EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.09 - Schedule 1

 

ALT ID Seller Loan ID Seller Loan ID Investor Loan ID Queue Created Date Last Modified Date Finding Status Event Level Finding Category Finding Sub Category Finding Name Reviewer Comments Seller Comments Finding Resolution Finding Document Reviewer Comp Factors Originator Comp Factors State Occupancy Loan Purpose Refinance Purpose Unique Finding ID Acknowledged / Waived By Waiver in File?
2161576 XXXXXX XXXXXXX   XXXXXX Closed 2026-03-04 09:57 2026-04-29 08:05 Resolved 1 - Information Credit Missing Doc Loan has escrow holdback. No proof it was released provided in file Resolved-1004D provided, condition resolved. - Due Diligence Vendor-04/29/2026
Ready for Review-Document Uploaded.  - Buyer-04/29/2026
Open-Although the loan file includes an escrow holdback agreement, there is no evidence confirming the completion of repairs and release of the funds.  File is missing either a XXXX Form 1004D or XXXXX Form 442 from same appraiser, which is required to verify the work has been completed satisfactorily and approved by the lender prior to the release of funds.   - Due Diligence Vendor-03/04/2026		   Resolved-1004D provided, condition resolved. - Due Diligence Vendor-04/29/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2163719 XXXXXX XXXXXXX   XXXXXX Closed 2026-04-30 15:43 2026-05-01 08:54 Waived 2 - Non-Material Credit Eligibility Ineligible Property Type Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/01/2026

Ready for Review-Document Uploaded.  - Buyer-04/30/2026

Open-Property type is ineligible due to Lender guidelines require a minimum of 500 square feet for a condotel; however, the subject is only 339 square feet.. - Due Diligence Vendor-04/30/2026		   Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/01/2026

 XXXXXXXXXXX   DSCR 1.18, .18>1 min
LTV 70%, 5%<75% max
Reserves 57 months, 51>6 month min		 XX Investment Purchase NA XXXXX Originator Pre-Close Yes
2163719 XXXXXX XXXXXXX   XXXXXX Closed 2026-04-30 15:46 2026-05-01 08:52 Resolved 1 - Information Compliance Missing Doc Invoice - Missing or Incomplete Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/01/2026
Ready for Review-Document Uploaded.  - Buyer-04/30/2026
Open-Invoice - Missing or Incomplete. Appraisal invoice missing for $XXX.XX. - Due Diligence Vendor-04/30/2026		   Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/01/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2161578 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-01 10:23 2026-05-04 11:33 Resolved 1 - Information Compliance Missing Doc Invoice - Missing or Incomplete Resolved-Documentation provided.  Finding Resolved. - Due Diligence Vendor-05/04/2026
Ready for Review-Document Uploaded.  - Buyer-05/01/2026
Open-Invoice - Missing or Incomplete. Audit could not locate appraisal invoice for $XXX and $XX (XXXXX XXXXXXX). - Due Diligence Vendor-05/01/2026		   Resolved-Documentation provided.  Finding Resolved. - Due Diligence Vendor-05/04/2026

 XXXXXXXXXXX     XX Investment Refinance No Cash Out - Borrower Initiated XXXXX N/A N/A
2161583 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-01 11:23 2026-05-04 11:37 Waived 2 - Non-Material Credit Eligibility Housing History Does Not Meet Guideline Requirements Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/04/2026
Ready for Review-Document Uploaded.  - Buyer-05/01/2026
Open-Housing History Does Not Meet Guideline Requirements Per Lender’s Guide Section 5.6.1.5, the borrower must provide 12 months of verified housing history for their primary residence. Although a private party verification of rent was submitted, the 12 months of canceled checks for the $X,XXX monthly payments were not provided as required. While audit notes the inclusion of cash receipts, the borrower’s letter confirms that rent is paid in cash, which does not meet the specified documentation standards.
 - Due Diligence Vendor-05/01/2026		   Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/04/2026

 XXXXXXXXXXX   DSCR 1.348, .348>1 Min
FICO 802, 82>720 Min		 XX Investment Purchase NA XXXXX Originator Pre-Close Yes
2161585 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-01 14:00 2026-05-05 09:57 Resolved 1 - Information Compliance Missing Doc Invoice - Missing or Incomplete Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/05/2026
Counter-According to the lenders guidelines section 6.1.4 (transfer of appraisal), a copy of the invoice submitted to the original lender with outstand balance if applicable is required, condition remains. - Due Diligence Vendor-05/04/2026
Ready for Review-Document Uploaded. Appraisal fee was POC not collected at closing on a transferred appraisal, CDA is attached - Buyer-05/01/2026
Open-Invoice - Missing or Incomplete. Audit could not verify appraisal fees totaling $XXX and $XX due to missing invoices. - Due Diligence Vendor-05/01/2026		   Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/05/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2161585 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-01 13:58 2026-05-05 08:34 Resolved 1 - Information Credit Borrower Fraud alert is present on the credit report Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/05/2026

