Rating Agency Grades
Run Date - 7/16/2026 8:56:59 PM
LOAN INFORMATION
INITIAL CREDIT LOAN GRADES
INITIAL COMPLIANCE LOAN GRADES
INITIAL PROPERTY LOAN GRADES
INITIAL OVERALL LOAN GRADES
FINAL CREDIT LOAN GRADES
FINAL COMPLIANCE LOAN GRADES
FINAL PROPERTY LOAN GRADES
FINAL OVERALL LOAN GRADES
AMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Deal Number
Original Loan Amount
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
XXXX
1
XXXX
     
C
C
C
C
CC
C
C
C
C
C
RC
C
A
A
A
A
VA
A
C
C
C
C
C
C
B
B
B
B
B
B
B
B
B
B
B
B
A
A
A
A
A
A
B
B
B
B
B
B
XXXX
2
XXXX
     
C
C
C
C
CC
C
B
B
B
B
RB
B
A
A
A
A
VA
A
C
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
XXXX
3
XXXX
     
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
4
XXXX
     
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
5
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
6
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
7
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
8
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
9
XXXX
     
C
C
C
C
C
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
10
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
11
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
12
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
13
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
14
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
15
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
16
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
17
XXXX
     
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
18
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
19
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
20
XXXX
     
C
C
C
C
C
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
21
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
22
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
23
XXXX
     
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
24
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
25
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
26
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
27
XXXX
     
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
28
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
29
XXXX
     
C
C
C
C
C
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
30
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
31
XXXX
     
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
32
XXXX
     
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
33
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
34
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
35
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
36
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
37
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
38
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
39
XXXX
     
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
40
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
41
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
42
XXXX
     
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
43
XXXX
     
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
44
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
45
XXXX
     
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
46
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
47
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
48
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
49
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
50
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
51
XXXX
     
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
52
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
53
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
54
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
55
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
56
XXXX
     
B
B
B
B
B
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
57
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
58
XXXX
     
B
B
B
B
B
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
59
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
60
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
61
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
62
XXXX
     
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
63
XXXX
     
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
64
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
65
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 



Exception Grades
Run Date - 7/16/2026 8:56:59 PM
SitusAMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Loan Exception ID
Exception ID
Exception Date
Exception Type
Exception Category
Exception Subcategory
15E Category
Exception
Exception Detail
Exception Information
Compensating Factors
Compensating Factor Information
Applying Party
Follow-up Comments
Cleared Date
Cured Date
Waived Date
Waived with Regrade
Exception Level Grade
DBRS Initial Exception Rating
DBRS Final Exception Rating
Fitch Initial Exception Rating
Fitch Final Exception Rating
Kroll Initial Exception Rating
Kroll Final Exception Rating
Moody's Initial Exception Rating
Moody's Final Exception Rating
S&P Initial Exception Rating
S&P Final Exception Rating
Note Date
Property State
Occupancy
Purpose
Exception Remediation
Overall
Initial Loan Grade
Overall
Final Loan Grade
Credit
Initial Loan Grade
Credit
Final Loan Grade
Compliance
Initial Loan Grade
Compliance
Final Loan Grade
Property
Initial Loan Grade
Property
Final Loan Grade
Originator QM ATR Status
TPR QM ATR Status
Is Curable
XXXX
1
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Initial Closing Disclosure Timing without Waiver
TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least ([redacted]) business days prior to closing. (Final/[redacted])
Evidence of earlier borrower receipt was not found in file.  Note: the file only contained a copy of the final CD issued [redacted] and executed [redacted].
   
Reviewer Comment (2018-05-14): Seller provided proof of the borrowers receipt of the initial CD.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Refinance - Rate/Term
No Defined Cure
C
B
C
B
C
B
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
1
XXXX
 
XXXX
   
Credit
Insurance
Insurance Analysis
Insurance
Hazard Insurance Policy expires within [redacted] days of the Note Date.
The homeowner's insurance declarations page in the file verified effective dates of [redacted] to [redacted].  The policy expires within [redacted] days of the note date and a copy of the updated policy or declarations page is required, per the guidelines.
   
Reviewer Comment (2018-05-14): Seller provided a copy of the renewal policy.
 
XX/XX/XXXX
   
No
1
B
A
B
A
B
A
B
A
B
A
 
XXXX
Primary
Refinance - Rate/Term
 
C
B
C
B
C
B
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
1
XXXX
 
XXXX
   
Credit
Credit
Miscellaneous
Guideline
Credit Exception:
The final CD disclosed a principal reduction/curtailment of $[redacted]  Per the guidelines, loans with principal curtailments are ineligible for purchase.
[redacted]% DTI on this full documentation loan < [redacted]% guideline max - [redacted]% below program guideline maximum
 
[redacted] representative FICO score >[redacted] guideline minimum -[redacted] points above guideline minimum
 
Reviewer Comment (2018-05-16): Client elected to waive the condition
 
 
XX/XX/XXXX
No
2
 
B
 
B
 
B
 
B
 
B
 
XXXX
Primary
Refinance - Rate/Term
 
C
B
C
B
C
B
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
1
XXXX
 
XXXX
   
Credit
Insurance
Insurance Analysis
Insurance
Hazard Insurance policy does not list "Lender its successors and assigns", per guideline requirements.
The file was missing a copy of the homeowner's insurance declarations page or policy identifying the lender as the loss payee.  Note: the file contained a binder that reflected the lender as the loss payee; however binders are not acceptable per the guidelines.
   
Reviewer Comment (2018-05-14): Seller provided a copy of the [redacted] page verifying the loss payee.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Refinance - Rate/Term
 
C
B
C
B
C
B
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
1
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID
TRID non-compliant: Fees were not reflected in the correct section of the disclosure.
The final CD disclosed all title fees in section C (Services Borrower Shopped For); however the fees were payable to a provider that was disclosed on the Settlement Service Provider list and should have been disclosed in section B (Services Borrower Did Not Shop For).  Provide a post-close CD moving the title fees to the correct section and a copy of the letter of explanation sent to the borrowers disclosing the changes made.
   
Reviewer Comment (2018-05-14): Seller provided post-close CD moving the fees to the correct section.
 
XX/XX/XXXX
 
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Refinance - Rate/Term
Good Faith Redisclosure
C
B
C
B
C
B
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
1
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID
TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans
TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on [redacted] did not disclose the required  Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name). (Final/[redacted])
The Contact Information section of the final CD did not disclose the Lender's Contact or Contact's NMLS ID.  Provide a post-close CD correcting the section and a copy of the letter of explanation to the borrower disclosing the changes made or an attestation from the lender stating that no individual contact was used on the transaction.
   
Reviewer Comment (2018-05-14): Seller provided an attestation that no individual contact was used on this Third Party transaction.
 
XX/XX/XXXX
   
No
1
B
A
B
A
B
A
B
A
B
A
 
XXXX
Primary
Refinance - Rate/Term
Letter of Explanation & Corrected Closing Disclosure
C
B
C
B
C
B
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
2
XXXX
 
XXXX
   
Credit
Missing Document
General
Missing Document
Missing Document: Wire Instructions not provided
The file was missing a copy of the lender's wiring instructions.
   
Reviewer Comment (2018-05-22): Seller provided a copy of the wiring instructions
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
B
A
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
2
XXXX
 
XXXX
   
Credit
Loan Package Documentation
Application / Processing
Missing Document
Missing Document: Fraud Report not provided
The file was missing a copy of the required fraud report including all interested parties to the transaction. Provide a fraud report to include the borrowers, seller, listing and selling agents, the appraiser, and the loan originator, as required by the guidelines.
   
Reviewer Comment (2018-05-22): Seller provided a fraud report including all interested parties.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
B
A
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
2
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
FACTA
FACTA Disclosure Missing
FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
The file is missing a copy of the FACTA Credit Score Disclosure.
   
Reviewer Comment (2018-05-22): Seller provided a copy of the disclosure.
 
XX/XX/XXXX
   
No
1
B
A
B
A
B
A
B
A
B
A
 
XXXX
Primary
Purchase
 
C
A
C
A
B
A
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
2
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID
TRID Esign Consent Agreement Status
ESIGN Act - Loan file does not contain evidence of borrower's consent to receive electronic disclosures.
The file is missing documentation verifying the borrowers consent to receive electronic documentation.
   
Reviewer Comment (2018-05-22): Seller provided documentation verifying the borrowers consent to receive electronic documentation.
 
XX/XX/XXXX
   
No
1
B
A
B
A
B
A
B
A
B
A
 
XXXX
Primary
Purchase
No Defined Cure
C
A
C
A
B
A
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
2
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
ECOA
ECOA Appraisal - Appraisal Provided Prior to Date Performed
ECOA Valuations Rule (Dodd-Frank [redacted]): Date valuation provided to applicant is prior to the date when valuation was performed.  Unable to determine compliance with appraisal timing requirements. (Type:[redacted]/[redacted])
The file contained documentation verifying the borrower received a copy of the appraisal on [redacted] which is prior to the revised appraisal date of [redacted].  Provide documentation verifying the borrower received a copy of the updated appraisal.
   
