|
ALT ID
|
Loan Number
|
Primary Servicer
|
Servicing Fee Percentage
|
Servicing Fee Flat Dollar
|
Servicing Advance Methodology
|
Originator
|
Loan Group
|
Amortization Type
|
Lien Position
|
Heloc Indicator
|
Loan Purpose
|
Cash Out Amount
|
Total Origination and Discount Points in Dollars
|
Covered High Cost Loan Indicator
|
Relocation Loan Indicator
|
Broker Indicator
|
Channel
|
Escrow Indicator
|
Senior Loan Amounts
|
Loan Type of Most Senior Lien
|
Hybrid Period of Most Senior Lien in Months
|
Neg Am Limit of Most Senior Lien
|
Junior Mortgage Balance
|
Origination Date of Most Senior Lien
|
Origination Date
|
Original Loan Amount
|
Original Interest Rate
|
Original Amortization Term
|
Original Term to Maturity
|
First Payment Date of Loan
|
Interest Type Indicator
|
Original Interest Only Term
|
Buy Down Period
|
HELOC Draw Period
|
Current Loan Amount
|
Current Interest Rate
|
Current Payment Amount Due
|
Interest Paid Through Date
|
Current Payment Status
|
Index Type
|
ARM Look Back Days
|
Gross Margin
|
ARM Round Flag
|
ARM Rounding Factor
|
Initial Fixed Rate Period
|
Initial Interest Rate Cap Change Up
|
Initial Interest Rate Cap Change Down
|
Subsequent Interest Rate Reset Period
|
Subsequent Interest Rate Change Down
|
Subsequent Interest Rate Change Up
|
Lifetime Maximum Rate Ceiling
|
Lifetime Minimum Rate Floor
|
Negative Amortization Limit
|
Initial Negative Amortization Recast Period
|
Subsequent Negative Amortization Recast Period
|
Initial Fixed Payment Period
|
Subsequent Payment Reset Period
|
Initial Periodic Payment Cap
|
Subsequent Periodic Payment Cap
|
Initial Minimum Payment Reset Period
|
Subsequent Minimum Payment Reset Period
|
Option ARM Indicator
|
Options at Recast
|
Initial Minimum Payment
|
Current Minimum Payment
|
Prepayment Penalty Calculation
|
Prepayment Penalty Type
|
Prepayment Penalty Total Term
|
Prepayment Penalty Hard Term
|
Primary Borrower ID
|
Number of Mortgaged Properties
|
Total Number of Borrowers
|
Self Employment Flag
|
Current Other Monthly Payment
|
Length of Employment Borrower
|
Length of Employment Co Borrower
|
Years in Home
|
FICO Model Used
|
Most Recent FICO Date
|
Primary Wage Earner Original FICO Equifax
|
Primary Wage Earner Original FICO Experian
|
Primary Wage Earner Original FICO Transunion
|
Secondary Wage Earner Original FICO Equifax
|
Secondary Wage Earner Original FICO Experian
|
Secondary Wage Earner Original FICO Transunion
|
Most Recent Primary Borrower FICO
|
Most Recent Co Borrower FICO
|
Most Recent FICO Method
|
Vantagescore Primary Borrower
|
Vantagescore Co Borrower
|
Most Recent Vantagescore Method
|
Vantagescore Date
|
Credit Report Longest Trade Line
|
Credit Report Maximum Trade Line
|
Credit Report Number of Trade Lines
|
Credit Line Usage Ratio
|
Most Recent 12 Month Pay History
|
Months Bankruptcy
|
Months Foreclosure
|
Primary Borrower Wage Income
|
Co Borrower Wage Income
|
Primary Borrower Other Income
|
Co Borrower Other Income
|
All Borrower Wage Income
|
All Borrower Total Income
|
4506T Indicator
|
Borrower Income Verification Level
|
Co Borrower Income Verification
|
Borrower Employment Verification
|
Co Borrower Employment Verification
|
Borrower Asset Verification
|
Co Borrower Asset Verification
|
Liquid Cash Reserves
|
Monthly Debt All Borrowers
|
Originator DTI
|
Fully Indexed Rate
|
Qualification Method
|
Percentage of Down Payment From Borrower Own Funds
|
City
|
State
|
Postal Code
|
Property Type
