Related parties (Tables)

6 Months Ended

Jun. 30, 2026

Disclosure of transactions between related parties [abstract]

Schedule of related party transactions

Related party transactions were made on terms equivalent to those that prevail in arm’s-length transactions or, when this was not the case, the related compensation in kind was recognised:


			EUR million
			30-06-2026
Expenses and income			Significant shareholders			Directors and executives			Group companies or entities			Other related parties			Total
Expenses
Finance costs			—			—			67			1			68
Leases			—			—			—			—			—
Services received			—			—			—			—			—
Purchases of stocks			—			—			—			—			—
Other expenses			—			—			57			1			58
			—			—			124			2			126
Income
Finance income			—			—			209			3			212
Dividends received			—			—			—			—			—
Services rendered			—			—			16			—			16
Sale of stocks			—			—			—			—			—
Other income			—			—			781			1			782
			—			—			1,006			4			1,010


			EUR million
			30-06-2026
Other transactions			Significant shareholders			Directors and executives			Group companies or entities			Other related parties			Total
Financing agreements: loans and capital contributions (lender)			—			2			183			40			225
Financing agreements: loans and capital contributions (borrower)			—			(2)			283			153			434
Guarantees provided			—			—			—			(8)			(8)
Guarantees received			—			—			—			—			—
Commitments acquired			—			—			40			14			54
Dividends and other distributed profit			—			3			—			23			26
Other transactions			—			—			(26)			(6)			(32)


			EUR million
			30-06-2026
Balance closing period			Significant shareholders			Directors and executives			Group companies or entities			Other related parties			Total
Debt balances:
Customers and commercial debtors			—			—			—			—			—
Loans and credits granted			—			20			10,495			314			10,829
Other collection rights			—			—			333			15			348
			—			20			10,828			329			11,177
Credit balances:
Suppliers and creditors granted			—			—			—			—			—
Loans and credits received			—			13			3,109			217			3,339
Other payment obligations			—			—			179			—			179
			—			13			3,288			217			3,518


			EUR million
			30-06-2025
Expenses and income			Significant shareholders			Directors and executives			Group companies or entities			Other related parties			Total
Expenses
Finance costs			—			—			60			2			62
Leases			—			—			—			—			—
Services received			—			—			—			—			—
Purchases of stocks			—			—			—			—			—
Other expenses			—			—			51			1			52
			—			—			111			3			114
Income
Finance income			—			—			221			4			225
Dividends received			—			—			—			—			—
Services rendered			—			—			15			—			15
Sale of stocks			—			—			—			—			—
Other income			—			—			666			1			667
			—			—			902			5			907


			EUR million
			30-06-2025
Other transactions			Significant shareholders			Directors and executives			Group companies or entities			Other related parties			Total
Financing agreements: loans and capital contributions (lender)			—			3			281			111			395
Financing agreements: loans and capital contributions (borrower)			—			(5)			(424)			162			(267)
Guarantees provided			—			2			7			4			13
Guarantees received			—			—			—			—			—
Commitments acquired			—			—			27			(7)			20
Dividends and other distributed profit			—			3			—			33			36
Other transactions			—			—			(204)			(3)			(207)


			EUR million
			31-12-2025
Balance closing period			Significant shareholders			Directors and executives			Group companies or entities			Other related parties			Total
Debt balances:
Customers and commercial debtors			—			—			—			—			—
Loans and credits granted			—			18			10,121			274			10,413
Other collection rights			—			—			370			21			391
			—			18			10,491			295			10,804
Credit balances:
Suppliers and creditors granted			—			—			—			—			—
Loans and credits received			—			15			2,786			376			3,177
Other payment obligations			—			—			191			—			191
			—			15			2,977			376			3,368