Reviewer Comment (2018-05-28): Seller provided proof of the borrowers receipt of the updated appraisal.
 
XX/XX/XXXX
   
No
1
B
A
B
A
B
A
B
A
B
A
 
XXXX
Primary
Purchase
 
C
A
C
A
B
A
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
2
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID
TRID Seller Closing Disclosure Contains Fees not reflected on Consumer's Final Closing Disclosure
TILA-RESPA Integrated Disclosure: the Seller's final CD contained fees not reflected on the consumer's CD. (Final/[redacted])
TRID non-compliant. Seller paid fees on Seller's Closing Disclosure are not consistent with those reflected on the Borrower's Final Closing Disclosure. Seller's CD shows [redacted] in seller paid closing costs, borrower's final CD shows [redacted]. Provide a post-close CD correcting the seller paid fees and a copy of the letter of explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2018-05-21): Client elected to waive the condition
 
 
XX/XX/XXXX
No
2
B
A
B
A
B
A
B
A
B
A
 
XXXX
Primary
Purchase
Letter of Explanation & Corrected Closing Disclosure
C
A
C
A
B
A
A
A
Safe Harbor QM
Safe Harbor QM
No
XXXX
3
XXXX
 
XXXX
   
Credit
Income / Employment
Income Documentation
Income / Employment
Verification(s) of employment is not within [redacted]business days of the Note.
-
The Work Number dated [redacted] for the borrower was missing from the file. Please provide for review.
   
Reviewer Comment (2026-06-03): Post dated Third party verification received so considered Note date. Exception cleared.
 
 
Buyer Comment (2026-06-03): please see the post close work number verifying active employment attached
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Second Home
Purchase
 
C
A
C
A
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4
XXXX
 
XXXX
   
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted]or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
 
   
Buyer Comment (2026-06-03): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Second Home
Purchase
 
B
B
B
B
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
8
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Estimated Escrow Payment Over Disclosed Test
TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] disclosed an escrow payment for payment stream [redacted]that does not match the actual payment for the loan.
The monthly escrow payment of $[redacted]disclosed on page [redacted]for payment stream [redacted]on the Final Closing Disclosure does not match the actual escrow payment of $[redacted].
   
Reviewer Comment (2026-06-05): [redacted]received final CD.
 
XX/XX/XXXX
   
No
1
A
A
A
A
A
A
A
A
A
A
 
XXXX
Second Home
Purchase
TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
8
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Will Have Escrow -  Monthly Escrow Payment Overdisclosed Test
TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan.
The monthly escrow of $[redacted]disclosed on page [redacted]of the Final Closing Disclosure does not match the actual monthly escrow amount of $[redacted].
   
Reviewer Comment (2026-06-05): [redacted]received final CD.
 
XX/XX/XXXX
   
No
1
A
A
A
A
A
A
A
A
A
A
 
XXXX
Second Home
Purchase
Provide the following: Letter of Explanation notifying borrower or error and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
8
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID
TRID Seller Closing Disclosure Fees seller paid fees do not match Consumer's Final CD
TILA-RESPA Integrated Disclosure: the Seller's final CD total seller paid fee amounts do not match the values used for compliance testing.
   
Reviewer Comment (2026-06-05): [redacted]received final CD.
 
XX/XX/XXXX
   
No
1
A
A
A
A
A
A
A
A
A
A
 
XXXX
Second Home
Purchase
Letter of Explanation & Corrected Closing Disclosure
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
8
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Total Of Payments
TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Total of Payments on page [redacted]that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [redacted]).  The disclosed Total of Payments in the amount of $[redacted] is under disclosed by $[redacted]compared to the calculated total of payments of $[redacted]which exceeds the $[redacted]threshold.
Final Closing Disclosure disclosed a TOP of $[redacted]; calculated TOP is $[redacted]. Variance of $[redacted].
   
Reviewer Comment (2026-06-05): [redacted]received final CD.
 
 
Buyer Comment (2026-06-04): Please see attached, the final CD was dated [redacted] and has the correct total of payments.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Second Home
Purchase
TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission (required on rescindable transactions)
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
9
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Check Loan Designation Match - QM
Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.
Loan designation failure due to QM failure. This exception will be cleared when all QM-related exceptions are cleared.
   
Reviewer Comment (2026-06-03): W-2 received for the years [redacted]and [redacted]. Exception cleared.
 
 
Buyer Comment (2026-06-03): Please see the attached W2s.
 
XX/XX/XXXX
   
No
1
B
A
C
A
B
A
C
A
B
A
 
XXXX
Second Home
Purchase
Lender to provide updated ATR/QM status
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
9
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits.  Final Lender Credit of $-[redacted]exceeds tolerance of $-[redacted]. Insufficient or no cure was provided to the borrower.
Lender credit was last disclosed as -$[redacted]on the Loan Estimate, but was disclosed as -$[redacted]on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-08): [redacted]Received Valid COC dated [redacted].
 
 
Buyer Comment (2026-06-04): Please see the attached confirmation of CIC, the loan needed to be restructured due to the appraised value.
 
 
Reviewer Comment (2026-06-04): Please identify the reason for the change in pricing.  There was a change in mortgage amount, however, this would have reduced the LTV.  Exception remains.
 
 
Buyer Comment (2026-06-03): Please refer to page [redacted]that confirms there was a loan amount and pricing changes on [redacted] for the CIC that lowered lender credits.
 
XX/XX/XXXX
   
No
1
 
A
 
A
 
A
 
A
 
A
 
XXXX
Second Home
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
9
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
General QM Provision:  Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
   
Reviewer Comment (2026-06-03): W-2 received for the years [redacted]and [redacted]. Exception cleared.
 
 
Buyer Comment (2026-06-03): Please see the attached W2s.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Second Home
Purchase
 
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
9
XXXX
 
XXXX
   
Credit
Income / Employment
Income Documentation
Income / Employment
Income Docs Missing:
-
The borrower's most recent W-2 for [redacted]and the co-borrower's W-2s for [redacted] and [redacted]are provided, but blank. Please provide completed copies for review.  Income will be calculated upon receipt.
   
Reviewer Comment (2026-06-03): W-2 received for the years [redacted]and [redacted]. Exception cleared.
 
 
Buyer Comment (2026-06-03): Please see the attached W2s.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Second Home
Purchase
 
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
9
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Initial Loan Estimate Timing Electronically Provided
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within ([redacted]) business days of application.
Please provide the Loan Estimate that was issued on [redacted] per the Evidentiary Document.
   
Reviewer Comment (2026-06-03): Initial Loan Estimate received. Exception cleared.
 
 
Buyer Comment (2026-06-03): Please see the attached initial LE.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Second Home
Purchase
 
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
10
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File
TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s).  The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing.  Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $[redacted]may be required.
There were no Loan Estimates found in the file.  Please provide all Loan Estimates issued on this loan.
   
Reviewer Comment (2026-06-05): [redacted]received LE dated [redacted]
 
 
Buyer Comment (2026-06-03): Please see both loan estimates attached
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Second Home
Purchase
No Defined Cure
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
11
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee.  Fee Amount of $[redacted]exceeds tolerance of $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Fee was last disclosed as $[redacted]on the Loan Estimate, but the borrower paid portion was disclosed as $[redacted]on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-05): [redacted]received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.
 
 
Buyer Comment (2026-06-03): Please see the attached package mailed to the borrower.
 
XX/XX/XXXX
 
No
2
C
B
C
B
C
B
C
B
C
B
 
XXXX
Second Home
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
12
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test
TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] incorrectly disclosed whether Homeowners Insurance is included in escrow.
   
Reviewer Comment (2026-06-03): Walls in insurance was included in the other section on the Estimated Taxes, Insurance & Assessments.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
12
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[redacted]exceeds tolerance of $[redacted]plus [redacted]% or $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
[redacted]% fee violation due to an increase in the Title - Recording Service Fee. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-08): [redacted]Received Corrected PCCD and LOE moving Title - Recording service fee to section C.
 
 
Buyer Comment (2026-06-04): Please see attached, the fee has been moved from Section B to Section C. The vendor is not on the service provider list and was shopped for by the borrower.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
12
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on [redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
         
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
Good Faith Redisclosure
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
17
XXXX
 
XXXX
   
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted]or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
   
Buyer Comment (2026-06-04): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
B
B
B
B
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
18
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Pest Inspection Fee.  Fee Amount of $[redacted]exceeds tolerance of $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
Pest Inspection Fee was last disclosed as $[redacted]on the Loan Estimate, but was disclosed as $[redacted]on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted]a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-15): [redacted]received additional clarification that pest inspection was borrower chosen and not lender required
 
 
Buyer Comment (2026-06-15): Please see the attached.
 
