Supplement dated July 27, 2026
to the following statutory prospectus(es):
Nationwide Defender Annuity dated May 1, 2026
This supplement updates certain information contained in your statutory prospectus. Please read and retain
this supplement for future reference.
Appendix E: Financial Intermediary Variations is updated to add the following:
Stifel (includes Stifel Nicolaus & Co Inc and Stifel Independent Advisors LLC)
If an applicant is applying for a qualified contract (Qualified Plan, IRA, Roth IRA, SEP IRA, or Simple IRA), financial professionals of this firm will not recommend this contract unless the applicant elects the Return of Premium Death Benefit Option.
Information in Appendix E: Financial Intermediary Variations relating to Merrill Lynch is updated as follows:
Merrill Lynch
If an applicant is applying for a qualified contract (Qualified Plan, IRA, Roth IRA, SEP IRA, or Simple IRA), financial professionals of this firm will not recommend this contract unless the applicant elects the Return of Premium Death Benefit Option.
Financial professionals of this firm will not recommend this contract within an inherited IRA.
PROS-1195
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