EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.03 - Schedule 7

 

Loan ID Seller Loan ID Investor Loan ID Field Name Verified Value Bid Tape Value
2144462     Note Date xxx xxx
2144462     First Payment Date xxx xxx
2144462     Maturity Date xxx xxx
2144462     Qualifying Amortization Term 0 240
2144462     Borrower 1 Birthdate xxx xxx
2144462     Verified Doc Type Debt Service Coverage Ratio Debt Service Coverage (DSCR)
2144462     Calculated DSCR 0.772 Y
2164761     Maturity Date xxx xxx
2164761     Borrower 1 First Name xxx xxx
2164761     Vested Business Entity Type Limited Liability Corporation (LLC) Y
2164761     Interest Rate 6.75 0.0675
2164761     Qualifying Interest Rate 6.75 0.068
2164761     Qualifying Monthly P&I Amount xxx xxx
2164761     Borrower 1 Last Name xxx xxx
2164761     Borrower 1 FTHB false N
2164761     Qualifying Rent Income Source Actual In Place Rent N
2164761     Sales Price 0 N/A
2164761     Property Type Single Family Detached Detached
2164761     Qualifying LTV 75.0 0.75
2164761     Qualifying CLTV 75.0 0.75
2164761     Qualifying Total Debt Income Ratio 0 N/A
2164761     Qualifying Housing Debt Income Ratio 0 N/A
2164808     Loan Purpose Refinance NoCash-Out Refinance
2164808     Property Type Two to Four Unit Detached
2164808     Originator DSCR 1.747 DSCR
2164763     Interest Rate 7.125 0.0712
2164763     Qualifying Interest Rate 7.125 0.071
2164763     Qualifying Monthly P&I Amount xxx xxx
2164763     Refinance Type NA N/A
2164763     Borrower 1 FTHB false N
2164763     Property Type Two to Four Unit Detached
2164763     Final Qualifying Property Value xxx xxx
2164763     Qualifying CLTV 80.0 0.80
2164763     Qualifying LTV 80.0 0.80
2164763     Verified Doc Type 2YR Full Doc Full Documentation
2164763     Qualifying Total Debt Income Ratio 33.58 34.65
2164763     Calculated DSCR 0 N/A
2164763     Qualifying Housing Debt Income Ratio 12.32 11.80
2164763     Vested Business Entity Name xxx xxx
2164763     Vested Business Entity Type xxx xxx
2164764     Vested Business Entity Name xxx xxx
2164764     Qualifying Monthly P&I Amount xxx xxx
2164764     Borrower 1 FTHB false N
2164764     Final Qualifying Property Value xxx xxx
2164762     Interest Rate 6.875 0.0688
2164762     Vested Business Entity Name xxx xxx
2164762     Vested Business Entity Type xxx xxx
2164762     Qualifying Interest Rate 6.875 0.069
2164762     Qualifying Monthly P&I Amount xxx xxx
2164762     Borrower 1 FTHB false N
2164762     Refinance Type NA N/A
2164762     Property Type Single Family Detached Detached
2164762     Qualifying CLTV 80.0 0.80
2164762     Qualifying LTV 80.0 0.80
2164762     Final Qualifying Property Value xxx xxx
2164762     Verified Doc Type 1YR Full Doc Full Documentation
2164762     Calculated DSCR 0 N/A
2164762     Qualifying Total Debt Income Ratio 36.35 36.53
2169582     Qualifying Monthly P&I Amount xxx xxx
2169582     Qualifying Interest Rate 7.5 0.075
2169582     Property Address xxx xxx
2169582     Interest Rate 7.5 0.0750
2169582     Vested Business Entity Type xxx xxx
2169582     Vested Business Entity Name xxx xxx
2169582     Refinance Type NA N/A
2169582     Borrower 1 FTHB false N
2169582     Final Qualifying Property Value xxx xxx
2169582     Qualifying CLTV 85.0 0.85
2169582     Qualifying LTV 85.0 0.85
2169582     Property Type Single Family Detached Detached
2169582     Verified Doc Type 2YR Full Doc Full Documentation
2169582     Calculated DSCR 0 N/A
2169579     Qualifying Monthly P&I Amount xxx xxx
2169579     Qualifying Total Debt Income Ratio 5.95 6.29
2169579     Qualifying Housing Debt Income Ratio 2 2.05
2169580     Qualifying Monthly P&I Amount xxx xxx
2169587     Qualifying Interest Rate 7.375 0.074
