EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.10 - Schedule 5

 

Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
XXXX 2129771 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 664 680 664 661 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4641 Taxes and Insurance 95.49 236620.9 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 8.25 8.25 1840.6 1840.6 637.33 2477.93 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Attached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 236620.9 1717.30 1 91078 439 4 0.14133333333333334 1 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2177401 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 762 762 810 761 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 737 705 737 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 799 759 799 802 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 781 810 780 781 XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Delayed Purchase Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 128.69 889089.17 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 5381.25 5381.25 1370.3 6751.54 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 4 868834.55 43197.65 8 15000 327 4 0.2202842877487602   No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2161457 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 653 635 653 658 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     16172 Taxes and Insurance 6 30022.92 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 4489.39 4489.39 514.09 5003.48 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 6 months interest on amount that exceeds 20% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 4006.75 5605.50 2 473345 253 17 0.8576664890783164 3 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2161456 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 763 785 749 763 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MI XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     2583 No Escrow 31.57 54446.25 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 1080.65 1080.65 0 1724.63 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 1%, 1%, 1% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 3264.68 2 28500 226 5 0.08553192588955787 10.83 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2151778 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 803 803 806 799 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     154 Taxes and Insurance 19.77 39253.01 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 1592.81 1592.81 392.75 1985.56 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 2520.00 2 6900 101 4 0.0022818791946308723 0.58 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2167074 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 734 734 730 748 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 801 801 792 804 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX 1YR Full Doc Investment Purchase NA 16.98 45.24 31600.66 5555.35 .00 .00 37156.01 Employed Employed     16.58 11.08     2 YRS 20346.99 16809.02 No Escrow 47.8 481749.4 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.25 7.25 7043.47 7043.47 0 10077.98 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 12606.97 2 40000 271 10 0.1117292408879145 10.08 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167072 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 687 687 696 651 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MN XXXX XXXX 12 Month Bank Statement Investment Refinance Cash Out - Other 3.74 44.93 20772.17 .00 .00 .00 20772.17 Employed       12.67       3 YRS 11438.89 9333.28 Taxes and Insurance 37.75 175628.59 XXXX XXXX 69.46 69.46 69.46 XXXX XXXX XXXX Conventional Fixed XXXX 7.75 7.75 4155.19 4155.19 539.16 4741.83 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes A XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 175628.59 6279.60 2 19187 173 23 0.3096952104499274 10.08 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163941 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 709 719 709 677 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MI XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     839 Taxes and Insurance 83.33 103390.78 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.875 7.875 842.89 842.89 397.87 1240.76 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 1%, 1%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 103390.78 .00 1 27000 104 9 0.18006189213085766 30.00 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2175445 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 693 673 698 693 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MA XXXX XXXX 12 Month Bank Statement Investment Refinance Rate and Term 9.52 46.48 68254.94 .00 .00 .00 68254.94 Employed               NA 36532.43 31722.51 Taxes and Insurance 33.42 501073.83 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 8 8.0 13482.92 13482.92 2104.59 15587.51 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 50502.50 3 35000 218 19 0.6450739828160706   No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2151777 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 756 758 756 753 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Home Improvement/Reno 0 0 .00 .00 .00 .00 .00                     940 Taxes and Insurance 128.53 99800.96 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 690.22 690.22 86.25 776.47 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 99800.96 .00 1 44908 154 2 0 2.67 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2161462 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 739 725 739 742 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NY XXXX XXXX 24 Month Bank Statement Investment Refinance Cash Out - Other 12.81 17.21 135161.36 .00 .00 .00 135161.36 Employed       11.17       3 YRS 111900.53 23260.83 Insurance 16.03 89324.12 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional ARM XXXX 7 9.0 3991.81 4827.74 385.76 5573.96 XXXX ARM 360 360 XXXX 3.75 Nearest 0.125 45 Days SOFR 30 Day Average 3.65753 2 1 7 7 9 12 04-01-2031 04-01-2031 6 6 No 0 No No No Y 60 6 months interest on amount that exceeds 20% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 89324.12 2015.00 2 40000 489 11 0.17358974358974358 3.08 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2161460 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 791   791 812 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 794 787 794 799 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     583.5 Taxes and Insurance 26.16 28263.24 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 2499.83 2499.83 640.74 3140.57 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 13506.33 6 75000 239 5 0.12034533054756179 5.42 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2167955 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 776 806 776 744 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 715 712 731 715 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     9184 Taxes and Insurance 73.92 75484.29 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 812.5 