
	Three Months Ended June 30, 2026
	U.S. Pawn		Latin America Pawn		U.K. Pawn		Retail POS Payment Solutions		Corporate/ Intersegment Eliminations		Consolidated
Revenue:
Retail merchandise sales	$	275,676	$	174,316	$	21,467	$	—	$	(196)	$	471,263
Pawn loan fees	150,062		79,572		28,807		—		—		258,441
Leased merchandise income	—		—		—		115,499		—		115,499
Interest and fees on retail finance products	—		—		—		73,962		—		73,962
Wholesale scrap jewelry sales	72,334		38,154		41,644		—		—		152,132
Other revenue	—		—		3,391		—		—		3,391
Total revenue	498,072		292,042		95,309		189,461		(196)		1,074,688

Cost of revenue:
Cost of retail merchandise sold	156,453		113,763		15,507		—		(104)		285,619
Depreciation of leased merchandise	—		—		—		71,701		(51)		71,650
Provision for lease losses	—		—		—		24,516		(77)		24,439
Provision for loan losses	—		—		—		39,930		—		39,930
Cost of wholesale scrap jewelry sold	60,962		32,947		25,160		—		—		119,069
Other cost of revenue	—		—		312		—		—		312
Total cost of revenue	217,415		146,710		40,979		136,147		(232)		541,019

Net revenue	280,657		145,332		54,330		53,314		36		533,669

Expenses and other income:
Operating expenses	142,367		82,181		19,344		23,846		—		267,738
Administrative expenses	—		—		—		—		66,825		66,825
Depreciation and amortization	9,074		5,002		1,349		730		16,285		32,440
Interest expense	—		—		—		—		35,702		35,702
Interest income	—		—		—		—		(417)		(417)
Loss on foreign exchange	—		—		—		—		1,738		1,738
Merger and acquisition expenses	—		—		—		—		6,358		6,358
Other income, net	—		—		—		—		(3,717)		(3,717)

Total expenses and other income	151,441		87,183		20,693		24,576		122,774		406,667

Income (loss) before income taxes	$	129,216	$	58,149	$	33,637	$	28,738	$	(122,738)	$	127,002


	Six Months Ended June 30, 2026
	U.S. Pawn		Latin America Pawn		U.K. Pawn		Retail POS Payment Solutions		Corporate/ Intersegment Eliminations		Consolidated
Revenue:
Retail merchandise sales	$	559,505	$	334,157	$	43,312	$	—	$	(877)	$	936,097
Pawn loan fees	307,870		156,218		61,051		—		—		525,139
Leased merchandise income	—		—		—		245,686		—		245,686
Interest and fees on retail finance products	—		—		—		148,297		—		148,297
Wholesale scrap jewelry sales	119,703		58,786		86,124		—		—		264,613
Other revenue	—		—		6,507		—		—		6,507
Total revenue	987,078		549,161		196,994		393,983		(877)		2,126,339

Cost of revenue:
Cost of retail merchandise sold	315,409		217,829		30,886		—		(456)		563,668
Depreciation of leased merchandise	—		—		—		153,053		(344)		152,709
Provision for lease losses	—		—		—		54,447		(264)		54,183
Provision for loan losses	—		—		—		82,774		—		82,774
Cost of wholesale scrap jewelry sold	97,059		49,807		48,930		—		—		195,796
Other cost of revenue	—		—		1,158		—		—		1,158
Total cost of revenue	412,468		267,636		80,974		290,274		(1,064)		1,050,288

Net revenue	574,610		281,525		116,020		103,709		187		1,076,051

Expenses and other income:
Operating expenses	286,224		162,908		40,433		47,602		—		537,167
Administrative expenses	—		—		—		—		132,603		132,603
Depreciation and amortization	17,770		9,587		2,796		1,450		32,353		63,956
Interest expense	—		—		—		—		70,230		70,230
Interest income	—		—		—		—		(644)		(644)
Loss on foreign exchange	—		—		—		—		636		636
Merger and acquisition expenses	—		—		—		—		7,223		7,223
Other income, net	—		—		—		—		(7,250)		(7,250)

Total expenses and other income	303,994		172,495		43,229		49,052		235,151		803,921

Income (loss) before income taxes	$	270,616	$	109,030	$	72,791	$	54,657	$	(234,964)	$	272,130


	As of June 30, 2026
	U.S. Pawn		Latin America Pawn		U.K. Pawn		Retail POS Payment Solutions		Corporate/ Intersegment Eliminations		Consolidated
Pawn loans	$	481,850	$	198,347	$	217,358	$	—	$	—	$	897,555
Finance receivables, net	—		—		—		131,002		—		131,002
Inventories	324,120		161,013		85,360		—		—		570,493
Leased merchandise, net	—		—		—		84,579		(10)		84,569
Goodwill	1,251,683		153,557		139,118		486,205		—		2,030,563
Total assets	3,057,656		820,365		587,911		799,263		220,378		5,485,573


