The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 505,796 2,010 SH SOLE 0 0 2,010
ADVANCED MICRO DEVICES INC COM 007903107 1,107,795 1,907 SH SOLE 0 0 1,907
ALLSTATE CORP COM 020002101 275,059 1,156 SH SOLE 0 0 1,156
ALPHABET INC CAP STK CL A 02079K305 1,765,558 4,940 SH SOLE 0 0 4,940
ALPHABET INC CAP STK CL C 02079K107 531,055 1,503 SH SOLE 0 0 1,503
AMAZON COM INC COM 023135106 10,699,798 44,893 SH SOLE 0 0 44,893
AMERICAN ELEC PWR CO INC COM 025537101 272,092 1,989 SH SOLE 0 0 1,989
AMGEN INC COM 031162100 200,977 555 SH SOLE 0 0 555
APPLE INC COM 037833100 15,973,531 55,203 SH SOLE 0 0 55,203
APPLIED MATLS INC COM 038222105 283,090 392 SH SOLE 0 0 392
ARISTA NETWORKS INC COM SHS 040413205 584,387 3,440 SH SOLE 0 0 3,440
AT&T INC COM 00206R102 217,785 10,521 SH SOLE 0 0 10,521
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,043,990 14,077 SH SOLE 0 0 14,077
BLACKSTONE INC COM 09260D107 678,786 5,769 SH SOLE 0 0 5,769
BOEING CO COM 097023105 212,141 980 SH SOLE 0 0 980
BROADCOM INC COM 11135F101 2,810,738 7,441 SH SOLE 0 0 7,441
CAPITAL GROUP CORE BALANCED SHS 14021D107 9,798,004 258,114 SH SOLE 0 0 258,114
CAPITAL GROUP CORE EQUITY ET SHS CREAT UNIT 14020V108 5,207,142 117,067 SH SOLE 0 0 117,067
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109 2,901,170 77,344 SH SOLE 0 0 77,344
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 12,284,568 249,281 SH SOLE 0 0 249,281
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 2,299,225 54,317 SH SOLE 0 0 54,317
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 3,886,587 82,343 SH SOLE 0 0 82,343
CAPITAL GROUP INTERNATIONAL SHS 14021M107 1,054,559 28,672 SH SOLE 0 0 28,672
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 700,035 20,221 SH SOLE 0 0 20,221
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 222,765 9,994 SH SOLE 0 0 9,994
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 640,067 23,301 SH SOLE 0 0 23,301
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 2,664,458 97,492 SH SOLE 0 0 97,492
CATERPILLAR INC COM 149123101 748,926 703 SH SOLE 0 0 703
CHEVRON CORPORATION COM 166764100 2,356,827 14,218 SH SOLE 0 0 14,218
CHIPOTLE MEXICAN GRILL INC COM 169656105 340,136 10,004 SH SOLE 0 0 10,004
CISCO SYS INC COM 17275R102 262,758 2,237 SH SOLE 0 0 2,237
CITIGROUP INC COM NEW 172967424 389,509 2,783 SH SOLE 0 0 2,783
COCA COLA CO COM 191216100 1,284,066 15,800 SH SOLE 0 0 15,800
CONOCOPHILLIPS COM 20825C104 1,193,752 11,483 SH SOLE 0 0 11,483
CONSOLIDATED EDISON INC COM 209115104 236,416 2,137 SH SOLE 0 0 2,137
COSTCO WHOLESALE CORPORATION COM 22160K105 1,468,723 1,570 SH SOLE 0 0 1,570
CUMMINS INC COM 231021106 756,003 1,060 SH SOLE 0 0 1,060
DEERE & CO COM 244199105 707,278 1,115 SH SOLE 0 0 1,115
DIGITAL RLTY TR INC COM 253868103 335,986 1,871 SH SOLE 0 0 1,871
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 4,486,382 86,794 SH SOLE 0 0 86,794
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 819,448 9,952 SH SOLE 0 0 9,952
DISNEY WALT CO COM 254687106 264,880 2,752 SH SOLE 0 0 2,752
EDWARDS LIFESCIENCES CORP COM 28176E108 299,604 3,312 SH SOLE 0 0 3,312
ELI LILLY & CO COM 532457108 694,470 579 SH SOLE 0 0 579
EXXON MOBIL CORP COM 30231G102 2,819,697 20,624 SH SOLE 0 0 20,624
FASTENAL CO COM 311900104 346,825 7,221 SH SOLE 0 0 7,221
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 448,263 4,343 SH SOLE 0 0 4,343