 
Reviewer Comment (2026-06-15): [redacted]received purchase agreement indicates buyer to pay for the termite clearance. However, the information provided in the agreement does not clarify if this was a lender required the termite inspection or if the borrower-chosen service provider outsourced the Fee or if it was borrower elected to have pest completed on their own. If the service is optional (borrower chosen and not required by title or lender) and the termite inspection completed on their own, then please provide attestation letter for the same in order to clear this exception.
 
 
Buyer Comment (2026-06-11): Please be advised this was a condition of the purchase agreement.
 
 
Reviewer Comment (2026-06-10): [redacted] Received Corrected PCCD and LOE moving fee to section H; however, [redacted]is unable to determine from the file whether the lender or title company required the Pest Inspection.  If the lender required, the Pest Inspection then a cure is due to the borrower.  If the borrower-chosen service provider further outsourced the Pest Inspection, an attestation or comment on exception from the seller is needed.  The attestation/letter should confirm that the service was outsourced by the borrower-chosen provider. This attestation would allow us to test the fee under the no tolerance category with the understanding that the new fee added on the CD was imposed by a provider through which the borrower indirectly selected.
 
 
Buyer Comment (2026-06-09): Please see the attached package mailed to the borrower.
 
 
Reviewer Comment (2026-06-08): [redacted]received rebuttal stating it was not required by lender. Therefore, we would require Pest inspection fee to be moved to section H along with LOX in order to clear the exception.
 
 
Buyer Comment (2026-06-04): Please be advised the pest inspection fee was disclosed under Section C, paid to a non-affiliate, and not a requirement from the lender, this is a condition of the purchase agreement. There are no tolerance requirements.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
20
XXXX
 
XXXX
   
Credit
Income / Employment
Income Documentation
Income / Employment
Income Docs Missing:
-
The [redacted] VVOE indicates the borrower's employment was verified via The Work Number on [redacted]. Please provide a copy of the third-party verification for review.
   
Reviewer Comment (2026-06-05): Third party verification received within [redacted]business days. Exception cleared.
 
 
Buyer Comment (2026-06-05): Please see attached, [redacted]report on [redacted] as requested.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
20
XXXX
 
XXXX
   
Credit
Income / Employment
Income Documentation
Income / Employment
Verification(s) of employment is not within [redacted]business days of the Note.
-
   
Reviewer Comment (2026-06-05): Third party verification received within [redacted]business days along with email confirmation. Exception cleared.
 
 
Buyer Comment (2026-06-05): Please see page [redacted], employer confirmed active status via email
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
20
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Check Loan Designation Match - QM
Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.
Loan designation failure due to Qualified Mortgage failure. This exception will be cleared when all Qualified Mortgage-related exceptions are cleared.
   
Reviewer Comment (2026-06-05): Third party verification received within [redacted]business days along with email confirmation. Exception cleared.
 
 
Buyer Comment (2026-06-05): Please see page [redacted], employer confirmed active status via email
 
XX/XX/XXXX
   
No
1
B
A
C
A
B
A
C
A
B
A
 
XXXX
Primary
Purchase
Lender to provide updated ATR/QM status
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
20
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
General QM Provision:  Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
   
Reviewer Comment (2026-06-05): General QM Provision: Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
 
 
Buyer Comment (2026-06-05): Please see page [redacted], employer confirmed active status via email
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
23
XXXX
 
XXXX
   
Credit
Income / Employment
Income Documentation
Income / Employment
Verification(s) of employment is not within [redacted]business days of the Note.
-
The file was missing the verbal verification of employment obtained within [redacted]business days of closing.
   
Reviewer Comment (2026-06-04): VVOE within [redacted]business days is in file. Exception cleared
 
 
Buyer Comment (2026-06-04): Please see page [redacted]
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
24
XXXX
 
XXXX
   
Compliance
Compliance
State Compliance
Misc. State Level
Maryland Counseling Agencies Disclosure Not in File
[redacted]- No evidence of required counseling disclosure language per [redacted].
   
Buyer Comment (2026-06-04): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
24
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[redacted]exceeds tolerance of $[redacted]plus [redacted]% or $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
[redacted]% fee violation due to an increase in the Closing Protection Letter fee. No valid Change of Circumstance was provided for this change, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-11): [redacted]received corrected PCCD and LOE
 
 
Buyer Comment (2026-06-09): Please see the attached corrected CD mailed to borrower.
 
 
Reviewer Comment (2026-06-08): [redacted]: A Letter of Explanation and a corrected Closing disclosure were received. However, the totals for Page [redacted], Sections B and C on the provided post-CD were not accurately disclosed in accordance with the fees charged to the borrower. Please provide a corrected Closing Disclosure along with a Letter of Explanation (LOX) to complete remediation.
 
 
Buyer Comment (2026-06-04): Please see the attached package mailed to borrower moving the fee to the correct section of the CD.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
26
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee.  Fee Amount of $[redacted]exceeds tolerance of $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Fee was last disclosed as $[redacted]on the Loan Estimate but was disclosed as $[redacted]on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-16): [redacted]received PCCD, LOE copy of refund check and proof of mailing.
 
 
Buyer Comment (2026-06-16): please see the receipt attached confirming the cure package was dropped off at a[redacted]location
 
 
Buyer Comment (2026-06-16): please see the cure package attached
 
 
Reviewer Comment (2026-06-11): [redacted]received rebuttal, however we require valid COC document for increase of appraisal fee on LE dated [redacted]. Please provide COC to re-evaluate the exception.
 
 
Buyer Comment (2026-06-09): Please see the screen shot from [redacted]   showing the original appraisal order was cancelled by the borrower. The fee then increased when a new appraiser was found, as the subject appears to be in a remote area and notes indicate there was difficulty finding someone to accept the order.
 
 
Reviewer Comment (2026-06-08): [redacted]received rebuttal for appraisal review fee, however we require valid COC for increase of appraisal fee. Please provide valid COC with sufficient information why appraisal fee increased or cure is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.
 
 
Buyer Comment (2026-06-05): Please see attached CIC for the addition of the $[redacted]appraisal review fee. The CU score was over [redacted]which means a CDA was needed. The attached is a screen shot from our internal underwriting system showing the CIC and confirming when the CIC occurred. Please review to clear this condition.
 
XX/XX/XXXX
 
No
2
C
B
C
B
C
B
C
B
C
B
 
XXXX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
27
XXXX
 
XXXX
   
Credit
Income / Employment
Income Documentation
Income / Employment
Verification(s) of employment is not within [redacted]business days of the Note.
-
The file is missing the verbal verification of employment obtained within [redacted]business days of note.
   
Reviewer Comment (2026-06-04): VVOE within [redacted]business days is in file. Exception cleared
 
 
Buyer Comment (2026-06-04): Please see page [redacted] for VOE's for both borrowers within [redacted]business days of closing.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
27
XXXX
 
XXXX
   
Credit
Income / Employment
Income Documentation
Income / Employment
Verification(s) of employment is not within [redacted]business days of the Note.
-
The file is missing the verbal verification of employment obtained within [redacted] business days of note.
   
Reviewer Comment (2026-06-04): VVOE within [redacted] business days is in file. Exception cleared
 
 
Buyer Comment (2026-06-04): Please see page [redacted] for VOE's for both borrowers within [redacted]business days of closing.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
29
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan).  Fee Amount of $[redacted]exceeds tolerance of $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
Flood Certificate Fee was not disclosed on the initial Loan Estimate but was disclosed as $[redacted]on the Final Closing Disclosure. No valid Change of Circumstance was provided for this change, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-08): Provided Flood life of loan coverage on initial loan estimate of $[redacted]. Exception Cleared
 
 
Buyer Comment (2026-06-05): Please see the LE. The [redacted] LE does dislcose the Flood Life of Loan coverage in section B for the $[redacted]the fee closed at. This is not a violation.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
29
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
General QM Provision:  Loan does not meet one or more guideline components which could impact the borrower's ability to repay.
     
Reviewer Comment (2026-06-08): Lender provided verifying receipt of the $[redacted]EMD via wire.  $[redacted]under deposits and the remaining $5[redacted]0 under misc.  Since the funds for the EMD are not needed to meet the borrower's minimum investment, the source of the EMD is not required.  Exception cleared.
 
 
Buyer Comment (2026-06-05): Please see page [redacted]of the loan file, the EMD was confirmed deposited into the trust account used by the settlement agent to disburse the funds. This meets FNMA guidelines.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
29
XXXX
 
XXXX
   
Credit
Asset
Asset Calculation / Analysis
Asset
Guideline Requirement: Available for Reserves discrepancy.
Reserves were insufficient due to the earnest money deposit was not sourced. Please provide bank statement, proof of deposit paid, or equivalent documents for review.
   
