The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 461,983 22,318 SH SOLE 0 0 22,318
ABBOTT LABORATORIES COM 002824100 970,555 10,696 SH SOLE 0 0 10,696
ABBVIE INC COM 00287Y109 3,186,517 12,663 SH SOLE 0 0 12,663
ADVANCED MICRO DEVICES INC COM 007903107 2,669,281 4,595 SH SOLE 0 0 4,595
ALLIANT ENERGY CORP COM 018802108 246,188 3,227 SH SOLE 0 0 3,227
ALPHABET INC CAP STK CL C 02079K107 2,042,247 5,780 SH SOLE 0 0 5,780
ALPHABET INC CAP STK CL A 02079K305 3,868,173 10,824 SH SOLE 0 0 10,824
AMAZON COM INC COM 023135106 1,787,312 7,499 SH SOLE 0 0 7,499
AMERICAN BEACON SELECT FUNDS GLG NAT RES ETF 02368W408 68,090,355 1,402,479 SH SOLE 0 0 1,402,479
AMERICAN EXPRESS CO COM 025816109 675,824 1,998 SH SOLE 0 0 1,998
AMGEN INC COM 031162100 700,340 1,934 SH SOLE 0 0 1,934
ANALOG DEVICES INC COM 032654105 484,945 1,221 SH SOLE 0 0 1,221
ANGEL OAK FUNDS TRUST OAK ULTRASHORT 03463K752 11,897,681 233,265 SH SOLE 0 0 233,265
APPLE INC COM 037833100 14,953,835 51,679 SH SOLE 0 0 51,679
APPLIED MATLS INC COM 038222105 540,081 747 SH SOLE 0 0 747
BANK OF AMER CORP COM 060505104 696,979 12,232 SH SOLE 0 0 12,232
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,328,035 2,654 SH SOLE 0 0 2,654
BLACKROCK INC COM 09290D101 1,383,685 1,439 SH SOLE 0 0 1,439
BLUEROCK PVT REAL ESTATE FD COM 09631P102 37,156,040 2,855,960 SH SOLE 0 0 2,855,960
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861 4,373,293 88,582 SH SOLE 0 0 88,582
BRISTOL-MYERS SQUIBB CO COM 110122108 332,698 5,774 SH SOLE 0 0 5,774
BROADCOM INC COM 11135F101 1,687,409 4,467 SH SOLE 0 0 4,467
CSX CORP COM 126408103 453,721 9,546 SH SOLE 0 0 9,546
CVS HEALTH CORP COM 126650100 230,797 2,231 SH SOLE 0 0 2,231
CAPITAL ONE FINL CORP COM 14040H105 224,895 1,121 SH SOLE 0 0 1,121
CATERPILLAR INC COM 149123101 2,971,071 2,790 SH SOLE 0 0 2,790
CHEVRON CORPORATION COM 166764100 1,969,063 11,879 SH SOLE 0 0 11,879
CISCO SYS INC COM 17275R102 1,928,693 16,420 SH SOLE 0 0 16,420
COCA COLA CO COM 191216100 814,976 10,028 SH SOLE 0 0 10,028
COLGATE PALMOLIVE CO COM 194162103 626,908 6,838 SH SOLE 0 0 6,838
CONOCOPHILLIPS COM 20825C104 276,742 2,662 SH SOLE 0 0 2,662
CONSTELLATION ENERGY CORP COM 21037T109 632,598 2,547 SH SOLE 0 0 2,547
CORNING INC COM 219350105 961,183 3,763 SH SOLE 0 0 3,763
COSTCO WHOLESALE CORPORATION COM 22160K105 1,387,302 1,483 SH SOLE 0 0 1,483
DANAHER CORP DEL COM 235851102 312,768 1,642 SH SOLE 0 0 1,642
DISNEY WALT CO COM 254687106 608,492 6,322 SH SOLE 0 0 6,322
DOUBLELINE ETF TRUST COMMERCIAL REAL 25861R303 8,767,116 169,233 SH SOLE 0 0 169,233
EMERSON ELEC CO COM 291011104 650,617 4,545 SH SOLE 0 0 4,545
EXELON CORP COM 30161N101 571,888 12,267 SH SOLE 0 0 12,267
EXXON MOBIL CORP COM 30231G102 2,065,292 15,106 SH SOLE 0 0 15,106
META PLATFORMS INC CL A 30303M102 1,322,605 2,348 SH SOLE 0 0 2,348