812.5 214.42 1026.92 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 2625.00 5 439510 72 2 0.4125944964410606 9 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167956 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 776 806 776 744 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 715 712 731 715 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     9184 Taxes and Insurance 64.19 75484.29 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 897.81 897.81 287.06 1184.87 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 2908.13 5 439510 72 2 0.5565506780969948 9 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2170883 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 776 806 776 774 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 715 712 731 715 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     16684 Taxes and Insurance 59.51 75484.29 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 954.69 954.69 324.73 1279.41 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 1321.88 5 439510 308 2 0.4264717348927875 9 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167957 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 776 806 776 774 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 715 712 715 731 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     16684 Taxes and Insurance 63.61 75484.29 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 879.67 879.67 316.99 1196.66 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 3123.00 5 439510 308 2 0.4264717348927875 9 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167958 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 776 806 776 774 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 715 712 731 715 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     9184 Taxes and Insurance 48.29 75484.29 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 1267.5 1267.5 308.57 1576.06 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 21340.15 3420.00 5 439510 308 2 0.44503545105512426 9 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163965 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 664 666 664 664 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 708 713 672 708 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 15.34 64847.86 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 3725.69 3725.69 750.24 4227.05 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 5904.6 15647.00 4 47523 235 16 0.39457685171970885 3 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163964 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 745 723 745 769 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 6.17 17986.41 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 2189.02 2189.02 727.15 2916.17 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 17986.41 .00 3 99000 228 18 0.10669417475728156   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2155487 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 710 710 662 715 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX ID XXXX XXXX 1YR Full Doc Investment Purchase NA 7.16 35.72 30330.22 .00 .00 .00 30330.22 Employed       7.58       2 YRS 19496.21 10834.01 Taxes and Insurance 165.34 1271824.44 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.625 7.625 7219.5 7219.5 472.51 7692.01 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 6619.80 2 45000 239 7 0.15963309914129586 20 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2170885 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 782 755 786 782 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NC XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         0.75           4352 Taxes and Insurance 179.96 448183.06 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.0 7.0 2315.25 2315.25 175.17 2490.42 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 88131.32 5490.00 3 90000 485 7 0.08169743496009262 15 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2172269 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 781 781 773 790 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 805 799 805 809 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     12679.5 No Escrow 43.86 322879.06 XXXX XXXX 74.46 74.46 74.46 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 6806.25 6806.25 0 7361.39 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 322879.06 4062.60 3 39900 519 8 0.06409743910056215 2 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163940 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen     XXXX 687 677 702 687 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 709 680 709 709 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     1801 Taxes and Insurance 9.2 28048.39 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 2441.54 2441.54 480.83 3047.37 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 .00 2 22500 247 6 0.31541933310879083 11 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2163945 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 722 698 722 727 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MO XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00         2.17           4635 Taxes and Insurance 46.46 63393.74 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 1051.09 1051.09 313.41 1364.5 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 2 67638 140 9 0.2960408163265306   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2163759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 807 807 810 803 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 807 807 807 796 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NV XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     25470 Taxes and Insurance 131.08 331495.02 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 2167.99 2167.99 330.96 2528.95 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 331495.02 .00 8 39000 306 3 0.0056318407960199 3.42 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2158654 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen     XXXX 710 728 697 710 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 688 745 688 678 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     5355 No Escrow 13.54 67974.43 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.75 7.75 3312.38 3312.38 0 5019.07 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 .00 2 18700 184 9 0.045394736842105265 6 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 670 648 693 670 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2799 No Escrow 107.28 344158.16 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.75 7.75 2592.7 2592.7 0 3208.02 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 42737.87 6392.13 3 24000 15 11 0.13707154742096506 1.08 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2172268 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen     XXXX 796 796 791 801 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 807 807 810 806 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4752 Taxes and Insurance 124.16 299427.93 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 