EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.10 - Schedule 6

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
2129771 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.250% 8.250% $1,840.60 No   $6,000.00 $500.00 $1,647.96 $137.33 $0.00 $0.00 $0.00 $2,477.93   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.453 1.453 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 664                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 236620.90 95.5 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2177401 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% $5,381.25 Yes 23.990% $12,646.32 $1,053.86 $3,797.16 $316.43 $0.00 $0.00 $0.00 $6,751.54   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes 1 - Not Stated Not Verified 1 - Not Stated Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified Unknown Unknown Unknown Unknown .00 .00 Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.303 1.303 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 799 759 799 802 810 780 781 799 781 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   NJ XXXX XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   NJ XXXX XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   NJ XXXX XXXX   XXXX N/A XXXX XXXX Fee Simple XXXX No No N/A 20254.62 3.0 868834.55 128.7 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity Member on Behalf of Entity XXXX XXXX XXXX XXXX
2161457 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% $4,489.39 No   $3,138.48 $261.54 $3,030.60 $252.55 $0.00 $0.00 $0.00 $5,003.48   N/A XXXX   $0.00 XXXX   1358.26% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.749 1.75 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX AL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 653                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   AL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 30022.92 6.0 30022.92 6.0 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2161456 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $1,080.65 No   $6,579.96 $548.33 $1,147.80 $95.65 $0.00 $0.00 $0.00 $1,724.63   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.928 0.92 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MI XXXX XXXX XXXX XXXX XXXX XXXX XXXX 763                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MI United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 54446.25 31.6 54446.25 31.6 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2151778 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% $1,592.81 No   $3,273.00 $272.75 $1,440.00 $120.00 $0.00 $0.00 $0.00 $1,985.56   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.007 1.007 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX PA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 803                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TN United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 39253.01 19.8 39253.01 19.8 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2167074 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% $7,043.47 No   $17,756.64 $1,479.72 $17,171.52 $1,430.96 $1,485.96 $123.83 $0.00 $10,077.98 $20,346.99 N/A XXXX TX $123.83 XXXX Annually 46.58% 45.24% 45.24% Yes Yes             Employed Employed         1YR Full Doc 2 YRS W2 1 YR W2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No Yes 60.0 No Yes Yes 2 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Asset Depletion, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025, 2024 || Co Borrower - Wage - 1 YR W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 734                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   TX XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 481749.40 47.8 481749.40 47.8 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
2167072 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% $4,155.19 No   $4,461.96 $371.83 $2,577.72 $214.81 $0.00 $0.00 $0.00 $4,741.83 $11,438.89 N/A XXXX   $0.00 XXXX   43.47% 44.93% 44.93% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXX XXXX MN XXXX XXXX XXXX XXXX XXXX XXXX XXXX 687                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MN United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 175628.59 37.8 No 69.46 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2163941 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.875% 7.875% $842.89 No   $3,636.48 $303.04 $1,137.96 $94.83 $0.00 $0.00 $0.00 $1,240.76   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.33   N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MI XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MI United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 103390.78 83.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2175445 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% 8.000% $13,482.92 Yes 20.000% $20,719.08 $1,726.59 $4,536.00 $378.00 $0.00 $0.00 $0.00 $15,587.51 $36,532.43 N/A XXXX   $0.00 XXXX   49.49% 46.48% 46.48% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 81.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership, SEPartnership, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX MA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 693                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 501073.83 32.1 520870.52 33.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2151777 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% 6.500% $690.22 No   $280.92 $23.41 $754.08 $62.84 $0.00 $0.00 $0.00 $776.47   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.288 1.288 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TN XXXX XXXX XXXX XXXX XXXX XXXX XXXX 756                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TN United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 99800.96 128.5 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2161462 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     9.000% 7.000% $4,827.74 No   $14,356.80 $1,196.40 $4,629.00 $385.75 $0.00 $0.00 $0.00 $6,409.89 $111,900.53 N/A XXXX   $0.00 XXXX   22.57% 17.21% 17.21% Yes               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXX XXXX NY XXXX XXXX XXXX XXXX XXXX XXXX XXXX 739                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NY United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 89324.12 16.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2161460 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% $2,499.83 No   $4,856.88 $404.74 $2,832.00 $236.00 $0.00 $0.00 $0.00 $3,140.57   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 0.812 0.8 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 791                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   FL XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 28263.24 9.0 82160.51 26.2 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
