The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,509,734 6,000 SH SOLE 0 0 6,000
ADVANCED MICRO DEVICES INC COM 007903107 2,526,959 4,350 SH SOLE 0 0 4,350
AFLAC INC COM 001055102 1,490,372 12,711 SH SOLE 0 0 12,711
ALPHABET INC CAP STK CL A 02079K305 11,081,359 31,008 SH SOLE 0 0 31,008
ALPHABET INC CAP STK CL C 02079K107 2,906,846 8,227 SH SOLE 0 0 8,227
AMAZON COM INC COM 023135106 9,199,209 38,597 SH SOLE 0 0 38,597
AMERICAN CENTY ETF TR US SML CP VALU 025072877 10,842,203 86,904 SH SOLE 0 0 86,904
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 7,122,950 78,094 SH SOLE 0 0 78,094
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 22,553,479 233,739 SH SOLE 0 0 233,739
AMGEN INC COM 031162100 3,236,330 8,937 SH SOLE 0 0 8,937
APPLE INC COM 037833100 17,807,176 61,540 SH SOLE 0 0 61,540
APPLIED MATLS INC COM 038222105 8,631,937 11,939 SH SOLE 0 0 11,939
BANK OF AMER CORP COM 060505104 1,599,029 28,063 SH SOLE 0 0 28,063
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 227,677 455 SH SOLE 0 0 455
BLACKROCK INC COM 09290D101 955,018 993 SH SOLE 0 0 993
BRISTOL-MYERS SQUIBB CO COM 110122108 1,098,041 19,057 SH SOLE 0 0 19,057
BROADCOM INC COM 11135F101 12,112,235 32,064 SH SOLE 0 0 32,064
CADENCE DESIGN SYSTEM INC COM 127387108 2,474,860 6,594 SH SOLE 0 0 6,594
CATERPILLAR INC COM 149123101 8,617,329 8,092 SH SOLE 0 0 8,092
CHEVRON CORPORATION COM 166764100 3,073,314 18,541 SH SOLE 0 0 18,541
CHUBB LIMITED COM H1467J104 2,813,508 8,257 SH SOLE 0 0 8,257
CISCO SYS INC COM 17275R102 4,119,526 35,072 SH SOLE 0 0 35,072
CITIGROUP INC COM NEW 172967424 1,682,366 12,020 SH SOLE 0 0 12,020
COCA COLA CO COM 191216100 5,009,563 61,641 SH SOLE 0 0 61,641
COLGATE PALMOLIVE CO COM 194162103 1,785,768 19,478 SH SOLE 0 0 19,478
COMCAST CORP NEW CL A 20030N101 774,420 31,545 SH SOLE 0 0 31,545
CONOCOPHILLIPS COM 20825C104 3,814,364 36,691 SH SOLE 0 0 36,691
COSTCO WHOLESALE CORPORATION COM 22160K105 2,452,162 2,621 SH SOLE 0 0 2,621
CVS HEALTH CORP COM 126650100 4,571,473 44,190 SH SOLE 0 0 44,190
DARDEN RESTAURANTS INC COM 237194105 1,082,681 5,255 SH SOLE 0 0 5,255
DEVON ENERGY CORP NEW COM 25179M103 1,113,589 26,950 SH SOLE 0 0 26,950
DISNEY WALT CO COM 254687106 2,851,413 29,625 SH SOLE 0 0 29,625
DOMINION ENERGY INC COM 25746U109 1,616,334 23,669 SH SOLE 0 0 23,669
DUKE ENERGY CORP NEW COM NEW 26441C204 1,655,701 13,080 SH SOLE 0 0 13,080
EATON CORP PLC SHS G29183103 4,118,476 9,665 SH SOLE 0 0 9,665
ELI LILLY & CO COM 532457108 3,828,588 3,192 SH SOLE 0 0 3,192
EXXON MOBIL CORP COM 30231G102 4,292,481 31,396 SH SOLE 0 0 31,396
GOLDMAN SACHS GROUP INC COM 38141G104 5,512,700 5,451 SH SOLE 0 0 5,451
HOME DEPOT INC COM 437076102 2,798,617 7,935 SH SOLE 0 0 7,935
ILLINOIS TOOL WKS INC COM 452308109 1,097,026 4,056 SH SOLE 0 0 4,056
INTEL CORP COM 458140100 1,812,677 12,982 SH SOLE 0 0 12,982
INTERNATIONAL BUSINESS MACHS COM 459200101 1,851,681 6,585 SH SOLE 0 0 6,585
INVESCO EXCH TRADED FD TR II S&P SMLCAP HIG 46138E131 2,456,692 173,987 SH SOLE 0 0 173,987