2178.05 2178.05 233.54 2411.59 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 299427.93 .00 4 12900 446 2 0 25 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163769 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 701 0 701 716 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CT XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     5890 Taxes and Insurance 33.09 63310.93 XXXX XXXX 68.33 68.33 68.33 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 1346.7 1346.7 266.31 1913.01 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 63310.93 612.95 5 59200 246 11 0.25083021223470664 0.92 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163773 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 693 702 693 685 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     2458 Taxes and Insurance 33.97 62558.2 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 1215.23 1215.23 605.33 1841.39 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 2985.41 2 30656 515 11 0.5348155864448713 11.25 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163764 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 703 711 703 618 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     623 Taxes and Insurance 9.64 17103.8 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 1465.99 1465.99 308.03 1774.02 XXXX Fixed 480 480 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 17103.8 1735.00 3 13500 176 6 0.5618283582089553 0.25 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163774 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen     XXXX 768 772 768 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     2906 Taxes and Insurance 11.12 25156.77 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 1790.13 1790.13 472.48 2262.61 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 7113.95 2 17600 104 4 0.24117486338797814 6.67 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2158298 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 710 710 707 722 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX SC XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     5509.48 Taxes and Insurance 17.93 15520.29 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 1912.89 1912.89 473.09 3666.97 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 36 3%, 2%, 1% Retail No XXXX       No XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 3112.50 2 36806 244 11 0.16015410958904108 18.83 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2163761 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non-Permanent Non-US Citizen No   XXXX 780 780 788 776 XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non-Permanent Non-US Citizen No false XXXX   763 761 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         8.42 5.42         951 No Escrow 103.49 299903.35 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.625 6.625 2070.77 2070.77 0 2898.01 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Townhouse 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 299903.35 4979.17 3 16500 125 5 0.03142045454545454 4.83 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167079 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen     XXXX 669 669 643 721 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     5625.93 No Escrow 37.88 194519.03 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.75 7.75 2883.56 2883.56 0 4222.11 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 -1151.38 1 68629 240 43 0.4649546244448735 11 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen No   XXXX 759 759 775 740 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3282 No Escrow 133.62 457512.19 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 3131.44 3131.44 0 3423.86 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 457512.19 4116.47 3 60000 237 6 0.30349172066234703 4 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163763 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 751 754 712 751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     9455 Taxes and Insurance 89.36 80596.03 XXXX XXXX 67.57 67.57 67.57 XXXX XXXX XXXX DSCR Fixed XXXX 7.0 7.0 665.3 665.3 236.67 901.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX Single Family Attached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 38716.2 3335.00 5 20000 218 1 0.0238 5 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167078 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 751 754 712 751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     35 No Escrow 23.04 41879.83 XXXX XXXX 66.57 66.57 66.57 XXXX XXXX XXXX DSCR Fixed XXXX 7.0 7.0 1240.18 1240.18 0 1817.45 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 177.52 6322.08 5 20000 228 1 0.0238   No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163762 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 751 754 712 751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     9455 Taxes and Insurance 66.12 59656.12 XXXX XXXX 74.07 74.07 74.07 XXXX XXXX XXXX DSCR Fixed XXXX 7.0 7.0 665.3 665.3 236.67 902.3 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 38716.2 1755.00 5 20000 228 1 0.0238 5 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2170886 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen     XXXX 771 771 782 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 736 736 723 736 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MD XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     415 Taxes and Insurance 218.15 234514.87 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.75 7.75 859.12 859.12 215.91 1075.03 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 4%, 3% Correspondent Bulk No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 3839.00 2 25000 328 6 0.19673258813413586 5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2163766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 640 640 600 647 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     2363 Taxes and Insurance 29.62 70221.14 XXXX XXXX 69.28 69.28 69.28 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 1671.12 1671.12 264.36 2370.47 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 2999.55 3510.00 2 44278 494 8 0.0709660107334526 5 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167082 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 769 769 767 798 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 793 793 793 781 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MT XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     94 No Escrow 17.86 72369.69 XXXX XXXX 74.22 74.22 74.22 XXXX XXXX XXXX DSCR Fixed XXXX 6.25 6.25 3528.06 3528.06 0 4051.95 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 10380.77 2 34100 262 3 0.115 5 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163772 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 791 777 804 791 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 772 772 776 755 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     11724 No Escrow 210.11 830145.02 XXXX XXXX 67.21 67.21 67.21 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 