2167955 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% $812.50 Yes 18.000% $1,412.04 $117.67 $1,161.00 $96.75 $0.00 $0.00 $0.00 $1,026.92   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale,Proceeds from Sale,Proceeds from Sale,Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.278 1.278 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 776                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   FL XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 75484.29 73.5 75913.13 73.9 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2167956 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% 6.500% $897.81 Yes 18.000% $2,205.72 $183.81 $1,239.00 $103.25 $0.00 $0.00 $0.00 $1,184.87   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale,Proceeds from Sale,Proceeds from Sale,Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.308 1.308 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 776                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   FL XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 75484.29 63.7 76058.41 64.2 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2170883 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% 6.500% $954.69 Yes 18.000% $2,534.64 $211.22 $1,362.00 $113.50 $0.00 $0.00 $0.00 $1,279.41   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale,Proceeds from Sale,Proceeds from Sale,Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.172 1.211   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 776                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   FL XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 75484.29 59.0 76133.75 59.5 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2167957 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% 6.500% $879.67 Yes 18.000% $2,322.84 $193.57 $1,481.04 $123.42 $0.00 $0.00 $0.00 $1,196.66   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale,Proceeds from Sale,Proceeds from Sale,Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.065 1.065   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 776                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   FL XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 75484.29 63.1 76118.27 63.6 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2167958 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.500% 6.500% $1,267.50 Yes 18.000% $1,861.68 $155.14 $1,841.04 $153.42 $0.00 $0.00 $0.00 $1,576.06   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale,Proceeds from Sale,Proceeds from Sale,Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.11 1.11 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 776                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   FL XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 54144.14 34.4 76101.43 48.3 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2163965 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.000% 7.000% $3,725.69 Yes 23.990% $4,501.32 $375.11 $1,515.00 $126.25 $0.00 $0.00 $0.00 $4,227.05   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.254 1.254 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 708                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 3 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   NJ XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 58943.26 13.9 64847.86 15.3 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2163964 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% $2,189.02 Yes 23.990% $7,487.76 $623.98 $1,238.04 $103.17 $0.00 $0.00 $0.00 $2,916.17   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.029 1.029 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 745                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 17986.41 6.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2155487 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% $7,219.50 No   $2,558.16 $213.18 $3,111.96 $259.33 $0.00 $0.00 $0.00 $7,692.01 $19,496.21 N/A XXXX   $0.00 XXXX   35.72% 35.72% 35.72% Yes               Self-Employed           1YR Full Doc 2 YRS W2   1 Month   N/A 0     1 1     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 12 Tax Preparer       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, SESCorp, SEPartnership, SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2024, 2025 XXXX XXXX ID XXXX XXXX XXXX XXXX XXXX XXXX XXXX 710                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 1 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   ID United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1271824.44 165.3 1271824.44 165.3 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2170885 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% $2,315.25 No   $326.04 $27.17 $1,776.00 $148.00 $0.00 $0.00 $0.00 $2,490.42   N/A XXXX   $0.00 XXXX   33.68% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.606 1.606 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NC XXXX XXXX XXXX XXXX XXXX XXXX XXXX 782                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NC United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 360051.74 144.6 448183.06 180.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2172269 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% $6,806.25 No   $4,148.76 $345.73 $2,512.92 $209.41 $0.00 $0.00 $0.00 $7,361.39   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.053 1.055   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 781                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   CA XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 322879.06 43.9 No 74.46 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2163940 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% $2,441.54 No   $3,927.96 $327.33 $1,842.00 $153.50 $1,500.00 $125.00 $0.00 $3,047.37   N/A XXXX AZ $125.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.82 0.8 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX AZ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   AZ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   AZ XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 28048.39 9.2 28048.39 9.2 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2163945 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $1,051.09 No   $1,959.96 $163.33 $1,800.96 $150.08 $0.00 $0.00 $0.00 $1,364.50   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.026   N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MO XXXX XXXX XXXX XXXX XXXX XXXX XXXX 722                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   MO United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 63393.74 46.5 63393.74 46.5 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2163759 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% $2,167.99 No   $2,855.52 $237.96 $1,116.00 $93.00 $360.00 $30.00 $0.00 $2,528.95   N/A XXXX NV $30.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.008 1.008 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NV XXXX XXXX XXXX XXXX XXXX XXXX XXXX 807                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NV United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   NV XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 331495.02 131.1 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
2158654 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.750% 7.750% $3,312.38 No   $17,338.32 $1,444.86 $1,986.96 $165.58 $1,155.00 $96.25 $0.00 $5,019.07   N/A XXXX TX $96.25 XXXX Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.096 1.096 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 678                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   TX XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 67974.43 13.5 67974.43 13.5 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
2163768 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% $2,592.70 No   $5,273.40 $439.45 $2,110.44 $175.87 $0.00 $0.00 $0.00 $3,208.02   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.138 1.138 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 670                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 344158.16 107.3 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2172268 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% $2,178.05 No   $1,637.52 $136.46 $1,164.96 $97.08 $0.00 $0.00 $0.00 $2,411.59   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.796 1.203 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 796                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   CA XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 299427.93 124.2 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
