v3.26.1
Accruals and Other Payables (Tables)
6 Months Ended
Apr. 30, 2026
Accruals and Other Payables [Abstract]  
Schedule of Accruals and Other Payables

Accruals and other payables comprised of the following:

 

    April 30,     October 31,  
    2026     2025  
Borrowings from non-related parties   $ 393,222     $ 1,676,856  
Employee benefits and salaries     48,770       48,118  
Total   $ 441,992     $ 1,724,974  
Schedule of Company's Principal Borrowings from Non-Related Parties

The following table summarizes the Group’s principal borrowings from non-related parties as of April 30, 2026 and October 31, 2025:

 

Lender   Nature   Interest Rate   Maturity
Date
 

Secured/

Unsecured

  April 30,
2026
    October 31,
2025
 
Xu Hongzhao.   Borrowings from non-related individual   8%   November,1, 2025   Unsecured     -       1,557,689  
Ouyi Health Management Co., Ltd.   Borrowings from private lender   3.65% from June to December 2024 and 0% from January 2025 to December 2026   December 31, 2026   Unsecured     107,334       102,966  
CAPITAL VISTA LTD   Borrowings from private lender   6%   December 9, 2026   Unsecured     69,000       -  
WSTOCK LIMITED   Borrowings from non-related individual   Non-interest bearing   April 1, 2027   Unsecured     200,000       -  
Wu Xianhu   Borrowings from non-related individual   Non-interest bearing   -   Unsecured     13,915       13,349  
Wang Qiming   Borrowings from non-related individual   Non-interest bearing   -   Unsecured     2,973       2,852  
Total Borrowings                     393,222       1,676,856