| Disclosure of reconciliation between adjusted profit and statutory profit |
Following is the reconciliation between the adjusted profit and the statutory profit corresponding to the six-month periods ended 30 June 2026 and 2025: | | | | | | | | | | | | | | | | | | | | | | EUR million | | Total Income | Profit before tax | Profit | Segment | 30-06-2026 | 30-06-2025 | 30-06-2026 | 30-06-2025 | 30-06-2026 | 30-06-2025 | | Retail & Commercial Banking | 17,135 | | 16,202 | | 5,861 | | 5,283 | | 4,124 | | 3,653 | | | Openbank | 6,535 | | 6,425 | | 1,405 | | 1,456 | | 827 | | 1,042 | | | Corporate & Investment Banking | 4,779 | | 4,119 | | 2,379 | | 2,188 | | 1,742 | | 1,472 | | | Wealth Management & Insurance | 2,093 | | 1,930 | | 1,356 | | 1,196 | | 1,083 | | 906 | | | Payments | 771 | | 641 | | 92 | | 22 | | 78 | | 16 | | | Corporate Centre | (466) | | (353) | | (746) | | (807) | | (525) | | (713) | | Underlying Profit | 30,847 | 28,965 | 10,347 | 9,337 | 7,328 | 6,376 | Adjustments | (25) | 13 | (386) | (233) | 1,645 | 457 | | Statutory Profit | 30,822 | | 28,978 | | 9,961 | | 9,104 | | 8,973 | | 6,833 | |
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