The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 314,127 15,175 SH SOLE 0 0 15,175
ABBOTT LABORATORIES COM 002824100 221,649 2,443 SH SOLE 0 0 2,443
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 349,367 3,640 SH SOLE 0 0 3,640
ALPHABET INC CAP STK CL C 02079K107 4,306,398 12,188 SH SOLE 0 0 12,188
ALTRIA GROUP INC COM 02209S103 2,186,689 30,392 SH SOLE 0 0 30,392
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406 271,954 3,917 SH SOLE 0 0 3,917
AMERICAN CENTY ETF TR US SML CP VALU 025072877 507,149 4,065 SH SOLE 0 0 4,065
AMERICAN ELEC PWR CO INC COM 025537101 1,720,700 12,577 SH SOLE 0 0 12,577
AMGEN INC COM 031162100 1,975,959 5,457 SH SOLE 0 0 5,457
ANALOG DEVICES INC COM 032654105 546,148 1,375 SH SOLE 0 0 1,375
AUTOMATIC DATA PROCESSING IN COM 053015103 204,219 912 SH SOLE 0 0 912
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,453,635 12,897 SH SOLE 0 0 12,897
BLACKROCK ETF TRUST II ISHAR INTER ETF 092528207 218,250 9,000 SH SOLE 0 0 9,000
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 469,490 8,970 SH SOLE 0 0 8,970
BLACKSTONE INC COM 09260D107 399,792 3,398 SH SOLE 0 0 3,398
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 1,190,672 17,507 SH SOLE 0 0 17,507
BLACKROCK INC COM 09290D101 3,564,089 3,707 SH SOLE 0 0 3,707
CISCO SYS INC COM 17275R102 1,273,634 10,843 SH SOLE 0 0 10,843
COLGATE PALMOLIVE CO COM 194162103 571,213 6,231 SH SOLE 0 0 6,231
CONSOLIDATED EDISON INC COM 209115104 2,146,694 19,404 SH SOLE 0 0 19,404
DIAGEO PLC SPON ADR NEW 25243Q205 215,740 2,684 SH SOLE 0 0 2,684
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 238,218 2,893 SH SOLE 0 0 2,893
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 218,619 4,047 SH SOLE 0 0 4,047
DUKE ENERGY CORP NEW COM NEW 26441C204 2,299,539 18,167 SH SOLE 0 0 18,167
ENBRIDGE INC COM 29250N105 1,344,093 24,794 SH SOLE 0 0 24,794
EXXON MOBIL CORP COM 30231G102 3,023,657 22,116 SH SOLE 0 0 22,116
FASTENAL CO COM 311900104 1,424,392 29,656 SH SOLE 0 0 29,656
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 247,862 6,183 SH SOLE 0 0 6,183
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 385,004 9,594 SH SOLE 0 0 9,594
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 299,175 3,691 SH SOLE 0 0 3,691
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,826,831 56,786 SH SOLE 0 0 56,786
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 332,230 7,701 SH SOLE 0 0 7,701
GALLAGHER ARTHUR J & CO COM 363576109 214,581 935 SH SOLE 0 0 935
GAP INC COM 364760108 272,103 14,567 SH SOLE 0 0 14,567
GE AEROSPACE COM NEW 369604301 553,088 1,480 SH SOLE 0 0 1,480
GENUINE PARTS CO COM 372460105 795,481 6,743 SH SOLE 0 0 6,743
GSK PLC SPONSORED ADR 37733W204 343,878 6,560 SH SOLE 0 0 6,560
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 425,834 9,318 SH SOLE 0 0 9,318
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103 207,743 5,250 SH SOLE 0 0 5,250
HEICO CORP NEW COM 422806109 221,834 623 SH SOLE 0 0 623