3552.29 3552.29 0 3951.03 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 134.47 1647.30 3 101000 295 6 0.198556597454789 10.25 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2168054 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 725 739 693 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         4.83           11832 Taxes and Insurance 29.92 76030.33 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.75 7.75 1611.93 1611.93 354.26 2541.52 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 71092.31 .00 3 32291 154 5 0.9826548672566372 2 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2167092 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 696 696 700 692 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NH XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     5715 Taxes and Insurance 14.11 25727.86 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 8.875 8.875 922.95 922.95 291.26 1570.21 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 259.84 2 7200 137 5 0 1.08 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163765 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 785 785 749 786 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 786 743 786 798 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     6242 Taxes and Insurance 85 192082.61 XXXX XXXX 79.02 79.02 79.02 XXXX XXXX XXXX DSCR Fixed XXXX 7.0 7.0 1471.98 1471.98 712.92 2259.9 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 2946.56 3 23000 358 6 0.10884886947617271 0.17 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2165700 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 732 701 732 736 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MI XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         3.25           3860 Taxes and Insurance 76.14 71379.45 XXXX XXXX 61.97 61.97 61.97 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 583.4 583.4 354.11 950.71 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 36 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 71379.45 .00 3 45000 122 5 0.329031705227078 2 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2167080 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 766 778 742 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     2993 Taxes and Insurance 5.42 18408.5 XXXX XXXX 79.7 79.7 79.7 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 3022.55 3022.55 375.69 3398.24 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 5688.00 1 48700 384 17 0.10834511536854396 4 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163969 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 758 768 754 758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 733 733 735 706 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NC XXXX XXXX 12 Month Bank Statement Investment Refinance Cash Out - Other 0 1.74 .00 581308.61 .00 .00 581308.61 Not Employed Employed             NA 571214.86 10093.75 Taxes and Insurance 65.25 570990.31 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.25 7.25 7640.37 7640.37 1678.38 9231.14 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes VE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 29552.53 26895.00 2 11382 104 7 0.10923636363636363 5.41 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167084 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen     XXXX 792 802 792 760 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NC XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     861 Taxes 132.44 229900.45 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.625 6.625 1512.73 1512.73 94.27 1725.75 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 229900.45 3381.89 1 20500 141 13 0.02208322695940771 1.5 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167089 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 720 745 661 720 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     2391 Taxes and Insurance 20.3 63065.38 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 2283.07 2283.07 823.71 3106.78 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 8550.08 3 24872 130 16 0.17695652173913043 4.25 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2168055 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 746 757 746 727 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX DC XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         16.33           6625 Taxes and Insurance 20.71 120443.34 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 5014 5014.0 800.4 5768.57 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 20480.00 2 31850 243 5 0.3451321585903084 2.17 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2167090 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen     XXXX 709 687 720 709 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     6979 Taxes and Insurance 9.51 18762.73 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 1681.74 1681.74 186.52 1972.26 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 3 29000 350 28 0.3494710356820191 6 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2163966 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 797 795 797 809 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 797 757 797 801 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     6831 Taxes and Insurance 221.74 5403580.24 XXXX XXXX 50.0 50.0 50.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 20903.02 20903.02 3497.24 24400.23 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 1% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX 1004 URAR XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 29895.00 2 40000 502 3 0.0004782608695652174 4.00 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2163968 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 700 700 710 679 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     41078 Taxes and Insurance 326.46 1378359.3 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 8 8.0 3350.0 3350.0 877.46 4227.46 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit 3 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 20067.58 10050.00 11 183039 232 4 0.7020069204152249   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2167088 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 707 738 707 688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 740 726 757 740 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX LA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     1405 Taxes and Insurance 28.31 38999.99 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.875 7.875 899.09 899.09 478.34 1377.43 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No C XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 .00 2 15000 196 2 0.5698739216987392 19.83 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167086 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 782 787 782 764 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         30.83           1074 Taxes and Insurance 29.14 33137.19 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 844.19 844.19 292.88 1137.06 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 