v3.26.1
Customer Deposits (Tables)
 6 Months Ended
Jun. 30, 2026
Deposits [Abstract]  
Customer deposits by component and type
As of June 30, 2026 and December 31, 2025, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:
Table 6.1: Interest-bearing and Non-Interest-bearing Customer Deposits
(Millions)20262025
U.S.:
Interest-bearing$155,845 $151,425 
Non-interest-bearing (includes Card Member credit balances of: 2026, $507; 2025, $556)
549 606 
Non-U.S.:
Interest-bearing18 18 
Non-interest-bearing (includes Card Member credit balances of: 2026, $558; 2025, $436)
560 439 
Total customer deposits$156,973 $152,488 
Customer deposits by deposit type as of June 30, 2026 and December 31, 2025 were as follows:
Table 6.2: Customer Deposits by Type
(Millions)20262025
U.S. interest-bearing deposits:
Savings accounts
$120,356 $116,867 
Checking accounts
3,498 2,965 
Certificates of deposit:
Direct8,411 5,979 
Third-party (brokered)9,287 9,919 
Sweep accounts – Third-party (brokered)14,293 15,696 
Total U.S. interest-bearing deposits
$155,845 $151,425 
Other deposits64 71 
Card Member credit balances1,064 992 
Total customer deposits$156,973 $152,488 
Time deposits by maturity
The scheduled maturities of certificates of deposit as of June 30, 2026 were as follows:
Table 6.3: Scheduled Maturities of Certificates of Deposit
(Millions)20262027202820292030ThereafterTotal
Certificates of deposit (a)
$3,683 $8,577 $2,891 $672 $1,880 $8 $17,711 
(a)Includes $12 million of non-U.S. direct certificates of deposit as of June 30, 2026.