Exhibit 99.10 - Schedule 2
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | 2129771 | XXXX | Closed | 2025-12-26 07:19 | 2026-02-04 01:06 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Resolved-Rent Free letter uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Rent Free LOE - Seller-XX/XX/XXXX Open-As per the FXXXX Borrower Lives in No Primary Expenses but we don't have the proof of No Primary Expenses/Rent free document, Provide the No Primary Expenses/Rent free document. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Rent Free LOE - Seller-XX/XX/XXXX |
Resolved-Rent Free letter uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX - XXXX XXXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2177401 | XXXX | Closed | 2026-02-26 02:48 | 2026-03-02 15:51 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXXX has agreed to the LLC being on the Prepayment Penalty. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Per outside counsel guidance, Business Purpose Loan prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Acknowledged-XXXXXXXXXX has agreed to the LLC being on the Prepayment Penalty. - Due Diligence Vendor-XX/XX/XXXX |
XX XXX XXXXXXXXX.XXX | NJ | Investment | Delayed Purchase | Cash Out - Other | XXXX | Investor Post-Close | No | |||
| XXXX | 2161457 | XXXX | Closed | 2026-03-04 06:35 | 2026-03-16 16:02 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 5 Expired | Resolved-Asset X Expired Asset X is a Whole life insurance policy with the cash value which will be next renewed in Oct XXXX & LOX provided in condition for the same, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached LOX - Seller-XX/XX/XXXX Open-Asset X Expired XXXX Life Insurance XXXXXXXXXXX document #XXXX Expired as per guideline version XX/XX/XXXX page#X not more than XXX days earlier than the date of the Note . Required updated document - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached LOX - Seller-XX/XX/XXXX |
Resolved-Asset X Expired Asset X is a Whole life insurance policy with the cash value which will be next renewed in Oct XXXX & LOX provided in condition for the same, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXX.XXX | AL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2161457 | XXXX | Closed | 2026-03-04 21:44 | 2026-03-09 02:37 | Resolved | 1 - Information | C | A | Credit | Credit | Missing subject rental income documentation | Resolved-Short-Term Rental Income Analysis uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX Open-short term rental documentation missing, used to qualify Rental Income in the amount of $X,XXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX |
Resolved-Short-Term Rental Income Analysis uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX - XXXXX XXXX XXXXXX XXXX (XXX).XXX | AL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2151778 | XXXX | Closed | 2026-03-11 23:32 | 2026-03-27 03:16 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Requested previous address provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Primary Mortgage or Current Rent History is verified XX months from Rent payment history on pg XXX, need complete XX months history, property Report in file but property is purchase and borrower lives for rent and rent payment is provided for XX months, need VOR and there is o previous address to validate - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested previous address provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXX.XXX XXX - XXXX XXXXXX.XXX |
PA | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2151778 | XXXX | Closed | 2026-03-12 11:56 | 2026-03-19 12:26 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Received corrected HOI premium raising DSCR above X and meeting LTV requirement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Correct HOI has been uploaded showing $X,XXX/XX = $XXX per month which matches the DSCR worksheet and Final HUD. DSCR is over X.XX - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV The HOI premium in the file is listed higher than the premium listed on the settlement/first payment letter causing the DSCR to be below X and causing the max LTV to be XX% - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Correct HOI has been uploaded showing $X,XXX/XX = $XXX per month which matches the DSCR worksheet and Final HUD. DSCR is over X.XX - Seller-XX/XX/XXXX |
Resolved-Received corrected HOI premium raising DSCR above X and meeting LTV requirement. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXX (X).XXX | PA | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2151778 | XXXX | Closed | 2026-03-12 00:09 | 2026-03-19 12:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided premium of $XXXX in Insurance document does not matches with required Premium of $XXXX from Settlement statement and FPL, Need updated insurance document with required premium of $X,XXX/XX = $XXX /monthly - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXX (X).XXX | PA | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2151778 | XXXX | Closed | 2026-03-12 10:47 | 2026-03-18 08:09 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower owned his previous primary address, but sold it in XXXX right before he moved into his current primary home. - Seller-XX/XX/XXXX Open-XXXX show not show X year housing, missing former property address. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Borrower owned his previous primary address, but sold it in XXXX right before he moved into his current primary home. - Seller-XX/XX/XXXX |
Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXX.XXX | PA | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167074 | XXXX | Closed | 2026-03-19 05:11 | 2026-05-04 07:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Requested Xrd Party VOE Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. VVOE BX - Seller-XX/XX/XXXX Open-Borrower X Xrd Party VOE Prior to Close Missing Per GL XX.XX.XXXX page # XX, a verbal VOE dated no more than XX calendar days prior to Note date is required for wage/ salaried employees. Hence provide VOE for BX as is is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. VVOE BX - Seller-XX/XX/XXXX |
Resolved-Requested Xrd Party VOE Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXX XX.XXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167074 | XXXX | Closed | 2026-03-19 05:11 | 2026-05-04 07:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Requested Xrd Party VOE Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. VVOE BX - Seller-XX/XX/XXXX Open-Borrower X Xrd Party VOE Prior to Close Missing Per GL XX.XX.XXXX page # XX, a verbal VOE dated no more than XX calendar days prior to Note date is required for wage/ salaried employees. Hence provide VOE for BX as is is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. VVOE BX - Seller-XX/XX/XXXX |
Resolved-Requested Xrd Party VOE Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX |
XXXX XX.XXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167074 | XXXX | Closed | 2026-03-19 05:11 | 2026-05-04 07:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Counter-The provided worksheet is for BX wage. Provide the calculation worksheet for the asset utilization income. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Income worksheet for assets - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Income worksheet for BX - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Provide lender asset utilization income calculation worksheet for BX asset income as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Income worksheet for assets - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Income worksheet for BX - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXXXX XXXXXXXXX XX.XXX XXXXXX XXXXXXXXXXX XXXXXXXXX.XXX |
TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167074 | XXXX | Closed | 2026-03-19 05:24 | 2026-05-04 07:36 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-The final CD for the refi of XXX XXXXX property dated X/XX/XXXX shows the XXXXXXXXXX XXX payoff which is in line with the tradeline history DLA date of X/XXXX and amount with XX months of history satisfying the primary XxXXxXX requirement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The attached CD ties XXXXXXXXXX to XXXXX. The XXX transaction was a R/T refi so paying off XXXXXXXX was part of the transaction. If XXXXXXXXXX was not tied to XXXXX the XXX transaction would have been a Cashout transaction. - Seller-XX/XX/XXXX Counter-Provide evidence that ties the XXXXXXXXXX XXXXXXXX history to the XXX XXXXX property in order to use the history to meet the requirement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Closing Disclosure and Seller Certificate - Seller-XX/XX/XXXX Counter-The XX requires the most recent XX month history for the primary residence and the XXX refinance first payment is X/X/XXXX with no evidence it was paid (possible X month payment). Additionally, the XXXXXXXXX loan is from X/XX/XXXX reporting for XX months which would go into XXXX. Provide the additional history past XXXX to resolve. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate, first payment letter and DOT - Seller-XX/XX/XXXX Counter-The document provided on X/XX/XXXX & X/X/XXXX snippet shows the history of the XXXXXXXXX on X/XX/XXXX and the loan on XX/XX/XXXX with XXX. The snippet has an entry on X/XX/XXXX but has a $X loan amount. Provide supporting documentation to confirm the X//XX/XXXX history item is the XXXXXXXXXX XXXXXXXX such as a mortgage statement, Note or DOT from the transaction. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX Counter-The snippet of the fraud report has an entry for January XXXX with no amount to tie the XXXXXXXXXX XXXXXXXX to the housing record. Provide evidence to support that the January XXXX record on the fraud is the refinance of the XXX XXXXX property in order to use the XXXXXXXXXX payment history to remedy. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX Counter-Provide a copy of the XXXXXXXXXX Note or Mortgage statement to link it to the XXX XXXXX property prior to the refinance to XXX as we are trying to connect the pay history provided on X/XX/XXXX for XXXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DOT showing the XXXXX property was linked to XXX - Seller-XX/XX/XXXX Counter-Provide a copy of the previous note or mortgage statement to tie the XX month plus mortgage history to the XXX XXXXX property. the provided payment letter for the refinance to XXX is recent and may only have one months payment. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-XX X/XX/XXXX X.X.X requires most recent housing history XxXXxXX. The XXXXXXXXXX mortgage tradeline supplement shows XxXXxXX, however no documentation to support it is for the XXX XXXXX primary residence. Provide supporting documentation (mortgage statement, note) evidencing the XXXXXXXXXX mortgage is for the XXX XXXXX property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX Counter-Provide mortgage statement or supporting documentation to link the XXXXXXXXXX tradeline to the primary residence XXX XXXXX. - Due Diligence Vendor-XX/XX/XXXX Resolved-Requested XX Months sufficient housing history provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. First payment letter and Seller Certificate - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements XX XX.XX.XXXX page #XX a XX-month housing history is required. Provide XX months housing history. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The attached CD ties XXXXXXXXXX to XXXXX. The XXX transaction was a R/T refi so paying off XXXXXXXX was part of the transaction. If XXXXXXXXXX was not tied to XXXXX the XXX transaction would have been a Cashout transaction. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Closing Disclosure and Seller Certificate - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate, first payment letter and DOT - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. DOT showing the XXXXX property was linked to XXX - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. First payment letter and Seller Certificate - Seller-XX/XX/XXXX |
Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Requested XX Months sufficient housing history provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXX XXXXXX.XXX XXXXXXX_XXXXXX XXXXXXXXXXX.XXX XXXXXXX_XXXXXX XXXXXXXXXXXX.XXX XXXXX XXXXXXXX.XXX XXXXXXX_XXXXXX XXXXXXXXXXX XXXXXXX.XXX XXX.XXX XXXXXXX_XXXXXX XXXXXXXXXXXX.XXX XXX.XXX XXXXX XXXXXXX XXXXXX.XXX XXXXXXX_XXXXXX XXXXXXXXXXX XXXXXXX XXXXXXX.XXX XXXXXXX XXXXXXXXXX.XXX XXXXXXX_XXXXXX XXXXXXXXXXX XXXXXXX XXXXXXXX.XXX XXXXXXX XXXXXXXXXX.XXX |
TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167074 | XXXX | Closed | 2026-03-19 05:37 | 2026-03-24 02:03 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX Open-Per the XX XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX |
Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167072 | XXXX | Closed | 2026-04-28 06:21 | 2026-05-04 08:13 | Resolved | 1 - Information | C | A | Credit | Insurance | Flood Insurance Effective Date is after the Note Date | Resolved-The insurance agency and the borrower acknowledged via the enclosed letters provided that no known flood losses since funding of the subject loan on the newly constructed subject property has occurred. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. gap letter and loss disclosure - Seller-XX/XX/XXXX Counter-Escalated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-We just found out that the property was in a flood zone. It was new construction. We had to special order a flood cert. There have been no claims, no disasters in the area since closing, and the borrower has maintained their dwelling coverage. - Seller-XX/XX/XXXX Open-Flood Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. gap letter and loss disclosure - Seller-XX/XX/XXXX Ready for Review-We just found out that the property was in a flood zone. It was new construction. We had to special order a flood cert. There have been no claims, no disasters in the area since closing, and the borrower has maintained their dwelling coverage. - Seller-XX/XX/XXXX |
Resolved-The insurance agency and the borrower acknowledged via the enclosed letters provided that no known flood losses since funding of the subject loan on the newly constructed subject property has occurred. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXXXXXX (XXXX XXXXXXXX XXXXXX XX)_XXXXX XXXX XXXXXXXXXXX.XXX XXXXXXXXX XXXXX.XXX |
MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167072 | XXXX | Closed | 2026-03-18 02:01 | 2026-04-28 06:21 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Flood Docs - Seller-XX/XX/XXXX Counter-Flood determination required for tracking purposes. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-we are unable to obtain a cert. We have the appraisal indicating X and we have a survey in the file indicating the structure (located in Survey/Plat map folder), can you please confirm the investor will accept this? - Seller-XX/XX/XXXX Open-Missing Flood Certificate Provide Flood Certificate as it is missing in the file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Flood Docs - Seller-XX/XX/XXXX Ready for Review-we are unable to obtain a cert. We have the appraisal indicating X and we have a survey in the file indicating the structure (located in Survey/Plat map folder), can you please confirm the investor will accept this? - Seller-XX/XX/XXXX |
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX.XXX | MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167072 | XXXX | Closed | 2026-04-27 08:09 | 2026-04-28 06:21 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Flood insurance polocy - Seller-XX/XX/XXXX Open-Provide the flood insurance policy as the subject is in the XXXX zone X and the Notice of Special Flood Hazard Disclosure signed at closing. - Due Diligence Vendor-XX/XX/XXXX Open-Missing Flood Insurance Policy - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Flood insurance polocy - Seller-XX/XX/XXXX |
Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXXX XXXXXXXXX.XXX | MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167072 | XXXX | Closed | 2026-03-23 09:43 | 2026-03-31 10:56 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX and certification provided have DTI within XX allowance. - Due Diligence Vendor-XX/XX/XXXX Counter-The "All Other Monthly Payments" should reflect a figure of $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate - What should the correct figures be? - Seller-XX/XX/XXXX Counter-The XXXX provided section for all other monthly payments does not appear to be correct. It appears to be the total amount in the incorrect section. Provide a revised XXXX to reflect correct figures. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final XXXX - there is no change on this, the insurance is right at XXX.XX a month - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Provide a revised XXXX updating the insurance to reflect the correct monthly insurance amount for qualifying purposes. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Seller Certificate - What should the correct figures be? - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Final XXXX - there is no change on this, the insurance is right at XXX.XX a month - Seller-XX/XX/XXXX |
Resolved-XXXX and certification provided have DTI within XX allowance. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX XXXXXXXXXX_XXXXXX XXXXXXXXXXX.XXX |
MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167072 | XXXX | Closed | 2026-03-19 15:21 | 2026-03-23 09:43 | Resolved | 1 - Information | C | A | Compliance | TRID | Final CD: Estimated Taxes, Insurance, & Assessments "In escrow? is incomplete or inaccurate " | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review- the policy shows XXXX as premium, borrowers just pre-paid a bit it’s on the policy - Seller-XX/XX/XXXX Open-The monthly insurance amount on the final CD of $XXX.XX does not match the XXXX and diligence calculation amount of $XXX.XX (obtained from the XXX policy provided in the file). - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review- the policy shows XXXX as premium, borrowers just pre-paid a bit it’s on the policy - Seller-XX/XX/XXXX |
MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||||