|
Occupancy
|
Sales Price
|
Original Appraised Property Value
|
Original Property Valuation Type
|
Original Property Valuation Date
|
Original Automated Valuation Model AVM Model Name
|
Original AVM Confidence Score
|
Most Recent Property Value
|
Most Recent Property Valuation Type
|
Most Recent Property Valuation Date
|
Most Recent AVM Model Name
|
Most Recent AVM Confidence Score
|
Original CLTV
|
Original LTV
|
Original Pledged Assets
|
Mortgage Insurance Company Name
|
Mortgage Insurance Percent
|
MI Lender or Borrower Paid
|
Pool Insurance Co Name
|
Pool Insurance Stop Loss Percent
|
MI Certificate Number
|
Updated DTI Front End
|
Updated DTI Back End
|
Modification Effective Payment Date
|
Total Capitalized Amount
|
Total Deferred Amount
|
Pre Modification Interest Note Rate
|
Pre Modification P&I Payment
|
Pre Modification Initial Interest Rate Change Downward Cap
|
Pre Modification Subsequent Interest Rate Cap
|
Pre Modification Next Interest Rate Change Date
|
Pre Modification IO Term
|
Forgiven Principal Amount
|
Forgiven Interest Amount
|
Number of Modifications
|
Real Estate Interest
|
Community Ownership Structure
|
Year of Manufacture
|
HUD Code Compliance Indicator Y/N
|
Gross Manufacturers Invoice Price
|
LTI Loan to Invoice Gross
|
Net Manufacturers Invoice Price
|
LTI Net
|
Manufacturer Name
|
Model Name
|
Down Payment Source
|
Community Related Party Lender Y/N
|
Defined Underwriting Criteria Y/N
|
Chattel Indicator
|
|
121093
|
XXXXX
|
9999999
|
0.000000
|
99
|
1009207
|
UNK
|
1
|
1
|
0
|
9
|
$XXXXXX
|
15081.80
|
0
|
0
|
0
|
1
|
4
|
XX/XX/XXXXX
|
$XXXXXX
|
0.058750
|
360
|
360
|
XX/XX/XXXX
|
2
|
0
|
0
|
$XXXXXXX
|
0.058750
|
$XXXXXXX
|
XX/XX/XXXX
|
0
|
0
|
999999999
|
2
|
2
|
0
|
$XXXXX
|
4.52
|
19.15
|
1.90
|
1
|
XX/XX/XXXX
|
774
|
804
|
809
|
749
|
711
|
758
|
804
|
749
|
3
|
322
|
$XXXXXX
|
1
|
0.507000
|
XXXXXXXXXXXX
|
$XXXXX
|
$XXXXX
|
XXXXX
|
.00
|
$XXXXX
|
$XXXXX
|
0
|
5
|
5
|
3
|
3
|
4
|
1
|
366176.93
|
15148.02
|
0.344000
|
1
|
XXXXXX
|
XX
|
XXXXX
|
1
|
1
|
$XXXXXXX
|
3
|
XX/XX/XXXX
|
0.647300
|
0.647300
|
.00
|
0
|
0
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121094
|
XXXXX
|
9999999
|
0.000000
|
99
|
1009207
|
UNK
|
1
|
1
|
0
|
7
|
$XXXXXX
|
2415.70
|
0
|
0
|
0
|
1
|
4
|
XX/XX/XXXXX
|
$XXXXXX
|
0.061250
|
360
|
360
|
XX/XX/XXXX
|
2
|
0
|
0
|
$XXXXXXX
|
0.061250
|
$XXXXXXX
|
XX/XX/XXXX
|
0
|
0
|
999999999
|
1
|
2
|
0
|
$XXXXX
|
2.37
|
4.80
|
1
|
XX/XX/XXXX
|
782
|
793
|
784
|
787
|
811
|
754
|
784
|
787
|
3
|
205
|
$XXXXXX
|
8
|
0.078000
|
XXXXXXXXXXXX
|
$XXXXX
|
$XXXXX
|
XXXXX
|
.00
|
$XXXXX
|
$XXXXX
|
0
|
5
|
5
|
3
|
3
|
4
|
4
|
349729.47
|
13336.09
|
0.313200
|
1
|
1.000000
|
XXXXXX
|
XX
|
XXXXX
|
1
|
1
|
$XXXXXXX
|
$XXXXXXX
|
3
|
XX/XX/XXXX
|
0.716600
|
0.716600
|
.00
|
0
|
0
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121095
|
XXXXX
|
9999999
|
0.000000
|
99
|
1009207
|
UNK
|
1
|
1
|
0
|
6
|
$XXXXXX
|
11225.00
|
0
|
0
|
0
|
1
|
4
|
XX/XX/XXXXX
|
$XXXXXX
|
0.058750
|
360
|
360
|
XX/XX/XXXX
|
2
|
0
|
0
|
$XXXXXXX
|
0.058750
|
$XXXXXXX
|
XX/XX/XXXX
|
0
|
0
|
999999999
|
1
|
2
|
0
|
$XXXXX
|
.18
|
.21
|
1
|
XX/XX/XXXX
|
789
|
803
|
803
|
779
|
787
|
775
|
803
|
779
|
3
|
234
|
$XXXXXX
|
6
|
0.040000
|
XXXXXXXXXXXX
|
$XXXXX
|
$XXXXX
|
XXXXX
|
.00
|
$XXXXX
|
$XXXXX
|
0
|
5
|
5
|
3
|
3
|
4
|
4
|
850125.65
|
7637.72
|
0.234400
|
1
|
1.000000
|
XXXXXX
|
XX
|
XXXXX
|
1
|
1
|
$XXXXXXX
|
$XXXXXXX
|
3
|
XX/XX/XXXX
|
0.800000
|
0.800000
|
.00
|
0
|
0