2163769 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $1,346.70 No   $2,947.68 $245.64 $248.04 $20.67 $3,600.00 $300.00 $0.00 $1,913.01   Yes XXXX CT $300.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.673 1.673   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CT XXXX XXXX XXXX XXXX XXXX XXXX XXXX 701                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CT United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 63310.93 33.1 No 68.33 Yes No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2163773 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% $1,215.23 No   $6,231.96 $519.33 $1,032.00 $86.00 $249.96 $20.83 $0.00 $1,841.39   N/A XXXX TX $20.83 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.005 1.005 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 693                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 62558.20 34.0 62558.20 34.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2163764 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% 7.125% $1,465.99 No   $2,867.40 $238.95 $828.96 $69.08 $0.00 $0.00 $0.00 $1,774.02   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.015 1.015 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 703                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 17103.80 9.6 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2163774 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% 6.750% $1,790.13 No   $4,312.56 $359.38 $1,357.20 $113.10 $0.00 $0.00 $0.00 $2,262.61   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.337 1.337 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 768                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 25156.77 11.1 25156.77 11.1 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2158298 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% $1,912.89 Yes 23.990% $5,004.96 $417.08 $672.00 $56.00 $15,372.00 $1,281.00 $0.00 $3,666.97   Yes XXXX SC $1,281.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.002 1.002 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX SC XXXX XXXX XXXX XXXX XXXX XXXX XXXX 710                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 15520.29 4.2 65767.32 17.9 No 75.0 No No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2163761 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% 6.625% $2,070.77 No   $4,447.92 $370.66 $966.96 $80.58 $4,512.00 $376.00 $0.00 $2,898.01   N/A XXXX TX $376.00 XXXX Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.966 1.028 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 725                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   TX United States of America (USA) XXXX XXXX XXXX Passport XXXX XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   TX XXXX XXXX XXXX XXXX Passport XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 299903.35 103.5 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
2167079 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.750% 7.750% $2,883.56 No   $14,312.64 $1,192.72 $1,200.00 $100.00 $549.96 $45.83 $0.00 $4,222.11   N/A XXXX TX $45.83 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 0.805 0.825 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 669                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 194519.03 46.1 159919.03 37.9 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2163758 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% 7.125% $3,131.44 No   $2,003.40 $166.95 $937.68 $78.14 $567.96 $47.33 $0.00 $3,423.86   N/A XXXX AZ $47.33 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.006 1.006 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX AZ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 759                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   AZ United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 457512.19 133.6 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2163763 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% $665.30 No   $2,000.04 $166.67 $840.00 $70.00 $0.00 $0.00 $0.00 $901.97   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.33 1.108 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX IN XXXX XXXX XXXX XXXX XXXX XXXX XXXX 751                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   IN United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 41879.83 46.4 80596.03 89.4 No 67.57 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2167078 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% $1,240.18 No   $4,987.20 $415.60 $1,940.04 $161.67 $0.00 $0.00 $0.00 $1,817.45   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.981 1.981 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX IN XXXX XXXX XXXX XXXX XXXX XXXX XXXX 751                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   IN United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 41879.83 23.0 41879.83 23.0 No 66.57 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2163762 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.000% 7.000% $665.30 No   $2,004.00 $167.00 $840.00 $70.00 $0.00 $0.00 $0.00 $902.30   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.546 1.291 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX IN XXXX XXXX XXXX XXXX XXXX XXXX XXXX 751                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   IN United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 20939.92 23.2 59656.12 66.1 No 74.07 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2170886 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% $859.12 No   $1,603.92 $133.66 $987.00 $82.25 $0.00 $0.00 $0.00 $1,075.03   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.209   N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MD XXXX XXXX XXXX XXXX XXXX XXXX XXXX 771                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   MD United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   MD XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 234514.87 218.2 234514.87 218.2 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
2163766 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% $1,671.12 No   $2,462.04 $205.17 $710.16 $59.18 $5,220.00 $435.00 $0.00 $2,370.47   N/A XXXX CA $435.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.012 1.012 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 640                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 70221.14 29.6 70221.14 29.6 No 69.28 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2167082 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% 6.250% $3,528.06 No   $4,155.72 $346.31 $2,130.96 $177.58 $0.00 $0.00 $0.00 $4,051.95   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.135 1.135 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MT XXXX XXXX XXXX XXXX XXXX XXXX XXXX 769                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MT United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   MT XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 72369.69 17.9 72369.69 17.9 No 74.22 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
2163772 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% $3,552.29 No   $3,396.84 $283.07 $1,388.04 $115.67 $0.00 $0.00 $0.00 $3,951.03   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 0.835 0.835 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX WA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 755                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   WA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   WA XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 830145.02 210.1 830145.02 210.1 No 67.21 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2168054 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750% 7.750% $1,611.93 No   $2,922.12 $243.51 $1,329.00 $110.75 $6,903.96 $575.33 $0.00 $2,541.52   Yes XXXX FL $575.33 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.003 1.003 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 725                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 4938.02 1.9 76030.33 29.9 No 75.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2167092 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.875% 8.875% $922.95 No   $2,736.36 $228.03 $758.76 $63.23 $4,272.00 $356.00 $0.00 $1,570.21   Yes XXXX NH $356.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.051 1.051   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NH XXXX XXXX XXXX XXXX XXXX XXXX XXXX 696                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NH United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 25727.86 16.4 22160.87 14.1 No 80.0 No No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2163765 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% $1,471.98 No   $7,316.04 $609.67 $1,239.00 $103.25 $900.00 $75.00 $0.00 $2,259.90   N/A XXXX TX $75.00 XXXX Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.15 1.15 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 785                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   TX XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 192082.61 85.0 192082.61 85.0 No 79.02 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