FASTENAL CO COM 311900104 361,858 7,534 SH SOLE 0 0 7,534
FIRST TR EXCHANGE-TRADED FD SHS 337345102 2,865,616 8,562 SH SOLE 0 0 8,562
GABELLI EQUITY TR INC COM 362397101 151,394 26,748 SH SOLE 0 0 26,748
GE VERNOVA INC COM 36828A101 724,889 617 SH SOLE 0 0 617
GENERAL DYNAMICS CORP COM 369550108 442,092 1,248 SH SOLE 0 0 1,248
GE AEROSPACE COM NEW 369604301 922,739 2,469 SH SOLE 0 0 2,469
GLOBAL X FDS US INFR DEV ETF 37954Y673 222,835 3,782 SH SOLE 0 0 3,782
GOLDMAN SACHS GROUP INC COM 38141G104 206,319 204 SH SOLE 0 0 204
HCA HEALTHCARE INC COM 40412C101 516,604 1,325 SH SOLE 0 0 1,325
HOME DEPOT INC COM 437076102 1,741,534 4,938 SH SOLE 0 0 4,938
HONEYWELL AEROSPACE INC COM 43849R105 340,905 1,542 SH SOLE 0 0 1,542
HONEYWELL INTL INC COM 438516205 345,254 1,542 SH SOLE 0 0 1,542
ILLINOIS TOOL WKS INC COM 452308109 725,401 2,682 SH SOLE 0 0 2,682
INTERCONTINENTAL EXCHANGE IN COM 45866F104 352,956 2,867 SH SOLE 0 0 2,867
INTERNATIONAL BUSINESS MACHS COM 459200101 1,994,060 7,091 SH SOLE 0 0 7,091
INVESCO QQQ TR UNIT SER 1 46090E103 2,087,694 2,835 SH SOLE 0 0 2,835
INVESCO EXCH TRD SLF IDX FD INVSC 30 MUNI BD 46138J445 201,519 9,194 SH SOLE 0 0 9,194
ISHARES TR CORE S&P500 ETF 464287200 415,542,985 554,879 SH SOLE 0 0 554,879
ISHARES TR S&P 500 GRWT ETF 464287309 66,066,661 480,380 SH SOLE 0 0 480,380
ISHARES TR S&P 500 VAL ETF 464287408 1,315,132 5,792 SH SOLE 0 0 5,792
ISHARES TR MSCI EAFE ETF 464287465 1,763,155 16,973 SH SOLE 0 0 16,973
ISHARES TR RUS MD CP GR ETF 464287481 434,252 2,966 SH SOLE 0 0 2,966
ISHARES TR RUS MID CAP ETF 464287499 973,684 8,826 SH SOLE 0 0 8,826
ISHARES TR CORE S&P MCP ETF 464287507 62,661,051 812,619 SH SOLE 0 0 812,619
ISHARES TR EXPND TEC SC ETF 464287549 8,171,639 49,955 SH SOLE 0 0 49,955
ISHARES TR S&P MC 400GR ETF 464287606 46,832,562 398,575 SH SOLE 0 0 398,575
ISHARES TR RUS 1000 GRW ETF 464287614 1,860,563 14,984 SH SOLE 0 0 14,984
ISHARES TR RUS 1000 ETF 464287622 643,734 1,572 SH SOLE 0 0 1,572
ISHARES TR RUSSELL 2000 ETF 464287655 636,353 2,118 SH SOLE 0 0 2,118
ISHARES TR RUSSELL 3000 ETF 464287689 634,057 1,487 SH SOLE 0 0 1,487
ISHARES TR S&P MC 400VL ETF 464287705 41,143,691 278,506 SH SOLE 0 0 278,506
ISHARES TR CORE S&P SCP ETF 464287804 1,802,856 12,156 SH SOLE 0 0 12,156
ISHARES TR S&P SML 600 GWT 464287887 687,253 3,848 SH SOLE 0 0 3,848
ISHARES TR MSCI ACWI EX US 464288240 1,702,352 22,367 SH SOLE 0 0 22,367
ISHARES TR NEW YORK MUN ETF 464288323 657,749 12,202 SH SOLE 0 0 12,202
ISHARES TR ESG MSCI KLD ETF 464288570 443,545 3,115 SH SOLE 0 0 3,115
ISHARES TR MBS ETF 464288588 238,085,861 2,518,894 SH SOLE 0 0 2,518,894
ISHARES TR INTRM GOV CR ETF 464288612 513,288 4,838 SH SOLE 0 0 4,838
ISHARES TR CORE MSCI EAFE 46432F842 179,365,575 1,857,171 SH SOLE 0 0 1,857,171
ISHARES INC CORE MSCI EMKT 46434G103 100,826,801 1,217,127 SH SOLE 0 0 1,217,127