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121096
|
XXXXX
|
9999999
|
0.000000
|
99
|
1009207
|
UNK
|
1
|
1
|
0
|
7
|
$XXXXXX
|
1575.00
|
0
|
0
|
0
|
1
|
4
|
XX/XX/XXXXX
|
$XXXXXX
|
0.060000
|
360
|
360
|
XX/XX/XXXX
|
2
|
0
|
0
|
$XXXXXXX
|
0.060000
|
$XXXXXXX
|
XX/XX/XXXX
|
0
|
0
|
999999999
|
3
|
2
|
1
|
$XXXXX
|
31.01
|
8.63
|
1
|
XX/XX/XXXX
|
808
|
797
|
811
|
786
|
768
|
779
|
808
|
779
|
3
|
109
|
$XXXXXX
|
2
|
0.040000
|
XXXXXXXXXXXX
|
$XXXXX
|
$XXXXX
|
XXXXX
|
.00
|
$XXXXX
|
$XXXXX
|
1
|
4
|
4
|
3
|
3
|
4
|
4
|
529754.01
|
10224.61
|
0.334300
|
1
|
1.000000
|
XXXXXX
|
XX
|
XXXXX
|
1
|
1
|
$XXXXXXX
|
$XXXXXXX
|
3
|
XX/XX/XXXX
|
0.561600
|
0.561600
|
.00
|
0
|
0
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121097
|
XXXXX
|
9999999
|
0.000000
|
99
|
1009207
|
UNK
|
1
|
1
|
0
|
7
|
$XXXXXX
|
2876.30
|
0
|
0
|
0
|
1
|
4
|
XX/XX/XXXXX
|
$XXXXXX
|
0.066250
|
360
|
360
|
XX/XX/XXXX
|
2
|
0
|
0
|
$XXXXXXX
|
0.066250
|
$XXXXXXX
|
XX/XX/XXXX
|
0
|
0
|
999999999
|
2
|
1
|
0
|
$XXXXX
|
.81
|
1
|
XX/XX/XXXX
|
770
|
797
|
778
|
778
|
3
|
75
|
$XXXXXX
|
4
|
0.152000
|
XXXXXXXXXXXX
|
$XXXXX
|
XXXXX
|
$XXXXX
|
$XXXXX
|
0
|
4
|
3
|
4
|
228444.00
|
10527.03
|
0.421100
|
1
|
1.000000
|
XXXXXX
|
XX
|
XXXXX
|
1
|
1
|
$XXXXXXX
|
$XXXXXXX
|
3
|
XX/XX/XXXX
|
0.750000
|
0.750000
|
.00
|
0
|
0
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121310
|
XXXXX
|
9999999
|
0.000000
|
99
|
1009207
|
UNK
|
1
|
1
|
0
|
7
|
$XXXXXX
|
9397.58
|
0
|
0
|
0
|
1
|
4
|
XX/XX/XXXXX
|
$XXXXXX
|
0.060000
|
360
|
360
|
XX/XX/XXXX
|
2
|
0
|
0
|
$XXXXXXX
|
0.060000
|
$XXXXXXX
|
XX/XX/XXXX
|
0
|
0
|
999999999
|
3
|
2
|
0
|
$XXXXX
|
1.80
|
2.23
|
1
|
XX/XX/XXXX
|
800
|
790
|
792
|
799
|
803
|
801
|
792
|
801
|
3
|
261
|
$XXXXXX
|
6
|
0.050000
|
XXXXXXXXXXXX
|
$XXXXX
|
$XXXXX
|
XXXXX
|
.00
|
$XXXXX
|
$XXXXX
|
0
|
4
|
5
|
3
|
3
|
4
|
4
|
191686.12
|
14600.05
|
0.423700
|
1
|
1.000000
|
XXXXXX
|
XX
|
XXXXX
|
1
|
1
|
$XXXXXXX
|
$XXXXXXX
|
3
|
XX/XX/XXXX
|
0.800000
|
0.800000
|
.00
|
0
|
0
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121311
|
XXXXX
|
9999999
|
0.000000
|
99
|
1009207
|
UNK
|
1
|
1
|
0
|
9
|
$XXXXXX
|
1625.00
|
0
|
0
|
0
|
1
|
0
|
XX/XX/XXXXX
|
$XXXXXX
|
0.061250
|
360
|
360
|
XX/XX/XXXX
|
2
|
0
|
0
|
$XXXXXXX
|
0.061250
|
$XXXXXXX
|
XX/XX/XXXX
|
0
|
0
|
999999999
|
2
|
1
|
0
|
$XXXXX
|
11.99
|
.08
|
1
|
XX/XX/XXXX
|
721
|
728
|
721
|
721
|
3
|
332
|
$XXXXXX
|
10
|
0.102000
|
XXXXXXXXXXXX
|
$XXXXX
|
XXXXX
|
$XXXXX
|
$XXXXX
|
0
|
5
|
3
|
4
|
703969.89
|
24625.28
|
0.414800
|
1
|
XXXXXX
|
XX
|
XXXXX
|
1
|
1
|
$XXXXXXX
|
3
|
XX/XX/XXXX
|
0.355500
|
0.355500
|
.00
|
0
|
0
|
|
ALT ID
|
Seller
|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Queue
|
Created Date
|
Last Modified Date
|
Finding Status
|
Event Level
|
Finding Category
|
Finding Sub Category
|
Finding Name
|
Reviewer Comments
|
Seller Comments
|
Finding Resolution
|
Finding Document
|
Reviewer Comp Factors
|
Originator Comp Factors
|
State
|
Occupancy
|
Loan Purpose
|
Refinance Purpose
|
Unique Finding ID
|
Acknowledged / Waived By
|
Waiver in File?
|
|
121096
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
Closed
|
2026-05-22 08:58
|
2026-05-28 07:35
|
Acknowledged
|
1 - Information
|
Property
|
Value
|
S&P value equals B, secondary product within tolerance
|
Acknowledged- - Due Diligence Vendor-05/28/2026
Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A.
- Due Diligence Vendor-05/22/2026
|
Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A.