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301 842,805 17,381 SH SOLE 0 0 17,381
FLAHERTY & CRUMRIN PFD & INM COM 338478100 473,558 29,088 SH SOLE 0 0 29,088
FLAHERTY & CRUMRINE DYNAMIC SHS 33848W106 907,494 43,904 SH SOLE 0 0 43,904
FLAHERTY & CRUMRINE TOTAL RE COM 338479108 351,355 20,790 SH SOLE 0 0 20,790
GE AEROSPACE COM NEW 369604301 299,731 802 SH SOLE 0 0 802
GENERAL DYNAMICS CORP COM 369550108 299,233 845 SH SOLE 0 0 845
GENERAL MILLS INC COM 370334104 241,303 6,934 SH SOLE 0 0 6,934
GENERAL MTRS CO COM 37045V100 241,492 3,133 SH SOLE 0 0 3,133
HOME DEPOT INC COM 437076102 750,455 2,128 SH SOLE 0 0 2,128
HONEYWELL AEROSPACE INC COM 43849R105 296,910 1,343 SH SOLE 0 0 1,343
HONEYWELL INTL INC COM 438516205 300,932 1,344 SH SOLE 0 0 1,344
ILLINOIS TOOL WKS INC COM 452308109 855,767 3,164 SH SOLE 0 0 3,164
INTEL CORP COM 458140100 229,055 1,640 SH SOLE 0 0 1,640
INTERNATIONAL BUSINESS MACHS COM 459200101 2,773,438 9,863 SH SOLE 0 0 9,863
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,405,274 18,762 SH SOLE 0 0 18,762
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 982,709 4,619 SH SOLE 0 0 4,619
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,298,199 14,408 SH SOLE 0 0 14,408
INVESCO MUNICIPAL TRUST COM 46131J103 739,826 73,688 SH SOLE 0 0 73,688
INVESCO QQQ TR UNIT SER 1 46090E103 7,195,080 9,771 SH SOLE 0 0 9,771
ISHARES TR 0-3 MTH TREASURY 46436E718 206,474 2,051 SH SOLE 0 0 2,051
ISHARES TR CORE S&P500 ETF 464287200 296,276 396 SH SOLE 0 0 396
ISHARES TR HIGH YLD SYSTM B 46435G250 1,465,550 31,335 SH SOLE 0 0 31,335
ISHARES TR IBOXX INV CP ETF 464287242 3,220,571 29,528 SH SOLE 0 0 29,528
ISHARES TR ISHS 1-5YR INVS 464288646 363,570 6,937 SH SOLE 0 0 6,937
ISHARES TR PFD AND INCM SEC 464288687 1,176,667 38,592 SH SOLE 0 0 38,592
ISHARES TR RUS 1000 GRW ETF 464287614 302,975 2,440 SH SOLE 0 0 2,440
ISHARES TR RUSSELL 2000 ETF 464287655 3,976,439 13,235 SH SOLE 0 0 13,235
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 921,031 18,213 SH SOLE 0 0 18,213
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 11,218,236 155,205 SH SOLE 0 0 155,205
JOHNSON & JOHNSON COM 478160104 1,182,631 4,657 SH SOLE 0 0 4,657
JPMORGAN CHASE & CO COM 46625H100 1,943,686 5,938 SH SOLE 0 0 5,938
LAM RESEARCH CORP COM NEW 512807306 332,797 768 SH SOLE 0 0 768
MATSON INC COM 57686G105 1,273,039 6,622 SH SOLE 0 0 6,622
MCDONALDS CORP COM 580135101 596,967 2,208 SH SOLE 0 0 2,208
MEDTRONIC PLC SHS G5960L103 360,394 4,607 SH SOLE 0 0 4,607
MERCK & CO INC COM 58933Y105 612,431 4,766 SH SOLE 0 0 4,766
META PLATFORMS INC CL A 30303M102 250,101 444 SH SOLE 0 0 444
METLIFE INC COM 59156R108 273,121 3,228 SH SOLE 0 0 3,228
MICRON TECHNOLOGY INC COM 595112103 1,139,284 987 SH SOLE 0 0 987
MICROSOFT CORP COM 594918104 3,805,213 10,201 SH SOLE 0 0 10,201
NUCOR CORP COM 670346105 697,876 3,133 SH SOLE 0 0 3,133
NUVEEN MUN VALUE FD INC COM 670928100 721,881 78,295 SH SOLE 0 0 78,295
NVIDIA CORPORATION COM 67066G104 3,836,991 19,176 SH SOLE 0 0 19,176
PHILIP MORRIS INTL INC COM 718172109 211,975 1,172 SH SOLE 0 0 1,172
PHILLIPS 66 COM 718546104 439,868 2,602 SH SOLE 0 0 2,602
PIMCO CALIF MUN INCOME FD COM 72200N106 129,491 14,436 SH SOLE 0 0 14,436
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 4,544,734 48,596 SH SOLE 0 0 48,596
PROCTER & GAMBLE CO COM 742718109 1,005,217 6,855 SH SOLE 0 0 6,855
REALTY INCOME CORP COM 756109104 485,704 7,839 SH SOLE 0 0 7,839