HEICO CORP NEW CL A 422806208 223,509 867 SH SOLE 0 0 867
HOME DEPOT INC COM 437076102 390,283 1,107 SH SOLE 0 0 1,107
NEW YORK LIFE INVESTMENTS ET FTSE INTL EQTY C 45409B560 9,344,823 245,335 SH SOLE 0 0 245,335
INTEL CORP COM 458140100 247,682 1,774 SH SOLE 0 0 1,774
INVESCO QQQ TR UNIT SER 1 46090E103 7,081,743 9,617 SH SOLE 0 0 9,617
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V118 269,421 4,837 SH SOLE 0 0 4,837
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,641,052 31,212 SH SOLE 0 0 31,212
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 999,658 49,220 SH SOLE 0 0 49,220
ISHARES TR CORE S&P TTL STK 464287150 1,745,040 10,623 SH SOLE 0 0 10,623
ISHARES TR CORE S&P500 ETF 464287200 68,007,240 90,811 SH SOLE 0 0 90,811
ISHARES TR CORE US AGGBD ET 464287226 339,501 3,430 SH SOLE 0 0 3,430
ISHARES TR GLOBAL TECH ETF 464287291 2,191,989 15,172 SH SOLE 0 0 15,172
ISHARES TR S&P 500 GRWT ETF 464287309 2,389,050 17,371 SH SOLE 0 0 17,371
ISHARES TR S&P 500 VAL ETF 464287408 1,140,044 5,021 SH SOLE 0 0 5,021
ISHARES TR RUS MD CP GR ETF 464287481 336,157 2,296 SH SOLE 0 0 2,296
ISHARES TR RUS MID CAP ETF 464287499 223,072 2,022 SH SOLE 0 0 2,022
ISHARES TR CORE S&P MCP ETF 464287507 21,678,899 281,143 SH SOLE 0 0 281,143
ISHARES TR RUS 1000 VAL ETF 464287598 533,316 2,200 SH SOLE 0 0 2,200
ISHARES TR RUS 1000 GRW ETF 464287614 923,418 7,437 SH SOLE 0 0 7,437
ISHARES TR U.S. TECH ETF 464287721 481,003 1,907 SH SOLE 0 0 1,907
ISHARES TR CORE S&P SCP ETF 464287804 16,262,516 109,652 SH SOLE 0 0 109,652
ISHARES TR MRGSTR MD CP GRW 464288307 7,200,712 73,252 SH SOLE 0 0 73,252
ISHARES TR INTL SEL DIV ETF 464288448 3,538,727 85,415 SH SOLE 0 0 85,415
ISHARES TR TRUST ISHARE 0-1 464288679 2,141,894 19,410 SH SOLE 0 0 19,410
ISHARES TR ESG OPTIMIZED 464288802 1,465,037 9,495 SH SOLE 0 0 9,495
ISHARES TR EAFE VALUE ETF 464288877 397,398 5,191 SH SOLE 0 0 5,191
ISHARES TR EAFE GRWTH ETF 464288885 238,832 1,920 SH SOLE 0 0 1,920
ISHARES TR RUS TP200 GR ETF 464289438 229,880 791 SH SOLE 0 0 791
ISHARES TR CORE 80 20 ETF 464289859 3,007,257 30,812 SH SOLE 0 0 30,812
ISHARES TR CORE 60 BALA ETF 464289867 3,330,734 47,924 SH SOLE 0 0 47,924
ISHARES TR CORE 40 MODE ETF 464289875 871,336 17,465 SH SOLE 0 0 17,465
ISHARES TR CORE HIGH DV ETF 46429B663 266,658 9,728 SH SOLE 0 0 9,728
ISHARES TR MSCI USA MIN ETF 46429B697 2,907,280 30,140 SH SOLE 0 0 30,140
ISHARES TR MSCI USA QLT FCT 46432F339 7,753,017 35,333 SH SOLE 0 0 35,333
ISHARES TR MSCI USA VALUE 46432F388 362,601 1,815 SH SOLE 0 0 1,815
ISHARES TR MSCI USA MMENTM 46432F396 2,322,086 6,773 SH SOLE 0 0 6,773
ISHARES TR CORE MSCI EAFE 46432F842 321,515 3,329 SH SOLE 0 0 3,329
ISHARES INC CORE MSCI EMKT 46434G103 207,266 2,502 SH SOLE 0 0 2,502
ISHARES INC ESG AWR MSCI EM 46434G863 334,927 6,124 SH SOLE 0 0 6,124
ISHARES TR U S EQUITY FACTR 46434V282 753,258 9,960 SH SOLE 0 0 9,960
ISHARES TR CORE UNIVRSL USD 46434V613 1,184,396 25,664 SH SOLE 0 0 25,664
