47,931 373 SH SOLE 0 0 373
MICRON TECHNOLOGY INC COM 595112103 449,019 389 SH SOLE 0 0 389
NOVARTIS AG SPONSORED ADR 66987V109 15,672 100 SH SOLE 0 0 100
FIFTH THIRD BANCORP COM 316773100 50,104 889 SH SOLE 0 0 889
PROCTER & GAMBLE CO COM 742718109 51,031 348 SH SOLE 0 0 348
HOME DEPOT INC COM 437076102 15,923 45 SH SOLE 0 0 45
JPMORGAN CHASE & CO COM 46625H100 106,504 325 SH SOLE 0 0 325
TJX COS INC NEW COM 872540109 74,318 491 SH SOLE 0 0 491
BOOKING HOLDINGS INC COM 09857L108 57,928 325 SH SOLE 0 0 325
FISERV INC COM 337738108 11,968 244 SH SOLE 0 0 244
SOUTHWEST AIRLS CO COM 844741108 1,096 21 SH SOLE 0 0 21
VANGUARD INDEX FDS TOTAL STK MKT 922908769 463,289 1,252 SH SOLE 0 0 1,252
WASTE MGMT INC DEL COM 94106L109 80,905 363 SH SOLE 0 0 363
NORFOLK SOUTHN CORP COM 655844108 24,021 76 SH SOLE 0 0 76
HUNTINGTON BANCSHARES INC COM 446150104 45,034 2,540 SH SOLE 0 0 2,540
FIRSTENERGY CORP COM 337932107 25,839 544 SH SOLE 0 0 544
NEXTERA ENERGY INC COM 65339F101 54,242 618 SH SOLE 0 0 618
DUKE ENERGY CORP NEW COM NEW 26441C204 46,860 370 SH SOLE 0 0 370
CONOCOPHILLIPS COM 20825C104 14,762 142 SH SOLE 0 0 142
CSX CORP COM 126408103 33,841 712 SH SOLE 0 0 712
APPLE INC COM 037833100 253,579 876 SH SOLE 0 0 876
LAM RESEARCH CORP COM NEW 512807306 164,665 380 SH SOLE 0 0 380
RPM INTL INC COM 749685103 13,894 125 SH SOLE 0 0 125
AMERICAN WTR WKS CO INC NEW COM 030420103 39,474 300 SH SOLE 0 0 300
CATERPILLAR INC COM 149123101 133,599 125 SH SOLE 0 0 125
KINDER MORGAN INC DEL COM 49456B101 22,624 708 SH SOLE 0 0 708
DTE ENERGY CO COM 233331107 375,897 2,467 SH SOLE 0 0 2,467
SIX FLAGS ENTERTAINMENT CORP COM 83001C108 10,650 500 SH SOLE 0 0 500
ROSS STORES INC COM 778296103 25,542 120 SH SOLE 0 0 120
ECOLAB INC COM 278865100 33,155 119 SH SOLE 0 0 119
ISHARES TR S&P 100 ETF 464287101 81,086 222 SH SOLE 0 0 222
VERISIGN INC COM 92343E102 12,578 50 SH SOLE 0 0 50
EDWARDS LIFESCIENCES CORP COM 28176E108 26,233 290 SH SOLE 0 0 290
PUBLIC SVC ENTERPRISE GROUP COM 744573106 16,313 201 SH SOLE 0 0 201
GENERAL DYNAMICS CORP COM 369550108 19,837 56 SH SOLE 0 0 56
EOG RES INC COM 26875P101 13,232 102 SH SOLE 0 0 102
KLA CORP COM NEW 482480100 93,530 310 SH SOLE 0 0 310
OREILLY AUTOMOTIVE INC COM 67103H107 22,102 240 SH SOLE 0 0 240
GENTEX CORP COM 371901109 23,570 933 SH SOLE 0 0 933
ISHARES TR CORE US AGGBD ET 464287226 172,342 1,741 SH SOLE 0 0 1,741
CARNIVAL CORP LTD COMMON SHARES G2004J103 3,331 117 SH SOLE 0 0 117
ILLUMINA INC COM 452327109 12,660 72 SH SOLE 0 0 72
DOLLAR GEN CORP COM 256677105 9,554 83 SH SOLE 0 0 83
CONSOLIDATED EDISON INC COM 209115104 131,113 1,185 SH SOLE 0 0 1,185
NVIDIA CORPORATION COM 67066G104 1,264,567 6,320 SH SOLE 0 0 6,320
VERTEX PHARMACEUTICALS INC COM 92532F100 50,170 101 SH SOLE 0 0 101
AMERICAN ELEC PWR CO INC COM 025537101 47,199 345 SH SOLE 0 0 345
L3HARRIS TECHNOLOGIES INC COM 502431109 24,700 85 SH SOLE 0 0 85
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 8,637 223 SH SOLE 0 0 223
ALPHABET INC CAP STK CL A 02079K305 197,837 554 SH SOLE 0 0 554
SPDR GOLD TR GOLD SHS 78463V107 7,368 20 SH SOLE 0 0 20
MARVELL TECHNOLOGY INC COM 573874104 82,574 277 SH SOLE 0 0 277
WEC ENERGY GROUP INC COM 92939U106 15,881 136 SH SOLE 0 0 136
VANGUARD INDEX FDS VALUE ETF 922908744 3,053,602 14,012 SH SOLE 0 0 14,012
VANGUARD INDEX FDS MID CAP ETF 922908629 258,797 3,212 SH SOLE 0 0 3,212
INTUITIVE SURGICAL INC COM NEW 46120E602 41,359 104 SH SOLE 0 0 104
BLACKROCK INC COM 09290D101 10,577 11 SH SOLE 0 0 11
VANGUARD INDEX FDS SMALL CP ETF 922908751 30,566 101 SH SOLE 0 0 101