| XXXX | 2167072 | XXXX | Closed | 2026-03-18 03:10 | 2026-03-23 03:31 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-There are Uncleared alerts in fraud report, provided updated fraud report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Provide Third Party Fraud report with uncleared alerts - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
Resolved-There are Uncleared alerts in fraud report, provided updated fraud report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX.XXX | MN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163941 | XXXX | Closed | 2026-03-20 13:56 | 2026-04-29 13:01 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Resolved-Lender provided Final XXXX - updated to match document. finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Resolved-Lender provided Final XXXX - updated to match document. finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | MI | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163941 | XXXX | Closed | 2026-03-20 14:25 | 2026-03-27 10:27 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Lender provided Certificate of Good Standing for the LLC dated X/XX/XX - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Certificate of good standing must be dated within twelve months of the application submission date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided Certificate of Good Standing for the LLC dated X/XX/XX - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXX XX XXXX XXXXXXXX.XXX | MI | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163941 | XXXX | Closed | 2026-03-20 14:10 | 2026-03-27 10:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Lender provided updated tax cert showing exemptions removed - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax document on page #XXX of the loan file in the additional information section indicates the subject property is a Primary Residence when loan is submitted as an Investment Property. provide documentation showing this endorsement is removed/updated. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided updated tax cert showing exemptions removed - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXX.XXX | MI | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2175445 | XXXX | Closed | 2026-03-20 07:57 | 2026-04-21 10:37 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-XXXXXXXXX's "Investor Income Qualified Program" Matrix was received. Guideline parameters updated in the system. Loan meets these guidelines. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Since this is under the bank statement program, different overlays are allowed. I uploaded the 'Investor Income Qualified' program overlays for reference and the lock confirmation where it confirms this was locked under this program on page X under 'Lock Details'. - Seller-XX/XX/XXXX Open-Audited LTV of XX% exceeds Guideline LTV of XX% Per the XXXXX XXXX XXXXX Core Plus Product Guidelines (dated XX/XX/XXXX) on page XX for Business Bank Statement documentation: a maximum LTV of XX% is allowed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Since this is under the bank statement program, different overlays are allowed. I uploaded the 'Investor Income Qualified' program overlays for reference and the lock confirmation where it confirms this was locked under this program on page X under 'Lock Details'. - Seller-XX/XX/XXXX |
Resolved-XXXXXXXXX's "Investor Income Qualified Program" Matrix was received. Guideline parameters updated in the system. Loan meets these guidelines. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXX XXXXXX XXXXXXXXX XXXXXXXX.XXX XXXX XXXXXXXXXXXX XXXXXXXXXX XXXX XXXX_XX_XX (X).XXX |
MA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2175445 | XXXX | Closed | 2026-03-20 07:57 | 2026-04-21 10:37 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-There are shortage of Funds, updated bank statements provided, Updated & Condition Cleared - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of XX month(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Feb statement uploaded. Looks like we need about XXXk for XX months and cash to close was <Xk. - Seller-XX/XX/XXXX Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of XX month(s) Loan is short Reserves. Per XXXXXXXXX Non-QM Eligibility Matrix X/XX/XXXX: Reserves needed are “ • XX Months PITIA for loan amounts greater than $X,XXX,XXX.” Assets provided are XXXX of XXXXXXX #XXXX dated X/XX/XXXX for $X,XXX.XX + XXXX of XXXXXXX #XXXX dated X/XX/XXXX for $XX,XXX.XX + PITI Reserves on the HUD for $XX,XXX.XX + Tax Reserves on HUD for $X,XXX.XX + Insurance Reserves on the HUD for $XXX.XX = $XX,XXX.XX. Minus the $X,XXX.XX cash-to-close needed = $XX,XXX.XX available for reserves. However, reserves needed are $XX,XXX.XX PITI x XX months = $XXX,XXX.XX. Therefore, the loan is short reserves by $XXX.XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Feb statement uploaded. Looks like we need about XXXk for XX months and cash to close was <Xk. - Seller-XX/XX/XXXX |
Resolved-There are shortage of Funds, updated bank statements provided, Updated & Condition Cleared - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of XX month(s) - Due Diligence Vendor-XX/XX/XXXX |
XXXX_XX-XX_$XXX,XXX.XX (X).XXX | MA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2175445 | XXXX | Closed | 2026-03-25 11:18 | 2026-04-21 10:37 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited FICO is less than Guideline requirements | Resolved-XXXXXXXXX's "Investor Income Qualified Program" Matrix was received. Guideline parameters updated in the system. Loan meets these guidelines. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited FICO of XXX is greater than or equal to Guideline FICO of XXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Since this is under the bank statement program, different overlays are allowed. I uploaded the 'Investor Income Qualified' program overlays for reference and the lock confirmation where it confirms this was locked under this program on page X under 'Lock Details'. - Seller-XX/XX/XXXX Open-Audited FICO of XXX is less than Guideline FICO of XXX Per the XXXXX XXXX XXXXX Core Plus Product Guidelines (dated XX/XX/XXXX) on page XX for Business Bank Statement documentation: a minimum FICO score of XXX is needed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Since this is under the bank statement program, different overlays are allowed. I uploaded the 'Investor Income Qualified' program overlays for reference and the lock confirmation where it confirms this was locked under this program on page X under 'Lock Details'. - Seller-XX/XX/XXXX |
Resolved-XXXXXXXXX's "Investor Income Qualified Program" Matrix was received. Guideline parameters updated in the system. Loan meets these guidelines. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited FICO of XXX is greater than or equal to Guideline FICO of XXX - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXXXXX XXXXXXXXXX XXXX XXXX_XX_XX (X).XXX XXXXXXXXX XXXXXXXX XXXXXX XXXXXXXXX XXXXXXXX.XXX |
MA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2175445 | XXXX | Closed | 2026-03-25 10:45 | 2026-03-26 12:41 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The Lease agreement was received to confirm the borrower rents the primary residence. However, evidence of rent payments being made (to validate successful housing history transactions) is still missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Unable to verify the borrower's Primary Residence housing history. One application in file says the borrower owns XXX XXXX XX; the other application says it is rented. Two mortgages shown on the credit report, but unable to verify the addresses associated with those mortgages. If the primary is owned, a VOM is missing; if the property is rented, a VOR is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXX - XXXXX XXXXXXXXX XX-XX-XXXX XX.XXX XXX - XXXXXXX XXXXXXXXX [XXXXXXXX] - XX XXXXXXXXX.XXX |
MA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2175445 | XXXX | Closed | 2026-03-20 07:13 | 2026-03-26 06:53 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Borrower is qualifying with Bank statement income from "XXXXXXXXX XXXXX" & "XX XXXXXXXXXXXX XXX". However, Lender's Bank Statement income calculation worksheet & corresponding DTI qualifying calculation is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXXX XXXXXX - XXXXXX XXXXXXXX XXXXXXX XXX - XXXXXX XXXXX.XXX XXXXXXXXXXXXX XXXXXX XXXX XX - XXXXXXXXXXX X XXXXX - XXXXXXXXXXXX@XXXXXX.XXX - XXXXXXXX XXXXX XXX XXXX.XXX |
MA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2151777 | XXXX | Closed | 2026-03-20 13:19 | 2026-03-27 13:14 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Lender provided certificate of good standing - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Certificate of good standing must be dated within twelve months of the application submission date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided certificate of good standing - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXX XX XXXXXXXXX.XXX | TN | Investment | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A | |||
| XXXX | 2151777 | XXXX | Closed | 2026-03-20 12:41 | 2026-03-25 10:04 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-updated XXXX adding subject property to the REO section of the XXXX - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The Final XXXX is Incomplete Updated XXXX required as Subject Property is missing from REO section X of the application and borrower/LLC owns the property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-updated XXXX adding subject property to the REO section of the XXXX - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXX.XXX | TN | Investment | Refinance | Cash Out - Home Improvement/Reno | XXXX | N/A | N/A | |||
| XXXX | 2161462 | XXXX | Closed | 2026-03-23 07:04 | 2026-03-25 14:39 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Document Uploaded. Received verification. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX Open-Borrower X Xrd Party VOE Prior to Close Missing Provide VOE Borrowers business- XXXXXX XXXXX XXXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX |
Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Document Uploaded. Received verification. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXX XXXXXX XXX XXXXXX.XXX XXXXXX XXXXX XXXXXXXXXX XXX XXXXX XX-XX-XX.XXX XXXXXXXX XXXXXXX-XXXXXX XXXXX XXXXXXXXXX XXX.XXX |
NY | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2161462 | XXXX | Closed | 2026-03-23 23:01 | 2026-03-25 14:29 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Business Narrative | Resolved-Received business narrative. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX Open-Provide Business Narrative. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX |
Resolved-Received business narrative. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXXXX.XXX | NY | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2170883 | XXXX | Closed | 2026-03-30 11:45 | 2026-05-07 09:27 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The provided DSCR calculator does not have the correct loan terms. The document provided lists a Loan Amount of $XXX,XXX and a corresponding Total Monthly Payment of $X,XXX.XX. This does not match any information as shown on the Note, the Settlement Statement, or the First Payment Letter. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX XXXX.XXX | FL | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2163965 | XXXX | Closed | 2026-03-31 07:53 | 2026-04-01 14:28 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Prepayment Penalty for New Jersey Transaction with LLC not Individual. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Prepayment Penalty for New Jersey Transaction with LLC not Individual. - Due Diligence Vendor-XX/XX/XXXX |
NJ | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | No | |||||
| XXXX | 2163964 | XXXX | Closed | 2026-04-03 10:32 | 2026-04-13 08:10 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' Operating Agreement for XXXXXXXXXX LLC. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Guidelines Page XX for LLC required Articles of Organization and by-laws OR Operating Agreement. Uploaded Certificate of Formation for New Jersey, also known as Articles of Organization. Missing By-laws or Operating Agreement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Guidelines Page XX missing Operating Agreement for XXXXXXXXXX LLC. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' Operating Agreement for XXXXXXXXXX LLC. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXXXXXX XXXXXXXXX XXXXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163964 | XXXX | Closed | 2026-04-01 23:51 | 2026-04-06 23:59 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested signed HUD-X provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Hud-X Statement available page #XXX-XXX but borrower signature is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested signed HUD-X provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXX (X).XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163964 | XXXX | Closed | 2026-04-01 23:11 | 2026-04-03 10:13 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXXXXX has agreed to the LLC being on the Prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXXXXX has agreed to the LLC being on the Prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX |
NJ | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No | |||||
| XXXX | 2155487 | XXXX | Closed | 2026-04-07 00:01 | 2026-04-09 03:13 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-There are uncleared alerts in fraud, Provided Updated Fraud report, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
Resolved-There are uncleared alerts in fraud, Provided Updated Fraud report, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | ID | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2170885 | XXXX | Closed | 2026-04-06 05:29 | 2026-04-20 07:49 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Document provided showing the Mortgage was released in XXXX. Housing History now Meets Guideline Requirements. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Mortgage released in XXXX - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Evidence of XX-months housing history for the Borrowers primary residence missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Mortgage released in XXXX - Seller-XX/XX/XXXX |
Resolved-Document provided showing the Mortgage was released in XXXX. Housing History now Meets Guideline Requirements. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXXXX - XXXX XXX XXXXX - XXX XXXXXXXX XXXX.XXX | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2172269 | XXXX | Closed | 2026-04-08 06:12 | 2026-05-18 10:46 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Audited LTV of XX.XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached lease and security deposit with rents - Seller-XX/XX/XXXX Counter-GL section X.X.X.X states for refinance transactions, a new lease requires evidence of security deposit and first month rent. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX attached. DSCR is using market rents we do not need proof of rents since the market rents are higher - Seller-XX/XX/XXXX Counter-Provide evidence of deposit and first month rent per GL X.X.X.X. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Rental Agreement attached to show this is not a vacant property so we can go over the XX LTV - Seller-XX/XX/XXXX Open-GL & Matrix XX.XX.XXXX for program DSCR cash out refinance vacant properties max LTV is XX%. Subject LTV XX.XX% exceeds the max LTV of XX%. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Attached lease and security deposit with rents - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX attached. DSCR is using market rents we do not need proof of rents since the market rents are higher - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Rental Agreement attached to show this is not a vacant property so we can go over the XX LTV - Seller-XX/XX/XXXX |
Resolved-Audited LTV of XX.XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXX.XXX XXXX.XXX XXXXXXXX_XXXXXXX XXXXXX XXXXXXXXXX_XXX XXXX XXX_XXX_XXXX_XXXXXXXXX (X).XXX XXXXXXXX_XXXXXXX XXXXXX XXXXXXXXXX_XXX XXXX XXXXXXXX XXXXXXX_XXX_XXXX_XXXXXXXXX.XXX XXX XXXX XXXX & XXXXXXXX XXXXXXX.XXX |
CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2172269 | XXXX | Closed | 2026-04-09 08:56 | 2026-04-10 16:36 | Resolved | 1 - Information | C | A | Credit | Assets | Asset Page Cash Out Does Not Meet Guideline Requirements | Resolved-Cash Out Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Cash Out Does Not Meet Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final SS showing cash to borrower is less than $XXXx - Seller-XX/XX/XXXX Open-Cash Out Does Not Meet Guideline Requirements Per GL & Matrix X/XX/XXXX for LTV>XX% max cash in hand is $XXX,XXX (subject to revised final settlement statement finding). - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final SS showing cash to borrower is less than $XXXx - Seller-XX/XX/XXXX |
Resolved-Cash Out Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XX.XXX | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2172269 | XXXX | Closed | 2026-04-08 05:40 | 2026-04-10 16:26 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Clear fraud report provided and system updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Per the XX.XX.XXXX page #XX a clear fraud report is required. The fraud report in file (page #XXX) contains alerts. Provide the updated fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
Resolved-Clear fraud report provided and system updated. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163940 | XXXX | Closed | 2026-04-14 14:00 | 2026-04-20 09:56 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Lender provided updated screenshot for business search - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Confirmation of good standing must be dated within twelve months of the application submission date (screenshot provided in loan file is not dated, unable to determine it meets guidelines). - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided updated screenshot for business search - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XX XXXXXXXXXXXX - XXX XXXX XXXXXX XXXXXXXX XX, XXX.XXX XXXX - XXX XXXX XXXXXX XXXXXXXX XX, XXX.XXX |
AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2163940 | XXXX | Closed | 2026-04-14 13:18 | 2026-04-20 09:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Lender provided Final XXXX - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided Final XXXX - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2163940 | XXXX | Closed | 2026-04-14 01:43 | 2026-04-20 09:52 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Lender provided updated Final HUD with closing date of X/X/XX and disbursement date of X/X - signed by borrower's as well - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. I wanted to clarify the date variance across the closing package. While certain documents (including the Note) reflect a document date of April X, XXXX, the borrower executed the package on April X, XXXX. This is standard practice in dry-state closings, including XXXXXXX. The document dates often reflect the lender’s preparation or effective date (used for interest accrual, payment scheduling, and disclosure timing), while the execution date reflects when the borrower actually signs. All documents in the package were: Signed and notarized using the borrower’s actual execution date (April X, XXXX) Completed without any backdating Executed within the lender’s allowable signing window. This type of date variance across the closing package is common and does not impact enforceability, compliance, or salability of the loan. All timing-sensitive documents (e.g., rescission, if applicable) were completed using the correct execution date to ensure accuracy. Disbursement date for funds occurred on April X, XXXX per the final settlement statement which is allowable in the state of XXXXXXX (dry state). Settlement Agent Signature at the Top of Page X and borrower signatures at bottom of page X - Seller-XX/XX/XXXX Open-Closing statement provided on pages #X-X is not signed/dated by the borrower or the title company, also the closing/funding date per the closing statement is X/X/XX and note is dated X/X/XX and all closing documents were signed/dated and notarized on X/X/XX - Due Diligence Vendor-XX/XX/XXXX Open-Closing Doc is Missing. Closing date in Provided Settlement statement is XX/XX/XXXX, actual closing date is XX/XX/XXXX - provide Updated Final Settlement statement - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. I wanted to clarify the date variance across the closing package. While certain documents (including the Note) reflect a document date of April X, XXXX, the borrower executed the package on April X, XXXX. This is standard practice in dry-state closings, including XXXXXXX. The document dates often reflect the lender’s preparation or effective date (used for interest accrual, payment scheduling, and disclosure timing), while the execution date reflects when the borrower actually signs. All documents in the package were: Signed and notarized using the borrower’s actual execution date (April X, XXXX) Completed without any backdating Executed within the lender’s allowable signing window. This type of date variance across the closing package is common and does not impact enforceability, compliance, or salability of the loan. All timing-sensitive documents (e.g., rescission, if applicable) were completed using the correct execution date to ensure accuracy. Disbursement date for funds occurred on April X, XXXX per the final settlement statement which is allowable in the state of XXXXXXX (dry state). Settlement Agent Signature at the Top of Page X and borrower signatures at bottom of page X - Seller-XX/XX/XXXX |
Resolved-Lender provided updated Final HUD with closing date of X/X/XX and disbursement date of X/X - signed by borrower's as well - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXX - XXXXXX XX XXXXXXXXX XXX XXXXXXXXXX XXXXX.XXX | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2163945 | XXXX | Closed | 2026-04-14 23:27 | 2026-05-08 11:19 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Resolved-Lender provided XXXX with corrected Qualifying Rate of X.XXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The XXXX document is missing from the loan file. Final XXXX provided has the Qualifying Rate of X.XX when the Note Rate is X.XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Provide XXXX document as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Resolved-Lender provided XXXX with corrected Qualifying Rate of X.XXX. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX XXXX.XXX |
MO | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163945 | XXXX | Closed | 2026-04-15 08:50 | 2026-04-20 10:45 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Lender provided updated XXXX removing the Gift Funds prior to closing/approval - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Gift was backed our prior to closing. Attached is corrected XXXX. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Gift Funds found on Final XXXX not showing as a credit on the HUD provided - provide updated HUD showing the credit of the Gift Funds. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Gift was backed our prior to closing. Attached is corrected XXXX. - Seller-XX/XX/XXXX |
Resolved-Lender provided updated XXXX removing the Gift Funds prior to closing/approval - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXX.XXX | MO | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163945 | XXXX | Closed | 2026-04-15 00:35 | 2026-04-20 04:35 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Asset 3 Missing | Resolved-There are Gift value reflecting on XXXX, but no Gift letters in file, Provided updated XXXX which has no Gifts, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Gift funds were backed out prior to closing. No gift was used. Attached is the corrected XXXX. - Seller-XX/XX/XXXX Open-Per XX.XX.XXXX, when gift funds are used, 'Gift Letter must be accompanied by a copy of the cancelled check or wire confirmation must be provided'. Final XXXX section Xd reflects a cash gift of $XX,XXX however there is no gift letter included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Gift funds were backed out prior to closing. No gift was used. Attached is the corrected XXXX. - Seller-XX/XX/XXXX |
Resolved-There are Gift value reflecting on XXXX, but no Gift letters in file, Provided updated XXXX which has no Gifts, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXX.XXX | MO | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163945 | XXXX | Closed | 2026-04-15 00:48 | 2026-04-20 04:29 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-Requested DSCR calculation Worksheet which matches originator and calculated DSCR, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited DSCR is calculated as Rent $X,XXX/ PITIA $X,XXX.XX = X.XXX. Provide lender DSCR worksheet to determine if there is any variation in lender calculation as lender worksheet is currently not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested DSCR calculation Worksheet which matches originator and calculated DSCR, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXX (X).XXX | MO | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163759 | XXXX | Closed | 2026-04-16 08:23 | 2026-04-23 15:15 | Resolved | 1 - Information | C | A | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Resolved-confirmed cash out is delayed financing - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This is Delayed Financing.This Transaction is Delayed financing, following cash out guidance. Purchase price $XXX,XXX plus improvements of $XX,XXX.XX, exceed appraisal value of $XXX,XXX. Using just the appraisal value to calculate final LTV. Before and after photos were provided, to show improvements. Property is vacant in appraisal but lease and proof of security deposit and Xst months rent provided - Seller-XX/XX/XXXX Open-Cash Out is not completed according to the guideline requirements Cash-out seasoning of six (X) months or less is allowed with the following restrictions: *The underwriter has documented that the borrower acquired the property through an inheritance, or was legally awarded the property through divorce, separation, or dissolution of a domestic partnership, and *The property value is limited to the lower of the current appraised value or the property’s purchase price plus documented improvements. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-This is Delayed Financing.This Transaction is Delayed financing, following cash out guidance. Purchase price $XXX,XXX plus improvements of $XX,XXX.XX, exceed appraisal value of $XXX,XXX. Using just the appraisal value to calculate final LTV. Before and after photos were provided, to show improvements. Property is vacant in appraisal but lease and proof of security deposit and Xst months rent provided - Seller-XX/XX/XXXX |
Resolved-confirmed cash out is delayed financing - Due Diligence Vendor-XX/XX/XXXX |
NV | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||||
| XXXX | 2163759 | XXXX | Closed | 2026-04-16 00:02 | 2026-04-20 03:24 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the XX-XX-XXXX page # XX a clear fraud report is required. The Fraud report in file (page XXX) is showing high X uncleared alert. The required cleared Fraud report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | NV | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163759 | XXXX | Closed | 2026-04-16 00:07 | 2026-04-20 03:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated XXXX Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Provide an updated XXXX document as the available XXXX in file doesn't match LTV, Credit score, and property Type with other supporting document like Loan approval, DSCR worksheet, XXXX document. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX |
Resolved-Updated XXXX Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | NV | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163768 | XXXX | Closed | 2026-04-15 06:12 | 2026-04-23 12:09 | Resolved | 1 - Information | C | A | Property | Appraisal | Review Product 1 Valuation is Expired | Resolved-Review Product X Valuation is Not Expired Or Review Product X Valuation Does Not Exist - Due Diligence Vendor-XX/XX/XXXX Resolved-Received Desk Review updated property page. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. CDA attached - Seller-XX/XX/XXXX Open-Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX. Days Difference is XXX) Provide the updated Secondary valuation , Provided one Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX. Days Difference is XXX) - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. CDA attached - Seller-XX/XX/XXXX |
Resolved-Review Product X Valuation is Not Expired Or Review Product X Valuation Does Not Exist - Due Diligence Vendor-XX/XX/XXXX Resolved-Received Desk Review updated property page. - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163768 | XXXX | Closed | 2026-04-17 06:46 | 2026-04-21 18:05 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. signed ALTA - Seller-XX/XX/XXXX Open-Final HUD-X Document is Missing. Need the final Hud one in file is not the executed final Hud - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. signed ALTA - Seller-XX/XX/XXXX |
Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXX.XXX | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163768 | XXXX | Closed | 2026-04-15 06:15 | 2026-04-21 05:00 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Requested Updated hazard insurance document provided, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Insurance - Seller-XX/XX/XXXX Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Provide the present hazard insurance, provided one is future hazard insurance (Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX) - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Insurance - Seller-XX/XX/XXXX |
Resolved-Requested Updated hazard insurance document provided, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX.XXX | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163768 | XXXX | Closed | 2026-04-15 07:03 | 2026-04-21 05:00 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-There are uncleared alerts in fraud report, provided updated Fraud report, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
Resolved-There are uncleared alerts in fraud report, provided updated Fraud report, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163769 | XXXX | Closed | 2026-04-15 06:13 | 2026-04-21 05:33 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-There are uncleared alerts in fraud report, provided updated Fraud report, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
Resolved-There are uncleared alerts in fraud report, provided updated Fraud report, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | CT | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163773 | XXXX | Closed | 2026-04-17 09:55 | 2026-04-27 06:52 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Missing Third Party Fraud Report Per the guideline Version XX/XX/XXXX on page #XX a clear fraud report is required. Provide the fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163773 | XXXX | Closed | 2026-04-17 09:38 | 2026-04-27 06:51 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Resolved-Updated Hazard Insurance Policy provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated Insurance - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy Provide updated HOI Policy as the one in file has the effective and expiration dates as the same (XX/XX/XXXX) date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated Insurance - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Resolved-Updated Hazard Insurance Policy provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163764 | XXXX | Closed | 2026-04-16 05:19 | 2026-04-24 00:40 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163764 | XXXX | Closed | 2026-04-16 05:09 | 2026-04-23 05:07 | Resolved | 1 - Information | D | A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Freddie Mac SSR uploaded. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-For securitization, a second property valuation needs to be provided. File needs a FNMA and/or FHLMC UCDP/SSR report with scores less than X.X; or the file needs an Appraisal Desk Review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Freddie Mac SSR uploaded. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXX.XXX | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163774 | XXXX | Closed | 2026-04-20 23:22 | 2026-04-24 00:36 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | CA | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163774 | XXXX | Closed | 2026-04-20 23:49 | 2026-04-23 06:46 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX Open-Final HUD-X Document is Missing. Provide the updated FINAL HUD-X Document with Seller Settlement Agent Signature also On page#X Provided Estimated Settlement Statement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX |
Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXX_XXXXXX XXXXXXXXXX XXXXXXXXX.XXX | CA | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2158298 | XXXX | Closed | 2026-04-20 08:51 | 2026-04-23 03:24 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Application uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The application is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Application uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX - XXX XXXXXXXX XX #XXXX (X).XXX | SC | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163761 | XXXX | Closed | 2026-04-20 22:53 | 2026-05-04 07:44 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Resolved-Exception Approval uploaded to file - Due Diligence Vendor-XX/XX/XXXX Resolved-Exception Approval uploaded to file - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX Open-Correctly calculated DSCR Ratio is Rent amount $XXXX/PITIA$X,XXX.XX = X.XXXX. and Originator Consider DSCR Ratio is Rent amount$XXXX/PITIA$XXXX.XX = X.XXXX, Variance is X.XXXX due Originator Consider HOA Monthly premium amount $XXX, but HOA Monthly premium amount $XXX updated as per Document. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX |
Resolved-Exception Approval uploaded to file - Due Diligence Vendor-XX/XX/XXXX Resolved-Exception Approval uploaded to file - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXX.XXX | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163761 | XXXX | Closed | 2026-04-20 22:38 | 2026-04-27 08:04 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Property Insurance and Master Insurance - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Provide the replacement cost value doc or Guaranteed Replacement Coverage doc , Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Property Insurance and Master Insurance - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXXXX XXXXXX.XXX XXXXXXXX XXXXXXXXX XXXXXX.XXX |
TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163761 | XXXX | Closed | 2026-04-20 22:51 | 2026-04-27 05:53 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-There are Uncleared alerts in Fraud Report, Provided updated Fraud Report, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
Resolved-There are Uncleared alerts in Fraud Report, Provided updated Fraud Report, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163761 | XXXX | Closed | 2026-04-20 22:35 | 2026-04-24 01:03 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-LCA (Freddie SSR) uploaded, verified & entered in system - Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Freddie SSR - LCA score of X - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide the Secondary Valuation or Additional Valuation (with acceptable variance to Primary) per guideline requirements and CU Score - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Freddie SSR - LCA score of X - Seller-XX/XX/XXXX |