- Due Diligence Vendor-05/22/2026
|
B2 Years On Job - Co-Borrower has 8.63 years on job Co-Borrower has 8.63 years on job
Mortgage History 0x30 - Mortgage history reflects no lates in the prior 99 months Mortgage history reflects no lates in the prior 99 months
Qualifying Months Reserves Exceed Minimum Required - Qualifying Months Reserves of 75.3 exceeds the guideline minimum of 6 Qualifying Months Reserves of
51.55 exceeds the guideline minimum of 6
B1 Years On Job - Borrower has 31.01 years on job Borrower has 31.01 years on job
Qualifying Credit Score Exceeds Minimum Required - Qualifying Credit Score of 779 exceeds the guideline minimum of 660 Qualifying Credit Score of 779
exceeds the guideline minimum of 660
Qualifying LTV Below Maximum Allowed - Qualifying LTV of 56.16% is below the guideline maximum of 65% Qualifying LTV of 56.16% is below the guideline
maximum of 80%
|
XX
|
Primary Residence
|
Purchase
|
NA
|
9346528
|
Investor Post-Close
|
No
|
|
LOAN INFORMATION
|
INITIAL CREDIT LOAN GRADES
|
INITIAL COMPLIANCE LOAN GRADES
|
INITIAL PROPERTY LOAN GRADES
|
INITIAL OVERALL LOAN GRADES
|
FINAL CREDIT LOAN GRADES
|
FINAL COMPLIANCE LOAN GRADES
|
FINAL PROPERTY LOAN GRADES
|
FINAL OVERALL LOAN GRADES
|
||||||||||||||||||||||||||||||||||||
|
ALT ID
|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Original Loan Amount
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
DBRS/Morningstar
|
Fitch
|
Kroll
|
S&P
|
Moodys
|
|
121093
|
XXXXXX
|
XXXXXX
|
$XXXXX
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
|
|
121094
|
XXXXXX
|
XXXXXX
|
$XXXXX
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
|
|
121095
|
XXXXXX
|
XXXXXX
|
$XXXXX
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
|
|
121096
|
XXXXXX
|
XXXXXX
|
$XXXXX
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
B
|
A
|
A
|
A
|
A
|
B
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
B
|
A
|
A
|
A
|
A
|
B
|
A
|
|
|
121097
|
XXXXXX
|
XXXXXX
|
$XXXXX
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
|
|
121310
|
XXXXXX
|
XXXXXX
|
$XXXXX
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
|
|
121311
|
XXXXXX
|
XXXXXX
|
$XXXXX
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
A
|
|
|
ALT ID
|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Lender Application Date
|
Originator QM Status
|
Final QM Status
|
Originator QM Status Difference than Final QM Status?
|
Reason Why NonQM Final Status
|
APR Pricing Threshold Exceeded?
|
QM DTI Threshold Exceeded?
|
Higher Priced Mortgage Loan (HPML)?
|
Negatively Amortizing Loan?
|
Principal Deferment?
|
Interest Only Flag?
|
Prepayment Penalty?
|
Balloon Flag?
|
Adjustable Rate Balloon?
|
Loan Term Less Than 5 Years?
|
QM Points and Fees Threshold Exceeded?
|
QM Total Points and Fees
|
APR
|
ATR: Qualifying Payment Properly Considered?
|
ATR: Current Employment/Self-Employment Verified?
|
ATR: Balloon Qualifying Payment Properly Considered?
|
ATR: Reasonable Income or Assets Considered?
|
ATR: Subject PITIA Adequately Documented?
|
ATR: All Liabilities Including Alimony and Child Support in DTI?
|
ATR: Simultaneous Loan Calculated Properly
|
ATR: Credit History was Considered Properly?
|
ATR: Did Lender Document All ATR Factors?
|
ATR: Was an ATR/QM DTI/Residual Income Analysis Provided?
|
Residual Income
|
Residual Income Meets Guidelines?
|
Borrower 1 Employment Indicator
|
Borrower 2 Employment Indicator
|
Borrower 1 Foreign National Indicator
|
Borrower 2 Foreign National Indicator
|
Business Purpose Loan?
|
Business Purpose Verified?
|
|
121093
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
QM: Safe Harbor APOR (APOR SH)
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
15081.8
|
5.968
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
$XXXXXX
|
N/A
|
Employed
|
Employed
|
No
|
No
|
No
|
|||
|
121094
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
QM: Safe Harbor APOR (APOR SH)
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
2415.7
|
6.143
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
$XXXXXX
|
N/A
|
Employed
|
Employed
|
No
|
No
|
No
|
|||
|
121095
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
QM: Safe Harbor APOR (APOR SH)
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
1625.0
|
6.0
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
$XXXXXX
|
N/A
|
Employed
|
Employed
|
No
|
No
|
No
|
|||
|
121096
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
QM: Safe Harbor APOR (APOR SH)
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
1575.0
|
6.056
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
$XXXXXX
|
N/A
|
Employed
|
Employed
|
No
|
No
|
No
|
|||
|
121097
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
QM: Safe Harbor APOR (APOR SH)
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
2886.3
|
6.658
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
$XXXXXX
|
N/A
|
Employed
|
No
|
No
|
|||||
|
121310
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
QM: Safe Harbor APOR (APOR SH)
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
9397.58
|
6.087
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
$XXXXXX
|
N/A
|
Employed
|
Employed
|
No
|
No
|
No
|
|||
|
121311
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
QM: Safe Harbor APOR (APOR SH)
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
1625.0
|
6.139
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
$XXXXXX
|
N/A
|
Employed
|
No
|
No
|
|
ALT ID
|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Loan Program
|
Guideline Product Name
|
Originator Name
|
Originating Entity CDFI Flag
|
Guideline Name
|
Guideline Author
|
Guideline Date
|
Guideline Version
|
Application Date
|
TILA Status
|
TRID
|
GSE
|
Verified Safe Harbor Flag
|
Verified Safe Harbor Reference Document
|
