The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 5,881,178 16,645 SH SOLE 16,645 0 0
ALPHABET INC CAP STK CL A 02079K305 5,860,868 16,400 SH SOLE 16,400 0 0
APPLE INC COM 037833100 382,245 1,321 SH SOLE 1,321 0 0
BANK OF NY MELLON CORP COM 064058100 272,734 1,886 SH SOLE 1,886 0 0
CORNING INC COM 219350105 344,831 1,350 SH SOLE 1,350 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 2,268,881 43,894 SH SOLE 43,894 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 640,103 15,919 SH SOLE 15,919 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,986,311 48,153 SH SOLE 48,153 0 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 9,688,756 218,412 SH SOLE 218,412 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 3,420,027 62,171 SH SOLE 62,171 0 0
DIMENSIONAL ETF TRUST US COR EQU 1 ETF 25434V625 298,325 3,639 SH SOLE 3,639 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 200,333 2,433 SH SOLE 2,433 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 301,968 4,320 SH SOLE 4,320 0 0
EXXON MOBIL CORP COM 30231G102 216,428 1,583 SH SOLE 1,583 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,341,097 51,464 SH SOLE 51,464 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 457,529 1,627 SH SOLE 1,627 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 259,753 3,468 SH SOLE 3,468 0 0
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 9,464,165 175,165 SH SOLE 175,165 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,372,736 22,741 SH SOLE 22,741 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,455,842 1,944 SH SOLE 1,944 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,099,420 4,535 SH SOLE 4,535 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 3,929,232 40,734 SH SOLE 40,734 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,329,327 25,364 SH SOLE 25,364 0 0
ISHARES TR CORE US AGGBD ET 464287226 377,213 3,811 SH SOLE 3,811 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 745,116 2,480 SH SOLE 2,480 0 0
ISHARES TR MSCI EAFE ETF 464287465 577,573 5,560 SH SOLE 5,560 0 0
ISHARES TR NATIONAL MUN ETF 464288414 387,217 3,598 SH SOLE 3,598 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 7,013,300 138,685 SH SOLE 138,685 0 0
MICROSOFT CORP COM 594918104 621,078 1,665 SH SOLE 1,665 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,194,250 100,733 SH SOLE 100,733 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 249,577 9,010 SH SOLE 9,010 0 0
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 15,259,005 508,464 SH SOLE 508,464 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,776,635 35,639 SH SOLE 35,639 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 295,108 4,020 SH SOLE 4,020 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 10,876,410 126,264 SH SOLE 126,264 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 33,858,660 49,298 SH SOLE 49,298 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 731,157 3,009 SH SOLE 3,009 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 440,299 4,566 SH SOLE 4,566 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,983,699 13,468 SH SOLE 13,468 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,351,820 6,203 SH SOLE 6,203 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 294,630 4,936 SH SOLE 4,936 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 544,438 6,889 SH SOLE 6,889 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 350,434 1,481 SH SOLE 1,481 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,894,785 33,861 SH SOLE 33,861 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 227,786 3,197 SH SOLE 3,197 0 0