The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 28,458,606 399,419 SH SOLE 399,419 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,009,471 150,938 SH SOLE 150,938 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,655,822 34,088 SH SOLE 34,088 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,096,925 26,533 SH SOLE 26,533 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 41,537,096 565,823 SH SOLE 565,823 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,969,091 164,549 SH SOLE 164,549 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 68,911,812 186,228 SH SOLE 186,228 0 0
APPLE INC COM 037833100 855,574 2,957 SH SOLE 2,957 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 828,748 20,610 SH SOLE 20,610 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2,217,426 53,756 SH SOLE 53,756 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 6,652,126 128,693 SH SOLE 128,693 0 0
ISHARES TR CORE S&P MCP ETF 464287507 447,860 5,808 SH SOLE 5,808 0 0
ISHARES TR CORE S&P SCP ETF 464287804 432,462 2,916 SH SOLE 2,916 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 670,663 4,876 SH SOLE 4,876 0 0
ISHARES TR S&P 500 VAL ETF 464287408 428,903 1,889 SH SOLE 1,889 0 0
ORACLE CORP COM 68389X105 484,201 3,304 SH SOLE 3,304 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,500,375 18,622 SH SOLE 18,622 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 15,519,761 306,836 SH SOLE 306,836 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 693,693 21,876 SH SOLE 21,876 0 0
MICROSOFT CORP COM 594918104 2,040,748 5,471 SH SOLE 5,471 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 252,944 6,789 SH SOLE 6,789 0 0
AMAZON COM INC COM 023135106 281,241 1,180 SH SOLE 1,180 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 582,122 4,599 SH SOLE 4,599 0 0
GE AEROSPACE COM NEW 369604301 361,023 966 SH SOLE 966 0 0
GE VERNOVA INC COM 36828A101 511,282 435 SH SOLE 435 0 0
MCDONALDS CORP COM 580135101 288,961 1,069 SH SOLE 1,069 0 0
NVIDIA CORPORATION COM 67066G104 375,569 1,877 SH SOLE 1,877 0 0
SOUTHERN CO COM 842587107 399,934 4,179 SH SOLE 4,179 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,353,875 50,544 SH SOLE 50,544 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,831,526 2,667 SH SOLE 2,667 0 0
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 3,427,630 45,291 SH SOLE 45,291 0 0
COCA COLA CO COM 191216100 644,257 7,876 SH SOLE 7,876 0 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 2,774,116 62,536 SH SOLE 62,536 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 419,703 1,774 SH SOLE 1,774 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,228,680 23,076 SH SOLE 23,076 0 0
ISHARES TR CORE S&P TTL STK 464287150 13,296,145 80,941 SH SOLE 80,941 0 0
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,088,204 21,016 SH SOLE 21,016 0 0
ISHARES TR NATIONAL MUN ETF 464288414 6,131,865 56,977 SH SOLE 56,977 0 0
MASTERCARD INCORPORATED CL A 57636Q104 380,578 741 SH SOLE 741 0 0
VISA INC COM CL A 92826C839 1,763,826 5,141 SH SOLE 5,141 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 1,500,501 12,554 SH SOLE 12,554 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 300,634 10,381 SH SOLE 10,381 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 317,099 6,572 SH SOLE 6,572 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 490,916 4,999 SH SOLE 4,999 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 424,241 4,962 SH SOLE 4,962 0 0
JOHNSON & JOHNSON COM 478160104 300,042 1,181 SH SOLE 1,181 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 414,823 829 SH SOLE 829 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 402,941 2,448 SH SOLE 2,448 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,985,342 9,110 SH SOLE 9,110 0 0
COHERENT CORP COM 19247G107 586,182 1,486 SH SOLE 1,486 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 400,381 4,263 SH SOLE 4,263 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 257,870 917 SH SOLE 917 0 0
TESLA INC COM 88160R101 278,858 663 SH SOLE 663 0 0
ALBEMARLE CORP COM 012653101 1,348,526 9,957 SH SOLE 9,957 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 234,316 4,338 SH SOLE 4,338 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 532,660 14,459 SH SOLE 14,459 0 0
ISHARES TR CORE S&P500 ETF 464287200 242,038 323 SH SOLE 323 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,165,865 1,557 SH SOLE 1,557 0 0
ALPHABET INC CAP STK CL C 02079K107 219,065 620 SH SOLE 620 0 0
ETF SER SOLUTIONS DEFIA QUANT ETF 26922A420 226,663 1,371 SH SOLE 1,371 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 418,806 2,593 SH SOLE 2,593 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 219,527 311 SH SOLE 311 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 229,822 312 SH SOLE 312 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 233,907 1,480 SH SOLE 1,480 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 393,674 6,880 SH SOLE 6,880 0 0
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100 206,555 1,886 SH SOLE 1,886 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 561,590 5,822 SH SOLE 5,822 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 339,162 6,005 SH SOLE 6,005 0 0
PACER FDS TR US CASH COWS 100 69374H881 371,085 5,966 SH SOLE 5,966 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 262,187 1,983 SH SOLE 1,983 0 0