Ready for Review- - Due Diligence Vendor-05/05/2026

Counter-Audit has reviewed the submitted processor certificate. The document appears to be a TRID-related 'Intent to Proceed' rather than the required fraud certificate. Additionally, it is undated and fails to confirm that the borrower was contacted at the phone number listed on the credit report. As a result, the condition remains. - Due Diligence Vendor-05/04/2026

Ready for Review-Document Uploaded.  - Buyer-05/04/2026

Open-Fraud Alert: There is no documented evidence that the lender verified the application directly with the borrower. - Due Diligence Vendor-05/01/2026		 document uploaded - 05/05/2026

 



 Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/05/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2163720 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-04 17:33 2026-05-05 09:17 Waived 2 - Non-Material Credit Eligibility Ineligible Property Type Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/05/2026

Ready for Review-Document Uploaded.  - Buyer-05/05/2026

Open-Property type is ineligible due to According to lender guidelines section 6.10, condotel minimum unit size of 500 square feet required, subject isXXXX.. - Due Diligence Vendor-05/04/2026		   Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/05/2026

 XXXXXXXXXXX   LTV 70%, 5%<75% Max
FICO 732, 52 pts>680 Min		 XX Investment Purchase NA XXXXX Originator Pre-Close Yes
2163720 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-04 17:02 2026-05-05 09:15 Waived 2 - Non-Material Credit Eligibility Housing History Does Not Meet Guideline Requirements Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/05/2026

Ready for Review-Document Uploaded.  - Buyer-05/05/2026

Open-Housing History Does Not Meet Guideline Requirements In accordance with lender guidelines (Section 3.4.2), DSCR loans for borrowers residing rent-free require management review and exception. Currently, the audit team is unable to locate the documented approval for this exception in the loan file.
 - Due Diligence Vendor-05/04/2026		   Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/05/2026

 XXXXXXXXXXX   LTV 70%, 5%<75% Max
FICO 732, 52 pts>680 Min		 XX Investment Purchase NA XXXXX Originator Pre-Close Yes
2173102 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-04 19:11 2026-06-08 10:39 Waived 2 - Non-Material Credit Missing Doc Missing Asset Documentation Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/08/2026

Ready for Review-Document Uploaded.  - Buyer-06/07/2026

Counter-Audit reviewed the submitted documentation. The file verifies the terms of the 401(k) loan but confirms that only 50% of the vested balance is eligible for borrowing. Consequently, the remaining funds cannot be used as reserves. Because the documentation lacks information regarding hardship withdrawals, the finding remains open. To utilize 70% of the remaining funds for reserves, the borrower must provide evidence that hardship withdrawals are permitted. - Due Diligence Vendor-05/15/2026

Ready for Review-Document Uploaded.  - Buyer-05/14/2026

Open-Missing Asset Documentation. Withdraw terms for the 401K not provided. - Due Diligence Vendor-05/05/2026		   Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/08/2026

 XXXXXXXXXXX   Fico 693
housing 0x30x15 vs 1x30x12		 XX Investment Refinance No Cash Out - Borrower Initiated XXXXX Originator Post-Close No
2173102 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-04 19:06 2026-06-08 10:38 Waived 2 - Non-Material Credit Eligibility Audited Reserves are less than Guideline Required Reserves (Number of Months) Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/08/2026
Ready for Review-Document Uploaded.  - Buyer-06/07/2026
Open-Audited Reserves of 1.62 month(s) are less than Guideline Required Reserves of 6 month(s) Verified assets $1157.92, 401K $1282.40 (using vested balance of $XXXX minus outstanding loan $XXXX = $XXXX @ 70% = $XXXX.XX) and cash out proceed $XXX.XX = $XXXX.XX. - Due Diligence Vendor-05/05/2026		   Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/08/2026

 XXXXXXXXXXX   FICO 693, 13>680 min
Primary 0x30x15 vs 1x30x12		 XX Investment Refinance No Cash Out - Borrower Initiated XXXXX Originator Post-Close No
2173102 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-04 19:02 2026-06-08 10:37 Waived 2 - Non-Material Credit Assets Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/08/2026
Ready for Review-Document Uploaded.  - Buyer-06/07/2026
Open-Total Qualified Assets for Reserves Post-Close of $3298.03 is less than Total Required Reserve Amount of $12231 Verified assets $1157.92, 401K $1282.40 (using vested balance of $XXXX minus outstanding loan $XXXX = $XXXX @ 70% = $XXXX.XX) and cash out proceed $XXX.XX = $XXXX.XX. - Due Diligence Vendor-05/05/2026		   Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/08/2026