ISHARES TR IBONDS DEC2026 46435GAA0 267,233 11,029 SH SOLE 0 0 11,029
ISHARES TR IBDS DEC28 ETF 46435U515 399,910 15,838 SH SOLE 0 0 15,838
ISHARES TR IBONDS 27 ETF 46435UAA9 375,991 15,524 SH SOLE 0 0 15,524
ISHARES TR IBONDS DEC 29 46436E205 400,066 17,274 SH SOLE 0 0 17,274
ISHARES TR IBONDS DEC 2030 46436E726 327,937 15,043 SH SOLE 0 0 15,043
JPMORGAN CHASE & CO COM 46625H100 6,349,875 19,399 SH SOLE 0 0 19,399
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 70,369,784 973,572 SH SOLE 0 0 973,572
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 476,976 9,432 SH SOLE 0 0 9,432
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 185,232,461 3,668,696 SH SOLE 0 0 3,668,696
JOHNSON & JOHNSON COM 478160104 2,602,685 10,248 SH SOLE 0 0 10,248
ELI LILLY & CO COM 532457108 1,964,666 1,638 SH SOLE 0 0 1,638
LISTED FDS TR ROUN MA SEVE ETF 53656G498 9,383,556 145,934 SH SOLE 0 0 145,934
LOCKHEED MARTIN CORP COM 539830109 354,075 695 SH SOLE 0 0 695
LOWES COS INC COM 548661107 609,655 2,765 SH SOLE 0 0 2,765
MARATHON PETE CORP COM 56585A102 261,295 1,022 SH SOLE 0 0 1,022
MASTERCARD INCORPORATED CL A 57636Q104 692,846 1,349 SH SOLE 0 0 1,349
MCDONALDS CORP COM 580135101 2,245,465 8,307 SH SOLE 0 0 8,307
MCKESSON CORP COM 58155Q103 566,700 750 SH SOLE 0 0 750
MERCK & CO INC COM 58933Y105 707,906 5,509 SH SOLE 0 0 5,509
METLIFE INC COM 59156R108 510,368 6,032 SH SOLE 0 0 6,032
MICROSOFT CORP COM 594918104 8,820,431 23,646 SH SOLE 0 0 23,646
MICROCHIP TECHNOLOGY INC. COM 595017104 374,650 4,108 SH SOLE 0 0 4,108
MIDLAND STATES BANCORP INC COM 597742105 609,348 19,568 SH SOLE 0 0 19,568
MORGAN STANLEY COM NEW 617446448 204,232 977 SH SOLE 0 0 977
NETFLIX INC. COM 64110L106 219,341 3,072 SH SOLE 0 0 3,072
NEXTERA ENERGY INC COM 65339F101 435,778 4,965 SH SOLE 0 0 4,965
NUCOR CORP COM 670346105 20,066,656 90,086 SH SOLE 0 0 90,086
NVIDIA CORPORATION COM 67066G104 3,392,326 16,954 SH SOLE 0 0 16,954
ORACLE CORP COM 68389X105 1,848,728 12,615 SH SOLE 0 0 12,615
PNC FINL SVCS GROUP INC COM 693475105 378,686 1,538 SH SOLE 0 0 1,538
PACER FDS TR US CASH COWS 100 69374H881 601,536 9,671 SH SOLE 0 0 9,671
PALO ALTO NETWORKS INC COM 697435105 1,156,399 3,391 SH SOLE 0 0 3,391
PEPSICO INC COM 713448108 827,429 6,111 SH SOLE 0 0 6,111
PFIZER INC COM 717081103 325,851 13,532 SH SOLE 0 0 13,532
PHILIP MORRIS INTL INC COM 718172109 296,511 1,639 SH SOLE 0 0 1,639
PROCTER & GAMBLE CO COM 742718109 1,464,347 9,986 SH SOLE 0 0 9,986
PULTE GROUP INC COM 745867101 1,114,282 8,121 SH SOLE 0 0 8,121
QUALCOMM INC COM 747525103 395,081 2,138 SH SOLE 0 0 2,138
RTX CORPORATION COM 75513E101 1,454,660 7,667 SH SOLE 0 0 7,667
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,747,964 6,358 SH SOLE 0 0 6,358
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 571,815 813 SH SOLE 0 0 813