2169587     Interest Rate 7.375 0.0738
2169587     Qualifying Monthly P&I Amount xxx xxx
2169587     Refinance Type NA N/A
2169587     Borrower 1 FTHB false N
2169587     Personal Guaranty Yes N/A
2169587     Qualifying Rent Income Source Third Party Market Rent Estimate N
2169587     Qualifying CLTV 80.0 0.80
2169587     Qualifying LTV 80.0 0.80
2169587     Final Qualifying Property Value xxx xxx
2169587     Qualifying Housing Debt Income Ratio 0 N/A
2169587     Qualifying Total Debt Income Ratio 0 N/A
2169584     Qualifying Monthly P&I Amount xxx xxx
2169584     Final Qualifying Property Value xxx xxx
2169583     Qualifying Interest Rate 7.375 0.074
2169583     Vested Business Entity Type xxx xxx
2169583     Qualifying Monthly P&I Amount xxx xxx
2169583     Interest Rate 7.375 0.0738
2169583     Borrower 1 FTHB false N
2169583     Refinance Type NA N/A
2169583     Qualifying Rent Income Source Third Party Market Rent Estimate N
2169583     Property Type Single Family Detached Detached
2169583     Qualifying CLTV 80.0 0.80
2169583     Qualifying LTV 80.0 0.80
2169583     Final Qualifying Property Value xxx xxx
2169583     Qualifying Housing Debt Income Ratio 0 N/A
2169583     Qualifying Total Debt Income Ratio 0 N/A
2169586     Qualifying Monthly P&I Amount xxx xxx
2169586     Final Qualifying Property Value xxx xxx
2169586     Qualifying Total Housing Expense PITIA xxx xxx
2169585     Qualifying Interest Rate 7.0 0.070
2169585     Interest Rate 7 0.0700
2169585     Qualifying Monthly P&I Amount xxx xxx
2169585     Property Type Two to Four Unit Attached
2169585     Final Qualifying Property Value xxx xxx
2169585     Qualifying Total Debt Income Ratio 0 N/A
2173127     Qualifying Monthly P&I Amount xxx xxx
2173127     Qualifying Rent Income Source Third Party Market Rent Estimate Actual Short Term Rent
2173127     Property Type Two to Four Unit Attached
2173127     Calculated DSCR 1.024 1.428
2169588     Qualifying Monthly P&I Amount xxx xxx
2169588     Vested Business Entity Name xxx xxx
2169588     Vested Business Entity Type xxx xxx
2169588     Borrower 2 Last Name xxx xxx
2169588     Borrower 2 First Name xxx xxx
2169588     Qualifying Rent Income Source Third Party Market Rent Estimate N
2169588     Calculated DSCR 1.545 1.236
2173129     Vested Business Entity Type xxx xxx
2173129     Qualifying Monthly P&I Amount xxx xxx
2173128     Vested Business Entity Type xxx xxx
2173128     Vested Business Entity Name xxx xxx
2173128     Qualifying Monthly P&I Amount xxx xxx
2173128     Interest Rate 7.375 0.0738
2173128     Qualifying Interest Rate 7.375 0.074
2173128     Borrower 1 FTHB false N
2173128     Refinance Type NA N/A
2173128     Qualifying CLTV 85.0 0.85
2173128     Final Qualifying Property Value xxx xxx
2173128     Qualifying LTV 85.0 0.85
2173128     Verified Doc Type 2YR Full Doc Full Documentation
2173128     Qualifying Total Debt Income Ratio 40.12 46.30
2173128     Calculated DSCR 0 N/A
2173128     Qualifying Housing Debt Income Ratio 14.16 19.47
2173130     Interest Rate 7.5 0.0750
2173130     Vested Business Entity Type xxx xxx
2173130     Qualifying Monthly P&I Amount xxx xxx
2173130     Qualifying Interest Rate 7.5 0.075
2173130     Borrower 1 FTHB false N
2173130     Qualifying Rent Income Source Third Party Market Rent Estimate N
2173130     Sales Price 0 N/A
2173130     Property Type Two to Four Unit Detached
2173130     Qualifying CLTV 75.0 0.75
2173130     Qualifying LTV 75.0 0.75
2173130     Qualifying Housing Debt Income Ratio 0 N/A
2173130     Qualifying Total Debt Income Ratio 0 N/A
2177286     Maturity Date xxx xxx
2177286     First Payment Date xxx xxx
2177286     Qualifying Total Debt Income Ratio 30.51 30.586