ISHARES TR CORE DIV GRWTH 46434V621 6,702,038 88,429 SH SOLE 0 0 88,429
ISHARES TR ESG AWR MSCI USA 46435G425 1,275,365 7,792 SH SOLE 0 0 7,792
ISHARES TR ESG MSCI LEADR 46435U218 325,395 2,451 SH SOLE 0 0 2,451
ISHARES TR US INFRASTRUC 46435U713 506,537 8,035 SH SOLE 0 0 8,035
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 3,959,493 70,104 SH SOLE 0 0 70,104
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 292,576 4,989 SH SOLE 0 0 4,989
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 585,247 11,573 SH SOLE 0 0 11,573
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 203,049 2,709 SH SOLE 0 0 2,709
JOHNSON & JOHNSON COM 478160104 3,738,760 14,721 SH SOLE 0 0 14,721
KIMBERLY-CLARK CORP COM 494368103 519,467 4,732 SH SOLE 0 0 4,732
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 891,471 152,911 SH SOLE 0 0 152,911
LOCKHEED MARTIN CORP COM 539830109 3,396,155 6,666 SH SOLE 0 0 6,666
MASTERCARD INCORPORATED CL A 57636Q104 1,270,216 2,473 SH SOLE 0 0 2,473
MCDONALDS CORP COM 580135101 2,510,681 9,288 SH SOLE 0 0 9,288
MERCK & CO INC COM 58933Y105 3,137,047 24,413 SH SOLE 0 0 24,413
MONDELEZ INTL INC CL A 609207105 757,003 13,088 SH SOLE 0 0 13,088
MORGAN STANLEY ETF TRUST EATO VANC BD ETF 61774R841 341,798 6,740 SH SOLE 0 0 6,740
NEXTERA ENERGY INC COM 65339F101 244,377 2,784 SH SOLE 0 0 2,784
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 682,179 86,571 SH SOLE 0 0 86,571
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 675,505 5,771 SH SOLE 0 0 5,771
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 305,353 6,108 SH SOLE 0 0 6,108
OMNICOM GROUP INC COM 681919106 555,969 7,634 SH SOLE 0 0 7,634
ONEOK INC NEW COM 682680103 899,628 10,348 SH SOLE 0 0 10,348
PALO ALTO NETWORKS INC COM 697435105 1,655,311 4,854 SH SOLE 0 0 4,854
PAYCHEX INC COM 704326107 431,766 4,391 SH SOLE 0 0 4,391
PEPSICO INC COM 713448108 1,422,917 10,509 SH SOLE 0 0 10,509
PFIZER INC COM 717081103 765,703 31,798 SH SOLE 0 0 31,798
PROCTER & GAMBLE CO COM 742718109 2,693,585 18,369 SH SOLE 0 0 18,369
QUALCOMM INC COM 747525103 422,430 2,286 SH SOLE 0 0 2,286
RTX CORPORATION COM 75513E101 788,611 4,156 SH SOLE 0 0 4,156
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,683,379 2,254 SH SOLE 0 0 2,254
SPDR GOLD TR GOLD SHS 78463V107 1,041,703 2,828 SH SOLE 0 0 2,828
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 473,571 9,146 SH SOLE 0 0 9,146
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 550,924 18,358 SH SOLE 0 0 18,358
SPDR SERIES TRUST ST STR SP DIV 78464A763 42,580,536 279,804 SH SOLE 0 0 279,804
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 267,709 512 SH SOLE 0 0 512
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 232,497 331 SH SOLE 0 0 331
SPDR SERIES TRUST ST STR SP500FF 78468R796 2,017,985 33,028 SH SOLE 0 0 33,028
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 422,856 13,597 SH SOLE 0 0 13,597
