EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.09 - Schedule 7

 

ALT ID Loan ID Seller Loan ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
2169369 XXXXXXX   XXXXXXX XXXXXX Originator QM Status diligenceFinalLookPage ATR/QM: Exempt Non-QM: Lender documented all ATR UW factors Audit value pulled from documents located in the loan file.
2163719 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage Condotel Condominium Audit value pulled from appraisal
2161583 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Audit Value Pulled From Appraisal.
2163720 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage Condotel Condominium Audit value pulled from apraisal.
2173102 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage PUD Attached Audit Value Pulled From Appraisal.
2177499 XXXXXXX   XXXXXXX XXXXXX Loan Type the1003Page DSCR Conventional Audit value pulled from documents located in loan file
2175473 XXXXXXX   XXXXXXX XXXXXX Loan Type the1003Page DSCR Conventional Audit value pulled from documents located in loan file
2175459 XXXXXXX   XXXXXXX XXXXXX Loan Type the1003Page DSCR Conventional Audit value based on documents located in the loan file.
2173569 XXXXXXX   XXXXXXX XXXXXX Loan Type the1003Page DSCR Conventional Audit value based on documents located in the loan file.
2177473 XXXXXXX   XXXXXXX XXXXXX Loan Type the1003Page DSCR Conventional Audit value pulled from 1008
2165608 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Audit Value Pulled From Appraisal.
2165610 XXXXXXX   XXXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 10.71 10.91 Audit liabilities were based on documents in the loan file.
2165605 XXXXXXX   XXXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 6.91 6.98 Audit liabilities were based on documents in the loan file.
2165604 XXXXXXX   XXXXXXX XXXXXX Property Value propertyValuationPage $XXXXXXXX $XXXXXXXX Audit value pulled from appraisal report.  Subject is a delayed financing transaction.  Audit is using the purchase price of $XXXX to calculate the LTV/CLTV in accordance with lender guidelines.  
2165601 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Audit Value Pulled From Appraisal.
2165601 XXXXXXX   XXXXXXX XXXXXX Property Value propertyValuationPage $XXXXXXXX $XXXXXXXX Audit value pulled from appraisal report.  Subject is a delayed financing transaction.  Audit is using the purchase price of $XXXX to calculate the LTV/CLTV in accordance with lender guidelines.  
2177479 XXXXXXX   XXXXXXX XXXXXX Loan Type the1003Page DSCR Conventional Audit value based on documents located in the loan file.
2167196 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage Single Family Attached Attached Audit Value Pulled From Appraisal.
2167201 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage Condotel Condominium Audit value pulled from appraisal report
2173112 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage Condominium High Rise Condominium Audit Value Pulled From Secondary Appraisal.
2177301 XXXXXXX   XXXXXXX XXXXXX Property Address notePage XXXXXXX XXXXXXX Audit Value Pulled From Note.
2177301 XXXXXXX   XXXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 36.29 36.59 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
2175205 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Audit Value Pulled From Appraisal.
2177309 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage Condotel Condominium Audit Value Pulled From Appraisal.
2177306 XXXXXXX   XXXXXXX XXXXXX Property Type propertyValuationPage Condotel Condominium Audit value pulled from appraisal
2177308 XXXXXXX   XXXXXXX XXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.31 38.08 Audit liabilities were based on documents in the loan file.