QM Regulation Failures
|
ATR QM Total Points and Fees Audit
|
Loan Regulation Benchmark Date
|
Benchmark Rate
|
AUS Decision System
|
Rating Result
|
Property Inspection Waiver (PIW)
|
Calculated APR
|
HUD 1 Page 1 Credits Total
|
Verified Qualifying Rate
|
Originator Qualifying Rate
|
Qualifying P&I
|
Default Interest Rate Present
|
Default Interest Rate
|
Annual Property Tax
|
Monthly Property Tax
|
Annual Insurance Costs
|
Monthly Insurance Cost
|
Annual HOA Costs
|
Monthly HOA Costs
|
Monthly Other Costs
|
PITIA
|
Residual Income
|
HOA Questionnaire Flag
|
HOA Name
|
HOA Address State
|
HOA Fee Amount
|
HOA Next Due Date
|
HOA Payment Frequency
|
Originator DTI
|
TPR Verified DTI
|
QM DTI
|
Is Borrower Non Occupant
|
Is Co Borrower Non Occupant
|
Co Borrower 2 Asset Verification Level
|
Co Borrower 3 Asset Verification Level
|
Co Borrower 2 Income Verification Level
|
Co Borrower 3 Income Verification Level
|
Co Borrower 2 Employment Verification Level
|
Co Borrower 3 Employment Verification Level
|
Borrower Employment Indicator
|
Co Borrower Employment Indicator
|
Co Borrower 2 Employment Indicator
|
Co Borrower 3 Employment Indicator
|
Co Borrower 2 Length of Employment
|
Co Borrower 3 Length of Employment
|
Document Level
|
Borrower Years of W2s/1099
|
CoBorrower Years of W2s/1099
|
Borrower Months of Paystubs Verified
|
Co Borrower Months of Paystubs Verified
|
Borrower Employment Gap Letter
|
Borrower Months of Employment Gap
|
Co Borrower Employment Gap Letter
|
Co Borrower Months of Employment Gap
|
Borrower Years of Personal Tax Returns
|
Borrower Years of Business Tax Returns
|
CoBorrower Years of Personal Tax Returns
|
CoBorrower Years of Business Tax Returns
|
Years of 4506T
|
Years of Tax Transcripts
|
Borrower Award/Offer Letter
|
Co Borrower Award/Offer Letter
|
Asset Depletion Flag
|
Partial Asset Depletion Flag
|
Asset Depletion Months Amortized
|
Asset Utilization Flag (No DTI)
|
Borrower Bank Statements Flag
|
Borrower Bank Statement Summary/Lender Worksheet
|
Borrower Number of Personal Bank Statements
|
Borrower Number of Business Bank Statements
|
CoBorrower Bank Statements Flag
|
Co Borrower Bank Statement Summary/Lender Worksheet
|
CoBorrower Number of Personal Bank Statements
|
CoBorrower Number of Business Bank Statements
|
Percent of Income From Statements
|
Borrower Business Ownership %
|
CoBorrower Business Ownership %
|
Bespoke Eligible Assets
|
Borrower P&L Type
|
Borrower Number of Months P&L
|
Borrower P&L Prepared By
|
CoBorrower P&L Type
|
CoBorrower P&L Prepared By
|
CoBorrower Number of Months P&L
|
Borrower CPA Letter Flag
|
# of Months CPA verified income
|
CoBorrower CPA Letter Flag
|
CoBorrower # of Months CPA verified income
|
Borrower WVOE Flag
|
Borrower # of Months Employment Validated WVOE
|
Borrower # of Months Income Validated WVOE
|
Borrower WVOE Form Type
|
CoBorrower WVOE Flag
|
CoBorrower # of Months WVOE
|
CoBorrower # of Months Income Validated WVOE
|
CoBorrower WVOE Form Type
|
DSCR Flag
|
TPR DSCR
|
Originator DSCR
|
Expense Letter
|
Income Doc Detail
|
Tax Return Doc Details
|
Property Address
|
Property City
|
Property State
|
Property Zip
|
Property County
|
Original Credit Report Date
|
Borrower 1 Credit Report Date
|
Borrower 2 Credit Report Date
|
Borrower 3 Credit Report Date
|
Borrower 4 Credit Report Date
|
Qualifying Credit Score
|
Third Wage Earner Original FICO Equifax
|
Third Wage Earner Original FICO Experian
|
Third Wage Earner Original FICO Transunion
|
Fourth Wage Earner Original FICO Equifax
|
Fourth Wage Earner Original FICO Experian
|
Fourth Wage Earner Original FICO Transunion
|
Most Recent Co Borrower 2 FICO
|
Most Recent Co Borrower 3 FICO
|
Updated Credit Report Flag
|
Updated Credit Report Date
|
Updated FICO Method
|
Primary Wage Earner Updated FICO Equifax
|
Primary Wage Earner Updated FICO Experian
|
Primary Wage Earner Updated FICO Transunion
|
Secondary Wage Earner Updated FICO Equifax
|
Secondary Wage Earner Updated FICO Experian
|
Secondary Wage Earner Updated FICO Transunion
|
Third Wage Earner Updated FICO Equifax
|
Third Wage Earner Updated FICO Experian
|
Third Wage Earner Updated FICO Transunion
|
Fourth Wage Earner Updated FICO Equifax
|
Fourth Wage Earner Updated FICO Experian
|
Fourth Wage Earner Updated FICO Transunion
|
Updated Primary Borrower FICO
|
Updated Co Borrower FICO
|
Updated Co Borrower 2 FICO
|
Updated Co Borrower 3 FICO
|
Updated Qualifying FICO
|
Most Recent Bankruptcy Type
|
Most Recent Bankruptcy Filing Date
|
Most Recent Bankruptcy Discharge Date
|
Number of Bankruptcy Events
|
Months Bankruptcy 7 11
|
Months Bankruptcy 13
|
Most Recent Deed in Lieu Date
|
Number of Deed in Lieu Events
|
Months Deed in Lieu
|
Most Recent Short Sale Date
|
Number of Short Sale Events
|
Months Short Sale (or Pre FC)
|
Most Recent Foreclosure Date
|
Number of Foreclosure Events
|
Months Foreclosure
|
Prior Mortgage/Rent Lates 30d in 0-12m
|
Prior Mortgage/Rent Lates 60d in 0-12m
|
Prior Mortgage/Rent Lates 90d in 0-12m
|
Prior Mortgage/Rent Lates 120d+ in 0-12m
|
Prior Mortgage/Rent Lates 30d in 13-24m
|
Prior Mortgage/Rent Lates 60d in 13-24m
|
Prior Mortgage/Rent Lates 90d in 13-24m
|
Prior Mortgage/Rent Lates 120d+ in 13-24m
|
Prior Mortgage/Rent Late 30d in 24m
|
Prior Mortgage/Rent Late 60d in 24m
|
Prior Mortgage/Rent Late 90d in 24m
|
Has ACH
|
Is Equity Shared Loan
|
Subordinate Lien Type
|
Subordinate Lien Max Draw Amount (HELOC)
|
Subordinate Lien 2 Type
|
Subordinate Lien 2 Max Draw Amount (HELOC)
|
Subordinate Lien 3 Type
|
Subordinate Lien 3 Max Draw Amount (HELOC)
|
Is Shared Appreciation Mortgage
|
Borrower Originator Citizenship Designation
|
Borrower Verified Citizenship Designation
|
Borrower Individual Tax Identification Number (ITIN)?