2165700 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.625% 7.625% $583.40 No   $3,057.96 $254.83 $1,349.76 $112.48 $0.00 $0.00 $0.00 $950.71   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.341 1.341 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MI XXXX XXXX XXXX XXXX XXXX XXXX XXXX 732                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 71379.45 76.1 No 61.97 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2167080 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% $3,022.55 No   $1,720.32 $143.36 $2,787.96 $232.33 $0.00 $0.00 $0.00 $3,398.24   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.024 1.024 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX AZ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 766                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   AZ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18408.50 5.4 18408.50 5.4 No 79.7 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2163969 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% $7,640.37 Yes 23.990% $9,943.44 $828.62 $9,145.80 $762.15 $0.00 $0.00 $0.00 $9,231.14 $571,214.86 N/A XXXX   $0.00 XXXX   1.74% 1.74% 1.74% Yes Yes             Not Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00%   100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower || Co Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2026 Borrower || Co Borrower - 2026 XXXX XXXX NC XXXX XXXX XXXX XXXX XXXX XXXX XXXX 758                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NC United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   NC XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 541437.78 58.7 602303.32 65.3 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2167084 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.625% 6.625% $1,512.73 No   $1,131.24 $94.27 $1,425.00 $118.75 $0.00 $0.00 $0.00 $1,725.75   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.072 1.066 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NC XXXX XXXX XXXX XXXX XXXX XXXX XXXX 792                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NC United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 229900.45 132.4 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2167089 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% $2,283.07 No   $8,294.04 $691.17 $1,590.48 $132.54 $0.00 $0.00 $0.00 $3,106.78   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.022 1.022 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 720                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 63065.38 20.3 63065.38 20.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2168055 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% $5,014.00 No   $6,498.84 $541.57 $2,556.00 $213.00 $0.00 $0.00 $0.00 $5,768.57   N/A XXXX   $0.00 XXXX   157.82% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.56 1.56 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX DC XXXX XXXX XXXX XXXX XXXX XXXX XXXX 746                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 120443.34 20.7 120443.34 20.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2167090 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% 6.875% $1,681.74 No   $1,361.28 $113.44 $876.96 $73.08 $1,248.00 $104.00 $0.00 $1,972.26   N/A XXXX AZ $104.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.014 1.014 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX AZ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   AZ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 18762.73 9.5 18762.73 9.5 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2163966 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.000% $20,903.02 Yes 23.990% $34,974.60 $2,914.55 $6,991.92 $582.66 $0.00 $0.00 $0.00 $24,400.23   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.025 1.025 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 797                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   FL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   FL XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 5403580.24 221.5 5410574.72 221.7 No 50.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2163968 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 8.000% 8.000% $3,350.00 Yes 23.990% $8,135.88 $677.99 $2,393.64 $199.47 $0.00 $0.00 $0.00 $4,227.46   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale,Proceeds from Sale,Proceeds from Sale   0           0 No     0 0       0   Yes 1.094 1.094 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 700                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1358291.72 321.3 1380114.24 326.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2167088 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% $899.09 No   $2,227.08 $185.59 $3,513.00 $292.75 $0.00 $0.00 $0.00 $1,377.43   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.597 1.597 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX LA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 707                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   LA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   LA XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 38999.99 28.3 38999.99 28.3 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XXXX XXXX XXXX XXXX
2167086 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% $844.19 No   $1,897.44 $158.12 $1,617.00 $134.75 $0.00 $0.00 $0.00 $1,137.06   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.231 1.231 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX IN XXXX XXXX XXXX XXXX XXXX XXXX XXXX 782                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0   0 0 0 0 Unknown No             No US Citizen US Citizen N/A Other USA Patriot Act Disclosure  IN United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 33137.19 29.1 33137.19 29.1 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2167087 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.875% 7.875% $1,029.60 No   $1,782.00 $148.50 $2,631.00 $219.25 $0.00 $0.00 $0.00 $1,397.35   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.073 1.073 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 675                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 46497.71 33.3 46497.71 33.3 No 74.74 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2168057 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% 7.000% $689.60 No   $1,068.00 $89.00 $1,145.04 $95.42 $0.00 $0.00 $0.00 $874.02   N/A XXXX   $0.00 XXXX   1105.60% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.516 1.516 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX OK XXXX XXXX XXXX XXXX XXXX XXXX XXXX 781                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   OK United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 8297.65 9.5 8297.65 9.5 No 70.89 