The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc Stock 037833100 1,491,532 5,294 SH SOLE 5,294 0 0
Applied Materials Inc Stock 038222105 2,855,665 4,111 SH SOLE 4,111 0 0
iShares Flexible Income Active ETF ETF 092528603 9,597,202 183,013 SH SOLE 183,013 0 0
Caterpillar Inc Stock 149123101 1,983,725 1,920 SH SOLE 1,920 0 0
Cisco Systems Inc Stock 17275R102 996,801 8,469 SH SOLE 8,469 0 0
Xtrackers MSCI EAFE Hedged Equity ETF ETF 233051200 7,578,030 139,123 SH SOLE 139,123 0 0
State Street SPDR Dow Jones Industrial Average ETF Trust ETF 78467X109 5,631,014 10,794 SH SOLE 10,794 0 0
ISHARES MSCI EMERGING MARKETS INDEX FUND ETF 464287234 6,664,511 98,836 SH SOLE 98,836 0 0
Freeport-McMoRan Inc Stock 35671D857 1,174,292 19,057 SH SOLE 19,057 0 0
VanEck Gold Miners ETF/USA ETF 92189F106 1,572,933 20,784 SH SOLE 20,784 0 0
Alphabet Inc Stock 02079K305 1,466,587 4,147 SH SOLE 4,147 0 0
First Trust NASDAQ Clean Edge Smart Grid Infrastructure Index Fund ETF 33737A108 1,846,681 9,804 SH SOLE 9,804 0 0
iShares Expanded Tech-Software Sector ETF ETF 464287515 1,296,034 14,418 SH SOLE 14,418 0 0
iShares MSCI International Momentum Factor ETF ETF 46434V449 7,762,278 146,985 SH SOLE 146,985 0 0
iShares Global 100 ETF ETF 464287572 2,048,873 15,132 SH SOLE 15,132 0 0
iShares Russell 1000 Value ETF ETF 464287598 9,007,482 37,106 SH SOLE 37,106 0 0
JPMorgan Ultra-Short Income ETF ETF 46641Q837 9,746,918 192,703 SH SOLE 192,703 0 0
Eli Lilly & Co Stock 532457108 1,141,375 928 SH SOLE 928 0 0
Marriott International Inc/MD Stock 571903202 1,463,532 3,904 SH SOLE 3,904 0 0
State Street SPDR S&P MidCap 400 ETF Trust ETF 78467Y107 7,681,308 11,006 SH SOLE 11,006 0 0
Meta Platforms Inc Stock 30303M102 897,910 1,596 SH SOLE 1,596 0 0
Vanguard Mega Cap Growth ETF ETF 921910816 8,453,740 97,765 SH SOLE 97,765 0 0
PIMCO Enhanced Short Maturity Active Exchange-Traded Fund ETF 72201R833 9,685,206 96,112 SH SOLE 96,112 0 0
Microsoft Corp Stock 594918104 1,175,738 3,190 SH SOLE 3,190 0 0
iShares MSCI USA Momentum Factor ETF ETF 46432F396 8,728,944 25,979 SH SOLE 25,979 0 0
NVIDIA Corp Stock 67066G104 1,926,304 9,880 SH SOLE 9,880 0 0
PIMCO Multisector Bond Active ETF ETF 72201R585 9,651,558 362,977 SH SOLE 362,977 0 0
Invesco QQQ Trust Series 1 ETF 46090E103 3,519,753 4,861 SH SOLE 4,861 0 0
Invesco S&P 500 Equal Weight ETF ETF 46137V357 9,673,535 45,405 SH SOLE 45,405 0 0
SPDR DOW JONES REIT ETF ETF 78464A607 7,265,731 63,340 SH SOLE 63,340 0 0
iShares 0-1 Year Treasury Bond ETF ETF 464288679 3,638,241 32,973 SH SOLE 32,973 0 0
iShares 0-5 Year High Yield Corporate Bond ETF ETF 46434V407 7,255,785 171,006 SH SOLE 171,006 0 0
VanEck Semiconductor ETF ETF 92189F676 1,289,871 2,041 SH SOLE 2,041 0 0
TJX Cos Inc/The Stock 872540109 1,321,145 8,736 SH SOLE 8,736 0 0
Tesla Inc Stock 88160R101 1,159,330 2,815 SH SOLE 2,815 0 0
Visa Inc Stock 92826C839 834,993 2,444 SH SOLE 2,444 0 0
Vanguard Dividend Appreciation ETF ETF 921908844 8,844,447 37,486 SH SOLE 37,486 0 0
State Street Industrial Select Sector SPDR ETF ETF 81369Y704 2,657,879 14,543 SH SOLE 14,543 0 0