The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 840,943 3,342 SH SOLE 0 0 3,342
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,688,029 13,565 SH SOLE 0 0 13,565
AGILON HEALTH INC COM NEW 00857U206 847,044 7,903 SH SOLE 0 0 7,903
ALPHABET INC CAP STK CL C 02079K107 356,510 1,009 SH SOLE 0 0 1,009
ALPHABET INC CAP STK CL A 02079K305 27,681,986 77,460 SH SOLE 0 0 77,460
ALTRIA GROUP INC COM 02209S103 253,480 3,523 SH SOLE 0 0 3,523
AMAZON COM INC COM 023135106 1,741,550 7,307 SH SOLE 0 0 7,307
AMERICAN EXPRESS CO COM 025816109 270,938 801 SH SOLE 0 0 801
AMGEN INC COM 031162100 233,205 644 SH SOLE 0 0 644
APPLE INC COM 037833100 29,535,314 102,071 SH SOLE 0 0 102,071
APPLE INC COM 037833100 2,840 13 SH Put SOLE 0 0 13
BANK OF NY MELLON CORP COM 064058100 207,082 1,432 SH SOLE 0 0 1,432
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,584,735 3,167 SH SOLE 0 0 3,167
BLACKROCK ETF TRUST II ISHAR INTER ETF 092528207 517,422 21,337 SH SOLE 0 0 21,337
BROADCOM INC COM 11135F101 414,014 1,096 SH SOLE 0 0 1,096
CANADIAN NATL RY CO COM 136375102 1,087,588 9,121 SH SOLE 0 0 9,121
CATERPILLAR INC COM 149123101 40,323,098 37,866 SH SOLE 0 0 37,866
CENCORA INC COM 03073E105 1,044,479 3,691 SH SOLE 0 0 3,691
CENCORA INC COM 03073E105 12,530 4 SH Put SOLE 0 0 4
CHEVRON CORPORATION COM 166764100 293,518 1,773 SH SOLE 0 0 1,773
CHUBB LIMITED COM H1467J104 344,147 1,010 SH SOLE 0 0 1,010
CHURCH & DWIGHT CO INC COM 171340102 329,489 3,401 SH SOLE 0 0 3,401
CISCO SYS INC COM 17275R102 387,501 3,299 SH SOLE 0 0 3,299
COCA COLA CO COM 191216100 6,464,135 79,539 SH SOLE 0 0 79,539
CORNING INC COM 219350105 249,555 977 SH SOLE 0 0 977
CORTEVA INC COM 22052L104 321,060 3,791 SH SOLE 0 0 3,791
COSTCO WHOLESALE CORPORATION COM 22160K105 221,706 237 SH SOLE 0 0 237
CUMMINS INC COM 231021106 14,330,139 20,092 SH SOLE 0 0 20,092
DANAHER CORP DEL COM 235851102 265,720 1,395 SH SOLE 0 0 1,395
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 3,156,947 71,167 SH SOLE 0 0 71,167
DISNEY WALT CO COM 254687106 1,831,638 19,030 SH SOLE 0 0 19,030
DOVER CORP COM 260003108 224,056 999 SH SOLE 0 0 999
ELI LILLY & CO COM 532457108 1,217,495 1,015 SH SOLE 0 0 1,015
EXXON MOBIL CORP COM 30231G102 779,476 5,701 SH SOLE 0 0 5,701
FIFTH THIRD BANCORP COM 316773100 701,356 12,442 SH SOLE 0 0 12,442
FULTON FINL CORP PA COM 360271100 216,815 8,963 SH SOLE 0 0 8,963
GENERAL DYNAMICS CORP COM 369550108 422,608 1,193 SH SOLE 0 0 1,193
GILEAD SCIENCES INC COM 375558103 283,633 2,245 SH SOLE 0 0 2,245
GOLDMAN SACHS GROUP INC COM 38141G104 23,041,522 22,782 SH SOLE 0 0 22,782
HERSHEY CO COM 427866108 466,872 2,661 SH SOLE 0 0 2,661
HIGHLANDER SILVER CORP COM 43087N204 46,600 10,000 SH SOLE 0 0 10,000
INTEL CORP COM 458140100 628,056 4,498 SH SOLE 0 0 4,498
INTEL CORP PUT 458140950 27,920 15 SH Put SOLE 0 0 15
INTERNATIONAL BUSINESS MACHS COM 459200101 440,094 1,565 SH SOLE 0 0 1,565
INTUITIVE SURGICAL INC COM NEW 46120E602 818,425 2,058 SH SOLE 0 0 2,058