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2163944 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.375% 6.375% $648.82 No   $1,344.00 $112.00 $1,254.96 $104.58 $0.00 $0.00 $0.00 $865.40   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.444 1.524 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX OK XXXX XXXX XXXX XXXX XXXX XXXX XXXX 757                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   OK United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 8320.15 9.6 103117.97 119.2 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2165702 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $657.59 No   $3,111.00 $259.25 $1,389.96 $115.83 $0.00 $0.00 $0.00 $1,032.67   N/A XXXX   $0.00 XXXX   36.14% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.089 1.089 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX IL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 754                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 87813.19 85.0 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2165701 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% 6.875% $788.31 No   $834.72 $69.56 $1,211.04 $100.92 $0.00 $0.00 $0.00 $958.79   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.304 1.304 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX AR XXXX XXXX XXXX XXXX XXXX XXXX XXXX 781                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   AR United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 109528.27 114.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2165673 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% $7,717.51 Yes 23.990% $16,155.48 $1,346.29 $5,419.80 $451.65 $0.00 $0.00 $0.00 $9,515.45   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.377 1.377 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NY XXXX XXXX XXXX XXXX XXXX XXXX XXXX 769                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 258524.39 27.2 262120.47 27.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2163967 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% 7.125% $1,162.16 Yes 23.990% $1,639.68 $136.64 $812.04 $67.67 $0.00 $0.00 $0.00 $1,366.47   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.043 1.043 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MD XXXX XXXX XXXX XXXX XXXX XXXX XXXX 744                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   MD United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 22304.91 16.3 142305.26 104.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2165675 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% $2,197.66 Yes 23.990% $4,357.44 $363.12 $896.04 $74.67 $0.00 $0.00 $0.00 $2,635.45   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.138 1.138 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 731                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   NJ XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 61761.87 23.4 136248.13 51.7 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2163970 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% $545.00 Yes 23.990% $1,393.68 $116.14 $378.00 $31.50 $4,692.00 $391.00 $0.00 $1,083.64   Yes XXXX VA $391.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.43 1.43 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX VA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 763                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   VA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 25022.99 23.1 91898.40 84.8 No 70.0 No No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2168056 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% 7.250% $2,114.75 No   $4,860.24 $405.02 $1,330.20 $110.85 $0.00 $0.00 $0.00 $2,630.62   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.007 1.007 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 692                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 81882.08 31.1 No 68.89 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2165674 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.625% 6.625% $865.70 Yes 18.000% $3,055.56 $254.63 $2,404.08 $200.34 $0.00 $0.00 $0.00 $1,320.67   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.136 1.136   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 744                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   TX XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 27907.09 21.1 139819.16 105.9 No 65.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2167093 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% $4,350.00 No   $12,608.76 $1,050.73 $16,095.12 $1,341.26 $0.00 $0.00 $0.00 $6,741.99   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.134 1.134   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX SC XXXX XXXX XXXX XXXX XXXX XXXX XXXX 750                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TN United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 139223.61 20.7 139223.61 20.7 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2172270 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% $2,882.40 No   $6,922.32 $576.86 $2,428.80 $202.40 $0.00 $0.00 $0.00 $3,661.66   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.092 1.092 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 694                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   N/A United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 133819.91 36.6 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2172271 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $1,151.56 No   $7,144.80 $595.40 $998.04 $83.17 $0.00 $0.00 $0.00 $1,830.13   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.749 1.748 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 666                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 24543.47 13.4 No 28.31 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2167094 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $8,078.13 No   $9,790.56 $815.88 $1,182.24 $98.52 $0.00 $0.00 $0.00 $8,992.53   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.001 1.001 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 801                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 511296.93 56.9 No 47.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2167091 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $5,671.88 No   $7,933.08 $661.09 $1,962.96 $163.58 $0.00 $0.00 $0.00 $6,496.55   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.001 1.001 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 801                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 27000.00 4.2 27000.00 4.2 No 36.67 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2167953 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.125% 7.125% $2,829.62 Yes 23.990% $9,075.24 $756.27 $4,826.04 $402.17 $0.00 $0.00 $0.00 $3,988.06   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.429 1.429   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CT XXXX XXXX XXXX XXXX XXXX XXXX XXXX 703                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CT United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 107083.24 26.9 125593.59 31.5 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173474 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.500% 6.500% $639.97 No   $747.00 $62.25 $1,009.68 $84.14 $0.00 $0.00 $0.00 $786.36   N/A XXXX   $0.00 XXXX   1032.92% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.392 1.392 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX OK XXXX XXXX XXXX XXXX XXXX XXXX XXXX 767                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   OK United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 15298.37 19.