The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WELLTOWER INC COM 42217K106 20,881 92 SH SOLE 0 0 92
ABBOTT LABORATORIES COM 002824100 9,074 100 SH SOLE 0 0 100
ABBVIE INC COM 00287Y109 40,263 160 SH SOLE 0 0 160
ABERCROMBIE & FITCH CO CL A 002896207 451 5 SH SOLE 0 0 5
ADOBE INC COM 00724F101 1,231 6 SH SOLE 0 0 6
ALPHABET INC CAP STK CL A 02079K305 85,386 239 SH SOLE 0 0 239
ALPHABET INC CAP STK CL C 02079K107 61,081 173 SH SOLE 0 0 173
AMAZON COM INC COM 023135106 20,974 88 SH SOLE 0 0 88
AMEREN CORP COM 023608102 153,747 1,360 SH SOLE 0 0 1,360
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 15,237 154 SH SOLE 0 0 154
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 57,517 558 SH SOLE 0 0 558
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 707,551 7,757 SH SOLE 0 0 7,757
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,010,655 24,132 SH SOLE 0 0 24,132
AMERICAN ELEC PWR CO INC COM 025537101 93,989 687 SH SOLE 0 0 687
AMERICAN TOWER CORP COM 03027X100 1,309 8 SH SOLE 0 0 8
AMERIPRISE FINL INC COM 03076C106 3,671 8 SH SOLE 0 0 8
AMGEN INC COM 031162100 5,432 15 SH SOLE 0 0 15
APPLE INC COM 037833100 196,922 681 SH SOLE 0 0 681
BAKER HUGHES COMPANY CL A 05722G100 278 5 SH SOLE 0 0 5
BANK OF AMER CORP COM 060505104 1,300,626 22,826 SH SOLE 0 0 22,826
BATH & BODY WORKS INC COM 070830104 232 10 SH SOLE 0 0 10
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 128,101 256 SH SOLE 0 0 256
BEST BUY INC COM 086516101 1,670 22 SH SOLE 0 0 22
BLACKSTONE INC COM 09260D107 3,060 26 SH SOLE 0 0 26
BOEING CO COM 097023105 33,770 156 SH SOLE 0 0 156
BOOKING HOLDINGS INC COM 09857L108 4,278 24 SH SOLE 0 0 24
BRIGHTHOUSE FINL INC COM 10922N103 1,013 16 SH SOLE 0 0 16
BROADCOM INC COM 11135F101 12,844 34 SH SOLE 0 0 34
CAMECO CORP COM 13321L108 510 5 SH SOLE 0 0 5
CARNIVAL CORP LTD COMMON SHARES G2004J103 2,857 100 SH SOLE 0 0 100
CATERPILLAR INC COM 149123101 10,649 10 SH SOLE 0 0 10
CHENIERE ENERGY INC COM NEW 16411R208 5,976 25 SH SOLE 0 0 25
CHUBB LIMITED COM H1467J104 2,045 6 SH SOLE 0 0 6
CISCO SYS INC COM 17275R102 6,108 52 SH SOLE 0 0 52
COCA COLA CO COM 191216100 170,903 2,103 SH SOLE 0 0 2,103
CONOCOPHILLIPS COM 20825C104 13,619 131 SH SOLE 0 0 131
CORECIVIC INC COM 21871N101 335 11 SH SOLE 0 0 11
COSTCO WHOLESALE CORPORATION COM 22160K105 6,549 7 SH SOLE 0 0 7
DANAHER CORP DEL COM 235851102 1,143 6 SH SOLE 0 0 6
DEERE & CO COM 244199105 29,485 46 SH SOLE 0 0 46
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 132,735 1,620 SH SOLE 0 0 1,620
DISNEY WALT CO COM 254687106 289 3 SH SOLE 0 0 3
DOW HLDGS INC COM 260557103 931 34 SH SOLE 0 0 34
EATON CORP PLC SHS G29183103 2,557 6 SH SOLE 0 0 6
ECOLAB INC COM 278865100 2,229 8 SH SOLE 0 0 8
ELI LILLY & CO COM 532457108 89,958 75 SH SOLE 0 0 75
EMERSON ELEC CO COM 291011104 40,226 281 SH SOLE 0 0 281
ENTERPRISE FINL SVCS CORP COM 293712105 19,943 303 SH SOLE 0 0 303
ENTERPRISE PRODS PARTNERS L COM 293792107 18,667 508 SH SOLE 0 0 508
EXXON MOBIL CORP COM 30231G102 4,376 32 SH SOLE 0 0 32
FORTIVE CORP COM 34959J108 611 10 SH SOLE 0 0 10
FOX CORP CL B COM 35137L204 141 3 SH SOLE 0 0 3
GARMIN LTD SHS H2906T109 2,376 10 SH SOLE 0 0 10
GE AEROSPACE COM NEW 369604301 1 0 SH SOLE 0 0 0
GERON CORP COM 374163103 26 20 SH SOLE 0 0 20
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 8,138 214 SH SOLE 0 0 214
GOLDMAN SACHS ETF TRUST II MARKETBETA US EQ 38150W107 95,345 1,471 SH SOLE 0 0 1,471
