v3.26.1
Allowance for Credit Losses on Premiums Receivable
6 Months Ended
Jun. 30, 2026
Premiums Receivable Disclosure [Abstract]  
Allowance for Credit Losses on Premiums Receivable Allowance for Credit Losses on Premiums Receivable
The following table provides a roll forward of the allowance for credit losses on our premiums receivable balance for the indicated periods:

Quarter ended
June 30,
Six Months ended
June 30,
($ in thousands)2026202520262025
Balance at beginning of period$22,400 21,600 $21,300 20,400 
Current period change for expected credit losses3,789 1,933 6,848 5,799 
Write-offs charged against the allowance for credit losses(2,300)(2,314)(4,537)(5,203)
Recoveries211 581 489 804 
Allowance for credit losses, end of period$24,100 21,800 $24,100 21,800 

For a discussion of the methodology used to evaluate our estimate of expected credit losses on premiums receivable, refer to Note 2. "Summary of Significant Accounting Policies" in Item 8. "Financial Statements and Supplementary Data." of our 2025 Annual Report.