 XXXXXXXXXXX   FICO 693, 13>680 min
Primary 0x30x15 vs 1x30x12		 XX Investment Refinance No Cash Out - Borrower Initiated XXXXX Originator Post-Close No
2163724 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-06 18:19 2026-05-07 16:00 Waived 2 - Non-Material Credit Eligibility Housing History Does Not Meet Guideline Requirements Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026

Ready for Review-Document Uploaded.  - Buyer-05/07/2026

Open-Housing History Does Not Meet Guideline Requirements In accordance with lender guidelines (Section 3.4.2), DSCR loans for borrowers residing rent-free require management review and exception. Currently, the audit team is unable to locate the documented approval for this exception in the loan file.
 - Due Diligence Vendor-05/06/2026		   Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026

 XXXXXXXXXXX   792 FICO, 132>660 Min
75% LTV, 10%<85% Max
1.36 DSCR, .36>1x Min
151 months reserves, 148>3 Min		 XX Investment Purchase NA XXXXX Originator Pre-Close Yes
#N/A XXXXXX XXXXXXX   XXXXXX Closed 2026-05-13 15:02 2026-05-29 12:44 Resolved 1 - Information Property Value Missing Valuation Review Product - 1 Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/29/2026

Ready for Review-Please see attached CDA - Due Diligence Vendor-05/29/2026

Ready for Review-UCDP/SSR not located in file, and CU score is not available because property is 1-4 unit. Per guidelines, if CU score is not provided or exceeds 2.5 an additional valuation is required to support the appraised value. Per valuation waterfall, an AVM or other secondary valuation is required. - Due Diligence Vendor-05/21/2026

Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/13/2026

Ready for Review-- - Due Diligence Vendor-05/18/2026		   Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/29/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2165610 XXXXXX XXXXXXX   XXXXXX Closed 2026-07-08 10:19 2026-07-08 10:23 Acknowledged 1 - Information Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-07/08/2026

Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-07/08/2026		   Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-07/08/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX Investor Post-Close No
2165603 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-14 11:40 2026-05-15 07:43 Resolved 1 - Information Compliance Missing Doc Invoice - Missing or Incomplete Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/15/2026
Ready for Review-Document Uploaded.  - Buyer-05/14/2026
Open-Invoice - Missing or Incomplete. Audit could not locate appraisal invoices for $XXX and $XXX. - Due Diligence Vendor-05/14/2026		   Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/15/2026

 XXXXXXXXXXX     XX Investment Refinance No Cash Out - Borrower Initiated XXXXX N/A N/A
#N/A XXXXXX XXXXXXX   XXXXXX Closed 2026-05-15 08:32 2026-05-29 12:26 Resolved 1 - Information Credit Missing Doc Final HUD/Settlement Statement Not Provided Resolved-Final Settlement Statement received, finding resolved. - Due Diligence Vendor-05/29/2026

Ready for Review-Document Uploaded. HUD-1 uploaded by XXXX via Sharefile - Due Diligence Vendor-05/26/2026

Open-The final HUD/Settlement Statement is missing. HUD-1/Settlement Statement in file is marked "estimated". - Due Diligence Vendor-05/15/2026		   Resolved-Final Settlement Statement received, finding resolved. - Due Diligence Vendor-05/29/2026

 XXXXXXXXXXX     XX Investment Refinance Cash Out - Other XXXXX N/A N/A
2167196 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-19 12:48 2026-05-26 15:00 Waived 2 - Non-Material Credit Missing Doc Missing ACH Form Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. 
 - Due Diligence Vendor-05/26/2026

Ready for Review-Document Uploaded.  - Buyer-05/26/2026

Open-Missing ACH Form. While an Automatic Payment Authorization Form is in the loan file, the top section is incomplete. Per the XXXX matrix, a fully completed form is required for a cash-out refinance with an LTV greater than 70%. - Due Diligence Vendor-05/19/2026		   Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. 
 - Due Diligence Vendor-05/26/2026

 XXXXXXXXXXX   Fico: 770, 110 > 660 min
Res: 49mo, 43 mo > 6 mo min
DSCR: 1.27 x, .17x>1.00x minimum		 XX Investment Refinance Cash Out - Other XXXXX Originator Post-Close No
2167196 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-19 12:21 2026-05-26 14:58 Waived 2 - Non-Material Credit Eligibility Housing History Does Not Meet Guideline Requirements Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.    Finding is non-material, and loan will be graded a B.
 - Due Diligence Vendor-05/26/2026