|
Borrower Photo Identification Type
|
Borrower Photo Identification Other Type
|
Borrower Photo ID State of Issuance
|
Borrower Photo ID Country of Issuance
|
Borrower Photo ID Expiration Date
|
Borrower Passport Country of Origin
|
Borrower Passport Expiration Date
|
Borrower Non-US Citizen Identification Document
|
Borrower Date of Resident Since/Valid Date
|
Borrower Non-US Document Expiration Date
|
Co Borrower Originator Citizenship Designation
|
Co Borrower Verified Citizenship Designation
|
Co Borrower Individual Tax Identification Number (ITIN)?
|
Co Borrower Photo Identification Type
|
Co Borrower Photo Identification Other Type
|
Co Borrower Photo ID State of Issuance
|
Co Borrower Photo ID Country of Issuance
|
Co Borrower Photo ID Expiration Date
|
Co Borrower Passport Country of Origin
|
Co Borrower Passport Expiration Date
|
Co Borrower Non-US Citizen Identification Document
|
Co Borrower Date of Resident Since/Valid Date
|
Co Borrower Non-US Document Expiration Date
|
Co Borrower 2 Originator Citizenship Designation
|
Co Borrower 2 Verified Citizenship Designation
|
Co Borrower 2 Individual Tax Identification Number (ITIN)?
|
Co Borrower 2 Photo Identification Type
|
Co Borrower 2 Photo Identification Other Type
|
Co Borrower 2 Photo ID State of Issuance
|
Co Borrower 2 Photo ID Country of Issuance
|
Co Borrower 2 Photo ID Expiration Date
|
Co Borrower 2 Passport Country of Origin
|
Co Borrower 2 Passport Expiration Date
|
Co Borrower 2 Non-US Citizen Identification Document
|
Co Borrower 2 Date of Resident Since/Valid Date
|
Co Borrower 2 Non-US Document Expiration Date
|
Co Borrower 3 Originator Citizenship Designation
|
Co Borrower 3 Verified Citizenship Designation
|
Co Borrower 3 Individual Tax Identification Number (ITIN)?
|
Co Borrower 3 Photo Identification Type
|
Co Borrower 3 Photo Identification Other Type
|
Co Borrower 3 Photo ID State of Issuance
|
Co Borrower 3 Photo ID Country of Issuance
|
Co Borrower 3 Photo ID Expiration Date
|
Co Borrower 3 Passport Country of Origin
|
Co Borrower 3 Passport Expiration Date
|
Co Borrower 3 Non-US Citizen Identification Document
|
Co Borrower 3 Date of Resident Since/Valid Date
|
Co Borrower 3 Non-US Document Expiration Date
|
Property Rights
|
Leasehold Lease Expiration Date
|
Buydown Flag
|
Assumable Mortgage Flag
|
Foreign National Alternative Credit Documentation
|
Liquid / Cash Reserves (ASF)
|
Months Liquid Reserves
|
Total Assets Available for Reserves
|
Months Reserves
|
Blanket Mortgage Flag
|
Qualifying HCLTV
|
Condo Warrantability Flag
|
E-Note Flag
|
O&E in lieu of Title Insurance
|
Business Purpose Flag
|
Borrower Note Executed As
|
Co Borrower Note Executed As
|
Co Borrower 2 Note Executed As
|
Co Borrower 3 Note Executed As
|
Maturity Date
|
Borrower 1 Trust Name
|
Borrower 2 Trust Name
|
Borrower 3 Trust Name
|
Borrower 4 Trust Name
|
Number of Units
|
Property Type
|
Property Listed for Sale Flag
|
Date Listed for Sale
|
FC Completed Date
|
Any other Credit Event Resolution Date (Short Sale/ Deed in Lieu)
|
ITIN Flag
|
Delayed Financing Flag
|
Title Company Name
|
Settlement Agent Company
|
Neighborhood Location
|
Gift Funds
|
Gift Funds Percentage of Total Funds Required
|
|
121093
|
XXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
No
|
XXXXXXX
|
XXXXXX
|
01/05/2026
|
V4.9
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$15,081.80
|
XX/XX/XXXX
|
5.990%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
5.968%
|
5.875%
|
5.875%
|
$10,529.37
|
No
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$0.00
|
$0.00
|
$0.00
|
$13,565.39
|
$XXXXXX
|
N/A
|
$0.00
|
34.40%
|
34.40%
|
34.40%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
54
|
36
|
Work Number
|
Yes
|
229
|
36
|
Work Number
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024
|
Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024
|
XXXXXX
|
XXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
749
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
366176.93
|
27.0
|
$XXXXXX
|
27.1
|
No
|
64.73
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
No
|
XXXXXXX
|
XXXXXX
|
Suburban
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121094
|
XXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
No
|
XXXXXXX
|
XXXXXX
|
01/05/2026
|
V2.2
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$2,415.70
|
XX/XX/XXXX
|
6.140%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.143%
|
6.125%
|
6.125%
|
$9,121.75
|
No
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$0.00
|
$0.00
|
$0.00
|
$11,306.09
|
$XXXXXX
|
N/A
|
$0.00
|
31.32%
|
31.32%
|
31.32%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
Less than 1 Month
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026
|| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026
|
Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026
|
XXXXXX
|
XXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