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2168018 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% $5,109.35 No   $15,185.52 $1,265.46 $3,485.40 $290.45 $23,700.00 $1,975.00 $0.00 $8,640.26 $82,317.99 Yes XXXX CA $1,975.00 XXXX Monthly 28.00% 28.00% 28.00% Yes               Employed           1YR Full Doc 1 YR W2   1 Month   N/A 0     1 1     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 1 YR W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025 XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 769                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 248868.83 28.8 248868.83 28.8 No 75.0 No No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2167095 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% $1,078.13 No   $5,707.08 $475.59 $1,266.72 $105.56 $324.00 $27.00 $0.00 $1,686.28   N/A XXXX TX $27.00 XXXX Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.008 1.008 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 669                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Other USA PATRIOT ACT(DRIVER LICENSE) TX United States of America (USA) XXXX XXXX XXXX Employment Authorization Card or Document XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 56160.34 33.3 56160.34 33.3 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2172272 XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% $1,867.96 No   $804.12 $67.01 $1,211.52 $100.96 $0.00 $0.00 $0.00 $2,035.93   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.12 1.12   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX AZ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 709                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   AZ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 284426.78 139.7 No 74.81 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2165677 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% $3,785.83 Yes 23.990% $4,011.84 $334.32 $5,279.88 $439.99 $0.00 $0.00 $0.00 $4,560.14   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.535 1.535 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MD XXXX XXXX XXXX XXXX XXXX XXXX XXXX 728                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 40106.71 8.8 42340.73 9.3 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2168058 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $788.31 No   $920.04 $76.67 $2,273.88 $189.49 $0.00 $0.00 $0.00 $1,054.47   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.375 1.25 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX OK XXXX XXXX XXXX XXXX XXXX XXXX XXXX 735                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   OK United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 146137.94 138.6 146137.94 138.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2170881 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $6,651.40 Yes 23.990% $8,623.32 $718.61 $8,111.04 $675.92 $0.00 $0.00 $0.00 $8,045.93   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.155 1.115   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TN XXXX XXXX XXXX XXXX XXXX XXXX XXXX 763                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TN United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 587492.58 73.0 616966.02 76.7 Yes 74.94 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2167952 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $3,746.88 Yes 23.990% $5,829.48 $485.79 $3,005.04 $250.42 $0.00 $0.00 $0.00 $4,483.09   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.004 1.004 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NY XXXX XXXX XXXX XXXX XXXX XXXX XXXX 785                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NY United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   NY XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 73025.99 16.3 74498.41 16.6 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2165676 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% $1,017.91 Yes 23.990% $1,822.92 $151.91 $1,205.04 $100.42 $0.00 $0.00 $0.00 $1,270.24   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.929 1.929 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX WI XXXX XXXX XXXX XXXX XXXX XXXX XXXX 721                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   WI United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 21261.36 16.7 45615.35 35.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173477 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% $1,373.96 No   $2,003.04 $166.92 $1,881.96 $156.83 $0.00 $0.00 $0.00 $1,697.71   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.414   N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX IN XXXX XXXX XXXX XXXX XXXX XXXX XXXX 712                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 1 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   IN United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 32298.01 19.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2167959 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.375% 8.375% $824.68 Yes 23.990% $390.72 $32.56 $1,449.00 $120.75 $0.00 $0.00 $0.00 $977.99   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.457 1.457 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MO XXXX XXXX XXXX XXXX XXXX XXXX XXXX 698                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   MO United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 1716.02 1.8 99196.23 101.4 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173475 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.000% 8.000% $1,250.00 No   $1,673.04 $139.42 $2,092.68 $174.39 $0.00 $0.00 $0.00 $1,563.81   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.087   N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX AZ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 738                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 1 0 0 0 0 0 0 0 1 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   AZ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 54944.39 35.1 54944.39 35.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2175448 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% $681.73 Yes 23.990% $801.00 $66.75 $1,310.16 $109.18 $0.00 $0.00 $0.00 $857.66   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.283 1.283   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX OK XXXX XXXX XXXX XXXX XXXX XXXX XXXX 775                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   NY United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 24487.84 28.6 111729.02 130.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173476 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% 8.125% $732.67 No   $1,228.68 $102.39 $1,233.84 $102.82 $0.00 $0.00 $0.00 $937.88   N/A XXXX   $0.00 XXXX   160.07% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.546 1.546 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX IL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 784                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   IL United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 27102.54 28.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2172267 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.125% 7.125% $1,471.35 No   $6,187.08 $515.59 $1,043.04 $86.92 $0.00 $0.00 $0.00 $2,073.86   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.326 1.326 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 722                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   TX United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 12151.84 5.9 12151.84 5.9 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2167954 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $3,429.17 Yes 23.990% $8,902.08 $741.84 $2,579.04 $214.92 $0.00 $0.00 $0.00 $4,385.93   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Unknown Unknown 4 - Verified 2+ Mos   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Unknown Unknown Unknown   .00   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.023 1.018 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 794 794 792 798       794   No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   NY United States of America (USA) XXXX XXXX XXXX I-151 Permanent Resident Card XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   CA XXXX XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 228319.42 52.1 425568.80 97.0 No 69.6 N/A No No Yes Member on Behalf of Entity Borrower As Individual Member on Behalf of Entity N/A XXXX XXXX XXXX XXXX