VANGUARD INDEX FDS GROWTH ETF 922908736 613,115 7,118 SH SOLE 0 0 7,118
KOREA ELEC PWR CORP SPONSORED ADR 500631106 3,630 300 SH SOLE 0 0 300
CENTENE CORP DEL COM 15135B101 13,801 215 SH SOLE 0 0 215
ISHARES GOLD TR ISHARES NEW 464285204 3,345,622 44,307 SH SOLE 0 0 44,307
FIDELITY NATL INFORMATION SV COM 31620M106 11,159 287 SH SOLE 0 0 287
ISHARES TR EAFE VALUE ETF 464288877 1,054,296 13,773 SH SOLE 0 0 13,773
ISHARES TR EAFE GRWTH ETF 464288885 2,300,153 18,487 SH SOLE 0 0 18,487
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 67,344 1,398 SH SOLE 0 0 1,398
ROYAL BK CDA COM 780087102 51,743 250 SH SOLE 0 0 250
ROPER TECHNOLOGIES INC COM 776696106 12,182 36 SH SOLE 0 0 36
VANGUARD WORLD FD INF TECH ETF 92204A702 12,447 104 SH SOLE 0 0 104
ISHARES SILVER TR ISHARES 46428Q109 10,694 200 SH SOLE 0 0 200
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 26,802 303 SH SOLE 0 0 303
PROSHARES TR PSHS ULT S&P 500 74347R107 5,017 74 SH SOLE 0 0 74
WISDOMTREE TR US MIDCAP DIVID 97717W505 232,279 4,110 SH SOLE 0 0 4,110
MARTIN MARIETTA MATLS INC COM 573284106 47,528 82 SH SOLE 0 0 82
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 85,361 432 SH SOLE 0 0 432
ISHARES TR 10-20 YR TRS ETF 464288653 285,136 2,841 SH SOLE 0 0 2,841
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 3,011,864 58,167 SH SOLE 0 0 58,167
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 842,167 20,707 SH SOLE 0 0 20,707
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,750,448 24,568 SH SOLE 0 0 24,568
ISHARES TR NATIONAL MUN ETF 464288414 4,240 39 SH SOLE 0 0 39
MSCI INC COM 55354G100 14,561 26 SH SOLE 0 0 26
VISA INC COM CL A 92826C839 42,543 124 SH SOLE 0 0 124
SUPER MICRO COMPUTER INC COM NEW 86800U302 2,346 80 SH SOLE 0 0 80
ISHARES TR CORE 60 BALA ETF 464289867 27,800 400 SH SOLE 0 0 400
BROADCOM INC COM 11135F101 358,140 948 SH SOLE 0 0 948
VERISK ANALYTICS INC COM 92345Y106 11,131 62 SH SOLE 0 0 62
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,010,520 103,954 SH SOLE 0 0 103,954
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,815 174 SH SOLE 0 0 174
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,653 212 SH SOLE 0 0 212
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 58,867,083 1,739,571 SH SOLE 0 0 1,739,571
SPDR SERIES TRUST ST STR BACKE ETF 78464A383 5,983,161 268,183 SH SOLE 0 0 268,183
TESLA INC COM 88160R101 11,356 27 SH SOLE 0 0 27
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,219,791 1,776 SH SOLE 0 0 1,776
ISHARES TR 0-5 YR TIPS ETF 46429B747 939,305 9,194 SH SOLE 0 0 9,194
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,284 54 SH SOLE 0 0 54
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 865,398 23,472 SH SOLE 0 0 23,472
VANGUARD STAR FDS VG TL INTL STK F 921909768 358,558 4,194 SH SOLE 0 0 4,194
MARATHON PETE CORP COM 56585A102 14,062 55 SH SOLE 0 0 55
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 316,476 13,682 SH SOLE 0 0 13,682
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 254,126 8,014 SH SOLE 0 0 8,014
PHILLIPS 66 COM 718546104 19,272 114 SH SOLE 0 0 114
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 9,525 264 SH SOLE 0 0 264
ISHARES TR US TREAS BD ETF 46429B267 11,708,309 513,973 SH SOLE 0 0 513,973
META PLATFORMS INC CL A 30303M102 565 1 SH SOLE 0 0 1
SPDR INDEX SHS FDS ST STR MSCI GLB 78463X475 19,974 233 SH SOLE 0 0 233
ISHARES INC CORE MSCI EMKT 46434G103 6,638,908 80,141 SH SOLE 0 0 80,141
ISHARES TR CORE MSCI EAFE 46432F842 22,696 235 SH SOLE 0 0 235
ISHARES TR CORE 1 5 YR USD 46432F859 75,055 1,556 SH SOLE 0 0 1,556