Reviewer Comment (2026-06-08): Lender provided verifying receipt of the $[redacted]EMD via wire.  $[redacted]under deposits and the remaining $[redacted]under misc.  Since the funds for the EMD are not needed to meet the borrower's minimum investment, the source of the EMD is not required.  Exception cleared.
 
 
Buyer Comment (2026-06-05): Please see page [redacted]of the loan file, the EMD was confirmed deposited into the trust account used by the settlement agent to disburse the funds. This meets [redacted] guidelines.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
29
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Check Loan Designation Match - QM
Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.
Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.
   
Reviewer Comment (2026-06-08): Lender provided verifying receipt of the $[redacted]EMD via wire.  $[redacted]under deposits and the remaining $[redacted]under misc.  Since the funds for the EMD are not needed to meet the borrower's minimum investment, the source of the EMD is not required.  Exception cleared.
 
 
Buyer Comment (2026-06-05): Please see page [redacted]of the loan file, the EMD was confirmed deposited into the trust account used by the settlement agent to disburse the funds. This meets [redacted] guidelines.
 
XX/XX/XXXX
   
No
1
B
A
C
A
B
A
C
A
B
A
 
XXXX
Primary
Purchase
Lender to provide updated ATR/QM status
C
A
C
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
31
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Will Have Escrow -  Initial Escrow Payment By All Parties
TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts.
     
Buyer Comment (2026-06-04): seller accepts; no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
Letter of Explanation & Corrected Closing Disclosure
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
32
XXXX
 
XXXX
   
Credit
Title
General
Title
Title Policy Coverage is less than Original Loan Amount.
The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file.
     
Reviewer Comment (2026-06-03): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
B
B
B
B
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
34
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Loan Estimate Timing
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within ([redacted]) business days of application.
Verification of earlier borrower receipt of the initial Loan Estimate is missing from the file.
   
Reviewer Comment (2026-06-09): [redacted] received LE dated [redacted]
 
 
Buyer Comment (2026-06-08): Apologies, please see the attached legible/complete [redacted] LE.
 
 
Reviewer Comment (2026-06-08): [redacted]: The initial LE dated [redacted] was received; however, it reflects incomplete information on Page [redacted](Sections A, B, and C) and shows [redacted]% APR on Page [redacted]. Please provide a Letter of Explanation (LOE) clarifying the [redacted] LE was disclosed to the borrower without estimated charges in Sections A, B, and C, or provide a fully completed copy of the initial LE for review and testing.
 
 
Buyer Comment (2026-06-04): Please see the attached initial LE.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
No Defined Cure
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
36
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Loan Estimate Timing
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within ([redacted]) business days of application.
Disclosures were sent to the borrower prior to obtaining consent for electronic disclosures. Lender to provide proof of e-consent within [redacted]days of the initial application, or proof of disclosure sent to borrower using another method within [redacted]days of application.
   
Reviewer Comment (2026-06-08): [redacted]received [redacted] initial LE within [redacted]business days of application.
 
 
Buyer Comment (2026-06-05): Please see the [redacted] loan estimate. The evidentiary doc confirms this is the LE that was sent, not the [redacted] LE.
 
 
Reviewer Comment (2026-06-05): The timing for the LE under § [redacted](e)([redacted])(iii) is three business days from application.  Initial LE issued [redacted].   On this loan, the LE should have been issued within [redacted]business days of the application date of [redacted].
 
 
Buyer Comment (2026-06-04): Please review page [redacted], which verifies our e-sign process. The LE was available as soon as they logged, which was [redacted] the next day. Econsent is confirmed to have happened on [redacted] which is [redacted]days from application of [redacted]. This is an invalid exception.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
No Defined Cure
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
38
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Initial Loan Estimate Timing Electronically Provided
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within  ([redacted]) business days of application.
Disclosures were sent to the borrower prior to obtaining consent for electronic disclosures. Lender to provide proof of e-consent within [redacted]days of the initial application, or proof of disclosure sent to borrower using another method within [redacted]days of application.
   
Reviewer Comment (2026-06-08): [redacted]received [redacted] initial LE within [redacted]business days of application.
 
 
Buyer Comment (2026-06-05): Please see the attached initial LE.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
39
XXXX
 
XXXX
   
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted]or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
   
Buyer Comment (2026-06-05): Seller acknowledges exception, no change in grading
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
B
B
B
B
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
39
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on[redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
         
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
Good Faith Redisclosure
B
B
B
B
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
40
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Loan Estimate Timing
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within ([redacted]) business days of application.
Verification of earlier borrower receipt of the initial Loan Estimate was missing from the file.
   
Reviewer Comment (2026-06-08): [redacted]received initial LE
 
 
Buyer Comment (2026-06-05): Please see attached, initial LE as requested.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
No Defined Cure
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
41
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Will Have Escrow -  Initial Escrow Payment By All Parties
TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts.
The final Closing Disclosure disclosed the Amount of Escrowed Property Costs over Year [redacted] as $[redacted]on page [redacted]; however, the annual taxes ($[redacted]), homeowners insurance ($[redacted]) total $[redacted] per year.
   
Buyer Comment (2026-06-05): seller accepts; no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
Letter of Explanation & Corrected Closing Disclosure
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
41
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Initial Loan Estimate Timing Electronically Provided
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within  ([redacted]) business days of application.
   
Reviewer Comment (2026-06-08): [redacted] received LE dated [redacted]
 
 
Buyer Comment (2026-06-05): Please see the attached loan estimate.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
42
XXXX
 
XXXX
   
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted]or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
     
Buyer Comment (2026-06-05): Seller acknowledges exception , no change in grading
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
B
B
B
B
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
42
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
B
B
B
B
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
43
XXXX
 
XXXX
   
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted]or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
     
Buyer Comment (2026-06-05): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
B
B
B
B
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
45
XXXX
 
XXXX
   
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted]or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
     
Buyer Comment (2026-06-05): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
B
B
B
B
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
45
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Will Have Escrow -  Initial Escrow Payment By All Parties
TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts.
     
Buyer Comment (2026-06-05): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
Letter of Explanation & Corrected Closing Disclosure
B
B
B
B
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
48
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Loan Estimate Timing
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within ([redacted]) business days of application.
Verification of earlier borrower receipt of the initial Loan Estimate was missing from the file.
   
Reviewer Comment (2026-06-08): [redacted]received [redacted] initial LE within [redacted]business days of application.
 
 
Buyer Comment (2026-06-05): Please see attached, Initial LE as requested.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
No Defined Cure
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
49
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits.  Final Lender Credit of $-[redacted] exceeds tolerance of $-[redacted]. Insufficient or no cure was provided to the borrower.
Lender credit was last disclosed as -$[redacted]on the Loan Estimate, but was disclosed as -$[redacted]on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-09): [redacted]: Upon further review, appraisal review fee added with subsequent lender credit on LE and final CD.
 
 
Buyer Comment (2026-06-08): Please be advised the lender credits on the final CD did not decrease, the final CD shows $[redacted]in the Paid by Others column and additional lender credits of $[redacted]which were applied as a principal reduction and applied to the HOA dues as shown on paid [redacted]of the final CD.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
49
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Initial Loan Estimate Timing Electronically Provided
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within  ([redacted]) business days of application.
Loan Estimate was sent to borrower on [redacted] and received on [redacted] with application date of [redacted].
   
Reviewer Comment (2026-06-08): Initial LE provided to satisfy exception.  Exception cleared.
 
 
Buyer Comment (2026-06-05): Please see the attached initial LE.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
49
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Final Closing Disclosure Other Includes Insurance Costs
TILA-RESPA Integrated Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on [redacted] disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement.
       
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
Good Faith Redisclosure
C
B
A
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
51
XXXX
 
XXXX
   
Compliance
Compliance
State Compliance
State Defect
South Carolina Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers)
[redacted] Home Loan:  Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by one borrower, but not all borrowers on the transaction.
     
Buyer Comment (2026-06-05): seller accepts; no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
"Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80
 
Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation."
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
55
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee.  Fee Amount of $[redacted]exceeds tolerance of $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
Title - Recording Service Fee was last disclosed as $[redacted]on the Initial Closing Disclosure, but was disclosed as $[redacted]on the Final Closing Disclosure. No valid Change of Circumstance was provided for this change, nor evidence of cure. Provide a post close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-08): [redacted]Received Copy of Initial LE dated [redacted].
 
 
Buyer Comment (2026-06-05): Please see the attached initial LE, the recording fee was initially disclosed as $[redacted]and the fee did not increase on the final CD.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
55
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Document Preparation Fee.  Fee Amount of $[redacted]exceeds tolerance of $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
Title - Document Preparation Fee was not disclosed in Initial Closing Disclosure, but was disclosed as $[redacted]on the Final Closing Disclosure. No valid Change of Circumstance was provided for this change, nor evidence of cure. Provide a post close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-08): [redacted]Received Copy of Initial LE dated [redacted].
 