Ready for Review-Document Uploaded.  - Buyer-05/26/2026

Open-Housing History Does Not Meet Guideline Requirements In accordance with lender guidelines (Section 3.4.2), DSCR loans for borrowers residing rent-free require management review and exception. Currently, the audit team is unable to locate the documented approval for this exception in the loan file.
 - Due Diligence Vendor-05/19/2026		   Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.    Finding is non-material, and loan will be graded a B.
 - Due Diligence Vendor-05/26/2026

 XXXXXXXXXXX   770 Fico Score, 110 ;points > 660 minimum
49 months reserves, 43 months > 6 months minimum
1.27 DSCR Ratio, .27 > 1.00 minimum		 XX Investment Refinance Cash Out - Other XXXXX Originator Pre-Close Yes
2167201 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-21 18:51 2026-05-22 08:51 Waived 2 - Non-Material Credit Eligibility Ineligible Property Type Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/22/2026

Ready for Review-Document Uploaded.  - Buyer-05/22/2026

Open-Property type is ineligible due to Property type is ineligible due to According to lender guidelines section 6.10, condotel minimum unit size of 500 square feet required, subject is 353 sq ft.
. - Due Diligence Vendor-05/21/2026		   Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/22/2026

 XXXXXXXXXXX   745 FICO Score, 85 points>660 minimum
70% LTV, 5%<75% max
1.13 DSCR Ratio, .13>1.00 minimum		 XX Investment Purchase NA XXXXX Originator Pre-Close Yes
2167201 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-21 18:35 2026-05-22 08:49 Waived 2 - Non-Material Credit Eligibility Housing History Does Not Meet Guideline Requirements Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/22/2026

Ready for Review-Document Uploaded.  - Buyer-05/22/2026

Open-Housing History Does Not Meet Guideline Requirements In accordance with lender guidelines (Section 3.4.2), DSCR loans for borrowers residing rent-free require management review and exception. Currently, the audit team is unable to locate the documented approval for this exception in the loan file.
 - Due Diligence Vendor-05/21/2026		   Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/22/2026

 XXXXXXXXXXX   745 FICO Score, 85 points>660 minimum
70% LTV, 5%<75% max
1.13 DSCR Ratio, .13>1.00 minimum		 XX Investment Purchase NA XXXXX Originator Pre-Close Yes
2167202 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-22 09:34 2026-05-26 12:54 Resolved 1 - Information Compliance Missing Doc Invoice - Missing or Incomplete Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/26/2026
Ready for Review-Document Uploaded.  - Buyer-05/23/2026
Open-Invoice - Missing or Incomplete. Audit could not locate appraisal invoices for $XXX and $XX. - Due Diligence Vendor-05/22/2026		   Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/26/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2173100 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-26 09:33 2026-05-27 10:53 Resolved 1 - Information Credit Missing Doc Missing rent comparable schedule form 1007 Resolved- A completed Form 1007 was provided, reflecting a market rent of $X,XXX. This figures aligns with lender guidelines, which permit the use of up to 120% of the stated lease value, condition resolved. - Due Diligence Vendor-05/27/2026
Ready for Review-Document Uploaded.  - Buyer-05/27/2026
Open- - Due Diligence Vendor-05/27/2026
Ready for Review-Document Uploaded.  - Due Diligence Vendor-05/27/2026
Open-The 1007 form is present, but the estimated monthly market rent field is blank.  Must verify that the market rent is at least $X,XXX. - Due Diligence Vendor-05/26/2026		   Resolved- A completed Form 1007 was provided, reflecting a market rent of $X,XXX. This figures aligns with lender guidelines, which permit the use of up to 120% of the stated lease value, condition resolved. - Due Diligence Vendor-05/27/2026
 XXXXXXXXXXX     XX Investment Refinance Cash Out - Other XXXXX N/A N/A
2173098 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-27 15:42 2026-05-28 14:01 Waived 2 - Non-Material Credit Eligibility Ineligible Property Type Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.    Finding is non-material, and loan will be graded a B.
 - Due Diligence Vendor-05/28/2026

Ready for Review-Document Uploaded.  - Buyer-05/28/2026

Open-Property type is ineligible due to the project exceeds lender limits with a 92% investor concentration (maximum 75%) and 25% single-entity ownership (maximum 20%). - Due Diligence Vendor-05/27/2026		   Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.    Finding is non-material, and loan will be graded a B.
 - Due Diligence Vendor-05/28/2026

 XXXXXXXXXXX   Res 82, 76 > 6mo min
DSCR 1.41, .41 x > 1.0x min
Fico 711, 31 > 680
3 Unit owned > 15 yrs, never late on HOA
 XX Investment Refinance Cash Out - Other XXXXX Originator Pre-Close Yes
2173099 XXXXXX XXXXXXX   XXXXXX Closed 2026-05-29 08:54 2026-06-03 17:04 Waived 2 - Non-Material Credit Missing Doc Missing ACH Form Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/03/2026