IQVIA HLDGS INC COM 46266C105 9,468 49 SH SOLE 0 0 49
ISHARES TR MSCI USA MMENTM 46432F396 8,382,297 24,450 SH SOLE 0 0 24,450
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 5,209,788 107,574 SH SOLE 0 0 107,574
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 8,143 214 SH SOLE 0 0 214
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 19,710 634 SH SOLE 0 0 634
ISHARES TR MSCI USA QLT FCT 46432F339 1,660,872 7,569 SH SOLE 0 0 7,569
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 860 3 SH SOLE 0 0 3
ALPHABET INC CAP STK CL C 02079K107 155,777 441 SH SOLE 0 0 441
HUBSPOT INC COM 443573100 282 2 SH SOLE 0 0 2
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664 20,294 193 SH SOLE 0 0 193
UBS GROUP AG SHS H42097107 198 4 SH SOLE 0 0 4
PACER FDS TR TRENDPILOT 100 69374H303 76,062 858 SH SOLE 0 0 858
ISHARES TR CONV BD ETF 46435G102 395,850 3,252 SH SOLE 0 0 3,252
ISHARES TR SYSTEMATIC BD ET 46435U796 2,515,604 28,356 SH SOLE 0 0 28,356
ELECTRA BATTERY MATERIALS CO COM 28474P706 438 725 SH SOLE 0 0 725
ISHARES TR ESG AWRE 1 5 YR 46435G243 489,292 19,579 SH SOLE 0 0 19,579
ISHARES TR ESG AWRE USD ETF 46435G193 244,103 10,544 SH SOLE 0 0 10,544
ISHARES TR HIGH YLD SYSTM B 46435G250 8,172 175 SH SOLE 0 0 175
ISHARES INC MSCI EMRG CHN 46434G764 463,874 4,534 SH SOLE 0 0 4,534
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535 6,067,514 119,864 SH SOLE 0 0 119,864
ISHARES TR US INFRASTRUC 46435U713 134,964 2,141 SH SOLE 0 0 2,141
AMERICAN BITCOIN CORP. COM CL A 02462A104 35 51 SH SOLE 0 0 51
LINDE PLC SHS G54950103 14,530 28 SH SOLE 0 0 28
TIMOTHY PLAN US LRGMD CP CORE 887432359 145,519 2,890 SH SOLE 0 0 2,890
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 23,514,576 345,752 SH SOLE 0 0 345,752
TIMOTHY PLAN U S SM CP CORE 887432342 90,641 1,889 SH SOLE 0 0 1,889
BUMBLE INC COM CL A 12047B105 3 1 SH SOLE 0 0 1
AGILON HEALTH INC COM NEW 00857U206 11,683 109 SH SOLE 0 0 109
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 10,522,415 206,524 SH SOLE 0 0 206,524
DT MIDSTREAM INC COMMON STOCK 23345M107 231,262 1,576 SH SOLE 0 0 1,576
CREDO TECHNOLOGY GROUP HOLDI ORDINARY SHARES G25457105 84,848 312 SH SOLE 0 0 312
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 6,442,633 149,446 SH SOLE 0 0 149,446
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 4,307,091 82,291 SH SOLE 0 0 82,291
J P MORGAN EXCHANGE TRADED F U S TEC LEA ETF 46654Q732 892 8 SH SOLE 0 0 8
GLOBAL X FDS DEFENSE TECH ETF 37960A529 7,628,451 127,758 SH SOLE 0 0 127,758
ARK 21SHARES BITCOIN ETF SHS BEN INT 040919102 3,211 165 SH SOLE 0 0 165
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 11,086 333 SH SOLE 0 0 333
REDDIT INC CL A 75734B100 2,951 17 SH SOLE 0 0 17
GRAIL INC COM 384747101 819 12 SH SOLE 0 0 12
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 12,356,479 234,379 SH SOLE 0 0 234,379
BLACKROCK ETF TRUST ISHARES INTL DIV 09290C848 1,425,769 47,494 SH SOLE 0 0 47,494
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 27,267,512 745,014 SH SOLE 0 0 745,014
COREWEAVE INC COM CL A 21873S108 1,194 12 SH SOLE 0 0 12
CALAMOS ETF TR AUTOC INCOM ETF 12811T571 90,092 3,311 SH SOLE 0 0 3,311
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103 4,519 51 SH SOLE 0 0 51
EA SERIES TRUST ALPHA ARCHITECT 02072Q358 351,322 6,605 SH SOLE 0 0 6,605
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 5,445,399 194,132 SH SOLE 0 0 194,132
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 9,397 55 SH SOLE 0 0 55
HONEYWELL AEROSPACE INC COM 43849R105 22,550 102 SH SOLE 0 0 102