Resolved-LCA (Freddie SSR) uploaded, verified & entered in system - Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXX_XXXXXXX XXX.XXX | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167079 | XXXX | Closed | 2026-04-20 08:45 | 2026-05-08 11:30 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-attached CD shows borrower getting funds back at closing - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. We also have cashout proceeds from this loan that can be used towards reserves - Seller-XX/XX/XXXX Counter-Attached proceeds from sale has been updated in the system, the reserves are still showing to be X month short. Borrower brought $XXX,XXX.XX to closing for the subject property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The sale of the property attached has sufficient reserves. Plus the borrower got funds back at closing - Seller-XX/XX/XXXX Counter- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Statement for sale of property these are the assets we are using - Seller-XX/XX/XXXX Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) Total liqud assets available is $XXXXXX and required $XXXXX.XX and shortage is $XXXX.XX, please provide the supporting document - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. We also have cashout proceeds from this loan that can be used towards reserves - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. The sale of the property attached has sufficient reserves. Plus the borrower got funds back at closing - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Statement for sale of property these are the assets we are using - Seller-XX/XX/XXXX |
Resolved-attached CD shows borrower getting funds back at closing - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXX XXX XXXX.XXX XXXXXXX XX XXXXX.XXX XXXXX XXXXXXXXX XXX XXXX.XXX XX.XXX |
TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167079 | XXXX | Closed | 2026-04-20 08:09 | 2026-04-27 05:50 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-There are Uncleared alerts in Fraud Report, Provided updated Fraud Report, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
Resolved-There are Uncleared alerts in Fraud Report, Provided updated Fraud Report, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163758 | XXXX | Closed | 2026-04-20 01:31 | 2026-04-27 05:05 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Requested updated XXXX provided, with no Assets, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
Resolved-Requested updated XXXX provided, with no Assets, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163758 | XXXX | Closed | 2026-04-20 01:51 | 2026-04-27 05:05 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Missing asset documentation (ATR) | Resolved-Requested updated XXXX provided, with no Assets, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated XXXX removing bank acct - Seller-XX/XX/XXXX Open-Provide statement for XXXX of XXXXXXX of $XX,XXX reflecting as per final XXXX page XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated XXXX removing bank acct - Seller-XX/XX/XXXX |
Resolved-Requested updated XXXX provided, with no Assets, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163758 | XXXX | Closed | 2026-04-20 00:29 | 2026-04-24 04:14 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Requested DOT provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Recorded DOT - Seller-XX/XX/XXXX Open-The Deed of Trust is Missing Provide Deed of Trust document as its missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Recorded DOT - Seller-XX/XX/XXXX |
Resolved-Requested DOT provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX_XXXXXXXX XXXXXXXXXX XXXXXXXX.XXX | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163758 | XXXX | Closed | 2026-04-20 00:40 | 2026-04-23 10:23 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Spousal Consent Missing | Acknowledged-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. Client acknowledges - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. Client acknowledges - Due Diligence Vendor-XX/XX/XXXX |
AZ | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | No | |||||
| XXXX | 2163763 | XXXX | Closed | 2026-04-21 21:51 | 2026-04-29 11:27 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Guaranty Agreement provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Personal Guarantee - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Provide Guaranty agreement document. Guaranty agreement document missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Personal Guarantee - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Guaranty Agreement provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX_XXXXXXXX XXXXXXXXX.XXX | IN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163763 | XXXX | Closed | 2026-04-22 06:22 | 2026-04-29 05:00 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Does Not Meet Guideline Requirement | Resolved-Updated DSCR worksheet provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DSCR Calculator - Seller-XX/XX/XXXX Open-DSCR variance X.XX% more than X.XX, due to monthly property tax amount discrepancy between actual tax cert and originator DSCR calculation, the calculation validating the correct DSCR is as follows: Rents of $XXXX/ PITIA of $XXX.XX= X.XX DSCR The rent schedule appears on page XX & DSCR worksheet on page XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DSCR Calculator - Seller-XX/XX/XXXX |
Resolved-Updated DSCR worksheet provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXX.XXX | IN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167078 | XXXX | Closed | 2026-04-24 15:29 | 2026-05-12 07:18 | Resolved | 1 - Information | C | A | Credit | Credit | Deficient subject rental income documentation. | Resolved-LOE for vacant unit in need of repairs and two months rent for other units meets GL requirement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Evidence of rent receipts - Seller-XX/XX/XXXX Counter-GL section X.X.X.X refinance transactions requires the most recent X months proof of rent to evidence continuation of lease for the three rented units. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. LOE for vacant LOE - Seller-XX/XX/XXXX Open-The GL section X.X.X.X for refinance transactions requires X-months of receipt is required. Provide LOE for vacant Xth unit. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Evidence of rent receipts - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. LOE for vacant LOE - Seller-XX/XX/XXXX |
Resolved-LOE for vacant unit in need of repairs and two months rent for other units meets GL requirement. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXX.XXX XXXX XXXXXXXX.XXX |
IN | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2167078 | XXXX | Closed | 2026-04-22 01:28 | 2026-04-28 07:23 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX Open-Provide updated final XXXX as the provided one on page XXX current address and and Declaration section is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX |
XXXX - XXXXXX.XXX | IN | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||||
| XXXX | 2167078 | XXXX | Closed | 2026-04-22 01:56 | 2026-04-27 05:44 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Requested Personal Guaranty Document provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Personal Guarantee - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Provide the Guaranty Agreement as its missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Personal Guarantee - Seller-XX/XX/XXXX |
Resolved-Requested Personal Guaranty Document provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX_XXXXXXXX XXXXXXXXX.XXX | IN | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2163762 | XXXX | Closed | 2026-04-22 01:08 | 2026-04-28 06:16 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Guaranty Agreement provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Personal Guarantee - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Provide Guaranty Agreement doc as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Personal Guarantee - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Guaranty Agreement provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX_XXXXXXXX XXXXXXXXX.XXX | IN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2170886 | XXXX | Closed | 2026-04-23 15:17 | 2026-04-29 07:50 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Document received. Credit score updated. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The XXXX document provided has an incorrect Credit score. The Credit report on file shows the borrower qualified with a XXX Credit Score. The XXXX provided has the score listed as XXX. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Missing XXXX from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Document received. Credit score updated. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX XXXX.XXX |
MD | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2170886 | XXXX | Closed | 2026-04-23 00:28 | 2026-04-28 07:40 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Additional Assets provided. Reserves now sufficient. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Requested additional assets provided, reserves are within the guidelines updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited Reserves of XXX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) There are shortage of funds -$X,XXX.XX, Need additional assets to meet required reserves. The Final XXXX indicates the borrower qualified using XXXX XXXXXXX account #XXXX; however this is a XXXXX. The guidelines do not support using a XXXXX as qualifying reserves. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Additional Assets provided. Reserves now sufficient. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Requested additional assets provided, reserves are within the guidelines updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited Reserves of XXX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXX XXXXXXXXX - XXXX-XX.XXX | MD | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163766 | XXXX | Closed | 2026-04-23 05:57 | 2026-05-01 00:03 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document with coverage amount provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Title Supplement - Seller-XX/XX/XXXX Open-Title Document is missing Provide title supplement with amount of coverage. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Title Supplement - Seller-XX/XX/XXXX |
Resolved-Title Document with coverage amount provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX XXXXXX.XXX | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2163766 | XXXX | Closed | 2026-04-23 05:36 | 2026-04-29 07:55 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX Open-Final HUD-X Document is Missing. Provide the final settlement statement signed by the borrower. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX |
Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXX XXXXXXXXX XXXXX.XXX | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2163766 | XXXX | Closed | 2026-04-23 05:22 | 2026-04-28 11:38 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page #XX a clear fraud report is required. The fraud report in file (page #XXX) has an uncleared alert. Provide the updated fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2167082 | XXXX | Closed | 2026-04-24 14:45 | 2026-05-15 08:58 | Waived | 2 - Non-Material | C | B | Credit | Credit | Deficient subject rental income documentation. | Waived-The GL requires evidence of the lease with the security deposit and first months or the subject is treated as vacant for LTR property and restricted to XX% LTV on RT transaction. Exception in file for the lease and deposits with comp factors. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX Counter-LTR rent will be used. Provide the leases with the security deposit and first month rent documentation for both units or the loan is subject to XX% max LTV. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Per the addendum the analysis was completed using long term rents - Seller-XX/XX/XXXX Counter-The appraisal provided is the same appraisal in file indicating it is a short term rental. Provide the revised appraisal along with leases and most recent two months rent for each unit to meet the GL X.X.X.X or the LTV is subject to restriction. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated appraisal using long term rents - Seller-XX/XX/XXXX Counter-The appraisal on page X states the two units income of $X,XXX each for short term rental and the amount of $X,XXX is the actual per page X which matches the DSCR calculation in the file. Provide two months of recent rental receipts for each unit (or security deposit and first month receipt if new lease) per section X.X.X.X per the GL. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Property Guard is not needed as this is a Long Term Rental - Seller-XX/XX/XXXX Open-GL X.X.X.X requires a Property Guard. XXXX states the Property Guard is not required. Provide supporting documentation the Property Guard is not required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Per the addendum the analysis was completed using long term rents - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Updated appraisal using long term rents - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Property Guard is not needed as this is a Long Term Rental - Seller-XX/XX/XXXX |
Waived-The GL requires evidence of the lease with the security deposit and first months or the subject is treated as vacant for LTR property and restricted to XX% LTV on RT transaction. Exception in file for the lease and deposits with comp factors. - Due Diligence Vendor-XX/XX/XXXX |
XXXX - XXXX XXXX XXXXX.XXX XXXXXXXXX.XXX XXXXXXX XX XXXXX.XXX XXXXXXXXX XXXXXXXX.XXX |
XX.XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX X.XX%. XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX. $XX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $XX,XXX XXXXXXX XXX XXXXXXX XX X XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
MT | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | Originator Post-Close | Yes | ||
| XXXX | 2163772 | XXXX | Closed | 2026-04-23 06:46 | 2026-04-30 04:11 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-Updated fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2163772 | XXXX | Closed | 2026-04-28 07:06 | 2026-04-28 17:18 | Resolved | 1 - Information | C | A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | Resolved-Final HUD-X Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Final HUD-X Closing Date of XX-XX-XXXX is not the same date as the Notary Acknowledgement Date of XX-XX-XXXX. Notary date is X/XX and settlement date is X/XX/XXXX on final hud - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Final HUD-X Closing Date matches the Notary Acknowledgement Date or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXXX XXXXXXXXX (X).XXX | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2163772 | XXXX | Closed | 2026-04-23 06:19 | 2026-04-28 17:16 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Property Valuation document missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX |
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXX.XXX | WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2163772 | XXXX | Closed | 2026-04-23 05:44 | 2026-04-28 07:12 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Spousal Consent Missing | Acknowledged-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. Spousal consent document missing Client acknowledges - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. Spousal consent document missing Client acknowledges - Due Diligence Vendor-XX/XX/XXXX |
WA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | Originator Post-Close | No | |||||
| XXXX | 2167092 | XXXX | Closed | 2026-04-24 05:53 | 2026-04-30 14:28 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX Open-Audited LTV of XX% exceeds Guideline LTV of XX% As per GL & Matrix XX.XX.XXXX For Kind DSCR Program for Non warrantable Condo max LTV is XX%, Subject LTV is XX% which is exceeds GL limit. Exception available in file page#XXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX |
XXXXXXXXX XXXXXXXX.XXX | X) XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX X) $XX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $X,XXX XXXXXXX XXX XXXXXXX XX X XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
NH | Investment | Purchase | NA | XXXX | Originator Pre-Close | Yes | |||
| XXXX | 2167092 | XXXX | Closed | 2026-04-24 05:31 | 2026-04-29 04:15 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-LCA (XXXXXXX XXX) uploaded, verified & entered in system - Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXXXXX XXX - LCA score of X - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and XX Score, if present, is greater than X.X File needs a XXXX or XXXXX UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXXXXX XXX - LCA score of X - Seller-XX/XX/XXXX |
Resolved-LCA (XXXXXXX XXX) uploaded, verified & entered in system - Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXXXX XXX.XXX | NH | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163765 | XXXX | Closed | 2026-04-23 06:04 | 2026-04-30 06:57 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Exception received; - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Exception approval - Seller-XX/XX/XXXX Open-Audited XXX of XX.XX% exceeds Guideline XXX of XX% Audited XXX XX%, Per guideline matrix dated XX/XX/XXXX max allowable XXX XX% - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Exception approval - Seller-XX/XX/XXXX |
Resolved-Exception received; - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXXXXX.XXX | XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX XXXXXXXX XXX X+ XXXXX XX XXXXXXXXXX XXXX XXXXXXXXXX XXXXXXXXXX. |
TX | Investment | Purchase | NA | XXXX | N/A | N/A | ||
| XXXX | 2165700 | XXXX | Closed | 2026-04-27 04:40 | 2026-05-19 14:52 | Resolved | 1 - Information | B | A | Compliance | State Reg | MI Prepayment Penalty Prohibited | Resolved-Lender provided updated DOT showing Prepayment removed from DOT - DOT is signed/dated and notarized - finding resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Lender provided updated DOT showing Prepayment removed from DOT - DOT is signed/dated and notarized - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
MI | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||||