Ready for Review-Document Uploaded.  - Buyer-06/03/2026

Open-Missing ACH Form. required per the XXXX matrix for cash out refinances with LTV's greater than 70%. - Due Diligence Vendor-05/29/2026		   Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/03/2026

 XXXXXXXXXXX   FICO 736, 36>700 min
Reserves 10 mo, 4 mo>6 mo min		 XX Investment Refinance Cash Out - Other XXXXX Originator Post-Close No
#N/A XXXXXX XXXXXXX   XXXXXX Closed 2026-05-29 07:26 2026-06-01 12:59 Resolved 1 - Information Compliance Missing Doc Invoice - Missing or Incomplete Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/01/2026
Ready for Review-Document Uploaded.  - Buyer-05/30/2026
Open-Invoice - Missing or Incomplete. Audit could not locate invoice for appraisal for $XXX
  - Due Diligence Vendor-05/29/2026		   Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/01/2026

 XXXXXXXXXXX     XX Investment Refinance Cash Out - Other XXXXX N/A N/A
#N/A XXXXXX XXXXXXX   XXXXXX Closed 2026-05-29 15:33 2026-06-01 12:58 Waived 2 - Non-Material Credit Assets Cash Out Does Not Meet Guideline Requirements Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/01/2026
Ready for Review-Document Uploaded.  - Buyer-05/30/2026
Open-Cash Out Does Not Meet Guideline Requirements The borrower received $X,XXX,XXX.XX in cash-out, which exceeds the $XXXX maximum permitted for Foreign Nationals under the XXXX Matrix. - Due Diligence Vendor-05/29/2026		   Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/01/2026

 XXXXXXXXXXX   LTV 60%, 5%<65% max
Reserves 80 months, 74>6 month min
Experienced Investor		 XX Investment Refinance Cash Out - Other XXXXX Originator Post-Close No
2173106 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-01 17:42 2026-06-03 17:09 Waived 2 - Non-Material Credit Missing Doc Missing ACH Form Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. 
 - Due Diligence Vendor-06/03/2026

Ready for Review-Document Uploaded.  - Buyer-06/03/2026

Open-Missing ACH Form. While an Automatic Payment Authorization Form is in the loan file, the top section is incomplete. Per the XXXX matrix, a fully completed form is required for a cash-out refinance with an LTV greater than 70%. - Due Diligence Vendor-06/01/2026		   Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B. 
 - Due Diligence Vendor-06/03/2026

 XXXXXXXXXXX   FICO 762, 62>700 Min
Reserves 27 mo, 21 mo>6 mo Min		 XX Investment Refinance Cash Out - Other XXXXX Originator Post-Close No
#N/A XXXXXX XXXXXXX   XXXXXX Closed 2026-06-01 12:11 2026-06-08 09:30 Waived 2 - Non-Material Credit Assets Cash Out Does Not Meet Guideline Requirements Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/08/2026
Ready for Review-Document Uploaded.  - Buyer-06/08/2026
Open-Cash Out Does Not Meet Guideline Requirements The cash-out amount of $X,XXX,XXX.XX exceeds the maximum limit of $XXXX permitted under lender matrix XXXX. - Due Diligence Vendor-06/01/2026		   Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/08/2026

 XXXXXXXXXXX   LTV 60%, 5%<65% max
Reserves 89 months, 83>6 month min
Experienced Investor		 XX Investment Refinance Cash Out - Other XXXXX Originator Post-Close No
#N/A XXXXXX XXXXXXX   XXXXXX Closed 2026-06-01 12:17 2026-06-08 09:29 Waived 2 - Non-Material Credit Missing Doc Missing ACH Form Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/08/2026

Ready for Review-Document Uploaded.  - Buyer-06/08/2026

Open-Missing ACH Form. While an Automatic Payment Authorization Form is in the loan file, the top section is incomplete. Per the XXXX matrix, a fully completed form is required for a Foreign National. - Due Diligence Vendor-06/01/2026		   Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/08/2026

 XXXXXXXXXXX   LTV 60%, 5%<65% max
Reserves 89 months,83>6 month min
Experienced Investor		 XX Investment Refinance Cash Out - Other XXXXX Originator Post-Close No
#N/A XXXXXX XXXXXXX   XXXXXX Closed 2026-06-01 12:15 2026-06-02 10:08 Resolved 1 - Information Compliance Missing Doc Invoice - Missing or Incomplete Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/02/2026
Ready for Review-Document Uploaded.  - Buyer-06/01/2026
Open-Invoice - Missing or Incomplete. Audit could not verify appraisal fees totaling $XXX due to missing invoices.
 - Due Diligence Vendor-06/01/2026		   Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/02/2026