349729.47
|
30.9
|
$XXXXXX
|
30.9
|
No
|
71.66
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Urban
|
No
|
No
|
No
|
XXXXXXX
|
XXXXXX
|
Urban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121095
|
XXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
No
|
XXXXXXX
|
XXXXXX
|
01/05/2026
|
V4.9
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$1,625.00
|
XX/XX/XXXX
|
6.020%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.000%
|
5.875%
|
5.875%
|
$5,678.76
|
No
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$0.00
|
$0.00
|
$0.00
|
$6,714.72
|
$XXXXXX
|
N/A
|
$0.00
|
23.44%
|
23.44%
|
23.44%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
23
|
4
|
Work Number
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower -
Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024
|
Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024
|
XXXXXX
|
XXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
779
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
850125.65
|
126.6
|
$XXXXXX
|
126.6
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
No
|
XXXXXXX
|
XXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121096
|
XXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
No
|
XXXXXXX
|
XXXXXX
|
01/05/2026
|
V2.2
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$1,575.00
|
XX/XX/XXXX
|
6.060%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.056%
|
6.000%
|
6.000%
|
$6,145.39
|
No
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$0.00
|
$0.00
|
$0.00
|
$7,035.61
|
$XXXXXX
|
N/A
|
$0.00
|
33.43%
|
33.43%
|
33.43%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
2YR Full Doc
|
2
|
2
|
2+ Months
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
0
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
33.33%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
106
|
25
|
FNMA 1005
|
No
|
0
|
Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS
Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099
Verified, 2+ Months Paystubs Verified, Written VOE Verified - 2025, 2024, 2026
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS
Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 || Co Borrower - 2025, 2024, 2026
|
XXXXXX
|
XXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
779
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
529754.01
|
75.3
|
$XXXXXX
|
75.3
|
No
|
56.16
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
No
|
XXXXXXX
|
XXXXXX
|
Suburban
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121097
|
XXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
No
|
XXXXXXX
|
XXXXXX
|
01/05/2026
|
V2.2
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$2,886.30
|
XX/XX/XXXX
|
6.300%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.658%
|
6.625%
|
6.625%
|
$8,260.01
|
No
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$0.00
|
$0.00
|
$0.00
|
$9,746.03
|
$XXXXXX
|
N/A
|
$0.00
|
42.11%
|
42.11%
|
42.11%
|
No
|
Employed
|
1YR Full Doc
|
1
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026
|
Borrower - 3 YRS Executed 4506T Verified - 2026
|
XXXXXX
|
XXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
778
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
228444.00
|
23.4
|
$XXXXXX
|
23.4
|
No
|
75.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Urban
|
No
|
No
|
No
|
XXXXXXX
|
XXXXXX
|
Urban
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121310
|
XXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
No
|
XXXXXXX
|
XXXXXX
|
01/05/2026
|
V2.2
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$9,397.58
|
XX/XX/XXXX
|
6.060%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.087%
|
6.000%
|
6.000%
|
$8,086.26
|
No
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$0.00
|
$0.00
|
$0.00
|
$10,032.88
|
$XXXXXX
|
N/A
|
$0.00
|
42.37%
|
42.37%
|
42.37%
|
No
|
No
|
Employed
|
Employed
|
1YR Full Doc
|
1
|
1
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
20
|
20
|
Work Number
|
Yes
|
26
|
25
|
FNMA 1005
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs
Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024
|
Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024
|
XXXXXX
|
XXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
792
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
191686.12
|
19.1
|
$XXXXXX
|
19.1
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
No
|
XXXXXXX
|
XXXXXX
|
Suburban
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121311
|
XXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
XXXXXX
|
No
|
XXXXXXX
|
XXXXXX
|
01/05/2026
|
V4.9
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
No
|
N/A
|
N/A
|
$1,625.00
|
XX/XX/XXXX
|
6.020%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.139%
|
6.125%
|
6.125%
|
$12,516.78
|
No
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$XXXXXX
|
$0.00
|
$0.00
|
$0.00
|
$14,544.28
|
$XXXXXX
|
N/A
|
$0.00