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,171,964 36,959 SH SOLE 0 0 36,959
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 234,721 1,232 SH SOLE 0 0 1,232
SIMON PPTY GROUP INC NEW COM 828806109 1,431,499 6,401 SH SOLE 0 0 6,401
T ROWE PRICE EXCHANGE-TRADED PRICE BLUE CHIP 87283Q107 207,122 4,135 SH SOLE 0 0 4,135
T ROWE PRICE EXCHANGE-TRADED PRICE DIV GRWT 87283Q404 628,293 12,814 SH SOLE 0 0 12,814
THERMO FISHER SCIENTIFIC INC COM 883556102 803,648 1,603 SH SOLE 0 0 1,603
3M CO COM 88579Y101 324,915 2,007 SH SOLE 0 0 2,007
TRAVELERS COMPANIES INC COM 89417E109 366,180 1,109 SH SOLE 0 0 1,109
TRUIST FINL CORP COM 89832Q109 1,204,523 24,177 SH SOLE 0 0 24,177
US BANCORP COM NEW 902973304 258,536 4,280 SH SOLE 0 0 4,280
UNILEVER PLC SPON ADR NEW 904767803 242,957 4,041 SH SOLE 0 0 4,041
VALERO ENERGY CORP COM 91913Y100 2,353,385 9,036 SH SOLE 0 0 9,036
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,611,319 23,714 SH SOLE 0 0 23,714
VANGUARD WORLD FD ESG US STK ETF 921910733 1,668,234 12,615 SH SOLE 0 0 12,615
VANGUARD WORLD FD MEGA CAP INDEX 921910873 355,993 1,301 SH SOLE 0 0 1,301
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 89,685,945 567,525 SH SOLE 0 0 567,525
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 3,215,493 32,744 SH SOLE 0 0 32,744
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 293,493 3,143 SH SOLE 0 0 3,143
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 441,409 7,395 SH SOLE 0 0 7,395
VENTAS INC COM 92276F100 1,436,144 16,173 SH SOLE 0 0 16,173
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 478,598 697 SH SOLE 0 0 697
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,767,796 8,946 SH SOLE 0 0 8,946
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 388,064 4,024 SH SOLE 0 0 4,024
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,248,338 3,414 SH SOLE 0 0 3,414
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,627,213 10,812 SH SOLE 0 0 10,812
VANGUARD INDEX FDS GROWTH ETF 922908736 52,027,856 603,992 SH SOLE 0 0 603,992
VANGUARD INDEX FDS VALUE ETF 922908744 39,317,859 180,415 SH SOLE 0 0 180,415
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,727,330 20,882 SH SOLE 0 0 20,882
VIATRIS INC COM 92556V106 162,350 10,224 SH SOLE 0 0 10,224
WALMART INC COM 931142103 1,981,250 17,493 SH SOLE 0 0 17,493
WEDBUSH SER TR DAN IVE REVO ETF 947913109 637,342 16,728 SH SOLE 0 0 16,728
WISDOMTREE TR US LARGECAP DIVD 97717W307 296,280 3,076 SH SOLE 0 0 3,076
WISDOMTREE TR US MIDCAP DIVID 97717W505 906,410 16,037 SH SOLE 0 0 16,037
WISDOMTREE TR US SMALLCAP DIVD 97717W604 614,404 15,103 SH SOLE 0 0 15,103
MEDTRONIC PLC SHS G5960L103 478,194 6,113 SH SOLE 0 0 6,113
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 587,685 609 SH SOLE 0 0 609
BANK OF AMER CORP COM 060505104 757,158 13,288 SH DFND 1 0 0 13,288
BOEING CO COM 097023105 266,764 1,232 SH DFND 1 0 0 1,232
CVS HEALTH CORP COM 126650100 670,021 6,477 SH DFND 1 0 0 6,477