| XXXX | 2165700 | XXXX | Closed | 2026-04-27 12:14 | 2026-05-18 07:19 | Resolved | 1 - Information | C | A | Credit | Eligibility | Loan does not conform to program guidelines | Resolved-Lender provided updated DOT showing Prepayment removed from DOT - DOT is signed/dated and notarized - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Mortgage/DOT corrected to have prepayment rider removed. Page X was resigned and swapped out to show that there is no prepay on this loan. Email to borrower stating the changes. - Seller-XX/XX/XXXX Open-Loan does not conform to program guidelines Prepayment penalty updated as X-X-X stepdown per Note document which is allowed per GL. However, per Prepayment Penalty Matrix in the guidelines for XX properties, prepayment penalties are only allowed for Entities and the Note/Mortgage were signed by the borrower as an Individual. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Mortgage/DOT corrected to have prepayment rider removed. Page X was resigned and swapped out to show that there is no prepay on this loan. Email to borrower stating the changes. - Seller-XX/XX/XXXX |
Resolved-Lender provided updated DOT showing Prepayment removed from DOT - DOT is signed/dated and notarized - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXX (X).XXX XXXX XXXXXXXX XXXXXXXXXX – XXXXXXXXX XXXXXXXX.XXX |
MI | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2165700 | XXXX | Closed | 2026-04-27 05:14 | 2026-04-28 03:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated XXXX document with corrected appraisal uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. The XXXX doc in file shows appraised value as $XXX,XXX whereas the correct amount per appraisal is $XXX,XXX. Provide updated XXXX doc with correct loan amount and XXX ratios. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated XXXX document with corrected appraisal uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | MI | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167080 | XXXX | Closed | 2026-04-24 03:38 | 2026-05-05 07:50 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Updated title provided with correct commitment amount $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Title policy - Seller-XX/XX/XXXX Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Provide updated title as the loan amount $XXX,XXX is less than actual loan amount $XXX,XXX - Title page XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Title policy - Seller-XX/XX/XXXX |
Resolved-Updated title provided with correct commitment amount $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX XXXXXXXXXX - XXXXX_X.XXX | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2167080 | XXXX | Closed | 2026-04-24 04:22 | 2026-04-30 22:09 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Provided Fraud shows All Fraud Report Alerts have been cleared. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
Resolved-Provided Fraud shows All Fraud Report Alerts have been cleared. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2163969 | XXXX | Closed | 2026-04-27 00:40 | 2026-05-05 06:37 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Business Bank Statements Missing | Resolved-Borrower X Business XXXX Statements Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX Resolved-Bank statements provided, income confirmed, finding resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. attached are the bank statements used for the XXX calc/bank statement analysis. - Seller-XX/XX/XXXX Open-Borrower X Business XXXX Statements Missing X Months business bank for account XXXXX XXXXXXXX XXXX is missing from loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. attached are the bank statements used for the XXX calc/bank statement analysis. - Seller-XX/XX/XXXX |
Resolved-Borrower X Business XXXX Statements Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX Resolved-Bank statements provided, income confirmed, finding resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX XXX_XXXXXXXXXX_XXXX-XX-XX_XX_XXXXXXXXX_XXXXXX.XXX |
XXXX XXXXXXXXXX XXXXXXXX, XXXXXX XXXXXXXXX, XXXXXXX XXXXXXXX | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||
| XXXX | 2163969 | XXXX | Closed | 2026-04-27 00:40 | 2026-05-05 06:37 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Bank Statement Summary Lender Worksheet is missing from loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX XXX - XXXXX_ XXXXXXX - XXXX _XXXX X-XX-XXXX.XXX | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163969 | XXXX | Closed | 2026-04-24 02:16 | 2026-05-05 06:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. the credit was pulled X/X and closed X/XX, we have a soft pull from when the deal originally came in but we don't traditionally require a gap in our guidelines. - Seller-XX/XX/XXXX Counter-Borrower X Gap Credit Report is Missing Credit report provided was initial credit pull, Gap Credit report is missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. the credit was pulled X/X and closed X/XX, we have a soft pull from when the deal originally came in but we don't traditionally require a gap in our guidelines. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXX XXX XXXXXXX.XXX XXXXXXX (X).XXX |
NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163969 | XXXX | Closed | 2026-04-24 02:16 | 2026-05-05 06:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. the credit was pulled X/X and closed X/XX, we have a soft pull from when the deal originally came in but we don't traditionally require a gap in our guidelines. - Seller-XX/XX/XXXX Counter-Borrower X Gap Credit Report is Missing Credit report provided was initial credit pull, Gap Credit report is missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. the credit was pulled X/X and closed X/XX, we have a soft pull from when the deal originally came in but we don't traditionally require a gap in our guidelines. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XXX.XXX XXXXXXX (X).XXX |
NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163969 | XXXX | Closed | 2026-04-27 01:58 | 2026-04-30 23:49 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Lender Income Worksheet and business XXXX Account statements uploaded, Audited DTI of X.XX% is less than or equal to Guideline DTI of XX%, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited DTI Exceeds Guideline DTI Audited DTI Exceeds guidelines DTI of XX%. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender Income Worksheet and business XXXX Account statements uploaded, Audited DTI of X.XX% is less than or equal to Guideline DTI of XX%, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX XXX - XXXXX_ XXXXXXX - XXXX _XXXX X-XX-XXXX.XXX | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167084 | XXXX | Closed | 2026-04-27 06:13 | 2026-05-08 01:51 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Deed of Trust provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DOT - Seller-XX/XX/XXXX Open-The Deed of Trust is Missing Provide the updated DOT document with Borrower Signature & Notary Date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DOT - Seller-XX/XX/XXXX |
Resolved-Deed of Trust provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXXXX XX.XXX | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167084 | XXXX | Closed | 2026-05-01 13:07 | 2026-05-07 07:50 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Rider to note is unsigned | Resolved-Attached document is fully executed by the borrower - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Rider - Seller-XX/XX/XXXX Open-Obtain signed, dated and notarized Rider - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Rider - Seller-XX/XX/XXXX |
Resolved-Attached document is fully executed by the borrower - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXX.XXX | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167084 | XXXX | Closed | 2026-04-27 07:02 | 2026-05-05 04:19 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy Provide the updated Hazard Insurance document with Subject Property Address. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXXXX XXXXXX.XXX | NC | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167084 | XXXX | Closed | 2026-04-27 06:59 | 2026-05-01 14:17 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Loan does not conform to program guidelines Exception on page#XXX, Exception requested for Requesting an exception to permit a XX% LTV for the subject property was previously vacant but is now occupied, and the security deposit hasn't cleared the borrower's account. Proof first month rent HAS been documented. - Due Diligence Vendor-XX/XX/XXXX | Waived-Loan does not conform to program guidelines Exception on page#XXX, Exception requested for Requesting an exception to permit a XX% LTV for the subject property was previously vacant but is now occupied, and the security deposit hasn't cleared the borrower's account. Proof first month rent HAS been documented. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XXX XXXXXX $XXX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $X,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
NC | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | 2167089 | XXXX | Closed | 2026-05-01 09:05 | 2026-05-12 15:24 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV Requirements | Resolved-Audited CLTV of XX% exceeds Guideline CLTV of XX% - Due Diligence Vendor-XX/XX/XXXX Resolved-Attached documents show the $X,XXX EMD being wired to the title company and coming from account #XXXX - resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Gift Funds and EMD - Seller-XX/XX/XXXX Counter-Provide wire of gift funds $XX,XXX and bank stmt to source EMD $X,XXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. EMD was paid by borrower - Seller-XX/XX/XXXX Open-Audited CLTV of XX% exceeds Guideline CLTV of XX% bwr did not make any down pmt base on gift funds. per GL X.X.X required XX% LTV reduction - LTV is now at XX% - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Gift Funds and EMD - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. EMD was paid by borrower - Seller-XX/XX/XXXX |
Resolved-Audited CLTV of XX% exceeds Guideline CLTV of XX% - Due Diligence Vendor-XX/XX/XXXX Resolved-Attached documents show the $X,XXX EMD being wired to the title company and coming from account #XXXX - resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXX XXXXXXX.XXX XXXX XXXXX.XXX XXX - XXXX.XXX |
FL | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167089 | XXXX | Closed | 2026-04-28 09:15 | 2026-05-05 03:50 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | FL | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167089 | XXXX | Closed | 2026-05-01 09:56 | 2026-05-04 10:23 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-attached form is complete and executed - resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Provide Guaranty agreement - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX |
Resolved-attached form is complete and executed - resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXXXX.XXX | FL | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167090 | XXXX | Closed | 2026-04-28 01:03 | 2026-05-06 02:39 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Loan Approval Document is Missing | Resolved-Requested Loan Approval document provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Loan approval - Seller-XX/XX/XXXX Open-Provide loan approval document as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Loan approval - Seller-XX/XX/XXXX |
Resolved-Requested Loan Approval document provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXX.XXX | AZ | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2163966 | XXXX | Closed | 2026-05-04 11:00 | 2026-05-04 11:32 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXX acknowledged - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXX acknowledged - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Purchase | NA | XXXX | Investor Post-Close | No | ||||
| XXXX | 2163968 | XXXX | Closed | 2026-04-29 06:39 | 2026-05-08 12:43 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The insurance documents provided show a coverage amount of $XXX,XXX. However, this is not enough to satisfy the full loan amount of $XXX,XXX. No Replacement Cost Estimator (RCE) was provided either. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Hazard Insurance Coverage Amount of $XXX,XXX is less than Required Coverage Amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX |
XX XXXXXX XXXX XXX (X).XXX XX XXXXXX XXXX XXX.XXX XX XXXXXX XXXX XXX (X).XXX |
NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163968 | XXXX | Closed | 2026-05-05 08:36 | 2026-05-06 12:58 | Resolved | 1 - Information | D | A | Credit | Credit | Payment Letter is missing | Resolved-First Payment Letter was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The First Payment Letter is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-First Payment Letter was provided. - Due Diligence Vendor-XX/XX/XXXX |
XX XXXXXX_XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163968 | XXXX | Closed | 2026-04-29 06:10 | 2026-05-06 12:58 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Guaranty Agreement provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Guaranty Agreement Doc is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Guaranty Agreement provided. - Due Diligence Vendor-XX/XX/XXXX |
XX XXXXXX_XXXXXXXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163968 | XXXX | Closed | 2026-04-29 05:43 | 2026-05-06 12:58 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit Disclosure is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The Business Purpose Affidavit was provided. - Due Diligence Vendor-XX/XX/XXXX |
XX XXXXXX_XXXXXXXX XXXXXXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163968 | XXXX | Closed | 2026-04-29 07:07 | 2026-05-05 12:11 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Application received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Loan application is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Application received. - Due Diligence Vendor-XX/XX/XXXX |
X XXXXXXXX XXXX XXX XXXXXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163968 | XXXX | Closed | 2026-05-05 08:18 | 2026-05-05 08:37 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No | ||||
| XXXX | 2167086 | XXXX | Closed | 2026-05-04 15:20 | 2026-05-06 07:57 | Resolved | 1 - Information | C | A | Credit | Credit | Missing underwriting exception form | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Exception provided with comp factors for LTV. LTV finding is updated with comp factors and waived. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX Open-Provide the exception for the LTV per the XXXX and GL for vacant unit max LTV XX% with supporting comp factors. The exception was not located in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX |
XXXXXXXXX XXXXXXXX.XXX | IN | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||||
| XXXX | 2167086 | XXXX | Closed | 2026-05-06 07:52 | 2026-05-06 07:56 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Exception for LTV of XX% for vacant property (max XX% LTV for vacant) provided with comp factors. Subject is an inherited property refinanced with a rate & term into an investment property. - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Open-Audited LTV of XX% exceeds Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX |
Waived-Exception for LTV of XX% for vacant property (max XX% LTV for vacant) provided with comp factors. Subject is an inherited property refinanced with a rate & term into an investment property. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XXX XXXXXX. $XX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $X,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX. XXXX XXXXX XX X.XXX XXXXXXX XXX XXXXXXX XXXXXXXXXXX XX X XX X.XXX XXXXXX. |
IN | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | 2163944 | XXXX | Closed | 2026-04-30 02:32 | 2026-05-04 04:15 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Provide XXXX document as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-XXXX Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2165701 | XXXX | Closed | 2026-05-01 12:56 | 2026-05-05 08:06 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Document provided with sufficient Title Coverage. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount The loan amount is $XXX,XXX. Title Coverage Amount of $XXXXXX is Less than Loan Amount - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Document provided with sufficient Title Coverage. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXX XXXXXXXXXX X.XX.XXX | AR | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2165701 | XXXX | Closed | 2026-05-01 03:25 | 2026-05-05 03:34 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested XXXX document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the file. - Due Diligence Vendor-XX/XX/XXXX Rescinded-The XXXX document is missing from the loan file. The XXXX document is not present in the loan file; however, based on loan type (XXXX), the XXXX is not a required document. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested XXXX document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Rescinded-The XXXX document is missing from the loan file. The XXXX document is not present in the loan file; however, based on loan type (XXXX), the XXXX is not a required document. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | AR | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2163967 | XXXX | Closed | 2026-05-07 06:17 | 2026-05-07 12:53 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Information received to show the mortgage was paid off & is now owned Free & Clear. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR/VOM Doc Status should not be 'Missing'. Per the Loan Application, the borrower/guarantor owns the primary residence at XXXXX XXXXX XXXX. Per the XXXXXX Fraud Report (page X of XX), there is a Private Party Lender for a mortgage at this property for $XXX,XXX. A VOM was provided for the subject property, but a VOM is missing for this Private Party mortgage on the primary residence. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Information received to show the mortgage was paid off & is now owned Free & Clear. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX_XXXX_XXXXXXX.XXX XXXXXXXXXXXXXXXXXXXXXXXX.XXX |
