The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 418,729 1,664 SH SOLE 1,664 0 0
ADOBE INC COM 00724F101 483,232 2,357 SH SOLE 2,357 0 0
AIR PRODUCTS AND CHEMICALS I COM 009158106 321,618 1,097 SH SOLE 1,097 0 0
ALPHABET INC CAP STK CL A 02079K305 650,683 1,821 SH SOLE 1,820 0 0
ALPHABET INC CAP STK CL C 02079K107 1,373,529 3,887 SH SOLE 3,887 0 0
AMAZON COM INC COM 023135106 817,983 3,432 SH SOLE 3,432 0 0
AMGEN INC COM 031162100 1,713,552 4,732 SH SOLE 4,732 0 0
AON PLC SHS CL A G0403H108 618,270 1,864 SH SOLE 1,864 0 0
APPLE INC COM 037833100 15,550,707 53,742 SH SOLE 53,741 0 0
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 2,260,319 20,307 SH SOLE 20,306 0 0
BECTON DICKINSON & CO COM 075887109 1,127,409 7,450 SH SOLE 7,450 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 39,658,894 79,927 SH SOLE 79,926 0 0
BLACKROCK SCIENCE & TECHNOLO SHS BEN INT 09260K101 375,501 12,504 SH SOLE 12,504 0 0
BLOCK INC CL A 852234103 473,100 6,225 SH SOLE 6,225 0 0
CHEVRON CORPORATION COM 166764100 2,328,928 14,050 SH SOLE 14,050 0 0
CISCO SYS INC COM 17275R102 465,377 3,962 SH SOLE 3,962 0 0
COCA COLA CO COM 191216100 1,657,029 20,389 SH SOLE 20,389 0 0
CONOCOPHILLIPS COM 20825C104 493,498 4,747 SH SOLE 4,747 0 0
DEERE & CO COM 244199105 651,457 1,027 SH SOLE 1,027 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,055,599 12,820 SH SOLE 12,820 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 602,538 8,620 SH SOLE 8,620 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 437,994 8,108 SH SOLE 8,108 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 534,951 14,357 SH SOLE 14,357 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 920,207 16,728 SH SOLE 16,728 0 0
DIMENSIONAL ETF TRUST US COR EQU 1 ETF 25434V625 866,693 10,572 SH SOLE 10,572 0 0
EAST WEST BANCORP INC COM 27579R104 753,627 5,838 SH SOLE 5,838 0 0
ECOLAB INC COM 278865100 668,664 2,400 SH SOLE 2,400 0 0
ELI LILLY & CO COM 532457108 274,720 229 SH SOLE 229 0 0
EMERSON ELEC CO COM 291011104 1,860,807 12,999 SH SOLE 12,999 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662 382,470 9,500 SH SOLE 9,500 0 0
FLEXSHARES TR INTL QLTDV IDX 33939L837 200,102 5,790 SH SOLE 5,790 0 0
GE AEROSPACE COM NEW 369604301 227,228 608 SH SOLE 608 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 238,835 1,683 SH SOLE 1,683 0 0
HAGERTY INC CL A COM 405166109 222,165 18,638 SH SOLE 18,638 0 0
IDEXX LABS INC COM 45168D104 1,131,846 2,150 SH SOLE 2,150 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 24,254,508 323,825 SH SOLE 323,825 0 0
ISHARES GOLD TRUST MICRO SHS REPSTG UN TR 46436F103 420,105 10,500 SH SOLE 10,500 0 0
ISHARES TR CORE S&P SCP ETF 464287804 46,462,355 313,279 SH SOLE 313,278 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 697,164 14,705 SH SOLE 14,705 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 229,093 2,375 SH SOLE 2,375 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,852,224 2,473 SH SOLE 2,473 0 0
ISHARES TR SP SMCP600VL ETF 464287879 562,496 4,115 SH SOLE 4,115 0 0
ISHARES TR MSCI EAFE ETF 464287465 32,437,245 312,257 SH SOLE 312,256 0 0
JOHNSON & JOHNSON COM 478160104 3,171,608 12,488 SH SOLE 12,488 0 0
JPMORGAN CHASE & CO COM 46625H100 253,350 774 SH SOLE 773 0 0
LINDE PLC SHS G54950103 334,716 645 SH SOLE 645 0 0
MANNKIND CORP COM NEW 56400P706 227,620 53,432 SH SOLE 53,432 0 0
MASTERCARD INCORPORATED CL A 57636Q104 279,912 545 SH SOLE 545 0 0
MERCK & CO INC COM 58933Y105 248,519 1,934 SH SOLE 1,934 0 0
META PLATFORMS INC CL A 30303M102 546,391 970 SH SOLE 970 0 0
MICRON TECHNOLOGY INC COM 595112103 369,545 320 SH SOLE 320 0 0
MICROSOFT CORP COM 594918104 1,848,417 4,955 SH SOLE 4,955 0 0
NETFLIX INC. COM 64110L106 286,385 4,011 SH SOLE 4,011 0 0
NORTHERN TR CORP COM 665859104 1,801,330 10,362 SH SOLE 10,362 0 0
NOVO-NORDISK A S ADR 670100205 206,717 4,312 SH SOLE 4,312 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 607,146 11,649 SH SOLE 11,649 0 0
NVIDIA CORPORATION COM 67066G104 364,216 1,820 SH SOLE 1,820 0 0
PROCTER & GAMBLE CO COM 742718109 2,082,188 14,199 SH SOLE 14,199 0 0
PUTNAM ETF TRUST FRANKLIN NY MUNI 746729763 131,832 16,541 SH SOLE 16,541 0 0
RAYONIER INC COM 754907103 306,879 14,421 SH SOLE 14,421 0 0
SPDR GOLD TR GOLD SHS 78463V107 598,249 1,624 SH SOLE 1,624 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,050,133 1,406 SH SOLE 1,406 0 0
UNION PAC CORP COM 907818108 1,098,336 4,038 SH SOLE 4,038 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 303,963 2,210 SH SOLE 2,210 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 709,156 1,916 SH SOLE 1,916 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 395,231 1,304 SH SOLE 1,303 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 686,424 999 SH SOLE 999 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,486,662 6,118 SH SOLE 6,118 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 8,718,643 40,007 SH SOLE 40,006 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,127,149 13,459 SH SOLE 13,458 0 0
VISA INC COM CL A 92826C839 6,609,629 19,265 SH SOLE 19,265 0 0
WALMART INC COM 931142103 2,147,946 18,965 SH SOLE 18,964 0 0
WELLTOWER INC COM 95040Q104 496,837 2,189 SH SOLE 2,189 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 271,219 3,415 SH SOLE 3,415 0 0
YUM BRANDS INC COM 988498101 1,333,552 8,342 SH SOLE 8,342 0 0