v3.26.1
Fair Value of Financial Instruments (Tables)
6 Months Ended
Jun. 30, 2026
Fair Value Disclosures [Abstract]  
Schedule of Fair Value by Balance Sheet Grouping
The Company’s financial assets and liabilities as of June 30, 2026, June 30, 2025 and December 31, 2025 that are not measured at fair value in the consolidated balance sheets are as follows (in thousands):

Carrying ValueEstimated Fair Value
June 30,June 30,Fair Value Measurements Using
20262026Level 1Level 2Level 3
Financial assets:
Cash and cash equivalents$172,298 $172,298 $172,298 $— $— 
Accounts receivable, net120,884 120,884 — — 120,884 
Pawn loans897,555 897,555 — — 897,555 
Finance receivables, net (1)
131,002 262,846 — — 262,846 
$1,321,739 $1,453,583 $172,298 $— $1,281,285 
Financial liabilities:
Liability for off-balance sheet credit exposure$18,341 $18,341 $— $— $18,341 
Revolving unsecured credit facility
69,000 69,000 — 69,000 — 
Other long-term debt (outstanding principal)
2,300,000 2,292,000 — 2,292,000 — 
$2,387,341 $2,379,341 $— $2,361,000 $18,341 

(1)Finance receivables, gross as of June 30, 2026 was $264.5 million. See Note 6.

Carrying ValueEstimated Fair Value
June 30,June 30,Fair Value Measurements Using
20252025Level 1Level 2Level 3
Financial assets:
Cash and cash equivalents$101,467 $101,467 $101,467 $— $— 
Accounts receivable, net76,062 76,062 — — 76,062 
Pawn loans550,718 550,718 — — 550,718 
Finance receivables, net (1)
154,518 313,281 — — 313,281 
$882,765 $1,041,528 $101,467 $— $940,061 
Financial liabilities:
Revolving unsecured credit facility
152,000 152,000 — 152,000 — 
Other long-term debt (outstanding principal)
1,550,000 1,548,000 — 1,548,000 — 
$1,702,000 $1,700,000 $— $1,700,000 $— 

(1)Finance receivables, gross as of June 30, 2025 was $311.4 million. See Note 6.
Carrying ValueEstimated Fair Value
December 31,December 31,Fair Value Measurements Using
20252025Level 1Level 2Level 3
Financial assets:
Cash and cash equivalents$125,197 $125,197 $125,197 $— $— 
Accounts receivable, net115,854 115,854 — — 115,854 
Pawn loans831,497 831,497 — — 831,497 
Finance receivables, net (1)
150,274 281,504 — — 281,504 
$1,222,822 $1,354,052 $125,197 $— $1,228,855 
Financial liabilities:
Liability for off-balance sheet credit exposure$13,782 $13,782 $— $— $13,782 
Revolving unsecured credit facility
559,000 559,000 — 559,000 — 
Other long-term debt (outstanding principal)
1,665,006 1,679,006 — 1,679,006 — 
$2,237,788 $2,251,788 $— $2,238,006 $13,782 

(1)Finance receivables, gross as of December 31, 2025 were $283.5 million. See Note 6.