ROCKWELL AUTOMATION INC COM 773903109 272,294 550 SH SOLE 0 0 550
RTX CORPORATION COM 75513E101 500,887 2,640 SH SOLE 0 0 2,640
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 248,462 2,991 SH SOLE 0 0 2,991
SHELL PLC SPON ADS 780259305 573,951 7,402 SH SOLE 0 0 7,402
SNAP ON INC COM 833034101 973,406 2,419 SH SOLE 0 0 2,419
SPDR GOLD TR GOLD SHS 78463V107 2,485,091 6,746 SH SOLE 0 0 6,746
SPDR SERIES TRUST ST STR SP DIV 78464A763 1,193,852 7,845 SH SOLE 0 0 7,845
SPDR SERIES TRUST ST STR SP HOME 78464A888 1,043,653 9,031 SH SOLE 0 0 9,031
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 2,645,694 5,065 SH SOLE 0 0 5,065
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,788,308 2,395 SH SOLE 0 0 2,395
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 2,740,967 66,690 SH SOLE 0 0 66,690
T ROWE PRICE EXCHANGE-TRADED SMALL MID CAP 87283Q826 663,626 15,134 SH SOLE 0 0 15,134
TESLA INC COM 88160R101 302,411 719 SH SOLE 0 0 719
TOAST INC CL A 888787108 274,667 9,873 SH SOLE 0 0 9,873
UNION PAC CORP COM 907818108 1,116,016 4,103 SH SOLE 0 0 4,103
UNITED AIRLS HLDGS INC COM 910047109 1,071,873 7,882 SH SOLE 0 0 7,882
UNITED PARCEL SVCS INC CL B 911312106 314,438 2,925 SH SOLE 0 0 2,925
UNITEDHEALTH GROUP INC COM 91324P102 525,410 1,264 SH SOLE 0 0 1,264
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 554,092 10,757 SH SOLE 0 0 10,757
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 933,765 1,424 SH SOLE 0 0 1,424
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,536,732 18,600 SH SOLE 0 0 18,600
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 253,177 1,028 SH SOLE 0 0 1,028
VANGUARD INDEX FDS GROWTH ETF 922908736 207,253 2,406 SH SOLE 0 0 2,406
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,334,774 6,789 SH SOLE 0 0 6,789
VANGUARD INDEX FDS MID CAP ETF 922908629 4,398,548 54,593 SH SOLE 0 0 54,593
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,347,504 34,714 SH SOLE 0 0 34,714
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,325,201 10,666 SH SOLE 0 0 10,666
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,116,055 24,635 SH SOLE 0 0 24,635
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 758,620 8,568 SH SOLE 0 0 8,568
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,136,779 26,357 SH SOLE 0 0 26,357
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,740,099 33,153 SH SOLE 0 0 33,153
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 297,246 3,870 SH SOLE 0 0 3,870
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,219,732 26,286 SH SOLE 0 0 26,286
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,271,511 14,873 SH SOLE 0 0 14,873
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 793,462 5,021 SH SOLE 0 0 5,021
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,102,847 11,231 SH SOLE 0 0 11,231
VANGUARD WORLD FD CONSUM STP ETF 92204A207 724,470 3,213 SH SOLE 0 0 3,213
VANGUARD WORLD FD ENERGY ETF 92204A306 3,981,459 26,520 SH SOLE 0 0 26,520
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 270,955 906 SH SOLE 0 0 906
VANGUARD WORLD FD UTILITIES ETF 92204A876 686,529 3,508 SH SOLE 0 0 3,508
VERIZON COMMUNICATIONS INC COM 92343V104 401,129 9,474 SH SOLE 0 0 9,474
VISA INC COM CL A 92826C839 611,909 1,784 SH SOLE 0 0 1,784
WALMART INC COM 931142103 1,312,276 11,586 SH SOLE 0 0 11,586
WASTE MGMT INC DEL COM 94106L109 881,593 3,955 SH SOLE 0 0 3,955
WELLS FARGO & CO COM 949746101 510,886 6,182 SH SOLE 0 0 6,182