 
Buyer Comment (2026-06-05): Please be advised the fee was listed in Section C and paid to a non-affiliate, this was not a requirement of the lender.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
55
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File
TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s).  The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing.  Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $[redacted]may be required.
Please provide all Loan Estimates issued to the borrower.
   
Reviewer Comment (2026-06-08): [redacted] Received Copy of Initial LE dated [redacted].
 
 
Buyer Comment (2026-06-05): Please see the attached initial LE.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
No Defined Cure
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
56
XXXX
 
XXXX
   
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted]or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
     
Buyer Comment (2026-06-05): seller accepts; no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
C
B
B
B
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
56
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Loan Estimate Timing
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within ([redacted]) business days of application.
Please provide the Loan Estimate that was issued on [redacted] per the Evidentiary Document.
   
Reviewer Comment (2026-06-08): [redacted]Received Initial LE dated [redacted].
 
 
Buyer Comment (2026-06-05): Please see the attached loan estimate.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
No Defined Cure
C
B
B
B
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
58
XXXX
 
XXXX
   
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted] or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
     
Buyer Comment (2026-06-05): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
C
B
B
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
58
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File
TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s).  The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing.  Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $[redacted]may be required.
There were no Loan Estimates found in the file.  Please provide all Loan Estimates issued to the borrower for review.
   
Reviewer Comment (2026-06-08): [redacted]Received Copy of Initial LE dated [redacted]
 
 
Buyer Comment (2026-06-05): Please see the attached initial LE.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
No Defined Cure
C
B
B
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
58
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points.  Fee Amount of $[redacted]exceeds tolerance of $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
Loan Discount Points increased to $[redacted]on the final Closing Disclosure.  No Change of Circumstance was provided for this increase, nor evidence of cure. Provide a post-close Closing Disclosure disclosing the tolerance violation of $[redacted], a copy of the refund check, proof of delivery, and a copy of the Letter of Explanation to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-16): Received LOE, evidence of [redacted] drop off, refund check and corrected CD.  Exception cleared.
 
 
Buyer Comment (2026-06-16): Please see attached package mailed to borrower along with confirmation package was dropped off with [redacted].
 
 
Buyer Comment (2026-06-16): Please see attached package mailed to borrower along with confirmation package was dropped off with[redacted].
 
 
Reviewer Comment (2026-06-08): [redacted]Discount pint fee increased on CD dated [redacted] without valid COC. A Valid COC or Cure is required. Cure consists of PCCD, LOE, Refund Check and Proof of Mailing.
 
 
Buyer Comment (2026-06-05): Please review the redisclosure history form, there was a change in product on [redacted] which increased the loan discount points to $[redacted].
 
XX/XX/XXXX
 
No
2
C
B
C
B
C
B
C
B
C
B
 
XXXX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
B
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
XXXX
58
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
C
B
B
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
58
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2026-06-04): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
C
B
B
B
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
60
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Initial Loan Estimate Timing Electronically Provided
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within  ([redacted]) business days of application.
The initial Loan Estimate is missing from the file.  Please provide the Loan Estimate issued on [redacted].
   
Reviewer Comment (2026-06-08): Received the initial LE dated [redacted].  Exception cleared.
 
 
Buyer Comment (2026-06-05): Please see attached, initial LE as requested.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
61
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Loan Estimate Timing
TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within ([redacted]) business days of application.
Please provide the Loan Estimate dated [redacted] that was provided to the borrower per the Evidentiary Document.
   
Reviewer Comment (2026-06-08): [redacted]received initial LE.
 
 
Buyer Comment (2026-06-04): Please see attached, [redacted] LE as requested.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
No Defined Cure
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
62
XXXX
 
XXXX
   
Credit
Title
Document Error
Title
The Commitment or Preliminary title policy is within [redacted]or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.
Title Evidence: ___;
State: ___
     
Buyer Comment (2026-06-04): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
B
B
B
B
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
63
XXXX
 
XXXX
   
Compliance
Compliance
State Compliance
Misc. State Level
Maryland Counseling Agencies Disclosure Not in File
[redacted] - No evidence of required counseling disclosure language per [redacted].
     
Buyer Comment (2026-06-04): Seller acknowledges exception, no change to grading.
 
 
XX/XX/XXXX
No
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Primary
Purchase
 
B
B
A
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
64
XXXX
 
XXXX
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[redacted]exceeds tolerance of $[redacted]plus [redacted]% or $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
[redacted]% fee violation due to the Closing Protection Letter Fee was added to the revised loan estimate. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $XX.XX, a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made.
   
Reviewer Comment (2026-06-08): [redacted]Received Corrected PCCD and LOE moving fee to section C.
 
 
Buyer Comment (2026-06-04): Please be advised the fee was initially disclosed in Section C and moved to Section B in error, please see the attached package mailed to the borrower.
 
XX/XX/XXXX
   
No
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
Yes
 

Valuation Report
Run Date - 7/16/2026 8:56:59 PM
SitusAMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Note Date
Original Loan Amount
Sales Price
Value for LTV
As-Is Value for LTV
LTV Value Variance Amount
LTV Value Variance Percent
Primary Valuation Value
Primary Valuation Report Date
Primary Valuation Effective Date
Primary Valuation Type
Primary Valuation Company
Primary Valuation Appraiser Name
Primary Valuation Appraiser License Num
Primary Valuation FSD Score
Secondary Valuation Value
Secondary Valuation Variance Amount
Secondary Valuation Variance Percent
Secondary Valuation Report Date
Secondary Valuation Effective Date
Secondary Valuation Type
Secondary Valuation Company
Secondary Valuation FSD Score
Secondary Valuation Desk Review Risk Score
AVM Value
AVM Variance Amount
AVM Variance Percent
AVM Company
AVM FSD Score
AVM Report Date
Desk Review Value
Desk Review Variance Amount
Desk Review Variance Percent
Desk Review Company
Desk Review Risk Score
Desk Review Report Date
Desk Review Effective Date
Desktop Appraisal Value
Desktop Appraisal Variance Amount
Desktop Appraisal Variance Percent
Desktop Appraisal Company
Desktop Appraisal Report Date
Desktop Appraisal Effective Date
BPO Value
BPO Variance Amount
BPO Variance Percent
BPO Company
BPO Report Date
Field Review Value
Field Review Variance Amount
Field Review Variance Percent
Field Review Company
Field Review Report Date
Field Review Effective Date
2055 Value
2055 Variance Amount
2055 Variance Percent
2055 Company
2055 Report Date
2055 Effective Date
AVE/CMA Value
AVE/CMA Variance Amount
AVE/CMA Variance Percent
AVE/CMA Company
AVE/CMA Report Date
Hybrid Valuation Value
Hybrid Valuation Variance Amount
Hybrid Valuation Variance Percent
Hybrid Valuation Company
Hybrid Valuation Report Date
Updated Valuation Value
Updated Valuation Variance Amount
Updated Valuation Variance Percent
Updated Valuation Company
Updated Valuation Report Date
Updated Valuation Effective Date
Aggregate Appraised Value
Aggregate Variance Amount
Aggregate Variance Percent
Value Analysis Valuation Value
Value Analysis Report Date
Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?
LCA Risk Score
Collateral Underwriter Risk Score
XXXX
1
XXXX
             
XXXX
     
Appraisal
                                         
0.000%
 
Moderate
                                                                                                 
XXXX
2
XXXX
             
XXXX
     
Appraisal
                                         
0.000%
 
Low
                                                                                                 
XXXX
3
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review  
   
Moderate
                                                                                                                 
N/A
 
3.10
XXXX
4
XXXX
             
XXXX
     
Appraisal
           
-2.300%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
4.50
XXXX
5
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
4.50
XXXX
6
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
3.50
XXXX
7
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
8
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
3.30
XXXX
9
XXXX
             
XXXX
     
Appraisal
           
-3.510%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
3.50
XXXX
10
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.70
XXXX
11
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.50
XXXX
12
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
13
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
14
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.90
XXXX
15
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.40
XXXX
16
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.60
XXXX
17
XXXX
             
XXXX
     
Appraisal
           
-1.500%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
2.90
XXXX
18
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.40
XXXX
19
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
3.20
XXXX
20
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
3.50
XXXX
21
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.40
XXXX
22
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
2.30
XXXX
23
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
3.40
XXXX
24
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
25
XXXX
             
XXXX
     
Appraisal
           
1.200%
   
Appraisal
                     
-21.040%
 
High
                                                                                           
N/A
 
3.30
XXXX
26
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
3.30
XXXX
27
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
3.50
XXXX
28
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.40
XXXX
29
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
5.00
XXXX
30
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
31
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
4.20
XXXX
32
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
3.10
XXXX
33
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
34
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
3.10
XXXX
35
XXXX
             