HOME DEPOT INC COM 437076102 13,842 39 SH SOLE 0 0 39
HONEYWELL AEROSPACE INC COM 43849R105 443 2 SH SOLE 0 0 2
HONEYWELL INTL INC COM 438516205 672 3 SH SOLE 0 0 3
HUNTINGTON BANCSHARES INC COM 446150104 12,157 686 SH SOLE 0 0 686
IAMGOLD CORP COM 450913108 127 8 SH SOLE 0 0 8
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 124,887 4,684 SH SOLE 0 0 4,684
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 457,939 42,245 SH SOLE 0 0 42,245
ISHARES GOLD TR ISHARES NEW 464285204 19,331 256 SH SOLE 0 0 256
ISHARES INC CORE MSCI EMKT 46434G103 57,326 692 SH SOLE 0 0 692
ISHARES TR CORE 1 5 YR USD 46432F859 13,074,557 270,975 SH SOLE 0 0 270,975
ISHARES TR CORE MSCI EAFE 46432F842 77,941 807 SH SOLE 0 0 807
ISHARES TR CORE MSCI INTL 46435G326 46,464 522 SH SOLE 0 0 522
ISHARES TR CORE MSCI TOTAL 46432F834 4,849,961 50,817 SH SOLE 0 0 50,817
ISHARES TR CORE S&P MCP ETF 464287507 1,036,592 13,443 SH SOLE 0 0 13,443
ISHARES TR CORE S&P SCP ETF 464287804 2,100,441 14,163 SH SOLE 0 0 14,163
ISHARES TR CORE S&P TTL STK 464287150 1,022,544 6,225 SH SOLE 0 0 6,225
ISHARES TR CORE S&P US VLU 464287663 915,975 8,316 SH SOLE 0 0 8,316
ISHARES TR CORE S&P500 ETF 464287200 2,588,434 3,456 SH SOLE 0 0 3,456
ISHARES TR EAFE SML CP ETF 464288273 380,555 4,626 SH SOLE 0 0 4,626
ISHARES TR EAFE VALUE ETF 464288877 1,093,495 14,285 SH SOLE 0 0 14,285
ISHARES TR INTL SEL DIV ETF 464288448 29,577 714 SH SOLE 0 0 714
ISHARES TR JPMORGAN USD EMG 464288281 25,943 269 SH SOLE 0 0 269
ISHARES TR RUS 1000 VAL ETF 464287598 25,456 105 SH SOLE 0 0 105
ISHARES TR RUS 2000 VAL ETF 464287630 7,742 35 SH SOLE 0 0 35
ISHARES TR RUS MID CAP ETF 464287499 583,409 5,288 SH SOLE 0 0 5,288
ISHARES TR S&P 500 VAL ETF 464287408 262,215 1,155 SH SOLE 0 0 1,155
ISHARES TR SP SMCP600VL ETF 464287879 272,106 1,991 SH SOLE 0 0 1,991
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 6,326 112 SH SOLE 0 0 112
JOHNSON & JOHNSON COM 478160104 75,430 297 SH SOLE 0 0 297
JPMORGAN CHASE & CO COM 46625H100 5,892 18 SH SOLE 0 0 18
MCDONALDS CORP COM 580135101 1,622 6 SH SOLE 0 0 6
MERCK & CO INC COM 58933Y105 62,051 483 SH SOLE 0 0 483
META PLATFORMS INC CL A 30303M102 6,760 12 SH SOLE 0 0 12
MICROSOFT CORP COM 594918104 46,514 125 SH SOLE 0 0 125
NEWS CORP NEW CL B 65249B208 57 2 SH SOLE 0 0 2
NORTHROP GRUMMAN CORP COM 666807102 2,038 4 SH SOLE 0 0 4
NVIDIA CORPORATION COM 67066G104 186,704 933 SH SOLE 0 0 933
PAYPAL HLDGS INC COM 70450Y103 1,123 26 SH SOLE 0 0 26
PEPSICO INC COM 713448108 1,354 10 SH SOLE 0 0 10
PFIZER INC COM 717081103 67,868 2,818 SH SOLE 0 0 2,818
PHILLIPS 66 COM 718546104 5,917 35 SH SOLE 0 0 35
PIMCO ETF TR 1-5 US TIP IDX 72201R205 11,001 206 SH SOLE 0 0 206
PNC FINL SVCS GROUP INC COM 693475105 2,463 10 SH SOLE 0 0 10
PROCTER & GAMBLE CO COM 742718109 1,174 8 SH SOLE 0 0 8
RTX CORPORATION COM 75513E101 3,416 18 SH SOLE 0 0 18
SALESFORCE INC COM 79466L302 1,567 10 SH SOLE 0 0 10
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 237,573 8,203 SH SOLE 0 0 8,203
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 5,203 103 SH SOLE 0 0 103
SPDR SERIES TRUST ST STR P400MID 78464A847 3,060 45 SH SOLE 0 0 45
SPDR SERIES TRUST ST STR P500ETF 78464A854 13,382 152 SH SOLE 0 0 152
SPDR SERIES TRUST ST STR P500VAL 78464A508 31,105 512 SH SOLE 0 0 512
SPDR SERIES TRUST ST STR SP DIV 78464A763 10,957 72 SH SOLE 0 0 72
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 368,472 493 SH SOLE 0 0 493
