<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019f8f29-54c1-7d01-b204-5075fb918028,g:3eb04a87-98ea-4ff8-a42b-4aef350ab226-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://creditacceptance.com/role/Cover" xlink:type="simple" xlink:href="cacc-20260720.xsd#Cover"/>
  <link:presentationLink xlink:role="http://creditacceptance.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_019f8f29-54c1-7062-b6cc-547b14e6545b" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_DocumentType_019f8f29-54c1-7062-b6cc-547b14e6545b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_019f8f29-54c1-70cc-9970-335098d41f5e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_DocumentPeriodEndDate_019f8f29-54c1-70cc-9970-335098d41f5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_019f8f29-54c1-7990-ae1f-c35634a7c4af" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_EntityRegistrantName_019f8f29-54c1-7990-ae1f-c35634a7c4af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_019f8f29-54c1-71bd-9bbe-b03611444001" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_EntityIncorporationStateCountryCode_019f8f29-54c1-71bd-9bbe-b03611444001" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_019f8f29-54c1-76c6-9e31-c4abfb8c9c83" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_EntityFileNumber_019f8f29-54c1-76c6-9e31-c4abfb8c9c83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_019f8f29-54c1-7c9c-a0a2-6d01acde9be9" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_EntityTaxIdentificationNumber_019f8f29-54c1-7c9c-a0a2-6d01acde9be9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_019f8f29-54c1-7b78-91e9-1b3d843bc056" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_EntityAddressAddressLine1_019f8f29-54c1-7b78-91e9-1b3d843bc056" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_019f8f29-54c1-7b9f-83cc-535181487857" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_EntityAddressCityOrTown_019f8f29-54c1-7b9f-83cc-535181487857" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_019f8f29-54c1-7c41-b2d5-31ec2c595f64" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_EntityAddressStateOrProvince_019f8f29-54c1-7c41-b2d5-31ec2c595f64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_019f8f29-54c1-7937-9a8f-f8855a71be72" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_EntityAddressPostalZipCode_019f8f29-54c1-7937-9a8f-f8855a71be72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_019f8f29-54c1-7a92-9157-4f3cbfd0d8ca" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_CityAreaCode_019f8f29-54c1-7a92-9157-4f3cbfd0d8ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_019f8f29-54c1-7aaa-9c35-01e38f330bab" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_LocalPhoneNumber_019f8f29-54c1-7aaa-9c35-01e38f330bab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_019f8f29-54c1-7e17-8e4e-a0dc159c987a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_Security12bTitle_019f8f29-54c1-7e17-8e4e-a0dc159c987a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_019f8f29-54c1-7a5a-9697-c8a78460c1a2" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_TradingSymbol_019f8f29-54c1-7a5a-9697-c8a78460c1a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_019f8f29-54c1-7399-ae74-dd2109c75c0e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_SecurityExchangeName_019f8f29-54c1-7399-ae74-dd2109c75c0e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_019f8f29-54c1-7cec-b79e-47bfdc1b4403" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_WrittenCommunications_019f8f29-54c1-7cec-b79e-47bfdc1b4403" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_019f8f29-54c1-7e07-8900-25a89911f734" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_SolicitingMaterial_019f8f29-54c1-7e07-8900-25a89911f734" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_019f8f29-54c1-775a-81c5-0650fa2dd863" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_PreCommencementTenderOffer_019f8f29-54c1-775a-81c5-0650fa2dd863" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_019f8f29-54c1-74d4-a7bb-4f15e9a2a688" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_019f8f29-54c1-74d4-a7bb-4f15e9a2a688" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_019f8f29-54c1-7a30-8168-c88aeed32e9f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_EntityEmergingGrowthCompany_019f8f29-54c1-7a30-8168-c88aeed32e9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_019f8f29-54c1-702b-ba60-e44d4773f46a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_EntityCentralIndexKey_019f8f29-54c1-702b-ba60-e44d4773f46a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_019f8f29-54c1-7349-95db-a00d7d53cf7d" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019f8f29-54c1-7f47-a76c-cc1c59004e32" xlink:to="loc_dei_AmendmentFlag_019f8f29-54c1-7349-95db-a00d7d53cf7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