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,678,330 7,888 SH SOLE 0 0 7,888
INVESCO QQQ TR UNIT SER 1 46090E103 530,944 721 SH SOLE 0 0 721
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 344,119 10,337 SH SOLE 0 0 10,337
ISHARES GOLD TR ISHARES NEW 464285204 1,175,917 15,573 SH SOLE 0 0 15,573
ISHARES INC EM MKTS DIV ETF 464286319 1,412,351 43,821 SH SOLE 0 0 43,821
ISHARES INC CORE MSCI EMKT 46434G103 1,607,593 19,406 SH SOLE 0 0 19,406
ISHARES SILVER TR ISHARES 46428Q109 264,783 4,952 SH SOLE 0 0 4,952
ISHARES TR TIPS BD ETF 464287176 709,763 6,486 SH SOLE 0 0 6,486
ISHARES TR CORE S&P500 ETF 464287200 42,033,768 56,128 SH SOLE 0 0 56,128
ISHARES TR CORE US AGGBD ET 464287226 6,190,737 62,545 SH SOLE 0 0 62,545
ISHARES TR CORE S&P MCP ETF 464287507 2,178,743 28,255 SH SOLE 0 0 28,255
ISHARES TR RUS 1000 VAL ETF 464287598 3,736,574 15,413 SH SOLE 0 0 15,413
ISHARES TR RUS 1000 GRW ETF 464287614 4,739,321 38,168 SH SOLE 0 0 38,168
ISHARES TR RUSSELL 2000 ETF 464287655 464,796 1,547 SH SOLE 0 0 1,547
ISHARES TR CORE S&P SCP ETF 464287804 2,940,839 19,829 SH SOLE 0 0 19,829
ISHARES TR SP SMCP600VL ETF 464287879 305,480 2,235 SH SOLE 0 0 2,235
ISHARES TR MSCI ACWI EX US 464288240 21,630,158 284,196 SH SOLE 0 0 284,196
ISHARES TR MSCI ACWI ETF 464288257 6,237,557 39,737 SH SOLE 0 0 39,737
ISHARES TR NATIONAL MUN ETF 464288414 347,075 3,225 SH SOLE 0 0 3,225
ISHARES TR INTL SEL DIV ETF 464288448 2,977,118 71,859 SH SOLE 0 0 71,859
ISHARES TR INTRM GOV CR ETF 464288612 4,328,039 40,794 SH SOLE 0 0 40,794
ISHARES TR RUS TP200 GR ETF 464289438 17,255,272 59,374 SH SOLE 0 0 59,374
ISHARES TR IBONDS DEC 2029 46436E163 489,138 19,265 SH SOLE 0 0 19,265
ISHARES TR IBONDS DEC 29 46436E205 293,507 12,673 SH SOLE 0 0 12,673
ISHARES TR CORE HIGH DV ETF 46429B663 23,597,379 860,904 SH SOLE 0 0 860,904
ISHARES TR 0-5 YR TIPS ETF 46429B747 263,164 2,576 SH SOLE 0 0 2,576
ISHARES TR CORE UNIVRSL USD 46434V613 574,521 12,449 SH SOLE 0 0 12,449
ISHARES TR CORE DIV GRWTH 46434V621 20,014,699 264,081 SH SOLE 0 0 264,081
ISHARES TR GLOBAL REIT ETF 46434V647 1,007,274 36,469 SH SOLE 0 0 36,469
ISHARES TR ULTRA SHORT DUR 46434V878 1,670,961 33,036 SH SOLE 0 0 33,036
ISHARES TR CORE MSCI INTL 46435G326 1,986,169 22,314 SH SOLE 0 0 22,314
ISHARES TR IBONDS DEC2026 46435GAA0 849,019 35,040 SH SOLE 0 0 35,040
ISHARES TR IBONDS DEC 26 46435U259 2,311,788 90,163 SH SOLE 0 0 90,163
ISHARES TR IBONDS DEC 27 46435U283 2,537,475 99,822 SH SOLE 0 0 99,822
ISHARES TR IBONDS DEC 28 46435U325 2,599,388 101,618 SH SOLE 0 0 101,618
ISHARES TR IBDS DEC28 ETF 46435U515 553,430 21,918 SH SOLE 0 0 21,918
ISHARES TR IBONDS 27 ETF 46435UAA9 636,138 26,265 SH SOLE 0 0 26,265
ISHARES TR ESG EAFE ETF 46436E759 2,947,718 34,843 SH SOLE 0 0 34,843
ISHARES TR ESG MSCI USA ETF 46436E767 4,738,226 68,225 SH SOLE 0 0 68,225
ISHARES TR IBONDS 29 TRM TS 46436E825 398,966 18,428 SH SOLE 0 0 18,428
ISHARES TR IBONDS 28 TRM TS 46436E833 905,437 40,896 SH SOLE 0 0 40,896