920.70 2 42000 223 2 0.21471428571428572 5 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167087 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 675 675 668 679 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         22.17           1943 No Escrow 33.28 46497.71 XXXX XXXX 74.74 74.74 74.74 XXXX XXXX XXXX DSCR Fixed XXXX 7.875 7.875 1029.6 1029.6 0 1397.35 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 303.55 2184.08 1 38263 139 13 0.07179465458088018 13 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2168057 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 781 781 807 775 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00         2.17           7157 Taxes and Insurance 9.49 8297.65 XXXX XXXX 70.89 70.89 70.89 XXXX XXXX XXXX DSCR Fixed XXXX 6.25 6.25 689.6 689.6 184.42 874.02 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 1897.62 1945.00 5 74841 301 4 0.11063559322033899 14 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2163944 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 757 739 770 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         22.58           120 Taxes and Insurance 119.16 103117.97 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.375 6.375 648.82 648.82 216.58 865.4 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 94797.82 .00 1 16900 416 4 0.037014613778705636 1 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2165702 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 754 767 750 754 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.25           2562 Taxes and Insurance 85.03 87813.19 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 657.59 657.59 375.08 1032.67 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 87813.19 5742.75 2 40576 335 8 0.3298410896708286 15 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2165701 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 781 766 816 781 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AR XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     33 Taxes and Insurance 114.24 109528.27 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 788.31 788.31 170.49 958.79 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 109528.27 6840.00 2 19803 127 8 0.005894157988717349 3 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2165673 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 769 783 769 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     1631 Taxes and Insurance 27.55 258524.39 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 7717.51 7717.51 1797.94 9515.45 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 23200.00 2 61069 216 5 0.007733333333333333   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2163967 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 744 750 744 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MD XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2370 Taxes and Insurance 104.14 141896.62 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 1162.16 1162.16 204.32 1366.47 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 119591.71 2156.25 1 18800 243 12 0.10376996805111821   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2165675 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 731 721 731 731 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 664 666 664 664 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     6674 Taxes and Insurance 51.7 135372.53 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 2197.66 2197.66 437.8 2635.45 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 73610.66 7275.00 2 8989 102 6 0.35046366326866163   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2163970 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 763 750 774 763 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX VA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1617 Taxes and Insurance 84.8 89525.2 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 545 545.0 147.64 1083.64 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 64502.21 2310.00 1 20000 288 4 0.00028   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2168056 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 692 689 692 705 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         1.92           23878 Taxes and Insurance 31.13 81882.08 XXXX XXXX 68.89 68.89 68.89 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 2114.75 2114.75 515.87 2630.62 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 81882.08 7120.00 3 27859 157 6 0.8218710369720027 2.5 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2165674 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 715 723 715 704 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 744 738 766 744 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3261 Taxes and Insurance 105.87 116284.03 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.625 6.625 865.7 865.7 454.97 1320.67 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 88376.94 1352.00 2 27000 287 4 0.5484312267657993   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2167093 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 750 736 750 756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX SC XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     11191 Taxes and Insurance 20.65 139223.61 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 4350.0 4350.0 2391.99 6741.99 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 1072.80 3 47300 216 12 0.34869054609512623 9 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2172270 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 694 683 726 694 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4607 Taxes and Insurance 36.55 133819.91 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 2882.4 2882.4 779.26 3661.66 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 133819.91 4572.75 3 25500 275 5 0.9726725663716814 35 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2172271 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 666 666 633 669 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     85 Taxes and Insurance 13.41 24543.47 XXXX XXXX 28.31 28.31 28.31 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 1151.56 1151.56 678.57 1830.13 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 24543.47 .00 2 10290 599 5 0.10686805357651753 10 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167094 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 801 801 802 780 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3202 No Escrow 56.86 511296.93 XXXX XXXX 47.0 47.0 47.