2177403 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $3,867.67 Yes 23.990% $11,825.40 $985.45 $2,718.96 $226.58 $0.00 $0.00 $0.00 $5,079.70   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes 1 - Not Stated Not Verified   1 - Not Stated, Not Verified   1 - Not Stated, Not Verified   Unknown Unknown Unknown   .00   Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Proceeds from Sale   0       0   0 No 0   0 0     0 0   Yes 1.273 1.138 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 794 794 792 798       794   No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   NY United States of America (USA) XXXX XXXX XXXX I-151 Permanent Resident Card XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   CA XXXX XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 216693.41 42.7 425852.77 83.8 No 75.0 N/A No No Yes Member on Behalf of Entity Borrower As Individual Member on Behalf of Entity N/A XXXX XXXX XXXX XXXX
2170882 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% $2,532.58 Yes 23.990% $6,243.72 $520.31 $2,894.64 $241.22 $0.00 $0.00 $0.00 $3,294.11   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.093 1.226 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NY XXXX XXXX XXXX XXXX XXXX XXXX XXXX 756                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   N/A United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 23609.17 7.2 23609.17 7.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2168021 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% 7.250% $2,524.05 No   $14,436.00 $1,203.00 $2,561.04 $213.42 $0.00 $0.00 $0.00 $3,940.47   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.37 1.37 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CT XXXX XXXX XXXX XXXX XXXX XXXX XXXX 769                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CT United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 101760.62 25.8 101760.62 25.8 No 70.48 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2169576 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt Yes No No N/A N/A 0 04/22/2026 6.300% Manual Underwriting Manual Underwriting No 6.766%   6.375% 6.375% $2,186.04 No   $1,777.44 $148.12 $1,090.56 $90.88 $1,080.00 $90.00 $0.00 $2,515.04 $6,870.75 N/A XXXX UT $90.00 XXXX Monthly 59.81% 37.51% 37.51% Yes               Employed           2YR Full Doc 1 YR 1099   2+ Months   N/A 0     2 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   Yes 24 24 Other     0   No 0   N/A Borrower - Wage, SSI and Disability - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 1 YR 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 2025, 2026 XXXX XXXX UT XXXX XXXX XXXX XXXX XXXX XXXX XXXX 770                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   UT United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A .00 0.0 117153.61 46.6 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX XXXX XXXX XXXX
2173479 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.625% 7.625% $2,841.79 No   $6,453.96 $537.83 $2,252.40 $187.70 $0.00 $0.00 $0.00 $3,567.32   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.121 1.121 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MN XXXX XXXX XXXX XXXX XXXX XXXX XXXX 763                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MN United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   MN XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 25433.59 7.1 27374.46 7.7 No 76.48 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2167960 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.875% 6.875% $3,103.99 No   $3,639.12 $303.26 $1,896.00 $158.00 $0.00 $0.00 $0.00 $3,565.25   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.094 1.094 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 745                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 291.73 0.1 334302.83 93.8 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2170884 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.250% 6.250% $3,386.44 No   $17,063.28 $1,421.94 $5,446.08 $453.84 $0.00 $0.00 $0.00 $5,262.22   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.14 1.14 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NY XXXX XXXX XXXX XXXX XXXX XXXX XXXX 782                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 98345.38 18.7 620628.41 117.9 No 43.65 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173478 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% $729.67 No   $1,073.04 $89.42 $1,055.40 $87.95 $0.00 $0.00 $0.00 $907.04   N/A XXXX   $0.00 XXXX   461.63% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.488 1.494 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX OK XXXX XXXX XXXX XXXX XXXX XXXX XXXX 767                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   OK United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 163793.56 180.6 167327.90 184.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173480 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $809.34 No   $2,356.20 $196.35 $804.00 $67.00 $0.00 $0.00 $0.00 $1,072.69   N/A XXXX   $0.00 XXXX   422.84% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.259   N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX PA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 783                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   PA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 64092.38 56.7 64092.38 56.7 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173463 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.625% 7.625% $545.00 Yes 23.990% $4,291.80 $357.65 $1,230.96 $102.58 $0.00 $0.00 $0.00 $1,005.23   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.492 1.492   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX OH XXXX XXXX XXXX XXXX XXXX XXXX XXXX 695                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   OH United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 2191.00 2.2 70032.33 69.7 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173461 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.750% 6.750% $1,308.55 No   $5,394.00 $449.50 $2,036.04 $169.67 $525.00 $43.75 $0.00 $1,971.47   N/A XXXX TX $43.75 XXXX Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.014 1.014 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 807                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   TX United States of America (USA) XXXX XXXX XXXX I-151 Permanent Resident Card XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 343987.94 174.5 406587.36 206.2 No 72.05 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173469 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% $1,688.75 Yes 23.990% $1,678.44 $139.87 $1,962.72 $163.56 $0.00 $0.00 $0.00 $1,992.18   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.004 1.004 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX CO XXXX XXXX XXXX XXXX XXXX XXXX XXXX 802                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   CO United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Passport   CO XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 31965.98 16.0 34020.34 17.1 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2173464 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.250% 7.250% $1,313.19 Yes 23.990% $2,726.76 $227.23 $747.48 $62.29 $0.00 $0.00 $0.00 $1,602.71   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.217 1.217   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX PA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 773                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 27686.81 17.3 210241.47 131.