XXXX
     
Appraisal
           
2.830%
   
Appraisal
                     
-8.330%
 
High
                                                                                           
N/A
 
1.50
XXXX
36
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.20
XXXX
37
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
38
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
2.70
XXXX
39
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
2.50
XXXX
40
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
41
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
42
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
3.10
XXXX
43
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
44
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
2.80
XXXX
45
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
3.00
XXXX
46
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
47
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
48
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
49
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
4.30
XXXX
50
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
2.50
XXXX
51
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
52
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.10
XXXX
53
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
2.80
XXXX
54
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
N/A
 
3.50
XXXX
55
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
56
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
57
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
3.00
XXXX
58
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.50
XXXX
59
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
3.10
XXXX
60
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
61
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
62
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
63
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
XXXX
64
XXXX
             
XXXX
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
2.60
XXXX
65
XXXX
             
XXXX
     
Appraisal
                                                                                                                                           
N/A
 
1.00
 

Supplemental Data
Run Date - 7/16/2026 8:56:59 PM
SitusAMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
TILA Status Loan Designation
Exempt QM/ATR Equivalency
CDFI Bank Originated Loan
Application Date
TRID Tested
GSE
HOEPA Fees
TILA Fees
Rate Lock Date
Calculated APR
Original P&I
Qualifying P&I
Qualifying Rate
Is Borrower Non Occupant
Is Co Borrower Non Occupant
Borrower Employment Indicator
Co Borrower Employment Indicator
Co Borrower 2 Employment Indicator
Co Borrower 3 Employment Indicator
Co Borrower2 Length of Employment
Co Borrower3 Length of Employment
Borrower Foreign National Indicator
Co Borrower Foreign National Indicator
Co Borrower 2 Foreign National Indicator
Co Borrower 3 Foreign National Indicator
Borrower Country Name
Co Borrower Country Name
Co Borrower2 Country Name
Co Borrower3 Country Name
Residual Income
Num Units
Annual Property Tax
Annual Insurance Costs
Monthly Property Tax
Monthly Insurance Costs
HOA Name
HOA Address State
Fee Amount
Next Due Date
HOA Payment Frequency
Investor DTI
QM DTI
Non QM DTI
Original Credit Report Date
Qualifying Credit Score
Third Wage Earner Original FICO Equifax
Third Wage Earner Original FICO Experian
Third Wage Earner Original FICO Transunion
Fourth Wage Earner Original FICO Equifax
Fourth Wage Earner Original FICO Experian
Fourth Wage Earner Original FICO Transunion
Most Recent Updated Credit Report Date
Primary Wage Earner Updated FICO Equifax
Primary Wage Earner Updated FICO Experian
Primary Wage Earner Updated FICO Transunion
Secondary Wage Earner Updated FICO Equifax
Secondary Wage Earner Updated FICO Experian
Secondary Wage Earner Updated FICO Transunion
Third Wage Earner Updated FICO Equifax
Third Wage Earner Updated FICO Experian
Third Wage Earner Updated FICO Transunion
Fourth Wage Earner Updated FICO Equifax
Fourth Wage Earner Updated FICO Experian
Fourth Wage Earner Updated FICO Transunion
Most Recent Updated Co Borrower 2 FICO
Most Recent Updated Co Borrower 3 FICO
Co Borrower 2 Asset Verification Level
Co Borrower 3 Asset Verification Level
Co Borrower 2 Income Verification Level
Co Borrower 3 Income Verification Level
Co Borrower 2 Employment Verification Level
Co Borrower 3 Employment Verification Level
Asset Depletion Flag
Bank Statements Flag
Number of Statements
Type of Statements
Percent of Income From Statements
Borrower Business Ownership %
CoBorrower Business Ownership %
P&L Type
Income Doc Detail
Tax Return Doc Details
Document Level
Document Type
Most Recent Bankruptcy Type
Most Recent Bankruptcy Filing Date
Most Recent Bankruptcy Discharge Date
Number of Bankruptcy Events
Months Bankruptcy (7, 11)
Months Bankruptcy (13)
Most Recent Deed-in -Lieu Date
Number of Deed-in-Lieu Events
Months Deed-in-Lieu
Most Recent Short Sale Date
Number of Short Sale Events
Months Short Sale (or Pre FC)
Most Recent Foreclosure Date
Number of Foreclosure Events
Months Foreclosure
Prior Mortgage/Rent Late 30d in 24m
Prior Mortgage/Rent Late 60d in 24m
Prior Mortgage/Rent Late 90d in 24m
Has ACH
Guideline Name
UW Guideline Author
ATR QM Total Points and Fees Audit
Loan Regulation Benchmark Date
Benchmark Rate
HUD 1 Page 1 Credits Total
Collateral Underwriter Risk Score
AUS Decision System
Property Inspection Waiver (PIW)
Rating Result
Eligible For Rep and Warrant Relief Per Collateral Advisor
Is Equity Shared Loan
Investor Qualifying Rate
Borrower Years of W2s
CoBorrower Years of W2s
Years of Personal Tax Returns
Years of Business Tax Returns
Years of 4506T
Years of Tax Transcripts
Months of Personal Bank Statements
Months of Business Bank Statements
Months of Profit and Loss Statements
Expense Letter
Total DSCR
Total Inverse DSCR
Subordinate Lien Type
Is Shared Appreciation Mortgage
Duration of Payout Months
Seller VSH Indicator
Seller Indicated VSH Guideline
Validated VSH
IO Remaining Amortization Term at Recast
Maturity Date
Borrower Own Funds Cash Amount
Borrower Own Funds Percent
Is the Note an eNote
Borrower WVOE - # of Months of Income provided
Co Borrower WVOE - # of Months of Income provided
Co Borrower2 WVOE - # of Months of Income provided
Co Borrower3 WVOE - # of Months of Income provided
Were the origination guidelines utilized for this diligence review?
Title Evidence
Ownership Type
Borrower Type
Borrower Designation
Co Borrower Type
Co Borrower Designation
Co Borrower2 Type
Co Borrower2 Designation
Co Borrower3 Type
Co Borrower3 Designation
Senior Lien Position
Senior Lien Original Loan Amount
Senior Lien Original Interest Rate
Senior Lien Note Projected Closing Date
Senior Lien Current Balance
Senior Lien Current P&I
Loan Closed in the Name of an Entity
Note Executed by
Assumable Mortgage Flag
Leasehold Flag
Buydown Flag
Borrower Experian FICO Model Used
Borrower Equifax FICO Model Used
Borrower TransUnion FICO Model Used
Co Borrower Experian FICO Model Used
Co Borrower Equifax FICO Model Used
Co Borrower TransUnion FICO Model Used
Co Borrower2 Experian FICO Model Used
Co Borrower2 Equifax FICO Model Used
Co Borrower2 TransUnion FICO Model Used
Co Borrower3 Experian FICO Model Used
Co Borrower3 Equifax FICO Model Used
Co Borrower3 TransUnion FICO Model Used
Borrower Documentation Used to Determine Legal Residency
Co Borrower Documentation Used to Determine Legal Residency
Co Borrower2 Documentation Used to Determine Legal Residency
Co Borrower3 Documentation Used to Determine Legal Residency
Delayed Financing?
Months Reserves
Correspondent Type
Departure Residence
Rate Increase on Default
Default Interest Rate
Default Interest Accrual Start Days
MERS Min Number
Co Borrower Other Income
Co Borrower Wage Income
Primary Housing Lates 0 6 Months 30
Primary Housing Lates 0 6 Months 60
Primary Housing Lates 0 6 Months 90
Primary Housing Lates 7 12 Months 30
Primary Housing Lates 7 12 Months 60
Primary Housing Lates 7 12 Months 90
Primary Housing Lates 13 24 Months 30
Primary Housing Lates 13 24 Months 60
Primary Housing Lates 13 24 Months 90
Primary Housing Lates 25 36 Months 30
Primary Housing Lates 25 36 Months 60
Primary Housing Lates 25 36 Months 90
Borrower 1 ITIN Flag
Borrower 2 ITIN Flag
Borrower 3 ITIN Flag
Borrower 4 ITIN Flag
Total Number of Mortgaged Properties
Amortization Term Less IO
xxxx
1
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Employer Letter - 2018
[Borrower -  | Primary Income - Wages]; Paystubs - 2018
[Borrower -  | Primary Income - Wages]; WVOE - 2018
[Borrower -  | Primary Income - Wages]; W-2 - 2017
[Borrower -  | Primary Income - Wages]; W-2 - 2016
[Borrower -  | Primary Income - Wages]; W-2 - 2016
[Borrower -  | Primary Income - Wages]; W-2 - 2015
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; Transcripts (1040) - 2016
[Borrower]; Transcripts (1040) - 2015
[Borrower]; Transcripts (1040) - No Results Returned - Year Not Available
Full Documentation (F)
Full
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
 