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 9,905,470 87,752 SH SOLE 0 0 87,752
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 200,323 1,760 SH SOLE 0 0 1,760
INVESCO QQQ TR UNIT SER 1 46090E103 978,676 1,329 SH SOLE 0 0 1,329
ISHARES INC ASIA/PAC DIV ETF 464286293 3,265,607 69,051 SH SOLE 0 0 69,051
ISHARES INC EM MKTS DIV ETF 464286319 3,227,442 100,138 SH SOLE 0 0 100,138
ISHARES TR MSCI USA MIN ETF 46429B697 257,452 2,669 SH SOLE 0 0 2,669
ISHARES TR ESG MSCI KLD ETF 464288570 284,068 1,995 SH SOLE 0 0 1,995
ISHARES TR INTL DIV GRWTH 46435G524 7,787,992 88,570 SH SOLE 0 0 88,570
ISHARES TR US TELECOM ETF 464287713 262,787 6,211 SH SOLE 0 0 6,211
ISHARES TR CORE DIV GRWTH 46434V621 5,609,929 74,019 SH SOLE 0 0 74,019
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 515,140 7,127 SH SOLE 0 0 7,127
JOHNSON & JOHNSON COM 478160104 4,381,283 17,251 SH SOLE 0 0 17,251
JPMORGAN CHASE & CO COM 46625H100 8,891,612 27,164 SH SOLE 0 0 27,164
KLA CORP COM NEW 482480100 3,672,112 12,171 SH SOLE 0 0 12,171
LAM RESEARCH CORP COM NEW 512807306 6,735,276 15,543 SH SOLE 0 0 15,543
LINDE PLC SHS G54950103 906,498 1,747 SH SOLE 0 0 1,747
LOCKHEED MARTIN CORP COM 539830109 4,650,840 9,129 SH SOLE 0 0 9,129
MARSH & MCLENNAN COS INC COM 571748102 882,684 5,296 SH SOLE 0 0 5,296
MARVELL TECHNOLOGY INC COM 573874104 2,986,049 10,024 SH SOLE 0 0 10,024
MASTERCARD INCORPORATED CL A 57636Q104 2,859,732 5,568 SH SOLE 0 0 5,568
MCDONALDS CORP COM 580135101 2,726,861 10,088 SH SOLE 0 0 10,088
META PLATFORMS INC CL A 30303M102 6,377,020 11,321 SH SOLE 0 0 11,321
MICRON TECHNOLOGY INC COM 595112103 3,002,308 2,601 SH SOLE 0 0 2,601
MICROSOFT CORP COM 594918104 10,126,199 27,147 SH SOLE 0 0 27,147
MORGAN STANLEY COM NEW 617446448 4,833,377 23,122 SH SOLE 0 0 23,122
NEXTERA ENERGY INC COM 65339F101 5,369,615 61,178 SH SOLE 0 0 61,178
NVIDIA CORPORATION COM 67066G104 19,287,496 96,394 SH SOLE 0 0 96,394
ORACLE CORP COM 68389X105 1,177,971 8,038 SH SOLE 0 0 8,038
PALANTIR TECHNOLOGIES INC CL A 69608A108 593,150 5,084 SH SOLE 0 0 5,084
PEPSICO INC COM 713448108 1,041,384 7,691 SH SOLE 0 0 7,691
PFIZER INC COM 717081103 1,046,650 43,466 SH SOLE 0 0 43,466
PROCTER & GAMBLE CO COM 742718109 3,217,384 21,941 SH SOLE 0 0 21,941
PROSHARES TR S&P 500 DV ARIST 74348A467 4,126,623 73,480 SH SOLE 0 0 73,480
PROSHARES TR S&P TECH DIVIDEN 74347G606 1,255,237 12,074 SH SOLE 0 0 12,074
QUALCOMM INC COM 747525103 1,180,174 6,387 SH SOLE 0 0 6,387
RTX CORPORATION COM 75513E101 1,695,247 8,935 SH SOLE 0 0 8,935
S&P GLOBAL INC COM 78409V104 420,463 1,032 SH SOLE 0 0 1,032
SALESFORCE INC COM 79466L302 1,002,942 6,402 SH SOLE 0 0 6,402
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,897,196 59,830 SH SOLE 0 0 59,830
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 232,793 2,173 SH SOLE 0 0 2,173
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,714,871 9,001 SH SOLE 0 0 9,001
SERVICENOW INC COM 81762P102 937,700 9,445 SH SOLE 0 0 9,445
SKYWORKS SOLUTIONS INC COM 83088M102 577,754 8,521 SH SOLE 0 0 8,521
SOUTHERN CO COM 842587107 1,537,309 16,062 SH SOLE 0 0 16,062