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 9,552 20 SH SOLE 0 0 20
TAPESTRY INC COM 876030107 732 5 SH SOLE 0 0 5
TE CONNECTIVITY PLC ORD SHS G87052109 2,823 14 SH SOLE 0 0 14
TESLA INC COM 88160R101 4,206 10 SH SOLE 0 0 10
THERMO FISHER SCIENTIFIC INC COM 883556102 3,510 7 SH SOLE 0 0 7
TYSON FOODS INC CL A 902494103 53,128 928 SH SOLE 0 0 928
UNION PAC CORP COM 907818108 2,720 10 SH SOLE 0 0 10
US BANCORP COM NEW 902973304 939,764 15,559 SH SOLE 0 0 15,559
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 27,831 237 SH SOLE 0 0 237
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,862,167 23,902 SH SOLE 0 0 23,902
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,116,571 15,210 SH SOLE 0 0 15,210
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 7,879 32 SH SOLE 0 0 32
VANGUARD INDEX FDS GROWTH ETF 922908736 262,306 3,045 SH SOLE 0 0 3,045
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,361,128 3,958 SH SOLE 0 0 3,958
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 70,951 359 SH SOLE 0 0 359
VANGUARD INDEX FDS MID CAP ETF 922908629 9,543,055 118,444 SH SOLE 0 0 118,444
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 15,877,268 23,117 SH SOLE 0 0 23,117
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,496,987 10,276 SH SOLE 0 0 10,276
VANGUARD INDEX FDS SMALL CP ETF 922908751 12,842,608 42,368 SH SOLE 0 0 42,368
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,771,295 7,489 SH SOLE 0 0 7,489
VANGUARD INDEX FDS VALUE ETF 922908744 7,261,510 33,320 SH SOLE 0 0 33,320
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 70,752 935 SH SOLE 0 0 935
VANGUARD INSTL INDEX FD ULTR SHOR TR ETF 922040852 60,993 806 SH SOLE 0 0 806
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,500,723 53,740 SH SOLE 0 0 53,740
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,892,200 31,700 SH SOLE 0 0 31,700
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,575,039 29,652 SH SOLE 0 0 29,652
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 425,024 2,708 SH SOLE 0 0 2,708
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 982,741 19,565 SH SOLE 0 0 19,565
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 17,688 214 SH SOLE 0 0 214
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,067,235 51,464 SH SOLE 0 0 51,464
VANGUARD STAR FDS VG TL INTL STK F 921909768 11,750,111 137,444 SH SOLE 0 0 137,444
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,573,745 106,298 SH SOLE 0 0 106,298
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 19,355 191 SH SOLE 0 0 191
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,922,188 31,147 SH SOLE 0 0 31,147
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 12,233 131 SH SOLE 0 0 131
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 7,701,259 78,424 SH SOLE 0 0 78,424
VANGUARD WORLD FD INF TECH ETF 92204A702 57,076 478 SH SOLE 0 0 478
VANGUARD WORLD FD MEGA CAP INDEX 921910873 6,503,789 23,769 SH SOLE 0 0 23,769
VERIZON COMMUNICATIONS INC COM 92343V104 15,116 357 SH SOLE 0 0 357
VICTORIAS SECRET AND CO COMMON STOCK 926400102 251 3 SH SOLE 0 0 3
VISA INC COM CL A 92826C839 3,431 10 SH SOLE 0 0 10
WALMART INC COM 931142103 11,553 102 SH SOLE 0 0 102
WOLVERINE WORLD WIDE INC COM 978097103 496 30 SH SOLE 0 0 30
WORLD GOLD TR SPDR GLD MINIS 98149E303 66,999 844 SH SOLE 0 0 844
ZOETIS INC CL A 98978V103 288 4 SH SOLE 0 0 4