EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.04 - Schedule 6

 

Loan ID Redaction ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN Primary Appraisal Occupancy
XXXX 2141290 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 6125 Appraisal - 1025   N/A     6125 Appraisal - 1025 No 76.39 1.3 1.309 4679.04                                             Yes     XXXX   6125               No 1.1 1 1 N/A 18.61 No     Vested Individual XXXX XXXX Vested Individual XXXX XXXX                               0     Tenant
XXXX 2171410 XXXX XXXX XXXX 12 Month Bank Statement Present No 0 2600 Appraisal - 1007   N/A     2600 Appraisal - 1007 No 165.87   0 4312.68                                             Yes         2600               No 0.0 1 1 N/A 60.69 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX Tenant
XXXX 2171413 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 3500 Appraisal - 1007   N/A     3500 Appraisal - 1007 No 98.08 1.01 1.02 3432.88                                             No     0   3500               No 1.2 1 1 N/A 49.22 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX Vacant
XXXX 2171412 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 2500 Appraisal - 1007   N/A     2500 Appraisal - 1007 No 87.76 1.13 1.14 2193.92                                             Yes         2500               No 0.0 1 1 N/A 40.39 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX Vacant
XXXX 2167915 XXXX XXXX XXXX Debt Service Coverage Ratio Present No 0 4000 Appraisal - 1007   N/A     4000 Appraisal - 1007 No 120.1 0.833 0.833 4803.98                                             No         4000               No 10.6 1 1 N/A 88.03 Yes XXXX Limited Liability Corporation (LLC) Individual Guarantor XXXX XXXX                                   Yes 1 Full Recourse XXXX Tenant