DU
 
ApproveIneligible
   
xxxx
3
 
0
0
1
2
   
xxxx
No
                 
xxxx
xxxx
             
Commitment
Fee Simple
                           
No
 
No
                                     
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
2
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Employer Letter - 2018
[Borrower -  | Primary Income - Wages]; Other - 2018
[Borrower -  | Primary Income - Wages]; Paystubs - 2018
[Borrower -  | Primary Income - Wages]; Paystubs - 2018
[Borrower -  | Primary Income - Wages]; Paystubs - 2018
[Borrower -  | Primary Income - Wages]; VVOE - 2018
[Borrower -  | Primary Income - Wages]; W-2 - 2017
[Borrower -  | Primary Income - Wages]; W-2 - 2016
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2018
[Coborrower(s) -  | Primary Income - Wages]; Other - 2018
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2018
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2018
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2017
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2016
[Borrower]; 1040 - 2017
[Borrower]; 4506 or 4506-T - 2017
[Borrower]; Transcripts (1040) - 2017
[Borrower]; 1040 - 2016
[Borrower]; 4506 or 4506-T - 2016
[Borrower]; Transcripts (1040) - 2016
[Borrower]; 4506 or 4506-T - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2017
[Coborrower]; 4506 or 4506-T - 2017
[Coborrower]; Transcripts (1040) - 2017
[Coborrower]; 1040 - 2016
[Coborrower]; 4506 or 4506-T - 2016
[Coborrower]; Transcripts (1040) - 2016
[Coborrower]; Transcripts (1040) - 2016
[Coborrower]; 4506 or 4506-T - 2015
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Full
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
 
DU
 
ApproveIneligible
   
xxxx
2
2
2
0
3
2
   
xxxx
No
                 
xxxx
xxxx
xxxx
           
Commitment
Fee Simple
                           
No
 
No
                                     
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
3
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; Year End Summary - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.1
DU
 
ApproveIneligible
N/A
No
xxxx
1
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
 
27
   
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
4
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Borrower -  | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
4.5
DU
 
ApproveIneligible
N/A
No
xxxx
3
 
2
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Preliminary
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
5
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
4.5
DU
 
ApproveIneligible
N/A
No
xxxx
0
0
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
 
17
   
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
6
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.5
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
0
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
25
     
Yes
Final
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
7
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Borrower -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Coborrower(s) -  | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
Full Documentation (F)
Retirement Income - Fully Verified
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
0
2
0
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
8
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Other - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Other - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.3
DU
 
ApproveIneligible
N/A
No
xxxx
2
1
1
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
9
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.5
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
10
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.7
DU
 
ApproveIneligible
N/A
No
xxxx
2
1
2
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
11
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.5
DU
 
ApproveIneligible
N/A
No
xxxx
0
 
0
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
6
     
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
12
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
13
xxxx
 
xxxx
     
Yes
No
xxxx
   
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
   
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
27
     
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
14
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Account Transcripts - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.9
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
1
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
15
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.4
DU
 
ApproveIneligible
N/A
No
xxxx
0
1
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
16
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Borrower -  | Primary Income - Wages]; WVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.6
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
12
12
   
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
17
xxxx
 
xxxx
     
Yes
No
xxxx
   
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
2.9
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
27
     
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
18
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.4
DU
 
ApproveIneligible
N/A
No
xxxx
0
3
2
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
19
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - Farming]; 1040 - Schedule F - 2024
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
   
xxxx
xxxx
3.2
DU
 
ApproveIneligible
N/A
No
xxxx
0
 
1
0
3
3
     
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
20
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Other - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.5
DU
 
ApproveIneligible
N/A
No
xxxx
1
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
21
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
Non-Permanent Resident Alien
     
xxxx
     
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.4
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
               
VISA
       
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
22
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) -  | Primary Income - Wages]; Other - 2026
[Coborrower(s) -  | Primary Income - Wages]; Other - 2026
[Coborrower(s) -  | Primary Income - Wages]; Other - 2026
[Coborrower(s) -  | Primary Income - Wages]; Other - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
2.3
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
1
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
23
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.4
DU
 
ApproveIneligible
N/A
No
xxxx
2
0
3
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
24
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
1
2
1
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
25
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.3
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
26
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.3
DU
 
ApproveIneligible
N/A
No
xxxx
1
 
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
27
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; Year End Summary - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.5
DU
 
ApproveIneligible
N/A
No
xxxx
0
1
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
   
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
28
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Other - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; WVOE - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2020
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.4
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
27
     
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
29
xxxx
 
xxxx
     
Yes
No
xxxx
   
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
   
xxxx
xxxx
5.0
DU
 
ApproveIneligible
N/A
No
xxxx
1
 
1
0
3
2
     
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
30
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Other - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Employer Letter - 2025
[Borrower -  | Primary Income - Wages]; Restricted Stock Agreement - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Vesting Schedule - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
Yes
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
31
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
4.2
DU
 
ApproveIneligible
N/A
No
xxxx
2
0
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
14
     
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
32
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; Account Transcripts - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.1
DU
 
ApproveIneligible
N/A
No
xxxx
0
 
2
0
3
3
     
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
Retail
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
33
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
1
1
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
34
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
Yes
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.1
DU
 
ApproveIneligible
N/A
No
xxxx
0
2
1
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
Retail
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
35
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.5
DU
 
ApproveIneligible
N/A
No
xxxx
1
 
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
36
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.2
DU
 
ApproveIneligible
N/A
No
xxxx
0
2
1
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
37
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
Non-Permanent Resident Alien
Non-Permanent Resident Alien
   
xxxx
xxxx
   
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Account Transcripts - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
1
0
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
         
VISA
VISA
     
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
38
xxxx
 
xxxx
     
Yes
No
xxxx
   
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; WVOE - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
   
xxxx
xxxx
2.7
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
1
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
15
     
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
39
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
2.5
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Preliminary
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
40
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
Permanent Resident Alien
Permanent Resident Alien
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
1
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
         
Resident Alien Card
Resident Alien Card
     
xxxx
Retail
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
41
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Employer Letter - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
 
FICO Risk Score Classic 04
                   
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
42
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.1
DU
 
ApproveIneligible
N/A
No
xxxx
0
0
2
0
3
3
     
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
43
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Other - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Vesting Schedule - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
44
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; Year End Summary - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
2.8
DU
 
ApproveIneligible
N/A
No
xxxx
0
1
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
45
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
1
1
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
Yes
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
46
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Short Form
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
47
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
48
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
2
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
49
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
4.3
DU
 
ApproveIneligible
N/A
No
xxxx
2
0
1
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
50
xxxx
 
xxxx
     
Yes
No
xxxx
   
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
   
xxxx
xxxx
2.5
DU
 
ApproveIneligible
N/A
No
xxxx
2
1
0
0
2
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
Yes
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
51
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
52
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.1
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
53
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
2.8
DU
 
ApproveIneligible
N/A
No
xxxx
1
1
2
0
3
3
   
xxxx
No
         
No
     
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
54
xxxx
 
xxxx
     
Yes
No
xxxx
   
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; Other - 2026
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
   
xxxx
xxxx
3.5
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
1
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
Retail
 
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
55
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
2
0
3
3
     
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
56
xxxx
 
xxxx
     
Yes
No
xxxx
   
xxxx
xxxx
xxxx
xxxx
No
Yes
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; VVOE - 2026
[Borrower -  | Primary Income - Wages]; WVOE - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
   
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
1
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
1
27
   
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
Retail
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
57
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
58
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.5
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
1
0
3
2
     
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Preliminary
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
Retail
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
59
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Disability]; Account Statements - 2026
[Borrower -  | Primary Income - Disability]; Award Letter / Continuance Letter - 2026
[Borrower -  | Primary Income - Disability]; Other - 2026
[Borrower -  | Primary Income - Disability]; Other - 2026
[Borrower -  | Primary Income - Disability]; Other - 2026
[Borrower -  | Primary Income - Disability]; W-2 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
3.1
DU
 
ApproveIneligible
N/A
No
xxxx
1
 
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Short Form
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
60
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
None
   
N/A
No
xxxx
2
 
0
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
61
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveEligible
N/A
No
xxxx
2
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
62
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
2
0
3
3
     
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
63
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
2
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
64
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
2.6
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
   