MD | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2165675 | XXXX | Closed | 2026-05-08 08:28 | 2026-05-11 11:53 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Corrected XXXX calculator received. XXXX X.XXX matches audit review. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The monthly payment on the calculator is still incorrect because the Note shows the payment to be Interest-Only, not amortizing P&I. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX calculator provided shows an incorrect interest rate (X.XXX% vs the Note Rate of X.XX%), and therefore an incorrect P&I payment ($X,XXX.XX vs the Note Interest-Only P&I of $X,XXX.XX). This caused the lender's XXXX to be off. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Corrected XXXX calculator received. XXXX X.XXX matches audit review. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX XXXX.XXX XXXXXXXXXX_XXXX XXXXXXXXXX.XXX |
NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2165675 | XXXX | Closed | 2026-05-08 08:25 | 2026-05-11 11:52 | Resolved | 1 - Information | C | A | Property | Appraisal | Valuation product is deficient | Resolved-Corrected Desk Review was received. Value $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX Open-The XXXXXX XXX XXX Investment Property Review shows an Original Appraisal Value of $XXX,XXX with an effective date of X/XX/XXXX on form XXXX. This led to an "A" Grade with a Review Value of the same $XXX,XXX value (a X% variance). However, the X/XX/XXXX Appraisal on form XXXX that was provided shows a value of $XXX,XXX (Appraiser: XXXXXX XXXXXX). These values do not match. Is there an updated XXXX that was not provided? Or was the XXXXXX XXX Appraisal Review incorrect? And if the Appraisal Review was incorrect, is the reviewer saying the value is the same ($XXX,XXX)? Or should the value be $XXX,XXX (X.XX% variance)? - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX |
Resolved-Corrected Desk Review was received. Value $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
X XXXXX XX.XXX+XXXXXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2165675 | XXXX | Closed | 2026-05-05 04:00 | 2026-05-08 08:29 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXX Acknowledged - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, XXX prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXX Acknowledged - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No | ||||
| XXXX | 2167093 | XXXX | Closed | 2026-05-06 01:12 | 2026-05-12 13:06 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Missing asset documentation (ATR) | Resolved-received XXX docs - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXX - Seller-XX/XX/XXXX Open-XXX as per XXXX & contract of sale is $XX,XXX, But proof is provided for $X,XXX at page XXX. Need proof for remaining $X,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXX - Seller-XX/XX/XXXX |
Resolved-received XXX docs - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX | SC | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167093 | XXXX | Closed | 2026-05-05 07:44 | 2026-05-12 13:01 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the XX XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXX.XXX | SC | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2172270 | XXXX | Closed | 2026-05-06 16:11 | 2026-05-15 08:10 | Resolved | 1 - Information | C | A | Credit | Credit | Missing subject housing history rating | Resolved-VOM Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. VOM - Seller-XX/XX/XXXX Counter-As per the XXXX the XXXXXXXXXX #XXXX mortgage belongs to the subject property and per guidelines - Section X.X.X.X - Housing history for the XXXX Doc type is limited to verifying the borrower’s primary residence and the subject property if a refinance transaction. The XXXXXXXXXX account was paid off at closing per XXX-X (page X) and is also listed on title (page XXX) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower lives Rent Free no other housing history - Seller-XX/XX/XXXX Open-Provide a XX-month mortgage payment history for subject property - Missing XX-month housing history for XXXXXXXXXX #XXXX - Credit report (page XXX) reflects the account date last active is X/XXXX - Mortgage statement (page XXX) reflects the mortgage is due for X/XXXX monthly installment - Provide the most recent XX-month history - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. VOM - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower lives Rent Free no other housing history - Seller-XX/XX/XXXX |
Resolved-VOM Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXX.XXX XXXXXXXXXXXX XX XXXXXXXX.XXX |
FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2172270 | XXXX | Closed | 2026-05-04 23:07 | 2026-05-08 05:06 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX document provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX Attached - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Provide XXXX document as its missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXX Attached - Seller-XX/XX/XXXX |
Resolved-XXXX document provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2172270 | XXXX | Closed | 2026-05-05 02:02 | 2026-05-08 00:32 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the XX XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X Low uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | FL | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2172271 | XXXX | Closed | 2026-05-05 04:42 | 2026-05-13 07:33 | Resolved | 1 - Information | C | A | Compliance | Data | The Initial 1003 is Incomplete | Resolved-Attached document shows signed and dated - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Initial XXXX - Seller-XX/XX/XXXX Open-Borrower sign is missing in the initial XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Initial XXXX - Seller-XX/XX/XXXX |
Resolved-Attached document shows signed and dated - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXX.XXX | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2172271 | XXXX | Closed | 2026-05-04 23:41 | 2026-05-13 00:31 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the XX XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167094 | XXXX | Closed | 2026-05-06 06:58 | 2026-05-14 07:59 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-received final SS - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final closing statement, per Title, they don’t required the final closing statement signed - Seller-XX/XX/XXXX Open-Final HUD-X Document is Preliminary/Estimated Only. Signature of Borrower and settlement agent is missing. Provide updated HUD document signed by both parties. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final closing statement, per Title, they don’t required the final closing statement signed - Seller-XX/XX/XXXX |
Resolved-received final SS - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX-XXXXX-XXXXXXXX-XXXXXXXX (X).XXX | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167094 | XXXX | Closed | 2026-05-12 08:18 | 2026-05-14 07:51 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | CA | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167091 | XXXX | Closed | 2026-05-06 06:29 | 2026-05-14 08:30 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Attached document shows refund to cover the $XX,XXX - resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements Un-aable to verify the other amount of $XXXXX, provide the proof of other amount $XXXXX, TRID docs in reference to the SIMO closing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Attached document shows refund to cover the $XX,XXX - resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXXXXXX XXXXXXXX.XXX | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2167091 | XXXX | Closed | 2026-05-06 01:58 | 2026-05-14 01:38 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Missing Third Party Fraud Report Provide Third Party Fraud Report with all Cleared alerts as Per the XX XX.XX.XXXX page # XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXX.XXX | CA | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173474 | XXXX | Closed | 2026-05-08 10:53 | 2026-05-20 14:43 | Resolved | 1 - Information | C | A | Compliance | Disclosure | Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect | Resolved-Received CD with corrected Prepayment calculation. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Prepayment calculation not listed correctly on the closing disclosure. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Received CD with corrected Prepayment calculation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2173474 | XXXX | Closed | 2026-05-08 10:47 | 2026-05-20 14:38 | Acknowledged | 2 - Non-Material | C | B | Credit | Eligibility | Loan does not conform to program guidelines | Acknowledged- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Lender acknowledged. - Due Diligence Vendor-XX/XX/XXXX Open-Loan does not conform to program guidelines Cash out not allowed for seasoning between X-X months. - Due Diligence Vendor-XX/XX/XXXX |
Lender acknowledged. - XX/XX/XXXX |
XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX X%. XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX XXXX XXXXX XX X.XXX XXXXXXX XXX XXXXXXX XXXXXXXXXXX XX X XX X.XXX XXXXXX. XXXX XXXXXXXX XXXXXXX XXX XX XXXXXX. |
OK | Investment | Refinance | Cash Out - Other | XXXX | Originator Post-Close | No | ||||
| XXXX | 2173474 | XXXX | Closed | 2026-05-08 10:43 | 2026-05-20 14:38 | Acknowledged | 2 - Non-Material | C | B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Acknowledged-Lender acknowledged. - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Due Diligence Vendor-XX/XX/XXXX Open-Cash Out is not completed according to the guideline requirements Cash out seasoning does not meet guideline requirements. For Seasoning less than X year, borrower must provide purchase HUD, Scope of Work, purchase appraisal/valuation with condition photos and After Repair Value (ARV). For Seasoning < X months, must also provide any Scope of Work Reviews or Feasibility reviewed at the time of purchase and draw inspection reports. - Due Diligence Vendor-XX/XX/XXXX |
Lender acknowledged. - XX/XX/XXXX |
Acknowledged-Lender acknowledged. - Due Diligence Vendor-XX/XX/XXXX |
XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX X%. XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX XXXX XXXXX XX X.XXX XXXXXXX XXX XXXXXXX XXXXXXXXXXX XX X XX X.XXX XXXXXX. XXXX XXXXXXXX XXXXXXX XXX XX XXXXXX. |
OK | Investment | Refinance | Cash Out - Other | XXXX | Originator Post-Close | No | |||
| XXXX | 2167095 | XXXX | Closed | 2026-05-06 23:48 | 2026-05-13 10:58 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-LCA score X provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Freddie SSR - LCA Score of X - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Freddie SSR - LCA Score of X - Seller-XX/XX/XXXX |
Resolved-LCA score X provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXX_XXXXXXX XXX.XXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2167095 | XXXX | Closed | 2026-05-12 15:21 | 2026-05-12 15:21 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV Requirements | Waived-Audited CLTV of XX% exceeds Guideline CLTV of XX% Max LTV/CLTV/HCTLV is XX.XX% - Declining market X.XX%% reduction. Max LTV?CLTV/ HCLTV XX.XX% - Lender approved exception (page XXX) - Due Diligence Vendor-XX/XX/XXXX | Waived-Audited CLTV of XX% exceeds Guideline CLTV of XX% Max LTV/CLTV/HCTLV is XX.XX% - Declining market X.XX%% reduction. Max LTV?CLTV/ HCLTV XX.XX% - Lender approved exception (page XXX) - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX $XX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $X,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
TX | Investment | Purchase | NA | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | 2167095 | XXXX | Closed | 2026-05-12 15:21 | 2026-05-12 15:21 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Waived-Audited HLTV of XX% exceeds Guideline HCLTV of XX% Max LTV/CLTV/HCTLV is XX.XX% - Declining market X.XX%% reduction. Max LTV?CLTV/ HCLTV XX.XX% - Lender approved exception (page XXX) - Due Diligence Vendor-XX/XX/XXXX | Waived-Audited HLTV of XX% exceeds Guideline HCLTV of XX% Max LTV/CLTV/HCTLV is XX.XX% - Declining market X.XX%% reduction. Max LTV?CLTV/ HCLTV XX.XX% - Lender approved exception (page XXX) - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX $XX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $X,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
TX | Investment | Purchase | NA | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | 2167095 | XXXX | Closed | 2026-05-12 15:21 | 2026-05-12 15:21 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Audited LTV of XX% exceeds Guideline LTV of XX% Max LTV/CLTV/HCTLV is XX.XX% - Declining market X.XX%% reduction. Max LTV?CLTV/ HCLTV XX.XX% - Lender approved exception (page XXX) - Due Diligence Vendor-XX/XX/XXXX | Waived-Audited LTV of XX% exceeds Guideline LTV of XX% Max LTV/CLTV/HCTLV is XX.XX% - Declining market X.XX%% reduction. Max LTV?CLTV/ HCLTV XX.XX% - Lender approved exception (page XXX) - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX $XX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $X,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
TX | Investment | Purchase | NA | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | 2172272 | XXXX | Closed | 2026-05-07 05:38 | 2026-05-15 09:09 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Final HUD-X Document is Missing. Provide updated settlement statement as the one in file (X) is missing settlement agent signature (X) doesn't show prior first lien being paid off. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXX'X XXXXXXX XXXXXXXXX (X).XXX | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2172272 | XXXX | Closed | 2026-05-07 01:12 | 2026-05-14 15:22 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Missing Third Party Fraud Report Provide Third Party Fraud Report with all Cleared alerts as Per the GL XX.XX.XXXX page #XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2172272 | XXXX | Closed | 2026-05-06 23:56 | 2026-05-14 03:34 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Deed of Trust provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DOT - Seller-XX/XX/XXXX Open-The Deed of Trust is Missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DOT - Seller-XX/XX/XXXX |
Resolved-Deed of Trust provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX | AZ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2172272 | XXXX | Closed | 2026-05-07 00:23 | 2026-05-13 14:28 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Spousal Consent Missing | Open-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. borrower is married and signed individually spousal consent missing . provide same - Due Diligence Vendor-XX/XX/XXXX | AZ | Investment | Refinance | Cash Out - Other | XXXX | Originator Post-Close | No | ||||||
| XXXX | 2165677 | XXXX | Closed | 2026-05-14 06:17 | 2026-05-15 06:17 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Accurate RCE was provided. Policies have sufficient coverage. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The Steadily Insurance shows coverage amount of $XXX,XXX ($XXX,XXX + $XX,XXX extended coverage). However, this is less than the loan amount of $XXX,XXX and the Pronto Residential Estimator (RCE) of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' . - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Accurate RCE was provided. Policies have sufficient coverage. - Due Diligence Vendor-XX/XX/XXXX |
XXX.XXX XXXX XXX.XXX |
MD | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2165677 | XXXX | Closed | 2026-05-13 10:42 | 2026-05-15 06:17 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy was fully provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The Steadiliy quote document received (for $X,XXX.XX) only shows a "proposed start." The actual policy period is missing from the documentation. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided Per the HUD-X, qualifying Insurance was Homeowners Insurance of $X,XXX.XX to "Steadily" + Wind Hazard Insurance of $X,XXX.XX to "Orchid Insurance." = $X,XXX.XX annual. Neither of these documents were provided in the loan file for verification. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy was fully provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXX (X).XXX XXXX (X).XXX XXXX XXX.XXX XXXX - XXX.XXX |
MD | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2165677 | XXXX | Closed | 2026-05-13 10:42 | 2026-05-15 06:16 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Resolved-Flood Insurance Policy was fully provided. System updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The document received is only the received. The actual policy declaration is missing. Unable to determine the coverage amount with this document provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Flood Insurance Policy Partially Provided Per the HUD-X and First Payment Letter, qualifying Flood Insurance was $XXX.XX monthly ($X,XXX annual). The document verifying the qualifying amount was not provided in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Flood Insurance Policy was fully provided. System updated. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XXXXXX XX XXXXX XXXXXXX (X).XXX XXXXX XXXX XXXXXX XX XXXXX XXX.XXX |
MD | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2165677 | XXXX | Closed | 2026-05-13 10:35 | 2026-05-13 13:49 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Correct Title Commitment received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Coverage Amount of XXXXXXX is Less than Loan Amount Per the Title Commitment, the coverage amount is $XXX,XXX, which is less than the loan amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Correct Title Commitment received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXXXXX_X.XXX | MD | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2168058 | XXXX | Closed | 2026-05-10 22:47 | 2026-05-13 04:19 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Provide XXXX document as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-XXXX Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | OK | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | XXXX | N/A | N/A | |||
| XXXX | 2170881 | XXXX | Closed | 2026-05-15 12:14 | 2026-05-19 05:59 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-XXXXXXXX calc received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Insurance of $X,XXX.XX plus flood of $X,XXX.XX equals $X,XXX.XX which is reflected on the calculator. Additionally, the underwritten rent for this loan was $X,XXX.XX. - Seller-XX/XX/XXXX Open-The XXXXXXXX Calculator provided is missing the Flood Insurance in the calculations. And the "XXX (Monthly)" on the calculator does not match that of the Tape Data provided. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Insurance of $X,XXX.XX plus flood of $X,XXX.XX equals $X,XXX.XX which is reflected on the calculator. Additionally, the underwritten rent for this loan was $X,XXX.XX. - Seller-XX/XX/XXXX |