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 8078.13 8078.13 0 8992.53 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 511296.93 .00 4 41608 240 3 0.009245283018867925 4.5 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167091 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 801 801 802 780 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     14104 No Escrow 4.16 27000 XXXX XXXX 36.67 36.67 36.67 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 5671.88 5671.88 0 6496.55 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 1488.24 15600.00 8 41608 239 7 0.004819324507740425 4.5 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167953 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 703 703 716 666 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CT XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     2220 Taxes and Insurance 31.49 107324.41 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 2829.62 2829.62 1158.45 3988.06 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       No XXXX Two to Four Unit 3 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 241.17 4200.00 4 29987 159 6 0.8848689979306232   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173474 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 767 767 767 751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.17           6220 Taxes and Insurance 19.45 15298.37 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 639.97 639.97 146.39 786.36 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 15298.37 2612.75 8 13000 103 3 0.073   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2168018 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 769 769 750 782 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Investment Purchase NA 2.9 28 114323.13 .00 .00 .00 114323.13 Employed               2 YRS 82317.99 32005.14 Taxes and Insurance 28.8 248868.83 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.99 6.99 5109.35 5109.35 1555.92 8640.26 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 14878.13 7 30000 308 5 0.25389041095890413 9 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167095 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non-Permanent Non-US Citizen No   XXXX 669 673 669 655 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     5216 Taxes and Insurance 33.3 56160.34 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 1078.13 1078.13 581.15 1686.28 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 8927.13 3 10000 137 4 0.5614851485148515 2 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2172272 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 709 697 709 711 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     25 Taxes and Insurance 139.7 284426.78 XXXX XXXX 74.81 74.81 74.81 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 1867.96 1867.96 167.96 2035.93 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 53.26 1425.00 1 5500 8 1 0.14345454545454545 0.5 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2165677 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 728 686 728 739 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MD XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     13194 Taxes and Insurance 9.29 40792.79 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 3785.83 3785.83 773.97 4560.14 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 1372.16 473.48 5 44000 328 6 0.42854573484069886   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2168058 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen     XXXX 735 735 725 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance   0 0 .00 .00 .00 .00 .00                     4667 Taxes and Insurance 138.59 146137.94 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 788.31 788.31 266.16 1054.47 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 463.38 1800.00 2 28500 220 13 0.2585585585585586   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2170881 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 763 767 763 743 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     12587 Taxes and Insurance 76.68 590038.97 XXXX XXXX 74.94 74.94 74.94 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 6651.4 6651.4 1394.57 8045.93 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX     XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 2546.39 10125.00 10 42511 156 1 0   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX Yes
XXXX 2167952 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 785 791 764 785 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 776 780 776 748 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     573 Taxes and Insurance 16.62 73025.99 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 3746.88 3746.88 736.21 4483.09 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 9810.00 1 18200 176 7 0.11919876733436055   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2165676 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 721 720 772 721 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WI XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     127 Taxes and Insurance 35.91 41299.92 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 1017.91 1017.91 252.34 1270.24 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 20038.56 3060.50 1 20000 110 4 0.2600774193548387   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173477 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen     XXXX 712 735 697 712 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2489 Taxes and Insurance 19.02 32298.01 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 1373.96 1373.96 323.75 1697.71 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 32306.77 .00 2 47969 174 11 0.010200803212851406 20 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2167959 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 698 694 715 698 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MO XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1598 Taxes and Insurance 101.43 95955.64 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 8.375 8.375 824.68 824.68 153.31 977.99 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 94239.62 3255.00 2 5500 153 5 0.8397665369649805   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173475 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 738 738 752 736 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     1405 Taxes and Insurance 35.13 54944.39 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 8 8.0 1250.0 1250.0 313.81 1563.81 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 1891.13 .00 2 66656 157 13 0.171840490797546 2 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2175448 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 775 775 762 785 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2151 Taxes and Insurance 130.27 108804.18 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 681.73 681.73 175.93 857.66 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 84316.34 6334.48 2 30600 103 4 0.1005686167304538   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173476 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 784 805 784 780 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.83           1561 Taxes and Insurance 28.9 27102.54 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 732.67 732.67 205.21 937.88 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 27102.54 3793.20 2 3000 448 2 0.01690909090909091   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2172267 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 722 716 