 XXXXXXXXXXX     XX Investment Refinance Cash Out - Other XXXXX N/A N/A
2173096 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-03 22:39 2026-06-05 09:23 Resolved 1 - Information Compliance Missing Doc Invoice - Missing or Incomplete Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/05/2026
Ready for Review-Document Uploaded.  - Buyer-06/04/2026
Open-Invoice - Missing or Incomplete. Appraisal invoice for $XXX could not be located. - Due Diligence Vendor-06/04/2026		   Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/05/2026

 XXXXXXXXXXX     XX Investment Refinance No Cash Out - Borrower Initiated XXXXX N/A N/A
2173096 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-03 22:36 2026-06-05 09:22 Resolved 1 - Information Credit Eligibility Appraisal Transfer Does Not Meet Guideline Requirements Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/05/2026

Ready for Review-Document Uploaded.  - Buyer-06/04/2026

Open-Appraisal Transfer Does Not Meet Guideline Requirements. Appraisal transfer letter not provided. - Due Diligence Vendor-06/04/2026		   Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/05/2026

 XXXXXXXXXXX     XX Investment Refinance No Cash Out - Borrower Initiated XXXXX N/A N/A
2177301 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-05 14:41 2026-06-15 16:27 Resolved 1 - Information Credit Missing Doc Required Documentation is Missing Resolved-Lender provided a letter of explanation for the gap in employment. - Due Diligence Vendor-06/15/2026

Resolved-Unable to Resolve-Lender provided a letter of explanation for the gap in employment. - Due Diligence Vendor-06/15/2026

Ready for Review-Document Uploaded.  - Buyer-06/15/2026

Open-As per GL 5.1.2 LOX is required for Employment gap more than 6Months, hence document is missing from the loan file. - Due Diligence Vendor-06/05/2026		   Resolved-Lender provided a letter of explanation for the gap in employment. - Due Diligence Vendor-06/15/2026

 Resolved-Unable to Resolve-Lender provided a letter of explanation for the gap in employment. - Due Diligence Vendor-06/15/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2177301 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-05 14:53 2026-06-09 08:22 Waived 2 - Non-Material Credit Eligibility Ineligible Property Type Waived-Property type is ineligible due to Minimum property requirement not met. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-06/09/2026

Ready for Review-Document Uploaded.  - Buyer-06/08/2026

Open-Property type is ineligible due to Minimum property requirement not met. As per GL section 6.1.5.2, Minimum square footage requirement is 500 Sq. Ft however subject property is condotel with GLA of XXXX - Due Diligence Vendor-06/05/2026		   Waived-Property type is ineligible due to Minimum property requirement not met. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-06/09/2026

 XXXXXXXXXXX   FICO 708 greater than minimum 660
Reserves 33 months vs Min 6 months
DTI of 36.5 lower than max of 50
Not using rental income to qualify
Same profession for 11 years.		 XX Investment Purchase NA XXXXX Originator Pre-Close Yes
2177301 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-05 13:55 2026-06-09 08:16 Resolved 1 - Information Credit Missing Doc Missing Mortgage Riders - Condo Rider Resolved-Lender provided the missing riders - Due Diligence Vendor-06/09/2026

Ready for Review-Document Uploaded.  - Seller-06/08/2026

Open-Condo Rider is Missing. - Due Diligence Vendor-06/05/2026		 Ready for Review-Document Uploaded.  - Seller-06/08/2026

 Resolved-Lender provided the missing riders - Due Diligence Vendor-06/09/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2177301 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-05 13:55 2026-06-09 08:16 Resolved 1 - Information Credit Missing Doc Missing Mortgage Riders - 1-4 Family Rider Resolved-Lender provided the missing riders - Due Diligence Vendor-06/09/2026

Ready for Review-Document Uploaded.  - Buyer-06/08/2026

Open- - Due Diligence Vendor-06/08/2026

Ready for Review-Document Uploaded.  - Buyer-06/08/2026

Open-1-4 Family Rider is Missing. - Due Diligence Vendor-06/05/2026		   Resolved-Lender provided the missing riders - Due Diligence Vendor-06/09/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2177301 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-05 13:56 2026-06-09 08:16 Resolved 1 - Information Credit Missing Doc Missing Mortgage/Deed of Trust Resolved-Lender provided the mortgaged document - Due Diligence Vendor-06/09/2026

Resolved-The Deed of Trust is Present - Due Diligence Vendor-06/09/2026

Ready for Review-Document Uploaded.  - Seller-06/08/2026

Open- - Due Diligence Vendor-06/08/2026

Ready for Review-Document Uploaded.  - Seller-06/08/2026

Open-The Deed of Trust is Missing. - Due Diligence Vendor-06/05/2026		 Ready for Review-Document Uploaded.  - Seller-06/08/2026