CHEVRON CORPORATION COM 166764100 1,523,655 9,192 SH DFND 1 0 0 9,192
CITIGROUP INC COM NEW 172967424 900,234 6,432 SH DFND 1 0 0 6,432
LOWES COS INC COM 548661107 261,799 1,187 SH DFND 1 0 0 1,187
SALESFORCE INC COM 79466L302 256,785 1,639 SH DFND 1 0 0 1,639
VERIZON COMMUNICATIONS INC COM 92343V104 2,541,942 60,036 SH DFND 1 0 0 60,036
AMPHENOL CORP CL A 032095101 681,946 3,867 SH DFND 2 0 0 3,867
COSTCO WHOLESALE CORPORATION COM 22160K105 313,479 335 SH DFND 2 0 0 335
GE VERNOVA INC COM 36828A101 394,465 336 SH DFND 2 0 0 336
ELI LILLY & CO COM 532457108 3,707,304 3,091 SH DFND 2 0 0 3,091
TJX COS INC NEW COM 872540109 354,177 2,337 SH DFND 2 0 0 2,337
NOVARTIS AG SPONSORED ADR 66987V109 691,668 4,413 SH DFND 4 0 0 4,413
ABBVIE INC COM 00287Y109 3,484,304 13,846 SH DFND 5 0 0 13,846
AMERICAN EXPRESS CO COM 025816109 891,886 2,637 SH DFND 5 0 0 2,637
APOLLO GLOBAL MGMT INC COM 03769M106 452,515 3,825 SH DFND 5 0 0 3,825
COCA COLA CO COM 191216100 3,566,716 43,887 SH DFND 5 0 0 43,887
DELL TECHNOLOGIES INC CL C 24703L202 549,257 1,273 SH DFND 5 0 0 1,273
DISNEY WALT CO COM 254687106 436,542 4,536 SH DFND 5 0 0 4,536
ENTERGY CORP NEW COM 29364G103 1,542,306 13,428 SH DFND 5 0 0 13,428
GENERAL DYNAMICS CORP COM 369550108 216,948 612 SH DFND 5 0 0 612
SOUTHERN CO COM 842587107 1,248,593 13,046 SH DFND 5 0 0 13,046
EDWARDS LIFESCIENCES CORP COM 28176E108 245,689 2,716 SH DFND 6 0 0 2,716
PROGRESSIVE CORP COM 743315103 930,597 4,260 SH DFND 6 0 0 4,260
UNITEDHEALTH GROUP INC COM 91324P102 272,164 655 SH DFND 6 0 0 655
CHUBB LIMITED COM H1467J104 218,874 642 SH DFND 6 0 0 642
BROADCOM INC COM 11135F101 3,107,415 8,226 SH DFND 1, 2 0 0 8,226
WILLIAMS COS INC COM 969457100 1,804,509 24,274 SH DFND 1, 2 0 0 24,274
MICRON TECHNOLOGY INC COM 595112103 347,441 301 SH DFND 1, 2, 5 0 0 301
AMAZON COM INC COM 023135106 4,903,071 20,572 SH DFND 1, 2, 5, 6 0 0 20,572
ALPHABET INC CAP STK CL A 02079K305 4,162,722 11,649 SH DFND 1, 2, 6 0 0 11,649
APPLIED MATLS INC COM 038222105 279,770 387 SH DFND 1, 5 0 0 387
JPMORGAN CHASE & CO COM 46625H100 9,296,940 28,402 SH DFND 1, 5 0 0 28,402
MARATHON PETE CORP COM 56585A102 2,988,589 11,689 SH DFND 1, 5 0 0 11,689
MORGAN STANLEY COM NEW 617446448 786,747 3,764 SH DFND 1, 5 0 0 3,764
PHILIP MORRIS INTL INC COM 718172109 2,300,130 12,714 SH DFND 1, 5 0 0 12,714
WELLS FARGO & CO COM 949746101 435,307 5,268 SH DFND 1, 5 0 0 5,268
GOLDMAN SACHS GROUP INC COM 38141G104 446,870 442 SH DFND 2, 5 0 0 442
NVIDIA CORPORATION COM 67066G104 2,186,665 10,929 SH DFND 2, 5 0 0 10,929
META PLATFORMS INC CL A 30303M102 1,245,526 2,211 SH DFND 2, 5, 6 0 0 2,211
VISA INC COM CL A 92826C839 1,478,320 4,309 SH DFND 2, 5, 6 0 0 4,309
APPLE INC COM 037833100 13,470,031 46,551 SH DFND 2, 6 0 0 46,551
MICROSOFT CORP COM 594918104 7,537,669 20,207 SH DFND 2, 6 0 0 20,207
MARVELL TECHNOLOGY INC COM 573874104 1,369,970 4,599 SH DFND 3, 5 0 0 4,599
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 2,761,053 5,781 SH DFND 4, 6 0 0 5,781