Resolved-XXXXXXXX calc received. - Due Diligence Vendor-XX/XX/XXXX |
X XXXXXXXXXXX _XXXX XXXX.XXX | TN | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2165676 | XXXX | Closed | 2026-05-11 04:04 | 2026-05-14 12:51 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Desk Review & XXX provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and XX Score, if present, is greater than X.X Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs an Appraisal Desk Review and/or an XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Desk Review & XXX provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXX X XXX XX .XXX+XXXXXX.XXX | WI | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2173477 | XXXX | Closed | 2026-05-14 10:31 | 2026-05-20 15:01 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-Lender provided updated XXX with notary signature date corrected - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The Deed of Trust is Missing The Deed of Trust was signed/dated by the borrower on X/XX/XX however the notary signature was dated X/X/XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lender provided updated XXX with notary signature date corrected - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXX.XXX | IN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2173477 | XXXX | Closed | 2026-05-14 10:23 | 2026-05-18 07:10 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated Final XXXX provided - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-XXXX provided has the monthly Taxes listed at $XXX.XX when tax documents in file support monthly taxes of $XXX.XX and XXX is listed at $XXX.XX per month when the policy premium supports $XXX.XX per month. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated Final XXXX provided - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX XXXXXXXXX XXXX.XXX |
IN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2173477 | XXXX | Closed | 2026-05-13 06:03 | 2026-05-15 01:05 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Requested updated HUD-X with correct Homeowner's insurance amount provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided XXX Policy Premium of XXXX / XX = $XXX.XX per declaration page #XXX, however, title collected $XXX.XX per month on the HUD on page #X which makes the premium $XXXX / XX = $XXX.XX. Provide updated hazard insurance/Initial Escrow Disclosure and updated HUD showing updated XXX premium being collected.. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Requested updated HUD-X with correct Homeowner's insurance amount provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXX (X).XXX XXXX XXXXX'X XXXXXXXXXX XXXXXXXXX - XXXXX XXX.XXX |
IN | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2173475 | XXXX | Closed | 2026-05-14 08:45 | 2026-05-15 09:40 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Updated XXXX received removing primary residence from REO section since borrower currently rents - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Final XXXX in the loan file is incomplete as it has the primary residence listed as Rented and then in the REO Section X has the primary listed as a property the borrower owns when they are not the owner of record. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated XXXX received removing primary residence from REO section since borrower currently rents - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173475 | XXXX | Closed | 2026-05-14 07:55 | 2026-05-15 09:39 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated XXXX received - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Qualifying Rate to be updated to match the Note Rate and the Lock Confirmation of X%. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated XXXX received - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173475 | XXXX | Closed | 2026-05-14 08:44 | 2026-05-15 09:38 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Updated VOR received with primary residence address added - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-VOR on page #XXX doesn't have the borrower name or the address listed for property that the VOR is being completed for - finding opened. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated VOR received with primary residence address added - finding resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXX.XXX | AZ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2175448 | XXXX | Closed | 2026-05-14 04:42 | 2026-05-18 13:11 | Resolved | 1 - Information | D | A | Property | Missing Doc | Appraisal is Missing | Resolved-The XXXX Appraisal w/ XXXX was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Appraisal is Missing The primary appraisal is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The XXXX Appraisal w/ XXXX was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX- XXXX XX XXXXXXXX XXX., XXXXXX, XX XXXXX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2175448 | XXXX | Closed | 2026-05-18 11:32 | 2026-05-18 13:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Lease Agreement received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The Lease Agreement for the subject property is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Lease Agreement received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXXXXXXXX- XXXX XX XXXXXXXX XXX.XXX XX XXXXXXXXX - XXXX XX XXXXXXXX XXX.XXX XXXXX - XXXX XX XXXXXXXX - X.X.XX-X.XX.XX - $X,XXX.XXX |
OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2175448 | XXXX | Closed | 2026-05-14 03:16 | 2026-05-18 13:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. 1007, 1025, etc.) | Resolved-The XXXX was provided within the Appraisal. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. The XXXX showing Market Rents is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The XXXX was provided within the Appraisal. - Due Diligence Vendor-XX/XX/XXXX |
XX XXXXXXXXX - XXXX XX XXXXXXXX XXX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2175448 | XXXX | Closed | 2026-05-18 11:40 | 2026-05-18 13:10 | Resolved | 1 - Information | D | A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Desk Review & AVM both provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a Desk Review and/or an AVM. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Desk Review & AVM both provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XX XXXXXXXX XXX. XXX. XX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2175448 | XXXX | Closed | 2026-05-18 11:33 | 2026-05-18 13:09 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-DSCR calculator provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The lender's DSCR calculator is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-DSCR calculator provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XX XXXXXXXX XXX_XXXX XXXX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2175448 | XXXX | Closed | 2026-05-14 04:37 | 2026-05-18 13:05 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-The Settlement Statement was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. The HUD-X / Final Settlement Statement is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-The Settlement Statement was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXX XXX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2175448 | XXXX | Closed | 2026-05-14 04:44 | 2026-05-18 13:04 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Flood Certificate The Flood Cert is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX - XXXX XX XXXXXXXX XXX - X.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2175448 | XXXX | Closed | 2026-05-14 04:44 | 2026-05-18 13:04 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy The Hazard Insurance Policy (approx. $X,XXX.XX annual premium) is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXX - XXXX XX XXXXXXXX - $X,XXX.XX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2175448 | XXXX | Closed | 2026-05-14 04:41 | 2026-05-18 13:04 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Missing the Property Tax Cert and/or other evidence of the $XXX.XX annual property tax. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXX- XXXX XX XXXXXXXX XXX., XXXXXX, XX XXXXX.XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2175448 | XXXX | Closed | 2026-05-18 11:12 | 2026-05-18 13:04 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Document is Incomplete The Title Commitment provided contains only pages #X-X of X. Pages #X-X are missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXX XXXXXX XXXXXX XXXXXXXXX + XXXXXXXXXXXX (X).XXX | OK | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167954 | XXXX | Closed | 2026-05-15 01:17 | 2026-05-18 13:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Citizenship Identification Documentation Missing | Resolved-I-XX application for extension was received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-A copy of the back of the card was received. However, the front of the cards says the Card Expires XX/XX/XXXX. Per XXXXX XXXX Guidelines dated XX/XX/XXXX (page X of XX): "Acceptable evidence of lawful permanent residency includes the following: Permanent Resident Card I-XXX (Green Card) issued for XX years that has not expired." A copy of the I-XXX or Form I-XX for Extension is missing from the file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Borrower (XXXXXXX X XXXXX) Perm Resident ID card expired in November XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-I-XX application for extension was received. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XX XXXXXX XXXX XXX XXXX.XXX XXXXXXXXX XXXXXXXX XXXXXXX XXXXXX - XXXXXXXXX (X).XXX XXXXXXXXX XXXXXXXX XXXXXXX XXXXXX - XXXXXXXXX (X).XXX |
NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167954 | XXXX | Closed | 2026-05-18 09:29 | 2026-05-18 13:16 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Application received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The application is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Application received. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX XXXX X XXXXX (X).XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167954 | XXXX | Closed | 2026-05-15 00:54 | 2026-05-18 13:15 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title coverage per the Title Commitment of $XXX,XXX is lower than the actual loan amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167954 | XXXX | Closed | 2026-05-15 00:14 | 2026-05-18 09:53 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXXX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXXX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No | ||||
| XXXX | 2177403 | XXXX | Closed | 2026-05-14 22:57 | 2026-05-19 07:46 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Citizenship Identification Documentation Missing | Resolved-Receipt, dated XX/XX/XXXX, showing paid for application of Form I-XX for extension to replace Permanent Resident Card and that their Permanent Resident Alien Card has not expired and is good for X years from the expiration date on their card. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-A copy of the back of the card was received. However, the front of the card says the Card Expires XX/XX/XXXX. Per XXXXX XXXX Guidelines dated XX/XX/XXXX (page X of XX): "Acceptable evidence of lawful permanent residency includes the following: Permanent Resident Card I-XXX (Green Card) issued for XX years that has not expired." A copy of the I-XXX or Form I-XX for Extension is missing from the file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Borrower X Non-US Citizen is missing the back of Identification Document. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Receipt, dated XX/XX/XXXX, showing paid for application of Form I-XX for extension to replace Permanent Resident Card and that their Permanent Resident Alien Card has not expired and is good for X years from the expiration date on their card. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XX XXXXXX XXXX XXX XXXX.XXX XXXXXXXXX XXXXXXXX XXXXXXX XXXXXX - XXXXXXXXX (X).XXX XXXXXXXXX XXXXXXXX XXXXXXX XXXXXX - XXXXXXXXX (X).XXX |
NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2177403 | XXXX | Closed | 2026-05-15 18:28 | 2026-05-19 07:40 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Final loan application dated XX/XX/XXXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The Final XXXX is Missing Per guideline requirements on page XX, a loan application is required and must be signed by all Guarantors. Missing the Final XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Final loan application dated XX/XX/XXXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX XXXX X XXXXX (X).XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2177403 | XXXX | Closed | 2026-05-15 20:56 | 2026-05-19 07:27 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-DSCR Calculation provided showing lower rent amount used in calculation by the Originator (less than amounts received and disclosed on lease agreements). Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The DSCR Calculator provided reflects similar PITIA of $XXXX.XX. The Calculator reflects the "NOI (Monthly)" of $X,XXX.XX. The NOI amount does not match the audited Gross Rent Income of $X,XXX, with proof of X months receipt of rent for each of the (X) units of the subject property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-DSCR Calculation provided showing lower rent amount used in calculation by the Originator (less than amounts received and disclosed on lease agreements). Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX XXXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2177403 | XXXX | Closed | 2026-05-14 21:52 | 2026-05-15 20:54 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Per Originator, PPP are allowed to LLCs, but not to Individuals. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Per Originator, PPP are allowed to LLCs, but not to Individuals. - Due Diligence Vendor-XX/XX/XXXX |
NJ | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | No | |||||
| XXXX | 2170882 | XXXX | Closed | 2026-05-15 15:20 | 2026-05-19 08:33 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Final XXXX X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The Final XXXX is Missing Final XXXX missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Final XXXX X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXX - XX-XX XXXX - XXXXXX.XXX | NY | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2170882 | XXXX | Closed | 2026-05-15 16:13 | 2026-05-19 08:30 | Resolved | 1 - Information | C | A | Credit | Credit | Total Reserves Requirement not met | Resolved-Uploaded verified post close reserves X+ months. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Total Reserves Requirement not met XXXXXXXXX overly X months reserves required. Verified X.XX months reserves post close. However, page XXX line XXX. PITI Reserve Buydown. Unable to locate in XXXXXXXXXX regarding, please clarify. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Uploaded verified post close reserves X+ months. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX_-_X&X XXXX_XXX XXXX.XXX XXXXXX_-_XXXXXXX_XXXX_XXX XXXX.XXX XXXXXX_-_XXXXXXX_XXXX_XXX XXXX.XXX XXXXXX_-_XXXX-XXXXXXXXXXXXX_XXX XXXX.XXX XXXXXX_-_X&X XXXX_XXX XXXX.XXX XXXXXX_-_XXXXXX_XXXX_XXXX XXXX.XXX XXXXXX_-_XXX_XXXXXXXXX_XXX XXXX.XXX XXXXXX_-_XXX_XXXXXXXXX_XXX XXXX.XXX XXXXXX_-_XXXX-XXXXXXXXXXXXX_XXX XXXX.XXX |
NY | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2169576 | XXXX | Closed | 2026-05-26 07:06 | 2026-05-28 06:17 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Broker Fees, Lender Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-CD X.XX Fee: Final PCCD Fee: ***Fees did not increase from CD X/XX to HUD at docs or PCCD. Please clarify what fees you are seeing that increased. Loan Discount Fee $X,XXX.XX $X,XXX.XX Broker Fee $X,XXX $X,XXX (HUD reflects $XXXX=total of lines AX,X,X on the CD) Lender Fee $X,XXX $X,XXX Broker Processing Fee $XXX $XXX - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee, Broker Fees, Lender Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Please clarify. The COC dated X/XX/XXXX seems to cover all increases mentioned below that were a result of the lock X/XX/XXXX - Seller-XX/XX/XXXX Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Loan Discount Fee, Broker Fees, Lender Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-CD X.XX Fee: Final PCCD Fee: ***Fees did not increase from CD X/XX to HUD at docs or PCCD. Please clarify what fees you are seeing that increased. Loan Discount Fee $X,XXX.XX $X,XXX.XX Broker Fee $X,XXX $X,XXX (HUD reflects $XXXX=total of lines AX,X,X on the CD) Lender Fee $X,XXX $X,XXX Broker Processing Fee $XXX $XXX - Seller-XX/XX/XXXX Ready for Review-Please clarify. The COC dated X/XX/XXXX seems to cover all increases mentioned below that were a result of the lock X/XX/XXXX - Seller-XX/XX/XXXX |
Resolved- - Due Diligence Vendor-XX/XX/XXXX |
UT | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | ||||
| XXXX | 2169576 | XXXX | Closed | 2026-05-20 06:56 | 2026-05-26 07:01 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Thank you. Please advise once you have any feedback. We did follow all TRID rules and wait times, but just sent the wrong disclosure with docs. - Seller-XX/XX/XXXX Counter-I have escalated this to compliance to see what they say. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-There was not a CD signed at docs, instead there was a HUD in the closing package. We ran this by your compliance prior to doing the PCCD and when we realized the scenario. Please let us know if the HUD final figures can be used along with the PCCD to the borrower correcting the document type. - Seller-XX/XX/XXXX Counter-To run compliance correctly, we would still need the final signed CD. PCCD cannot replace the final CD. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached. HUD was sent in doc funding package in error. PCCD was sent after closing correcting the document type and for the borrowers records. - Seller-XX/XX/XXXX Open-TRID: Missing Final Closing Disclosure Missing Closing Disclosure in this file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Thank you. Please advise once you have any feedback. We did follow all TRID rules and wait times, but just sent the wrong disclosure with docs. - Seller-XX/XX/XXXX Ready for Review-There was not a CD signed at docs, instead there was a HUD in the closing package. We ran this by your compliance prior to doing the PCCD and when we realized the scenario. Please let us know if the HUD final figures can be used along with the PCCD to the borrower correcting the document type. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached. HUD was sent in doc funding package in error. PCCD was sent after closing correcting the document type and for the borrowers records. - Seller-XX/XX/XXXX |
Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXXXXX - XXXX XXX XXXXXXXX.XXX | UT | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2169576 | XXXX | Closed | 2026-05-20 00:51 | 2026-05-21 12:11 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Exception to allow XX% LTV with XXX FICO and loan amount of $XXX,XXX on full doc program. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV The audited LTV is XX%. As per guidelines borrower have FICO score XXX. However the loan does not meet the requirements for XX% LTV. Based on the Guidelines the maximum eligible LTV is XX% - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Waived-Exception to allow XX% LTV with XXX FICO and loan amount of $XXX,XXX on full doc program. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXXXXX XXXXXXXXX XXX.XXX | X. XXX XXX. XXXXXXXX XXX XXX XXX XX XX% XXX XX XXXXXXXX XX%. X. XXXX XXXXXX XX XXXXXXXX. XXXXXXXX XXX XX XXXXXX XX XXXXXXXX XXX XX XXXXXXXX X. |
UT | Investment | Refinance | Cash Out - Other | XXXX | Originator Post-Close | Yes | ||
| XXXX | 2173479 | XXXX | Closed | 2026-05-20 00:49 | 2026-05-21 07:42 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated XXXX document with corrected loan amount uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Updated XXXX document with corrected loan amount uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. The XXXX doc in file shows loan amount as $XXX,XXX however the correct loan amount per Note and HUD is $XXX,XXX. Provide updated XXXX document with correct loan amount and thereby LTV ratios. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Updated XXXX document with corrected loan amount uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Updated XXXX document with corrected loan amount uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXX.XXX | MN | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | XXXX | N/A | N/A | |||
| XXXX | 2173479 | XXXX | Closed | 2026-05-20 01:11 | 2026-05-21 07:41 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-DSCR Worksheet uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-DSCR Worksheet uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited DSCR is calculated as Rent $X,XXX/ PITIA $X,XXX.XX = X.XXX. Provide lender DSCR worksheet to determine if there is any variance in lender calculations as the worksheet is currently not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-DSCR Worksheet uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-DSCR Worksheet uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXX.XXX | MN | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | XXXX | N/A | N/A | |||
| XXXX | 2167960 | XXXX | Closed | 2026-05-20 13:16 | 2026-05-21 10:23 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Corrected DSCR calculator received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. note rate was incorrect. uploaded new calc. - Seller-XX/XX/XXXX Counter-The Interest Rate & P+I Payment is still incorrect. The numbers on the calculator do not match the Note. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The provided DSCR calculator has an incorrect interest rate (X.XXX%) and P&I payment ($X,XXX.XX) that does not match the Note (X.XXX% rate, & $X,XXX.XX P&I) - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. note rate was incorrect. uploaded new calc. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Corrected DSCR calculator received. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX XXXX.XXX XXXXXXXXXX_XXXX XXXX_.XXX |
NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2167960 | XXXX | Closed | 2026-05-20 05:31 | 2026-05-20 13:33 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXXX acknowledged - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXXX acknowledged - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No | ||||
| XXXX | 2170884 | XXXX | Closed | 2026-05-22 06:19 | 2026-05-22 11:59 | Resolved | 1 - Information | C | A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-Deed received. - Due Diligence Vendor-XX/XX/XXXX Resolved-Satisfactory Chain of Title has been provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Title Report & Title Policy received. However, the actual executed Deed document is still missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Unsatisfactory Chain of Title provided Deed for the transfer of ownership at Closing from "XXXXXX XXXX and XXXXXX XXXX, husband and wife" to "XXXX XXXXXX XXXXXXXXXX XXX" is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Deed received. - Due Diligence Vendor-XX/XX/XXXX Resolved-Satisfactory Chain of Title has been provided - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXX_XXX_XXXXX_XXXXXX.XXX XX XXXX XXXXXX - XXXXX_XXXXXX.XXX XXXXXXXX XXXX.XXX |
NY | Investment | Refinance | Delayed Financing | XXXX | N/A | N/A | |||
| XXXX | 2170884 | XXXX | Closed | 2026-05-22 06:49 | 2026-05-22 10:47 | Waived | 2 - Non-Material | C | B | Credit | Credit | Cash out funds exceed guideline requirement. | Waived-Client elects to waive with the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Per XXXXXXXXXX Overlays (XXXXXXXXXX Non-QM Eligibility Matrix, DSCR Program - effective X/XX/XXXX): Maximum cash out proceeds $XXX,XXX. Per the HUD-X Settlement Statement for the subject transaction, the Cash to Borrower is $XXX,XXX.XX. Loan appears to be a Delayed Financing with a purchase date of X/XX/XXXX. However, the XXXXXXXXXX Matrix provided has no reference to any Delayed Financing exceptions to this. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Waived-Client elects to waive with the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXX-XX-XX XXXXXX.XXX | XX.XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX.XX%. XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX $XXX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $XX,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
NY | Investment | Refinance | Delayed Financing | XXXX | Originator Pre-Close | Yes | ||
| XXXX | 2173480 | XXXX | Closed | 2026-05-21 00:08 | 2026-05-26 09:36 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-DSCR worksheet provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-DSCR is calculated as Rent $X,XXX / PITIA $X,XXX.XX = X.XXX. Provide lender DSCR worksheet to determine if there is any variance in lender calculations as the worksheet is currently not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-DSCR worksheet provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXXXXX.XXX | PA | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2173461 | XXXX | Closed | 2026-05-29 04:56 | 2026-06-02 09:49 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Third Party Fraud Report was provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Third Party Fraud Report A third-party Fraud Report is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Third Party Fraud Report was provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXX - XXXXX XXXXXXXXXX XXXXXXXXXXXX XXX.XXX XXXXXXX XXXXXXXXXX X XXXXX XXXX XXXXX - XXXXX.XXX |
TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2173461 | XXXX | Closed | 2026-05-29 03:53 | 2026-06-02 08:33 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower X Credit Report was provided. System updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. The Qualifying Credit Report is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Borrower X Credit Report was provided. System updated. - Due Diligence Vendor-XX/XX/XXXX |
XXXX XXXXXX - XXXXXXX XXXXXXXXXX - XXX.XXX | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2173461 | XXXX | Closed | 2026-05-29 04:03 | 2026-06-02 08:33 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Adjusted Title Commitment was received. Title Coverage Amount of $XXX,XXX is equal to Total Amount of Subject Lien(s). - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title Coverage Amount on the Title Commitment of $XXX,XXX is less than the Loan Amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Adjusted Title Commitment was received. Title Coverage Amount of $XXX,XXX is equal to Total Amount of Subject Lien(s). - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXXXX.XXX | TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2173461 | XXXX | Closed | 2026-06-02 07:01 | 2026-06-02 08:30 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Residence lease & evidence of payments received. Housing History Meets Guideline Requirements. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Per the Business Purpose Loan Application, the borrower rents the Primary Residence on XXXXXXXX XXXXXX. To verify Housing History, a VOR is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Residence lease & evidence of payments received. Housing History Meets Guideline Requirements. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXXXX - XXXX XXXX - XXXXXXX XXXXXXXXXX.XXX XXXXXXX XXXXX - XXXXXXX XXXXXXXXXX.XXX XXXX XXXX - XXXXXXX XXXXXXXXXX.XXX XXXXXXXX XXXXXXX XXXXX - XXXXXXX XXXXXXXXXX.XXX |
TX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2173469 | XXXX | Closed | 2026-06-02 14:24 | 2026-06-03 08:02 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Missing letter of explanation | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Provide rent free LOE for BX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXX XXXXXXXX XXXX XXXX XXXXXX XXX XXXX XXXXXXX XXX XXX XXX.XXX | CO | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | ||||
| XXXX | 2173468 | XXXX | Closed | 2026-05-29 05:22 | 2026-06-02 15:01 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXXXXX is aware of this condition. Have email supporting guidance. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXXXXX is aware of this condition. Have email supporting guidance. - Due Diligence Vendor-XX/XX/XXXX |
NJ | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | No | |||||
| XXXX | 2173470 | XXXX | Closed | 2026-06-02 11:12 | 2026-06-04 05:43 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Asset 1 Missing | Resolved-EMD Receipt received & verified: $X,XXX + $X,XXX = $X,XXX. System updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The provided document shows a Wire Amount of $X,XXX, but the Settlement Statement shows $X,XXX as total deposit. Was there a second wire amount of $X,XXX? - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-File is missing evidence of the receipt of the $X,XXX Earnest Money Deposit (EMD). - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-EMD Receipt received & verified: $X,XXX + $X,XXX = $X,XXX. System updated. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXX XXXXXX X XXXXXXX XX XXXXX.XXX $XXXX XXX XXXXX (X).XXX $XXXX XXX XXXXX (X).XXX |
TX | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2177402 | XXXX | Closed | 2026-06-08 10:44 | 2026-06-17 13:01 | Resolved | 1 - Information | C | A | Credit | Assets Insufficient | Assets are not sufficient to close | Resolved-Additional Assets received. System updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Per the Borrower's Settlement Statement, the cash-to-close is $XXX,XXX.XX. The Assets provided are XXXXXXX XXX XXXX X/XX/XXXX for $XXX,XXX.XX + XXXXX XXX X/XX/XXXX for $XXX.XX = $XXX,XXX.XX total assets to close. Therefore, the loan is short liquid funds to close by $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Additional Assets received. System updated. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX XXX XXX.XXX XXXXXX XXXX XXXXX.XXX XXXXXX XXXX XXX.XXX |
OH | Investment | Purchase | NA | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-07 22:20 | 2026-06-09 13:00 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. 1007, 1025, etc.) | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. The XXXX for Market Rents is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXX - XXX XXX XXX.XXX | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-09 07:49 | 2026-06-09 13:00 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The Lease Agreement for the subject property (if applicable) is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXX.XXX | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-09 11:26 | 2026-06-09 12:24 | Resolved | 1 - Information | C | A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-Quitclaim Deed received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Unsatisfactory Chain of Title provided Deed for the transfer of ownership from "XXXXXXXX XXXXXX XXX." to "XX XXXXX, XXX, a New Jersey corporation" is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Quitclaim Deed received. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXX.XXX | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-07 22:35 | 2026-06-09 12:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax The Tax Cert or other evidence of the Property Tax amount is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX |
XXX XXX XXX - XXX XXXX.XXX | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-07 22:35 | 2026-06-09 12:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Commitment received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Pro Forma Title Policy was received. However, the finding was for the preliminary Title Commitment, which is still missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Document is missing The preliminary Title Commitment / Title Search is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Commitment received. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXX.XXX XXX XXX XXX - XXXXXXX XXXXXXXX X.XXX |
NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-07 22:44 | 2026-06-09 11:28 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation (Desk Review, AVM) are missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXX XXX XXX XXX XXXXXXXXXX XXXXXXXX XXXXXX.XXX | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-07 22:44 | 2026-06-09 11:28 | Resolved | 1 - Information | D | A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Appraisal is Missing The Primary Appraisal is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX XXXXX - XXX XXX XXX.XXX | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-09 07:48 | 2026-06-09 11:27 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-DSCR Calculator provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The DSCR Calculator is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-DSCR Calculator provided. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX XXXX.XXX | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-07 22:55 | 2026-06-09 11:27 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Resolved-XXXX, Lease, and DSCR calculator provided. Loan meets guidelines. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Evidence of Market Rent & Actual Rent is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-XXXX, Lease, and DSCR calculator provided. Loan meets guidelines. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX_XXXX XXXX.XXX XXXXXXXXX XXXXX - XXX XXX XXX.XXX |
NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-07 22:45 | 2026-06-09 11:20 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Flood Certificate The Flood Certificate is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX - XXX XXX XXX - X.XXX | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-07 22:45 | 2026-06-09 11:20 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy The Hazard Insurance Policy (and any applicable RCE) is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX |
XXX XXX XXX — XXXXXX (X).XXX | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173466 | XXXX | Closed | 2026-06-07 22:30 | 2026-06-09 11:11 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. The Final HUD-X / Settlement Statement is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXX XXX.XXX | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||
| XXXX | 2173465 | XXXX | Closed | 2026-06-07 22:45 | 2026-06-09 10:59 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-RCE was provided. Loan has sufficient coverage. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Dwelling Coverage amount of $XXX,XXX is less than the Loan Amount of $XXX,XXX. No RCE was provided. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-RCE was provided. Loan has sufficient coverage. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXXXXXX XX, XXXXXXXXX, XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2173465 | XXXX | Closed | 2026-06-09 06:46 | 2026-06-09 07:52 | Resolved | 1 - Information | C | A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-Quitclaim Deed has been provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Unsatisfactory Chain of Title provided Deed for the transfer of ownership from "XXXXXXXX XXXXXX XXX." to "XX XXXXX, XXX, a New Jersey corporation" is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
Resolved-Quitclaim Deed has been provided. - Due Diligence Vendor-XX/XX/XXXX |
XXX XXXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||
| XXXX | 2175450 | XXXX | Closed | 2026-06-08 22:34 | 2026-06-15 07:13 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXX Acknowledges. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXXXXXXX acknowledges. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
Acknowledged-XXXXXXXXX Acknowledges. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No | ||||
| XXXX | 2177404 | XXXX | Closed | 2026-06-16 00:57 | 2026-06-16 12:37 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXXXXX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXXXXX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | XXXX | Investor Post-Close | No |