	Three Months Ended June 30, 2025
	U.S. Pawn		Latin America Pawn		U.K. Pawn		Retail POS Payment Solutions		Corporate/ Intersegment Eliminations		Consolidated
Revenue:
Retail merchandise sales	$	249,918	$	135,956	$	—	$	—	$	(749)	$	385,125
Pawn loan fees	130,948		59,874		—		—		—		190,822
Leased merchandise income	—		—		—		139,784		—		139,784
Interest and fees on retail finance products	—		—		—		76,075		—		76,075
Wholesale scrap jewelry sales	28,740		10,076		—		—		—		38,816

Total revenue	409,606		205,906		—		215,859		(749)		830,622

Cost of revenue:
Cost of retail merchandise sold	143,149		87,579		—		—		(402)		230,326
Depreciation of leased merchandise	—		—		—		78,529		(257)		78,272
Provision for lease losses	—		—		—		32,667		(124)		32,543
Provision for loan losses	—		—		—		41,761		—		41,761
Cost of wholesale scrap jewelry sold	26,265		8,639		—		—		—		34,904

Total cost of revenue	169,414		96,218		—		152,957		(783)		417,806

Net revenue	240,192		109,688		—		62,902		34		412,816

Expenses and other income:
Operating expenses	133,815		64,414		—		24,264		—		222,493
Administrative expenses	—		—		—		—		59,263		59,263
Depreciation and amortization	8,091		4,294		—		699		12,780		25,864
Interest expense	—		—		—		—		26,337		26,337
Interest income	—		—		—		—		(527)		(527)
Gain on foreign exchange	—		—		—		—		(1,271)		(1,271)
Merger and acquisition expenses	—		—		—		—		2,777		2,777
Other income, net	—		—		—		—		(3,199)		(3,199)

Total expenses and other income	141,906		68,708		—		24,963		96,160		331,737

Income (loss) before income taxes	$	98,286	$	40,980	$	—	$	37,939	$	(96,126)	$	81,079


	Six Months Ended June 30, 2025
	U.S. Pawn		Latin America Pawn		U.K. Pawn		Retail POS Payment Solutions		Corporate/ Intersegment Eliminations		Consolidated
Revenue:
Retail merchandise sales	$	501,143	$	256,488	$	—	$	—	$	(1,450)	$	756,181
Pawn loan fees	268,896		113,797		—		—		—		382,693
Leased merchandise income	—		—		—		296,702		—		296,702
Interest and fees on retail finance products	—		—		—		149,488		—		149,488
Wholesale scrap jewelry sales	62,232		19,749		—		—		—		81,981

Total revenue	832,271		390,034		—		446,190		(1,450)		1,667,045

Cost of revenue:
Cost of retail merchandise sold	288,907		166,318		—		—		(775)		454,450
Depreciation of leased merchandise	—		—		—		167,672		(581)		167,091
Provision for lease losses	—		—		—		60,271		(166)		60,105
Provision for loan losses	—		—		—		78,121		—		78,121
Cost of wholesale scrap jewelry sold	53,489		16,770		—		—		—		70,259

Total cost of revenue	342,396		183,088		—		306,064		(1,522)		830,026

Net revenue	489,875		206,946		—		140,126		72		837,019

Expenses and other income:
Operating expenses	262,766		125,831		—		48,482		—		437,079
Administrative expenses	—		—		—		—		107,786		107,786
Depreciation and amortization	15,691		8,730		—		1,404		25,541		51,366
Interest expense	—		—		—		—		53,808		53,808
Interest income	—		—		—		—		(1,756)		(1,756)
Gain on foreign exchange	—		—		—		—		(1,285)		(1,285)
Merger and acquisition expenses	—		—		—		—		3,239		3,239
Other income, net	—		—		—		—		(5,514)		(5,514)

Total expenses and other income	278,457		134,561		—		49,886		181,819		644,723

Income (loss) before income taxes	$	211,418	$	72,385	$	—	$	90,240	$	(181,747)	$	192,296


	As of June 30, 2025
	U.S. Pawn		Latin America Pawn		U.K. Pawn		Retail POS Payment Solutions		Corporate/ Intersegment Eliminations		Consolidated
Pawn loans	$	400,143	$	150,575	$	—	$	—	$	—	$	550,718
Finance receivables, net	—		—		—		154,518		—		154,518
Inventories	252,885		102,848		—		—		—		355,733
Leased merchandise, net	—		—		—		100,852		(163)		100,689
Goodwill	1,154,790		185,189		—		486,205		—		1,826,184
Total assets	2,746,362		722,882		—		901,034		143,971		4,514,249