ISHARES TR IBONDS 27 TRM TS 46436E841 256,808 11,480 SH SOLE 0 0 11,480
ISHARES U S ETF TR SHOR DURA BD ETF 46431W507 1,977,361 39,032 SH SOLE 0 0 39,032
JOHNSON & JOHNSON COM 478160104 7,054,744 27,778 SH SOLE 0 0 27,778
JPMORGAN CHASE & CO COM 46625H100 666,444 2,036 SH SOLE 0 0 2,036
KLA CORP COM NEW 482480100 565,438 1,874 SH SOLE 0 0 1,874
LAM RESEARCH CORP COM NEW 512807306 523,463 1,208 SH SOLE 0 0 1,208
LAM RESEARCH CORP PUT 512807956 28,491 3 SH Put SOLE 0 0 3
LOWES COS INC COM 548661107 3,507,777 15,909 SH SOLE 0 0 15,909
MASTERCARD INCORPORATED CL A 57636Q104 1,125,811 2,192 SH SOLE 0 0 2,192
MCDONALDS CORP COM 580135101 12,116,127 44,823 SH SOLE 0 0 44,823
MERCK & CO INC COM 58933Y105 324,720 2,527 SH SOLE 0 0 2,527
META PLATFORMS INC CL A 30303M102 578,097 1,026 SH SOLE 0 0 1,026
MICRON TECHNOLOGY INC COM 595112103 746,826 647 SH SOLE 0 0 647
MICROSOFT CORP COM 594918104 9,671,752 25,928 SH SOLE 0 0 25,928
NETFLIX INC. COM 64110L106 354,073 4,959 SH SOLE 0 0 4,959
NETFLIX INC. COM 64110L106 29,200 10 SH Put SOLE 0 0 10
NOVARTIS AG SPONSORED ADR 66987V109 200,288 1,278 SH SOLE 0 0 1,278
NOVO-NORDISK A S ADR 670100205 2,764,700 57,670 SH SOLE 0 0 57,670
NVIDIA CORPORATION COM 67066G104 2,365,464 11,822 SH SOLE 0 0 11,822
NVIDIA CORPORATION PUT 67066G954 11,950 10 SH Put SOLE 0 0 10
NVR INC COM 62944T105 252,096 37 SH SOLE 0 0 37
PACKAGING CORP AMER COM 695156109 1,170,431 4,912 SH SOLE 0 0 4,912
PEPSICO INC COM 713448108 405,658 2,996 SH SOLE 0 0 2,996
PROCTER & GAMBLE CO COM 742718109 5,115,370 34,884 SH SOLE 0 0 34,884
QUEST DIAGNOSTICS INC COM 74834L100 6,264,606 29,557 SH SOLE 0 0 29,557
RTX CORPORATION COM 75513E101 202,252 1,066 SH SOLE 0 0 1,066
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 325,205 337 SH SOLE 0 0 337
SMITH A O CORP COM 831865209 2,875,409 45,845 SH SOLE 0 0 45,845
SPDR GOLD TR GOLD SHS 78463V107 1,018,202 2,764 SH SOLE 0 0 2,764
STARBUCKS CORP COM 855244109 279,694 2,737 SH SOLE 0 0 2,737
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 560,826 751 SH SOLE 0 0 751
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 983,317 2,059 SH SOLE 0 0 2,059
TESLA INC COM 88160R101 208,197 495 SH SOLE 0 0 495
TEXAS INSTRS INC COM 882508104 231,898 778 SH SOLE 0 0 778
VANECK ETF TRUST MORTGAGE REIT 92189F452 134,918 13,023 SH SOLE 0 0 13,023
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 296,522 3,075 SH SOLE 0 0 3,075
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,065,433 3,098 SH SOLE 0 0 3,098
VANGUARD INDEX FDS SMALL CP ETF 922908751 846,311 2,792 SH SOLE 0 0 2,792
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 460,204 6,459 SH SOLE 0 0 6,459
VERIZON COMMUNICATIONS INC COM 92343V104 233,420 5,513 SH SOLE 0 0 5,513
VIZSLA SILVER CORP COM NEW 92859G608 66,000 20,000 SH SOLE 0 0 20,000
WALMART INC COM 931142103 17,498,683 154,500 SH SOLE 0 0 154,500
WASTE MGMT INC DEL COM 94106L109 15,925,125 71,452 SH SOLE 0 0 71,452
WW GRAINGER INC COM 384802104 214,943 158 SH SOLE 0 0 158