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173462 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% $730.39 Yes 23.990% $2,868.24 $239.02 $1,144.68 $95.39 $0.00 $0.00 $0.00 $1,064.80   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.362 1.362   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MI XXXX XXXX XXXX XXXX XXXX XXXX XXXX 717                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   MI United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 178479.71 167.6 179148.55 168.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173468 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.750%   $3,632.81 Yes 23.990% $13,330.20 $1,110.85 $2,539.80 $211.65 $0.00 $0.00 $0.00 $4,955.31   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.029 1.029 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 715                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 36949.26 7.5 86616.98 17.5 No 65.64 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173470 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.625% 7.625% $962.66 Yes 18.000% $3,516.00 $293.00 $2,487.00 $207.25 $0.00 $0.00 $0.00 $1,462.91   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.06 1.06   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 781                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MO United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 568913.95 388.9 569914.47 389.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173467 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% $3,202.53 Yes 23.990% $7,539.12 $628.26 $1,430.04 $119.17 $0.00 $0.00 $0.00 $3,949.96   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.341 1.341 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NY XXXX XXXX XXXX XXXX XXXX XXXX XXXX 806                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA)   NY United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 125358.67 31.7 371927.68 94.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2177402 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.000% 7.000% $665.30 Yes 23.990% $4,880.76 $406.73 $987.96 $82.33 $0.00 $0.00 $0.00 $1,154.36   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 2.036 2.036 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX OH XXXX XXXX XXXX XXXX XXXX XXXX XXXX 795                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   OH United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   OH XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 496.89 0.4 397619.00 344.5 No 38.76 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2173466 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% 6.750% $1,970.12 Yes 23.990% $4,872.00 $406.00 $2,760.96 $230.08 $0.00 $0.00 $0.00 $2,606.20   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.228 1.228   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 788                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 298184.59 114.4 307275.35 117.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2173465 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 6.750% 6.750% $2,529.53 Yes 23.990% $7,378.32 $614.86 $2,630.04 $219.17 $0.00 $0.00 $0.00 $3,363.56   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.041 1.041 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 788                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 276499.19 82.2 309943.43 92.2 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2175449 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.250% 7.250% $613.96 Yes 23.990% $617.16 $51.43 $1,558.20 $129.85 $0.00 $0.00 $0.00 $795.24   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.76 1.76   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MO XXXX XXXX XXXX XXXX XXXX XXXX XXXX 683                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Passport   N/A United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 9501.23 11.9 12249.51 15.4 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2175446 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% $671.25 Yes 23.990% $2,308.08 $192.34 $1,173.48 $97.79 $0.00 $0.00 $0.00 $961.38   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.456 1.456 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MI XXXX XXXX XXXX XXXX XXXX XXXX XXXX 717                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   MI United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 17268.44 18.0 189272.96 196.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2175447 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% $629.29 Yes 23.990% $951.24 $79.27 $1,121.76 $93.48 $0.00 $0.00 $0.00 $802.04   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.683 1.683 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX MI XXXX XXXX XXXX XXXX XXXX XXXX XXXX 717                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   MI United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 17268.44 21.5 189301.24 236.0 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2175450 XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% $3,859.38 Yes 23.990% $17,591.28 $1,465.94 $6,504.00 $542.00 $0.00 $0.00 $0.00 $5,867.32   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.287 1.287 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 794                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   NY United States of America (USA) XXXX XXXX XXXX I-551 Permanent Resident Card  XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   CA XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 451018.03 76.9 621321.16 105.9 No 65.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2177406 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% $1,212.27 Yes 18.000% $2,577.00 $214.75 $2,330.40 $194.20 $0.00 $0.00 $0.00 $1,621.22   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.264 1.264 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX 734                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   MO United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 51675.90 31.9 52084.86 32.1 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX
2177404 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 7.125% 7.125% $1,937.11 Yes 23.990% $4,866.24 $405.52 $1,868.40 $155.70 $0.00 $0.00 $0.00 $2,498.33   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.281 1.281 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX 731                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   NJ United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX US Citizen US Citizen N/A Real ID Driver's License   NJ XXXX XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 64433.63 25.8 74468.17 29.8 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XXXX XXXX XXXX XXXX
2177405 XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX XXXX XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% $1,314.52 Yes 23.990% $1,723.08 $143.59 $1,214.76 $101.23 $0.00 $0.00 $0.00 $1,559.34   N/A XXXX   $0.00 XXXX   0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.251 1.251 N/A Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX VA XXXX XXXX XXXX XXXX XXXX XXXX XXXX 801                 No                                       NA XXXX XXXX 0 XXXX XXXX XXXX 0 XXXX XXXX 0 XXXX XXXX 0 XXXX 0 0 0 0 0 0 0 0 0 0 0 Unknown No             No US Citizen US Citizen N/A Real ID Driver's License   VA United States of America (USA) XXXX XXXX XXXX N/A XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX XXXX XXXX   XXXX XXXX             XXXX XXXX   XXXX   XXXX XXXX Fee Simple XXXX No No N/A 246402.03 158.0 246891.67 158.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XXXX XXXX XXXX XXXX