 Ready for Review-Document Uploaded.  - Seller-06/08/2026

 Resolved-Lender provided the mortgaged document - Due Diligence Vendor-06/09/2026

 Resolved-The Deed of Trust is Present - Due Diligence Vendor-06/09/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2177301 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-08 10:39 2026-06-09 08:12 Resolved 1 - Information Credit Missing Doc Missing Final Application - Not Executed Resolved-Lender provided the executed final 1003 - Due Diligence Vendor-06/09/2026

Resolved-The Final 1003 is Executed - Due Diligence Vendor-06/09/2026

Ready for Review-Document Uploaded.  - Buyer-06/08/2026

Open- - Due Diligence Vendor-06/08/2026

Ready for Review-Document Uploaded.  - Buyer-06/08/2026

Open-The Final 1003 is Not Executed - Due Diligence Vendor-06/08/2026		   Resolved-Lender provided the executed final 1003 - Due Diligence Vendor-06/09/2026

 Resolved-The Final 1003 is Executed - Due Diligence Vendor-06/09/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2177301 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-05 14:26 2026-06-09 08:10 Resolved 1 - Information Compliance Missing Doc Final HUD-1 Document is Missing Resolved-Lender provided final HUD - Due Diligence Vendor-06/09/2026

Resolved-Final HUD-1 Document is not missing. - Due Diligence Vendor-06/09/2026

Ready for Review-Document Uploaded.  - Seller-06/08/2026

Open- - Due Diligence Vendor-06/08/2026

Ready for Review-Document Uploaded.  - Seller-06/08/2026

Open-Final HUD-1 Document is missing. Compliance will be re-reviewed upon receipt of the HUD-1/Settlement statement. Additional
conditions may apply. - Due Diligence Vendor-06/05/2026		 Ready for Review-Document Uploaded.  - Seller-06/08/2026

 Ready for Review-Document Uploaded.  - Seller-06/08/2026

 Resolved-Lender provided final HUD - Due Diligence Vendor-06/09/2026

 Resolved-Final HUD-1 Document is not missing. - Due Diligence Vendor-06/09/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2175204 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-08 10:13 2026-06-11 14:17 Waived 2 - Non-Material Credit Eligibility Audited LTV Exceeds Guideline LTV Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/11/2026

Ready for Review-Document Uploaded.  - Buyer-06/11/2026

Counter-Max LTV per guidelines for Foreign National non-warrantable condo is 70%. - Due Diligence Vendor-06/09/2026

Ready for Review-Escalated max 75% - Buyer-06/08/2026

Open-Audited LTV of 75% exceeds Guideline LTV of 70% Documentation in file indicates the subject property is a non-warrantable condominium. Per guidelines, max 70% LTV allowed on a purchase of a non-warrantable condo.  - Due Diligence Vendor-06/08/2026		   Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/11/2026

 XXXXXXXXXXX   Res 23 mo, 11 mo>12 mo min
Loan amt. XXXX, XXXX<1 MM mx		 XX Investment Purchase NA XXXXX Originator Post-Close No
#N/A XXXXXX XXXXXXX   XXXXXX Closed 2026-06-09 14:10 2026-06-11 07:48 Waived 2 - Non-Material Credit Missing Doc Missing ACH Form Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/11/2026

Ready for Review-Document Uploaded.  - Buyer-06/10/2026

Open-Missing ACH Form. - Due Diligence Vendor-06/09/2026		 While an Automatic Payment Authorization Form is in the loan file, the form is incomplete. Per the XXXX matrix, a fully completed form is required for a cash-out refinance with an LTV greater than 70%. - 06/09/2026

 



 Waived-A policy exception was issued post-closing. Lender exception was provided with appropriate compensating factors. Finding is non-material, and loan will be graded a B.  - Due Diligence Vendor-06/11/2026

 XXXXXXXXXXX   FICO 754, 54>700 min
DSCR 1.12, .12>1.0
Res 81mo, 76mo>6 mo min
Pri Mtg 0x33x12 vs 1x30x12
 XX Investment Refinance Cash Out - Other XXXXX Originator Post-Close No
2177309 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-11 07:26 2026-06-15 16:07 Resolved 1 - Information Credit Missing Doc Final HUD/Settlement Statement Not Provided Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/15/2026

Ready for Review-Document Uploaded.  - Seller-06/15/2026

Counter-A copy of the settlement statement was provided, but the bottom portion of the document is cut off.  Finding remains open for a complete copy. - Due Diligence Vendor-06/15/2026