|
41.48%
|
41.48%
|
41.48%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
143
|
26
|
Work Number
|
0
|
No
|
0
|
Yes
|
Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024
|
Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024
|
XXXXXX
|
XXXXX
|
XX
|
XXXXX
|
XXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
721
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
US Citizen
|
US Citizen
|
N/A
|
Real ID Driver's License
|
XX
|
United States
|
XX/XX/XXXX
|
N/A
|
Fee Simple
|
No
|
No
|
N/A
|
703969.89
|
48.4
|
$XXXXXX
|
48.4
|
No
|
35.55
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
1
|
Suburban
|
No
|
No
|
No
|
XXXXXXX
|
XXXXXX
|
Suburban
|
No
|
|
ALT ID
|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Note Date
|
Original Loan Amount
|
Sales Price
|
Total Adjusted Prior Purchase Price
|
Primary Appraised Value
|
Primary Appraisal Date
|
Primary Appraisal Type
|
Primary Appraisal Company
|
Primary Appraiser Name
|
Primary Appraiser License Number
|
Value for LTV
|
LTV
|
CLTV
|
Loan Reviewed Property Value
|
Loan Reviewed Variance Amount
|
Loan Reviewed Variance Percent
|
Loan Reviewed Product Type
|
Loan Post-Close Reviewed Property Value
|
Loan Post-Close Reviewed Variance Amount
|
Loan Post-Close Reviewed Variance Percent
|
Loan Post-Close Reviewed Product Type
|
Second Appraisal Value
|
Second Appraisal Variance Amount
|
Second Appraisal Variance Percent
|
Second Appraisal Date
|
Second Appraisal Type
|
AVM Appraised Value
|
AVM Variance Amount
|
AVM Variance Percent
|
AVM Confidence Score
|
FSD Score
|
AVM Company Name
|
AVM Product Name
|
AVM Appraisal Date
|
Desk Review Appraised Value
|
Desk Review Variance Amount
|
Desk Review Variance Percent
|
Desk Review Company
|
Desk Review Risk Score
|
Desk Review Appraisal Date
|
Desk Top Appraised Value
|
Desk Top Variance Amount
|
Desk Top Variance Percent
|
Desk Top Company
|
Desk Top Appraisal Date
|
BPO Appraised Value
|
BPO Variance Amount
|
BPO Variance Percent
|
BPO Company
|
BPO Appraisal Date
|
Field Review Appraised Value
|
Field Review Variance Amount
|
Field Review Variance Percent
|
Field Review Company
|
Field Review Appraisal Date
|
2055 Appraised Value
|
2055 Variance Amount
|
2055 Variance Percent
|
2055 Company
|
2055 Appraisal Date
|
AVE/CMA Appraised Value
|
AVE/CMA Variance Amount
|
AVE/CMA Variance Percent
|
AVE/CMA Company
|
AVE/CMA Appraisal Date
|
Completion Report (1004D) Date
|
Other Appraised Value
|
Other Variance Amount
|
Other Variance Percent
|
Other Appraisal Date
|
Updated Appraised Value
|
Updated Variance Amount
|
Updated Variance Percent
|
Updated Company
|
Updated Appraisal Date
|
Updated Appraisal Type
|
Loan Collateral Advisor Risk Score
|
Loan Collateral Advisor Risk Score Date
|
Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?
|
Collateral Underwriter Risk Score
|
Collateral Underwriter Risk Score Date
|
|
121093
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
0
|
$XXXXXX
|
XX/XX/XXXX
|
1004 URAR
|
XXXXXXXX
|
XXXXX
|
XXXXX
|
$XXXXX
|
64.73
|
64.73
|
$XXXXX
|
$XXXXX
|
.1636
|
1004 URAR
|
$XXXXX
|
$XXXXX
|
.1636
|
XX/XX/XXXX
|
1004 URAR
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121094
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
$XXXXXX
|
0
|
$XXXXXX
|
XX/XX/XXXX
|
1004 URAR
|
XXXXXXXX
|
XXXXX
|
XXXXX
|
$XXXXX
|
71.66
|
71.66
|
$XXXXX
|
$XXXXX
|
-.0276
|
1004 URAR
|
$XXXXX
|
$XXXXX
|
-.0276
|
XX/XX/XXXX
|
1004 URAR
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121095
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
$XXXXXX
|
0
|
$XXXXXX
|
XX/XX/XXXX
|
1004 URAR
|
XXXXXXXX
|
XXXXX
|
XXXXX
|
$XXXXX
|
80.0
|
80.0
|
$XXXXX
|
$XXXXX
|
.0000
|
Collateral Underwriter (CU)
|
1
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121096
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
$XXXXXX
|
0
|
$XXXXXX
|
XX/XX/XXXX
|
1004 URAR
|
XXXXXXXX
|
XXXXX
|
XXXXX
|
$XXXXX
|
56.16
|
56.16
|
$XXXXX
|
$XXXXX
|
.0000
|
Desk Review
|
$XXXXXX
|
0.0
|
.0000
|
XXXXXX
|
Low Risk
|
XX/XX/XXXX
|
2.9
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121097
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
$XXXXXX
|
0
|
$XXXXXX
|
XX/XX/XXXX
|
1004 URAR
|
XXXXXXXX
|
XXXXX
|
XXXXX
|
$XXXXX
|
75.0
|
75.0
|
$XXXXX
|
$XXXXX
|
.0000
|
Collateral Underwriter (CU)
|
1
|
XX/XX/XXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121310
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
$XXXXXX
|
0
|
$XXXXXX
|
XX/XX/XXXX
|
1004 URAR
|
XXXXXXXX
|
XXXXX
|
XXXXX
|
$XXXXX
|
80.0
|
80.0
|
$XXXXX
|
$XXXXX
|
.0000
|
Desk Review
|
$XXXXXX
|
0.0
|
.0000
|
XXXXXX
|
Low Risk
|
XX/XX/XXXX
|
XX/XX/XXXX
|
1.6
|
XX/XX/XXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
121311
|
XXXXXX
|
XXXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
0
|
$XXXXXX
|
XX/XX/XXXX
|
1004 URAR
|
XXXXXXXX
|
XXXXX
|
XXXXX
|
$XXXXX
|
35.55
|
35.55
|
$XXXXX
|
$XXXXX
|
.0699
|
XX/XX/XXXX
|
1004 URAR
|