761 722 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     3747.12 Taxes and Insurance 5.86 12151.84 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 1471.35 1471.35 602.51 2073.86 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 3%, 3%, 3% Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 3195.18 2 231000 225 6 0.6842553191489362 8 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2167954 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen   false XXXX 688 702 648 688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 796 775 794 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 792 798 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     44676 Taxes and Insurance 97.03 423655.26 XXXX XXXX 69.6 69.6 69.6 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 3429.17 3429.17 956.77 4385.93 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 195335.84 6525.00 8 46577 355 13 0.3644915961377995   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2177403 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen   false XXXX 688 702 648 688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 796 775 794 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 792 798 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     50856 Taxes and Insurance 83.83 423655.26 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 3867.67 3867.67 1212.05 5079.7 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 206961.85 7859.38 8 46577 266 13 0.3644915961377995 0 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2170882 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 756 756 785 723 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 7.17 23609.17 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 2532.58 2532.58 403.73 3294.11 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 9414.29 3 31300 190 6 0.3370460704607046 5.66 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2168021 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 769 759 769 778 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CT XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     12753.94 Taxes and Insurance 25.82 101760.62 XXXX XXXX 70.48 70.48 70.48 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 2524.05 2524.05 1416.42 3940.47 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 4 14815 90 3 0.39787584143605087 5 No XXXX Manual Underwriting         XXXX XXXX No
XXXX 2169576 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 770 770 794 755 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX UT XXXX XXXX 2YR Full Doc Investment Refinance Cash Out - Other 36.58 37.51 10995.66 .00 .00 .00 10995.66 Employed       0.17       1 YR 6870.75 4124.91 Taxes and Insurance 46.58 117153.61 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.375 6.375 2186.04 2186.04 239 2515.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 6 months interest on amount that exceeds 20% Wholesale No XXXX       Yes XXXX Townhouse 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 117153.61 12748.00 2 37766 118 7 0.02494208494208494 0.08 No XXXX Manual Underwriting 0 6.766 No Yes XXXX XXXX No
XXXX 2173479 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 601 619 599 601 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 763 763 783 762 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MN XXXX XXXX Debt Service Coverage Ratio Investment Refinance   0 0 .00 .00 .00 .00 .00         30.58 2.17         9274.51 Taxes and Insurance 7.67 27374.46 XXXX XXXX 76.48 76.48 76.48 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 2841.79 2841.79 725.53 3567.32 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 1940.87 1995.00 3 15715 295 15 0.6292942743009321   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2167960 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 745 723 745 769 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2899 Taxes and Insurance 93.77 333380.31 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 3103.99 3103.99 461.26 3565.25 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 333088.58 9253.68 2 99000 228 18 0.10669417475728156   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2170884 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 782 789 782 774 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Refinance   0 0 .00 .00 .00 .00 .00                     40 Taxes and Insurance 117.94 601089.15 XXXX XXXX 43.65 43.65 43.65 XXXX XXXX XXXX DSCR Fixed XXXX 6.25 6.25 3386.44 3386.44 1875.78 5262.22 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 502743.77 11000.00 1 31300 80 3 0.05616740088105727 3.00 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173478 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 767 767 767 751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.25           6220 Taxes and Insurance 184.48 167327.9 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 729.67 729.67 177.37 907.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 3534.34 1687.50 8 13000 103 3 0.073   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173480 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 783 783 803 779 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00         2.5           3583 Taxes and Insurance 56.67 64092.38 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 809.34 809.34 321.62 1072.69 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 2990.00 3 45000 430 6 0.21779908295122968   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173463 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 695 707 672 695 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Refinance   0 0 .00 .00 .00 .00 .00                     13708.84 Taxes and Insurance 69.67 66096.13 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 545.0 545.0 460.24 1005.23 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail   XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 63905.13   6 27664 249 16 0.7637931034482759   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173461 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen   false XXXX 807 807 824 798 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     35 Taxes and Insurance 206.24 405349 XXXX XXXX 72.05 72.05 72.05 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 1308.55 1308.55 619.18 1971.47 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 3%, 2%, 1% Wholesale   XXXX       No XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 61361.06   1 4150 89 2 0.02457831325301205   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173469 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 749 734 766 749 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 802 802 768 808 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CO XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     8336 Taxes and Insurance 17.08 31965.98 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 1688.75 1688.75 303.43 1992.18 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail   XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0   4 17000 374 8 0.27657565415244595   