0001428205ARMOUR Residential REIT, Inc.333-278327S-3424B5EX-FILING FEESxbrli:sharesiso4217:USDxbrli:pure00014282052026-07-242026-07-24000142820512026-07-242026-07-24000142820522026-07-242026-07-24

CALCULATION OF FEES TABLE

FORM 424(b)(5)

ARMOUR RESIDENTIAL REIT, INC.
(Exact name of registrant as specified in its charter)

Table 1: Newly Registered Securities and Carry Forward Securities

Security Type

Security Class Title

Fee Calculation or Carry Forward Rule

Amount Registered

Proposed Maximum Offering Price Per Share

Maximum Aggregate Offering Price

Fee Rate

Amount of Registration Fee (1)

Carry Forward Form Type

Carry Forward File Number

Carry Forward Initial effective date

Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward

Newly Registered Securities

Fees to Be Paid

Equity

Common Stock, $0.001 par value

Rule 457(r) and Other (1)

25,000,000

16.43

(2)

410,750,000.00

0.00013810

56,724.58

N/A

N/A

N/A

N/A

Carry Forward Securities

Carry Forward Securities

Equity

Common Stock, $0.001 par value

Rule 415(a)(6) (1)

544,352

18.245

(3)

9,931,702.24

S-3

333-278327

3/28/2024

1,371.57

Total Offering Amounts

420,681,702.24

56,724.58

Total Fees Previously Paid

—

Total Fee Offsets

—

Net Fee Due

56,724.58

(1)Calculated in accordance with Rule 457(c) and Rule 457(r) under the Securities Act of 1933, as amended (the “Securities Act”). As of the date hereof, 544,352 shares offered under the registrant’s prospectus supplement, dated January 28, 2026, filed with the Securities and Exchange Commission on January 28, 2026 (Registration No. 333-278327) remain unsold (the “Unsold Shares”). A registration fee for the Unsold Shares was paid when such shares were initially registered on the Registrant’s prospectus supplement dated January 28, 2026 to the Registration Statement on Form S-3 (Registration Statement No. 333-278327) filed by the Registrant on March 28, 2024 under the Securities Act. Pursuant to Rule 415(a)(6) under the Securities Act, the Unsold Shares are included on and offered, in addition to the 25,000,000 shares registered hereby, under this prospectus supplement (Registration No. 333-278327). Accordingly, no filing fee is due for the Unsold Shares.

(2)Calculated pursuant to Rule 457(c) and Rule 457(r) under the Securities Act, based upon the average of the high and low price per share of the common stock of the registrant as reported on the New York Stock Exchange on July 22, 2026.

(3)Calculated in accordance with Rule 457(c) and Rule 457(r) under the Securities Act, based upon the average of the high and low price per share of the common stock of the Registrant as reported on the New York Stock Exchange on January 26, 2026.