Ready for Review-Document Uploaded.  - Buyer-06/12/2026

Open-The final HUD/Settlement Statement is missing. - Due Diligence Vendor-06/11/2026		 Ready for Review-Document Uploaded.  - Seller-06/15/2026

 Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/15/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2177309 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-11 06:51 2026-06-15 16:04 Resolved 1 - Information Credit Missing Doc Missing Business Purpose Affidavit Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/15/2026

Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-06/15/2026

Ready for Review-Document Uploaded.  - Seller-06/15/2026

Counter-The provided documentation was reviewed, but the required business purpose affidavit is still missing, condition remains. - Due Diligence Vendor-06/15/2026

Ready for Review-Document Uploaded.  - Buyer-06/12/2026

Open-The loan file is missing the Business Purpose Affidavit as required by Lender guidelines. - Due Diligence Vendor-06/11/2026		 Ready for Review-Document Uploaded.  - Seller-06/15/2026

 Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-06/15/2026

 Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-06/15/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
2177309 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-11 06:28 2026-06-15 11:26 Resolved 1 - Information Credit Missing Doc Missing Mortgage/Deed of Trust Resolved-The Deed of Trust is Present - Due Diligence Vendor-06/15/2026

Ready for Review-Document Uploaded.  - Seller-06/12/2026

Open-The Deed of Trust is Missing - Due Diligence Vendor-06/11/2026		 Ready for Review-Document Uploaded.  - Seller-06/12/2026

 Resolved-The Deed of Trust is Present - Due Diligence Vendor-06/15/2026

 XXXXXXXXXXX     XX Investment Purchase NA XXXXX N/A N/A
#N/A XXXXXX XXXXXXX   XXXXXX Closed 2026-06-12 10:01 2026-06-12 16:00 Waived 2 - Non-Material Credit Eligibility Ineligible Property Type Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-06/12/2026

Ready for Review-Document Uploaded.  - Buyer-06/12/2026

Open-Property type is ineligible due to lender guidelines section 6.10, condotel minimum unit size of 500 square feet required, subject is 461 sq ft.
 - Due Diligence Vendor-06/12/2026		   Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-06/12/2026

 XXXXXXXXXXX   DSCR 1.13, .13>1 Min
FICO 752, 92 pts>660 Min
Reserves 99 months, 93>6 month min		 XX Investment Purchase NA XXXXX Originator Pre-Close Yes
2177308 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-18 10:25 2026-06-22 08:08 Resolved 1 - Information Compliance Missing Doc ECOA: Appraisal Disclosure Missing or Incomplete Resolved-ECOA Compliant: Appraisal Disclosure provided. - Due Diligence Vendor-06/22/2026

Ready for Review-Document Uploaded.  - Seller-06/20/2026

Open-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. Appraisal Disclosure is Missing - Due Diligence Vendor-06/18/2026		 Ready for Review-Document Uploaded.  - Seller-06/20/2026

 Resolved-ECOA Compliant: Appraisal Disclosure provided. - Due Diligence Vendor-06/22/2026

 XXXXXXXXXXX     XX Investment Refinance Cash Out - Other XXXXX N/A N/A
2177308 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-18 07:21 2026-06-22 08:06 Resolved 1 - Information Compliance Disclosure E-Consent documentation is missing for borrower(s) Resolved-E-Consent documentation for borrower(s) provided. - Due Diligence Vendor-06/22/2026

Ready for Review-Document Uploaded.  - Buyer-06/20/2026

Open-E-Consent documentation is missing for borrower(s). E-Consent documentation is missing for borrower - Due Diligence Vendor-06/18/2026		   Resolved-E-Consent documentation for borrower(s) provided. - Due Diligence Vendor-06/22/2026

 XXXXXXXXXXX     XX Investment Refinance Cash Out - Other XXXXX N/A N/A
2177308 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-18 06:57 2026-06-22 08:04 Resolved 1 - Information Credit Missing Doc Borrower 1 3rd Party VOE Prior to Close Missing Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/22/2026

Ready for Review-Document Uploaded.  - Buyer-06/20/2026

Open-Borrower 1 3rd Party VOE Prior to Close Missing for both businesses. The one which is provided is not within 30 days of the Note date - Due Diligence Vendor-06/18/2026		   Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/22/2026

 XXXXXXXXXXX     XX Investment Refinance Cash Out - Other XXXXX N/A N/A
2177308 XXXXXX XXXXXXX   XXXXXX Closed 2026-06-18 14:04 2026-06-18 16:48 Acknowledged 1 - Information Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/18/2026

Ready for Review-Waive - Buyer-06/18/2026

Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/18/2026		   Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/18/2026

 XXXXXXXXXXX     XX Investment Refinance Cash Out - Other XXXXX Originator Post-Close No