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
xxxx
65
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2026
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower -  | Primary Income - Wages]; W-2 - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower]; 1040 - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
   
xxxx
xxxx
1.0
DU
 
ApproveIneligible
N/A
No
xxxx
2
 
2
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
No
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
No
No
     
xxxx
xxxx
                       
No
No
No
No
XX
360
 

ASF
Run Date - 7/16/2026 8:56:59 PM
Primary Servicer
Servicing Fee Percentage
Servicing Fee Flat Dollar
Servicing Advance Methodology
Originator
Loan Group
Loan Number
Amortization Type
Lien Position
Heloc Indicator
Loan Purpose
Cash Out Amount
Total Origination and Discount Points in Dollars
Covered High Cost Loan Indicator
Relocation Loan Indicator
Broker Indicator
Channel
Escrow Indicator
Senior Loan Amounts
Loan Type of Most Senior Lien
Hybrid Period of Most Senior Lien in Months
Neg Am Limit of Most Senior Lien
Junior Mortgage Balance
Origination Date of Most Senior Lien
Origination Date
Original Loan Amount
Original Interest Rate
Original Amortization Term
Original Term to Maturity
First Payment Date of Loan
Interest Type Indicator
Original Interest Only Term
Buy Down Period
HELOC Draw Period
Current Loan Amount
Current Interest Rate
Current Payment Amount Due
Interest Paid Through Date
Current Payment Status
Index Type
ARM Look Back Days
Gross Margin
ARM Round Flag
ARM Rounding Factor
Initial Fixed Rate Period
Initial Interest Rate Cap Change Up
Initial Interest Rate Cap Change Down
Subsequent Interest Rate Reset Period
Subsequent Interest Rate Change Down
Subsequent Interest Rate Change Up
Lifetime Maximum Rate Ceiling
Lifetime Minimum Rate Floor
Negative Amortization Limit
Initial Negative Amortization Recast Period
Subsequent Negative Amortization Recast Period
Initial Fixed Payment Period
Subsequent Payment Reset Period
Initial Periodic Payment Cap
Subsequent Periodic Payment Cap
Initial Minimum Payment Reset Period
Subsequent Minimum Payment Reset Period
Option ARM Indicator
Options at Recast
Initial Minimum Payment
Current Minimum Payment
Prepayment Penalty Calculation
Prepayment Penalty Type
Prepayment Penalty Total Term
Prepayment Penalty Hard Term
Primary Borrower ID
Number of Mortgaged Properties
Total Number of Borrowers
Self Employment Flag
Current Other Monthly Payment
Length of Employment Borrower
Length of Employment Co Borrower
Years in Home
FICO Model Used
Most Recent FICO Date
Primary Wage Earner Original FICO Equifax
Primary Wage Earner Original FICO Experian
Primary Wage Earner Original FICO Transunion
Secondary Wage Earner Original FICO Equifax
Secondary Wage Earner Original FICO Experian
Secondary Wage Earner Original FICO Transunion
Most Recent Primary Borrower FICO
Most Recent Co Borrower FICO
Most Recent FICO Method
Vantagescore Primary Borrower
Vantagescore Co Borrower
Most Recent Vantagescore Method
Vantagescore Date
Credit Report Longest Trade Line
Credit Report Maximum Trade Line
Credit Report Number of Trade Lines
Credit Line Usage Ratio
Most Recent 12 Month Pay History
Months Bankruptcy
Months Foreclosure
Primary Borrower Wage Income
Co Borrower Wage Income
Primary Borrower Other Income
Co Borrower Other Income
All Borrower Wage Income
All Borrower Total Income
4506T/C Indicator
Borrower Income Verification Level
Co Borrower Income Verification Level
Borrower Employment Verification Level
Co Borrower Employment Verification Level
Borrower Asset Verification Level
Co Borrower Asset Verification Level
Liquid Cash Reserves
Monthly Debt All Borrowers
Originator DTI
Fully Indexed Rate
Qualification Method
Percentage of Down Payment From Borrower Own Funds
City
State
Postal Code
Property Type
Occupancy
Sales Price
Original Appraised Property Value
Original Property Valuation Type
Original Property Valuation Date
Original Automated Valuation Model AVM Model Name
Original AVM Confidence Score
Most Recent Property Value
Most Recent Property Valuation Type
Most Recent Property Valuation Date
Most Recent AVM Model Name
Most Recent AVM Confidence Score
Original CLTV
Original LTV
Original Pledged Assets
Mortgage Insurance Company Name
Mortgage Insurance Percent
MI Lender or Borrower Paid
Pool Insurance Co Name
Pool Insurance Stop Loss Percent
MI Certificate Number
Updated DTI Front End
Updated DTI Back End
Modification Effective Payment Date
Total Capitalized Amount
Total Deferred Amount
Pre Modification Interest Note Rate
Pre Modification P&I Payment
Pre Modification Initial Interest Rate Change Downward Cap
Pre Modification Subsequent Interest Rate Cap
Pre Modification Next Interest Rate Change Date
Pre Modification IO Term
Forgiven Principal Amount
Forgiven Interest Amount
Number of Modifications
Real Estate Interest
Community Ownership Structure
Year of Manufacture
HUD Code Compliance Indicator Y/N
Gross Manufacturers Invoice Price
LTI Loan to Invoice Gross
Net Manufacturers Invoice Price
LTI Net
Manufacturer Name
Model Name
Down Payment Source
Community Related Party Lender Y/N
Defined Underwriting Criteria Y/N
Chattel Indicator
9999999
0.000000
 
99
 
UNK
1
1
1
0
9
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
1
0
XXXX
XXXX
 
XXXX
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
34
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
   
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
2
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
47
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
3
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
150
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
3
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
4
1
1
0
6
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
216
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
5
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
86
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
2
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
2
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
6
1
1
0
7
XXXX
XXXX
0
0
1
2
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
354
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
2
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
7
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
126
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
8
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
64
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
9
1
1
0
6
XXXX
XXXX
0
0
0
1
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
150
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
3
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
10
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
243
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
11
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
123
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
12
1
1
0
6
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
131
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
13
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
188
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
1
5
1
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
2
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
14
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
3
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
58
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
2
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
15
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
612
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
1
3
1
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
2
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
16
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
1
1
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
188
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
17
1
1
0
7
XXXX
XXXX
0
0
0
1
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
125
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
18
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
146
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
19
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
134
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
20
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
226
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
2
2
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
21
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
3
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
229
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
1
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
22
1
1
0
6
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
146
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
1
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
3
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
23
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
139
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
24
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
3
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
138
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
25
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
203
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
3
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
26
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
1
1
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
110
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
4
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
27
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
4
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
298
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
2
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
28
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
36
         
0
                                                         
0
 
1
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
177
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
3
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
29
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
356
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
2
2
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
30
1
1
0
7
XXXX
XXXX
0
0
0
5
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
1
1
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
75
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
31
1
1
0
7
XXXX
XXXX
0
0
0
1
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
235
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
1
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
32
1
1
0
7
XXXX
XXXX
0
0
0
5
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
139
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
4
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
33
1
1
0
6
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
178
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
3
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
34
1
1
0
7
XXXX
XXXX
0
0
1
2
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
155
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
2
2
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
35
1
1
0
7
XXXX
XXXX
0
0
1
2
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
214
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
1
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
36
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
135
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
3
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
37
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
3
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
131
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
38
1
1
0
6
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
156
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
3
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
39
1
1
0
7
XXXX
XXXX
0
0
0
5
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
0
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
40
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
 
XXXX
XXXX
XXXX
XXXX
3
       
92
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
41
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
1
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
206
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
1
3
2
4
1
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
42
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
136
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
43
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
176
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
1
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
44
1
1
0
7
XXXX
XXXX
0
0
1
2
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
165
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
2
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
45
1
1
0
6
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
24
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
128
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
46
1
1
0
7
XXXX
XXXX
0
0
0
1
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
105
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
47
1
1
0
6
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
121
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
48
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
117
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
49
1
1
0
7
XXXX
XXXX
0
0
1
2
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
145
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
50
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
12
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
171
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
2
2
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
51
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
170
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
2
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
52
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
3
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
200
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
53
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
3
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
134
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
54
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
12
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
1
3
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
55
1
1
0
7
XXXX
XXXX
0
0
0
5
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
211
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
56
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
3
2
1
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
107
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
57
1
1
0
7
XXXX
XXXX
0
0
0
5
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
195
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
58
1
1
0
7
XXXX
XXXX
0
0
0
1
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
192
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
59
1
1
0
7
XXXX
XXXX
0
0
0
5
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
3
1
1
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
124
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
4
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
60
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
156
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
1
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
61
1
1
0
7
XXXX
XXXX
0
0
1
2
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
198
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
62
1
1
0
6
XXXX
XXXX
0
0
1
2
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
174
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
63
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
84
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
7
2
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
64
1
1
0
7
XXXX
XXXX
0
0
1
2
0
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
1
2
1
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
137
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX
                                                               
9999999
0.000000
 
99
 
UNK
65
1
1
0
7
XXXX
XXXX
0
0
1
2
4
               
XXXX
XXXX
XXXX
 
2
0
0
         
0
                                                         
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
94
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
 
1
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
XXXX