v3.26.1
CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Interest income:        
Loans $ 71,888 $ 67,249 $ 142,876 $ 134,839
Taxable investment securities 4,686 6,205 9,335 12,568
Tax-exempt investment securities 6,143 8,483 12,299 16,964
MBS 18,462 13,040 36,370 26,563
FHLB stock and equity investments 215 524 464 1,007
Other interest earning assets 2,526 3,061 4,832 6,909
Total interest and dividend income 103,920 98,562 206,176 198,850
Interest expense:        
Deposits 30,280 37,427 66,843 74,674
FHLB borrowings 8,248 3,721 9,223 9,558
Subordinated notes 2,686 935 6,263 1,867
Trust preferred subordinated debentures 922 1,015 1,837 2,029
Other borrowings 4,450 1,198 6,987 2,604
Total interest expense 46,586 44,296 91,153 90,732
Net interest income 57,334 54,266 115,023 108,118
Provision for (reversal of) credit losses 83 622 1,493 1,380
Net interest income after provision for credit losses 57,251 53,644 113,530 106,738
Noninterest income:        
Deposit services 6,389 6,125 12,320 11,954
Net gain (loss) on sale of securities AFS 0 0 0 (554)
Gain (loss) on sale of loans 56 99 174 154
Trust fees 2,404 1,879 4,606 3,644
BOLI 1,475 833 2,461 1,632
Brokerage services 1,403 1,219 2,766 2,339
Other 2,277 1,990 4,273 3,199
Total noninterest income 14,004 12,145 26,600 22,368
Noninterest expense:        
Salaries and employee benefits 22,973 22,272 47,305 44,654
Net occupancy 3,707 3,621 7,166 7,025
Advertising, travel & entertainment 876 950 1,919 1,874
ATM expense 325 405 755 783
Professional fees 1,662 1,401 3,147 2,921
Software and data processing 3,151 3,027 6,248 5,866
Communications 281 342 568 725
FDIC insurance 955 955 1,892 1,902
Amortization of intangibles 121 198 253 421
Loss on redemption of subordinated notes 0 0 791 0
Other 4,625 6,086 9,208 10,175
Total noninterest expense 38,676 39,257 79,252 76,346
Income before income tax expense 32,579 26,532 60,878 52,760
Income tax expense 5,742 4,719 10,782 9,440
Net income $ 26,837 $ 21,813 $ 50,096 $ 43,320
Earnings per common share - basic (in dollars per share) $ 0.90 $ 0.72 $ 1.68 $ 1.43
Earnings per common share - diluted (in dollars per share) 0.90 0.72 1.68 1.42
Cash dividends paid per common share (in dollars per share) $ 0.36 $ 0.36 $ 0.72 $ 0.72