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 37,353,251 741,283 SH SOLE 0 0 741,283
SPDR INDEX SHS FDS ST S&P INTL ETF 78463X772 11,571,142 251,768 SH SOLE 0 0 251,768
SPDR SERIES TRUST ST INTER BD ETF 78464A375 32,942,689 984,539 SH SOLE 0 0 984,539
SPDR SERIES TRUST ST STR P500GRW 78464A409 24,526,823 206,125 SH SOLE 0 0 206,125
SPDR SERIES TRUST SP O&G EXPL PRO 78468R556 918,618 5,955 SH SOLE 0 0 5,955
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 4,251,253 46,391 SH SOLE 0 0 46,391
SPDR SERIES TRUST ST STR SW SERV 78464A599 249,465 1,452 SH SOLE 0 0 1,452
SPDR SERIES TRUST ST STR P500ETF 78464A854 1,826,322 20,782 SH SOLE 0 0 20,782
SPDR SERIES TRUST ST INTER ETF 78464A672 32,994,515 1,162,188 SH SOLE 0 0 1,162,188
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 353,988 13,871 SH SOLE 0 0 13,871
SPDR SERIES TRUST ST STR SECTO ETF 78468R465 1,218,627 26,301 SH SOLE 0 0 26,301
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 32,876,167 1,095,507 SH SOLE 0 0 1,095,507
SSGA ACTIVE ETF TR ST STR BL LN ETF 78467V608 336,905 8,362 SH SOLE 0 0 8,362
SSGA ACTIVE TR ST STR BLACK ETF 78470P846 33,123,762 1,185,108 SH SOLE 0 0 1,185,108
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 891,643 1,194 SH SOLE 0 0 1,194
STEEL DYNAMICS INC COM 858119100 4,619,384 20,132 SH SOLE 0 0 20,132
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 245,471 514 SH SOLE 0 0 514
TESLA INC COM 88160R101 3,804,748 9,046 SH SOLE 0 0 9,046
TJX COS INC NEW COM 872540109 2,130,410 14,062 SH SOLE 0 0 14,062
TRAVELERS COMPANIES INC COM 89417E109 2,666,407 8,077 SH SOLE 0 0 8,077
TRUIST FINL CORP COM 89832Q109 3,272,477 65,686 SH SOLE 0 0 65,686
UNION PAC CORP COM 907818108 3,969,940 14,595 SH SOLE 0 0 14,595
UNITEDHEALTH GROUP INC COM 91324P102 3,347,933 8,055 SH SOLE 0 0 8,055
VALUED ADVISERS TR REGAN FLTG RATE 92046L338 345,266 13,448 SH SOLE 0 0 13,448
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 3,198,120 4,876 SH SOLE 0 0 4,876
VANECK ETF TRUST IG FLOA RATE ETF 92189F486 410,349 16,023 SH SOLE 0 0 16,023
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 338,053 4,605 SH SOLE 0 0 4,605
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,387,276 2,020 SH SOLE 0 0 2,020
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 32,519,961 558,762 SH SOLE 0 0 558,762
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 990,636 6,269 SH SOLE 0 0 6,269
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 7,462,525 79,916 SH SOLE 0 0 79,916
VANGUARD WORLD FD INF TECH ETF 92204A702 2,154,587 18,027 SH SOLE 0 0 18,027
VERIZON COMMUNICATIONS INC COM 92343V104 1,606,359 37,940 SH SOLE 0 0 37,940
VISA INC COM CL A 92826C839 3,112,184 9,071 SH SOLE 0 0 9,071
WALMART INC COM 931142103 2,599,902 22,955 SH SOLE 0 0 22,955
WELLS FARGO & CO COM 949746101 1,295,875 15,681 SH SOLE 0 0 15,681
WISDOMTREE TR US MIDCAP DIVID 97717W505 9,444,761 167,105 SH SOLE 0 0 167,105
WW GRAINGER INC COM 384802104 3,391,485 2,493 SH SOLE 0 0 2,493
XCEL ENERGY INC COM 98389B100 252,062 3,139 SH SOLE 0 0 3,139