SPDR SERIES TRUST SP KENSHO NEWEC 78468R648 81,194,900 1,135,593 SH SOLE 0 0 1,135,593
SPDR SERIES TRUST ST STR SP600 SML 78468R853 55,316,833 959,196 SH SOLE 0 0 959,196
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 1,957,341 62,937 SH SOLE 0 0 62,937
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 310,792 2,650 SH SOLE 0 0 2,650
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,205,230 6,326 SH SOLE 0 0 6,326
SHERWIN WILLIAMS CO COM 824348106 7,548,872 21,924 SH SOLE 0 0 21,924
SOUTHERN CO COM 842587107 223,291 2,333 SH SOLE 0 0 2,333
TJX COS INC NEW COM 872540109 1,316,232 8,688 SH SOLE 0 0 8,688
TESLA INC COM 88160R101 778,110 1,850 SH SOLE 0 0 1,850
TEXAS INSTRS INC COM 882508104 1,276,038 4,281 SH SOLE 0 0 4,281
3M CO COM 88579Y101 355,392 2,195 SH SOLE 0 0 2,195
UNITED PARCEL SVCS INC CL B 911312106 310,138 2,885 SH SOLE 0 0 2,885
UNITEDHEALTH GROUP INC COM 91324P102 429,761 1,034 SH SOLE 0 0 1,034
VANECK FDS EMER MARK BD ETF 92107P772 57,054,616 1,111,959 SH SOLE 0 0 1,111,959
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 211,663 2,036 SH SOLE 0 0 2,036
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 293,882 1,242 SH SOLE 0 0 1,242
VANGUARD WORLD FD EXTENDED DUR 921910709 105,739,706 1,624,765 SH SOLE 0 0 1,624,765
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,828,132 25,658 SH SOLE 0 0 25,658
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 957,030 6,056 SH SOLE 0 0 6,056
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,579,441 18,859 SH SOLE 0 0 18,859
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 432,932 7,253 SH SOLE 0 0 7,253
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 15,842,205 268,603 SH SOLE 0 0 268,603
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,783,613 12,789 SH SOLE 0 0 12,789
VANGUARD INDEX FDS MID CAP ETF 922908629 1,002,855 12,447 SH SOLE 0 0 12,447
VANGUARD INDEX FDS VALUE ETF 922908744 52,986,846 243,137 SH SOLE 0 0 243,137
VANGUARD INDEX FDS SMALL CP ETF 922908751 795,993 2,626 SH SOLE 0 0 2,626
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,172,855 19,384 SH SOLE 0 0 19,384
VERIZON COMMUNICATIONS INC COM 92343V104 269,706 6,370 SH SOLE 0 0 6,370
VISA INC COM CL A 92826C839 841,600 2,453 SH SOLE 0 0 2,453
WALMART INC COM 931142103 2,472,692 21,832 SH SOLE 0 0 21,832
WASTE MGMT INC DEL COM 94106L109 310,249 1,392 SH SOLE 0 0 1,392
WISDOMTREE TR US LARGECAP DIVD 97717W307 497,493 5,165 SH SOLE 0 0 5,165
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,837,974 32,519 SH SOLE 0 0 32,519
WISDOMTREE TR US SMALLCAP DIVD 97717W604 288,787 7,099 SH SOLE 0 0 7,099
WOODWARD INC COM 980745103 6,954,384 16,346 SH SOLE 0 0 16,346
EATON CORP PLC SHS G29183103 244,593 574 SH SOLE 0 0 574
LINDE PLC SHS G54950103 404,773 780 SH SOLE 0 0 780
CHUBB LIMITED COM H1467J104 244,992 719 SH SOLE 0 0 719