The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 214,422 600 SH SOLE 0 0 600
AMAZON COM INC COM 023135106 311,987 1,309 SH SOLE 0 0 1,309
APPLE INC COM 037833100 629,523 2,176 SH SOLE 0 0 2,176
COCA COLA CO COM 191216100 252,492 3,107 SH SOLE 0 0 3,107
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,310,598 80,257 SH SOLE 0 0 80,257
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 10,023,298 193,912 SH SOLE 0 0 193,912
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,339,579 16,269 SH SOLE 0 0 16,269
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 835,085 22,668 SH SOLE 0 0 22,668
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 8,319,942 101,537 SH SOLE 0 0 101,537
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 254,891 6,339 SH SOLE 0 0 6,339
FIRST TR EXCHANGE-TRADED ALP COM SHS 33734K109 209,810 1,500 SH SOLE 0 0 1,500
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 1,898,845 97,252 SH SOLE 0 0 97,252
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 849,341 37,000 SH SOLE 0 0 37,000
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 1,967,088 100,285 SH SOLE 0 0 100,285
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 1,908,123 93,696 SH SOLE 0 0 93,696
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 1,945,884 104,758 SH SOLE 0 0 104,758
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 1,879,441 112,913 SH SOLE 0 0 112,913
INVESCO QQQ TR UNIT SER 1 46090E103 1,357,930 1,844 SH SOLE 0 0 1,844
ISHARES TR 0-5 YR TIPS ETF 46429B747 5,251,275 51,402 SH SOLE 0 0 51,402
ISHARES TR 1 3 YR TREAS BD 464287457 5,460,028 66,497 SH SOLE 0 0 66,497
ISHARES TR ISHS 1-5YR INVS 464288646 8,059,154 153,771 SH SOLE 0 0 153,771
ISHARES TR 3 7 YR TREAS BD 464288661 5,499,641 46,825 SH SOLE 0 0 46,825
ISHARES TR ISHS 5-10YR INVT 464288638 11,458,276 215,503 SH SOLE 0 0 215,503
ISHARES TR 7-10 YR TRSY BD 464287440 2,615,725 27,659 SH SOLE 0 0 27,659
ISHARES TR ULTRA SHORT DUR 46434V878 4,837,220 95,635 SH SOLE 0 0 95,635
ISHARES TR MSCI EAFE ETF 464287465 331,481 3,191 SH SOLE 0 0 3,191
ISHARES TR ESG AWR MSCI USA 46435G425 349,272 2,134 SH SOLE 0 0 2,134
ISHARES TR US HLTHCARE ETF 464287762 201,874 3,013 SH SOLE 0 0 3,013
ISHARES TR 0-5YR INVT GR CP 46434V100 248,878 4,941 SH SOLE 0 0 4,941
ISHARES TR RUS 1000 ETF 464287622 1,141,277 2,787 SH SOLE 0 0 2,787
MICROSOFT CORP COM 594918104 290,361 778 SH SOLE 0 0 778
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 203,715 1,737 SH SOLE 0 0 1,737
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 638,242 3,350 SH SOLE 0 0 3,350
SPDR SERIES TRUST ST STR P500ETF 78464A854 4,769,267 54,270 SH SOLE 0 0 54,270
SPDR SERIES TRUST ST STR P400MID 78464A847 2,912,225 43,106 SH SOLE 0 0 43,106
SPDR SERIES TRUST ST STR SP600 SML 78468R853 2,800,934 48,568 SH SOLE 0 0 48,568
SPDR SERIES TRUST ST STR PR SP1500 78464A805 1,959,490 21,583 SH SOLE 0 0 21,583
SPDR SERIES TRUST ST STR SP DIV 78464A763 926,776 6,090 SH SOLE 0 0 6,090
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,952,792 6,632 SH SOLE 0 0 6,632
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,747,097 2,484 SH SOLE 0 0 2,484
VANGUARD INDEX FDS TOTAL STK MKT 922908769 18,909,238 51,101 SH SOLE 0 0 51,101
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 207,942 303 SH SOLE 0 0 303
VANGUARD INDEX FDS MID CAP ETF 922908629 463,446 5,752 SH SOLE 0 0 5,752
VANGUARD INDEX FDS SM CP VAL ETF 922908611 396,179 1,630 SH SOLE 0 0 1,630
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,008,793 23,986 SH SOLE 0 0 23,986
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 248,967 4,171 SH SOLE 0 0 4,171
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 207,315 3,515 SH SOLE 0 0 3,515
VANGUARD STAR FDS VG TL INTL STK F 921909768 928,843 10,865 SH SOLE 0 0 10,865
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 8,158,792 114,509 SH SOLE 0 0 114,509
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 442,010 2,797 SH SOLE 0 0 2,797