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173464 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 773 773 757 783 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     6434 Taxes and Insurance 131.18 209662.39 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 1313.19 1313.19 289.54 1602.71 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 181975.58   9 55000 213 6 0.03741342756183746   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173462 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 717 717 738 692 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MI XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     18787 Taxes and Insurance 168.25 178479.71 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 730.39 730.39 334.42 1064.8 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 1%, 1%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0   9 151083 153 6 0.7902153846153847   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173468 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 715 708 718 715 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     879 Taxes and Insurance 17.48 81159.46 XXXX XXXX 65.64 65.64 65.64 XXXX XXXX XXXX DSCR Fixed XXXX 7.75 7.75 3632.81 3632.81 1322.51 4955.31 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Correspondent Bulk   XXXX       No XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 44210.2   1 27743 167 2 0.04666666666666667 1 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173470 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 781 781 788 761 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     750 Taxes and Insurance 389.58 568913.95 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.625 7.625 962.66 962.66 500.26 1462.91 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0   2 14500 263 4 0.4598451862602806   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173467 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 806 806 820 800 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NY XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     6091 Taxes and Insurance 94.16 370432.82 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 3202.53 3202.53 747.43 3949.96 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 245074.15   3 30900 216 4 0.06332369942196532   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2177402 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 769 783 757 769 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 795 801 787 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     5484 Taxes and Insurance 344.45 496.89 XXXX XXXX 38.76 38.76 38.76 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 665.3 665.3 489.08 1154.36 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 1000.00 2 258848 363 7 0.1773157894736842   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173466 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 788 809 788 744 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     4129 Taxes and Insurance 117.9 298184.59 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 1970.12 1970.12 636.08 2606.2 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0   3 42719 284 8 0.24155523255813954   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2173465 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 788 809 788 744 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4129 Taxes and Insurance 92.15 298184.59 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 2529.53 2529.53 834.05 3363.56 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 43370.8   3 42719 284 11 0.00018648018648018648   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2175449 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 683 672 699 683 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MO XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     7560 Taxes and Insurance 15.4 9501.23 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.25 7.25 613.96 613.96 181.28 795.24 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0   2 35900 160 8 0.9302994011976048 7 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2175446 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 717 717 738 692 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MI XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     19087 Taxes and Insurance 196.88 17268.44 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 671.25 671.25 290.13 961.38 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 1%, 1%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0   12 151083 153 6 0.7902153846153847 2.91 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2175447 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 717 717 738 692 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MI XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     19087 Taxes and Insurance 236.02 17268.44 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 629.29 629.29 172.75 802.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 1%, 1%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0   12 151083 153 6 0.7902153846153847 2.91 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2175450 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen   false XXXX 688 702 648 688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 796 775 794 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     10020 Taxes and Insurance 105.9 617305.28 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 3859.38 3859.38 2007.94 5867.32 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit 4 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 166287.25 7718.75 2 46577 266 13 0.4183620966877479   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2177406 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 734 734 683 737 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     3265 Taxes and Insurance 32.13 51675.9 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 1212.27 1212.27 408.96 1621.22 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 753.97 1972.50 1 50175 118 19 0.4285259631490787   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2177404 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 731 721 731 731 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 664 666 664 664 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     6690 Taxes and Insurance 29.81 73345.71 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 1937.11 1937.11 561.23 2498.33 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 8912.08 4893.75 2 14700 237 11 0.292534604721583   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
XXXX 2177405 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 801 801 806 801 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX VA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     2095 Taxes and Insurance 158.33 246402.03 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 1314.52 1314.52 244.82 1559.34 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 2820.00 2 28000 455 7 0.06544502617801047   No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No